The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 3,308 30,446 SH   SOLE   0 0 30,446
ABBVIE INC COM 00287Y109 719 4,698 SH   SOLE   0 0 4,698
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,622 23,849 SH   SOLE   0 0 23,849
ALPHABET INC CAP STK CL A 02079K305 434 199 SH   SOLE   0 0 199
ALPHABET INC CAP STK CL C 02079K107 105 48 SH   SOLE   0 0 48
AMAZON COM INC COM 023135106 1,617 15,225 SH   SOLE   0 0 15,225
APPLE INC COM 037833100 24,592 179,868 SH   SOLE   0 0 179,868
AUTOMATIC DATA PROCESSING IN COM 053015103 4,089 19,468 SH   SOLE   0 0 19,468
AVERY DENNISON CORP COM 053611109 401 2,478 SH   SOLE   0 0 2,478
BLACKROCK INC COM 09247X101 467 766 SH   SOLE   0 0 766
BRISTOL-MYERS SQUIBB CO COM 110122108 1,552 20,158 SH   SOLE   0 0 20,158
CSX CORP COM 126408103 533 18,355 SH   SOLE   0 0 18,355
CHEVRON CORP NEW COM 166764100 439 3,035 SH   SOLE   0 0 3,035
CIGNA CORP NEW COM 125523100 304 1,154 SH   SOLE   0 0 1,154
CINTAS CORP COM 172908105 298 798 SH   SOLE   0 0 798
COCA COLA CO COM 191216100 887 14,098 SH   SOLE   0 0 14,098
COMCAST CORP NEW CL A 20030N101 471 12,000 SH   SOLE   0 0 12,000
CONSOLIDATED EDISON INC COM 209115104 572 6,017 SH   SOLE   0 0 6,017
COSTCO WHSL CORP NEW COM 22160K105 6,573 13,715 SH   SOLE   0 0 13,715
DANAHER CORPORATION COM 235851102 1,527 6,023 SH   SOLE   0 0 6,023
DISCOVER FINL SVCS COM 254709108 236 2,500 SH   SOLE   0 0 2,500
DISNEY WALT CO COM 254687106 266 2,822 SH   SOLE   0 0 2,822
DUKE ENERGY CORP NEW COM NEW 26441C204 355 3,309 SH   SOLE   0 0 3,309
EXXON MOBIL CORP COM 30231G102 392 4,575 SH   SOLE   0 0 4,575
FIRST HORIZON CORPORATION COM 320517105 615 28,118 SH   SOLE   0 0 28,118
FLOWERS FOODS INC COM 343498101 216 8,194 SH   SOLE   0 0 8,194
HERSHEY CO COM 427866108 2,455 11,412 SH   SOLE   0 0 11,412
HOME DEPOT INC COM 437076102 9,563 34,868 SH   SOLE   0 0 34,868
HONEYWELL INTL INC COM 438516106 419 2,409 SH   SOLE   0 0 2,409
INTERNATIONAL BUSINESS MACHS COM 459200101 263 1,866 SH   SOLE   0 0 1,866
ISHARES TR S&P MC 400GR ETF 464287606 148 2,326 SH   SOLE   0 0 2,326
ISHARES TR RUSSELL 2000 ETF 464287655 19 110 SH   SOLE   0 0 110
ISHARES TR RUS 1000 VAL ETF 464287598 15 105 SH   SOLE   0 0 105
ISHARES TR RUS MID CAP ETF 464287499 0 6 SH   SOLE   0 0 6
ISHARES TR S&P 500 VAL ETF 464287408 10 71 SH   SOLE   0 0 71
ISHARES TR S&P SML 600 GWT 464287887 85 811 SH   SOLE   0 0 811
ISHARES TR RUS 1000 GRW ETF 464287614 337 1,539 SH   SOLE   0 0 1,539
ISHARES TR RUS 2000 GRW ETF 464287648 178 860 SH   SOLE   0 0 860
ISHARES TR RUS 1000 ETF 464287622 12 60 SH   SOLE   0 0 60
ISHARES TR CORE S&P MCP ETF 464287507 680 3,007 SH   SOLE   0 0 3,007
ISHARES TR U.S. TECH ETF 464287721 104 1,305 SH   SOLE   0 0 1,305
JOHNSON & JOHNSON COM 478160104 2,267 12,769 SH   SOLE   0 0 12,769
JPMORGAN CHASE & CO COM 46625H100 2,321 20,614 SH   SOLE   0 0 20,614
L3HARRIS TECHNOLOGIES INC COM 502431109 1,067 4,416 SH   SOLE   0 0 4,416
LILLY ELI & CO COM 532457108 4,185 12,907 SH   SOLE   0 0 12,907
LIVE OAK BANCSHARES INC COM 53803X105 254 7,509 SH   SOLE   0 0 7,509
LOCKHEED MARTIN CORP COM 539830109 621 1,444 SH   SOLE   0 0 1,444
MASTERCARD INCORPORATED CL A 57636Q104 4,984 15,798 SH   SOLE   0 0 15,798
MCDONALDS CORP COM 580135101 1,771 7,175 SH   SOLE   0 0 7,175
MCKESSON CORP COM 58155Q103 2,971 9,109 SH   SOLE   0 0 9,109
