The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 4,898 34,799 SH   SOLE   0 0 34,799
ABBVIE INC COM 00287Y109 310 2,288 SH   SOLE   0 0 2,288
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 9,553 23,044 SH   SOLE   0 0 23,044
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,849 5,024 SH   SOLE   0 0 5,024
ADVANCED MICRO DEVICES INC COM 007903107 313 2,173 SH   SOLE   0 0 2,173
ALPHABET INC CAP STK CL A 02079K305 492 170 SH   SOLE   0 0 170
ALPHABET INC CAP STK CL C 02079K107 472 163 SH   SOLE   0 0 163
AMAZON COM INC COM 023135106 5,175 1,552 SH   SOLE   0 0 1,552
ANTHEM INC COM 036752103 275 593 SH   SOLE   0 0 593
APPLE INC COM 037833100 34,084 191,947 SH   SOLE   0 0 191,947
AUTOMATIC DATA PROCESSING IN COM 053015103 4,975 20,174 SH   SOLE   0 0 20,174
AUTOZONE INC COM 053332102 249 119 SH   SOLE   0 0 119
AVERY DENNISON CORP COM 053611109 1,638 7,565 SH   SOLE   0 0 7,565
BK OF AMERICA CORP COM 060505104 1,005 22,581 SH   SOLE   0 0 22,581
BLACKROCK INC COM 09247X101 616 672 SH   SOLE   0 0 672
BRISTOL-MYERS SQUIBB CO COM 110122108 235 3,769 SH   SOLE   0 0 3,769
CSX CORP COM 126408103 710 18,874 SH   SOLE   0 0 18,874
CINTAS CORP COM 172908105 364 820 SH   SOLE   0 0 820
COCA COLA CO COM 191216100 711 12,005 SH   SOLE   0 0 12,005
COMCAST CORP NEW CL A 20030N101 605 12,023 SH   SOLE   0 0 12,023
CONSOLIDATED EDISON INC COM 209115104 469 5,492 SH   SOLE   0 0 5,492
COSTCO WHSL CORP NEW COM 22160K105 7,567 13,330 SH   SOLE   0 0 13,330
DANAHER CORPORATION COM 235851102 2,863 8,701 SH   SOLE   0 0 8,701
DISCOVER FINL SVCS COM 254709108 289 2,500 SH   SOLE   0 0 2,500
DISNEY WALT CO COM 254687106 789 5,095 SH   SOLE   0 0 5,095
DUKE ENERGY CORP NEW COM NEW 26441C204 318 3,028 SH   SOLE   0 0 3,028
FIRST HORIZON CORPORATION COM 320517105 459 28,118 SH   SOLE   0 0 28,118
HOME DEPOT INC COM 437076102 14,582 35,136 SH   SOLE   0 0 35,136
HONEYWELL INTL INC COM 438516106 502 2,410 SH   SOLE   0 0 2,410
ISHARES TR S&P MC 400GR ETF 464287606 215 2,516 SH   SOLE   0 0 2,516
ISHARES TR CORE S&P SCP ETF 464287804 32 282 SH   SOLE   0 0 282
ISHARES TR IBOXX INV CP ETF 464287242 26 195 SH   SOLE   0 0 195
ISHARES TR RUSSELL 2000 ETF 464287655 24 110 SH   SOLE   0 0 110
ISHARES TR RUS MID CAP ETF 464287499 0 6 SH   SOLE   0 0 6
ISHARES TR RUS MDCP VAL ETF 464287473 6 50 SH   SOLE   0 0 50
ISHARES TR S&P 500 VAL ETF 464287408 11 71 SH   SOLE   0 0 71
ISHARES TR S&P SML 600 GWT 464287887 147 1,057 SH   SOLE   0 0 1,057
ISHARES TR 20 YR TR BD ETF 464287432 9 64 SH   SOLE   0 0 64
ISHARES TR RUS 1000 GRW ETF 464287614 1,130 3,697 SH   SOLE   0 0 3,697
ISHARES TR RUS 2000 GRW ETF 464287648 252 860 SH   SOLE   0 0 860
ISHARES TR RUS 1000 ETF 464287622 16 60 SH   SOLE   0 0 60
ISHARES TR CORE S&P MCP ETF 464287507 963 3,402 SH   SOLE   0 0 3,402
ISHARES TR CORE S&P500 ETF 464287200 48 100 SH   SOLE   0 0 100
ISHARES TR U.S. TECH ETF 464287721 376 3,271 SH   SOLE   0 0 3,271
JOHNSON & JOHNSON COM 478160104 1,960 11,456 SH   SOLE   0 0 11,456
JPMORGAN CHASE & CO COM 46625H100 3,566 22,519 SH   SOLE   0 0 22,519
L3HARRIS TECHNOLOGIES INC COM 502431109 603 2,825 SH   SOLE   0 0 2,825
LILLY ELI & CO COM 532457108 1,796 6,501 SH   SOLE   0 0 6,501
LOCKHEED MARTIN CORP COM 539830109 458 1,287 SH   SOLE   0 0 1,287
LOWES COS INC COM 548661107 2,989 11,562 SH   SOLE   0 0 11,562
MASTERCARD INCORPORATED CL A 57636Q104 5,698 15,857 SH   SOLE   0 0 15,857
MCDONALDS CORP COM 580135101 1,889 7,046 SH   SOLE   0 0 7,046
MICROSOFT CORP COM 594918104 29,533 87,812 SH   SOLE   0 0 87,812
MONDELEZ INTL INC CL A 609207105 223 3,361 SH   SOLE   0 0 3,361
NASDAQ INC COM 631103108 1,781 8,481 SH   SOLE   0 0 8,481
NIKE INC CL B 654106103 3,232 19,392 SH   SOLE   0 0 19,392
NORFOLK SOUTHN CORP COM 655844108 864 2,903 SH   SOLE   0 0 2,903
NORTHROP GRUMMAN CORP COM 666807102 2,754 7,116 SH   SOLE   0 0 7,116
