The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 324 3,518 SH   SOLE   0 0 3,518
ALPHABET INC CAP STK CL A 02079K305 725 694 SH   SOLE   0 0 694
ALPHABET INC CAP STK CL C 02079K107 977 943 SH   SOLE   0 0 943
ALPS ETF TR SECTR DIV DOGS 00162Q858 1,096 28,007 SH   SOLE   0 0 28,007
ALTRIA GROUP INC COM 02209S103 385 7,790 SH   SOLE   0 0 7,790
AMAZON COM INC COM 023135106 5,523 3,677 SH   SOLE   0 0 3,677
AMGEN INC COM 031162100 349 1,793 SH   SOLE   0 0 1,793
APPLE INC COM 037833100 6,410 40,638 SH   SOLE   0 0 40,638
AT&T INC COM 00206R102 278 9,738 SH   SOLE   0 0 9,738
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,738 13,410 SH   SOLE   0 0 13,410
BLACKROCK FLOAT RATE OME STR COM 09255X100 378 31,775 SH   SOLE   0 0 31,775
BLACKROCK INC COM 09247X101 1,985 5,054 SH   SOLE   0 0 5,054
BOEING CO COM 097023105 1,153 3,576 SH   SOLE   0 0 3,576
CATERPILLAR INC DEL COM 149123101 295 2,319 SH   SOLE   0 0 2,319
CISCO SYS INC COM 17275R102 501 11,571 SH   SOLE   0 0 11,571
COMCAST CORP NEW CL A 20030N101 294 8,645 SH   SOLE   0 0 8,645
COSTCO WHSL CORP NEW COM 22160K105 664 3,260 SH   SOLE   0 0 3,260
DANAHER CORP DEL COM 235851102 477 4,622 SH   SOLE   0 0 4,622
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 650 14,523 SH   SOLE   0 0 14,523
DISNEY WALT CO COM DISNEY 254687106 1,399 12,755 SH   SOLE   0 0 12,755
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 162 12,277 SH   SOLE   0 0 12,277
ENTERPRISE PRODS PARTNERS L COM 293792107 247 10,054 SH   SOLE   0 0 10,054
EXXON MOBIL CORP COM 30231G102 381 5,590 SH   SOLE   0 0 5,590
FACEBOOK INC CL A 30303M102 1,525 11,632 SH   SOLE   0 0 11,632
GENERAL DYNAMICS CORP COM 369550108 688 4,375 SH   SOLE   0 0 4,375
GOLDMAN SACHS GROUP INC COM 38141G104 479 2,867 SH   SOLE   0 0 2,867
HOME DEPOT INC COM 437076102 1,831 10,657 SH   SOLE   0 0 10,657
HONEYWELL INTL INC COM 438516106 856 6,476 SH   SOLE   0 0 6,476
INDEPENDENCE RLTY TR INC COM 45378A106 558 60,820 SH   SOLE   0 0 60,820
INTEL CORP COM 458140100 375 7,996 SH   SOLE   0 0 7,996
ISHARES TR CORE S&P MCP ETF 464287507 1,643 9,896 SH   SOLE   0 0 9,896
ISHARES TR CORE S&P SCP ETF 464287804 2,486 35,870 SH   SOLE   0 0 35,870
ISHARES TR NASDAQ BIOTECH 464287556 378 3,916 SH   SOLE   0 0 3,916
ISHARES TR RUS 1000 ETF 464287622 400 2,882 SH   SOLE   0 0 2,882
ISHARES TR RUS 1000 GRW ETF 464287614 1,179 9,008 SH   SOLE   0 0 9,008
ISHARES TR RUS 1000 VAL ETF 464287598 652 5,871 SH   SOLE   0 0 5,871
ISHARES TR RUSSELL 2000 ETF 464287655 237 1,768 SH   SOLE   0 0 1,768
ISHARES TR S&P 500 GRWT ETF 464287309 1,902 12,623 SH   SOLE   0 0 12,623
ISHARES TR S&P 500 VAL ETF 464287408 932 9,212 SH   SOLE   0 0 9,212
ISHARES TR S&P US PFD STK 464288687 265 7,745 SH   SOLE   0 0 7,745
ISHARES TR U.S. TECH ETF 464287721 221 1,383 SH   SOLE   0 0 1,383
JOHNSON & JOHNSON COM 478160104 901 6,982 SH   SOLE   0 0 6,982
JPMORGAN CHASE & CO COM 46625H100 2,655 27,198 SH   SOLE   0 0 27,198