MERCK & CO INC COM 58933Y105 947 10,387 SH   SOLE   0 0 10,387
MICROSOFT CORP COM 594918104 19,857 77,317 SH   SOLE   0 0 77,317
MONDELEZ INTL INC CL A 609207105 231 3,717 SH   SOLE   0 0 3,717
NIKE INC CL B 654106103 1,860 18,195 SH   SOLE   0 0 18,195
NORFOLK SOUTHN CORP COM 655844108 621 2,731 SH   SOLE   0 0 2,731
NORTHROP GRUMMAN CORP COM 666807102 3,830 8,003 SH   SOLE   0 0 8,003
PEPSICO INC COM 713448108 1,033 6,201 SH   SOLE   0 0 6,201
PFIZER INC COM 717081103 360 6,870 SH   SOLE   0 0 6,870
PROCTER AND GAMBLE CO COM 742718109 1,207 8,393 SH   SOLE   0 0 8,393
ROLLINS INC COM 775711104 639 18,306 SH   SOLE   0 0 18,306
ROSS STORES INC COM 778296103 642 9,141 SH   SOLE   0 0 9,141
PRICE T ROWE GROUP INC COM 74144T108 601 5,294 SH   SOLE   0 0 5,294
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 36 700 SH   SOLE   0 0 700
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 31 650 SH   SOLE   0 0 650
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,106 15,442 SH   SOLE   0 0 15,442
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4 70 SH   SOLE   0 0 70
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,147 25,960 SH   SOLE   0 0 25,960
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 237 5,318 SH   SOLE   0 0 5,318
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,421 58,988 SH   SOLE   0 0 58,988
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5 84 SH   SOLE   0 0 84
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 378 10,357 SH   SOLE   0 0 10,357
SOUTHSTATE CORPORATION COM 840441109 274 3,549 SH   SOLE   0 0 3,549
STRYKER CORPORATION COM 863667101 935 4,699 SH   SOLE   0 0 4,699
TJX COS INC NEW COM 872540109 3,207 57,424 SH   SOLE   0 0 57,424
TEXAS INSTRS INC COM 882508104 623 4,054 SH   SOLE   0 0 4,054
SOUTHERN CO COM 842587107 280 3,920 SH   SOLE   0 0 3,920
THERMO FISHER SCIENTIFIC INC COM 883556102 238 437 SH   SOLE   0 0 437
UNITEDHEALTH GROUP INC COM 91324P102 3,927 7,645 SH   SOLE   0 0 7,645
VANGUARD WORLD FDS ENERGY ETF 92204A306 45 454 SH   SOLE   0 0 454
VANGUARD WORLD FD ESG US STK ETF 921910733 16 243 SH   SOLE   0 0 243
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 11 45 SH   SOLE   0 0 45
VANGUARD WORLD FDS INF TECH ETF 92204A702 213 653 SH   SOLE   0 0 653
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 24 400 SH   SOLE   0 0 400
VANGUARD WORLD FD MEGA GRWTH IND 921910816 202 1,114 SH   SOLE   0 0 1,114
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 26 198 SH   SOLE   0 0 198
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 270 778 SH   SOLE   0 0 778
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 220 2,920 SH   SOLE   0 0 2,920
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 280 3,632 SH   SOLE   0 0 3,632
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,251 6,630 SH   SOLE   0 0 6,630
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,258 12,370 SH   SOLE   0 0 12,370
VISA INC COM CL A 92826C839 11,036 56,049 SH   SOLE   0 0 56,049
WASTE MGMT INC DEL COM 94106L109 242 1,579 SH   SOLE   0 0 1,579
YUM BRANDS INC COM 988498101 348 3,065 SH   SOLE   0 0 3,065
ZOETIS INC CL A 98978V103 2,281 13,269 SH   SOLE   0 0 13,269
ELEVANCE HEALTH INC COM 036752103 1,959 4,059 SH   SOLE   0 0 4,059
SPDR S&P 500 ETF TR TR UNIT 78462F103 582 1,542 SH   SOLE   0 0 1,542