NOVO-NORDISK A S ADR 670100205 224 2,000 SH   SOLE   0 0 2,000
NVIDIA CORPORATION COM 67066G104 647 2,198 SH   SOLE   0 0 2,198
PEPSICO INC COM 713448108 1,123 6,462 SH   SOLE   0 0 6,462
PFIZER INC COM 717081103 278 4,715 SH   SOLE   0 0 4,715
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 339 3,337 SH   SOLE   0 0 3,337
PROCTER AND GAMBLE CO COM 742718109 1,466 8,963 SH   SOLE   0 0 8,963
ROLLINS INC COM 775711104 566 16,535 SH   SOLE   0 0 16,535
ROSS STORES INC COM 778296103 1,539 13,466 SH   SOLE   0 0 13,466
PRICE T ROWE GROUP INC COM 74144T108 892 4,537 SH   SOLE   0 0 4,537
S&P GLOBAL INC COM 78409V104 2,219 4,703 SH   SOLE   0 0 4,703
SALESFORCE COM INC COM 79466L302 256 1,007 SH   SOLE   0 0 1,007
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 39 700 SH   SOLE   0 0 700
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 35 650 SH   SOLE   0 0 650
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 410 5,067 SH   SOLE   0 0 5,067
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6 69 SH   SOLE   0 0 69
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,681 23,724 SH   SOLE   0 0 23,724
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 956 8,395 SH   SOLE   0 0 8,395
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,717 138,730 SH   SOLE   0 0 138,730
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6 84 SH   SOLE   0 0 84
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 1,700 36,498 SH   SOLE   0 0 36,498
SOUTHSTATE CORPORATION COM 840441109 284 3,549 SH   SOLE   0 0 3,549
STRYKER CORPORATION COM 863667101 1,285 4,804 SH   SOLE   0 0 4,804
TJX COS INC NEW COM 872540109 4,411 58,101 SH   SOLE   0 0 58,101
TESLA INC COM 88160R101 556 526 SH   SOLE   0 0 526
TEXAS INSTRS INC COM 882508104 1,883 9,989 SH   SOLE   0 0 9,989
THERMO FISHER SCIENTIFIC INC COM 883556102 663 993 SH   SOLE   0 0 993
UNITED PARCEL SERVICE INC CL B 911312106 284 1,324 SH   SOLE   0 0 1,324
UNITEDHEALTH GROUP INC COM 91324P102 2,620 5,218 SH   SOLE   0 0 5,218
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 73 785 SH   SOLE   0 0 785
VANGUARD WORLD FD ESG US STK ETF 921910733 272 3,092 SH   SOLE   0 0 3,092
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 13 48 SH   SOLE   0 0 48
VANGUARD WORLD FDS INF TECH ETF 92204A702 666 1,453 SH   SOLE   0 0 1,453
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 53 802 SH   SOLE   0 0 802
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5 50 SH   SOLE   0 0 50
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,492 9,557 SH   SOLE   0 0 9,557
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 30 198 SH   SOLE   0 0 198
VANGUARD INDEX FDS MID CAP ETF 922908629 24 96 SH   SOLE   0 0 96
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 3 41 SH   SOLE   0 0 41
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 6 62 SH   SOLE   0 0 62
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 939 2,151 SH   SOLE   0 0 2,151
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 9 141 SH   SOLE   0 0 141
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 247 2,920 SH   SOLE   0 0 2,920
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 329 3,632 SH   SOLE   0 0 3,632
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,613 14,963 SH   SOLE   0 0 14,963
VANGUARD INDEX FDS VALUE ETF 922908744 101 685 SH   SOLE   0 0 685
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 356 3,175 SH   SOLE   0 0 3,175
VISA INC COM CL A 92826C839 12,551 57,917 SH   SOLE   0 0 57,917
WALMART INC COM 931142103 285 1,972 SH   SOLE   0 0 1,972
YUM BRANDS INC COM 988498101 491 3,538 SH   SOLE   0 0 3,538
ZOETIS INC CL A 98978V103 6,753 27,671 SH   SOLE   0 0 27,671
ISHARES TR MSCI EAFE ETF 464287465 5 67 SH   SOLE   0 0 67
SPDR S&P 500 ETF TR TR UNIT 78462F103 982 2,067 SH   SOLE   0 0 2,067