LAS VEGAS SANDS CORP COM 517834107 200 3,850 SH   SOLE   0 0 3,850
LOCKHEED MARTIN CORP COM 539830109 235 899 SH   SOLE   0 0 899
MARSH & MCLENNAN COS INC COM 571748102 1,302 16,326 SH   SOLE   0 0 16,326
MASTERCARD INCORPORATED CL A 57636Q104 947 5,020 SH   SOLE   0 0 5,020
MCDONALDS CORP COM 580135101 1,184 6,668 SH   SOLE   0 0 6,668
MERCK & CO INC COM 58933Y105 560 7,334 SH   SOLE   0 0 7,334
MICROSOFT CORP COM 594918104 2,593 25,530 SH   SOLE   0 0 25,530
NETFLIX INC COM 64110L106 966 3,610 SH   SOLE   0 0 3,610
NIKE INC CL B 654106103 303 4,087 SH   SOLE   0 0 4,087
NVIDIA CORP COM 67066G104 284 2,129 SH   SOLE   0 0 2,129
ORACLE CORP COM 68389X105 263 5,821 SH   SOLE   0 0 5,821
PAYPAL HLDGS INC COM 70450Y103 592 7,043 SH   SOLE   0 0 7,043
PEPSICO INC COM 713448108 386 3,494 SH   SOLE   0 0 3,494
PFIZER INC COM 717081103 1,291 29,569 SH   SOLE   0 0 29,569
PHILIP MORRIS INTL INC COM 718172109 295 4,423 SH   SOLE   0 0 4,423
PREMIER FINL BANCORP INC COM 74050M105 273 18,324 SH   SOLE   0 0 18,324
PROCTER AND GAMBLE CO COM 742718109 211 2,294 SH   SOLE   0 0 2,294
PRUDENTIAL FINL INC COM 744320102 293 3,593 SH   SOLE   0 0 3,593
SALESFORCE COM INC COM 79466L302 665 4,857 SH   SOLE   0 0 4,857
SCHWAB CHARLES CORP NEW COM 808513105 305 7,355 SH   SOLE   0 0 7,355
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 353 7,521 SH   SOLE   0 0 7,521
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,410 20,456 SH   SOLE   0 0 20,456
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 895 18,155 SH   SOLE   0 0 18,155
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 779 16,261 SH   SOLE   0 0 16,261
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 659 10,854 SH   SOLE   0 0 10,854
SEMPRA ENERGY COM 816851109 508 4,695 SH   SOLE   0 0 4,695
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 509 2,181 SH   SOLE   0 0 2,181
SPDR S&P 500 ETF TR TR UNIT 78462F103 976 3,904 SH   SOLE   0 0 3,904
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,030 3,403 SH   SOLE   0 0 3,403
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 216 3,333 SH   SOLE   0 0 3,333
STARBUCKS CORP COM 855244109 254 3,941 SH   SOLE   0 0 3,941
THERMO FISHER SCIENTIFIC INC COM 883556102 482 2,155 SH   SOLE   0 0 2,155
UNITED TECHNOLOGIES CORP COM 913017109 201 1,885 SH   SOLE   0 0 1,885
UNITEDHEALTH GROUP INC COM 91324P102 2,315 9,291 SH   SOLE   0 0 9,291
VALLEY NATL BANCORP COM 919794107 122 13,721 SH   SOLE   0 0 13,721
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 439 5,891 SH   SOLE   0 0 5,891
VERIZON COMMUNICATIONS INC COM 92343V104 748 13,297 SH   SOLE   0 0 13,297
VISA INC COM CL A 92826C839 2,028 15,369 SH   SOLE   0 0 15,369
W P CAREY INC COM 92936U109 322 4,930 SH   SOLE   0 0 4,930
WASTE MGMT INC DEL COM 94106L109 646 7,262 SH   SOLE   0 0 7,262
WELLS FARGO CO NEW COM 949746101 281 6,092 SH   SOLE   0 0 6,092
YUM BRANDS INC COM 988498101 345 3,758 SH   SOLE   0 0 3,758