The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 201 952 SH   SOLE   0 0 952
ABBVIE INC COM 00287Y109 335 3,544 SH   SOLE   0 0 3,544
ALLERGAN PLC SHS G0177J108 292 1,531 SH   SOLE   0 0 1,531
ALPHABET INC CAP STK CL A 02079K305 861 713 SH   SOLE   0 0 713
ALPHABET INC CAP STK CL C 02079K107 1,204 1,009 SH   SOLE   0 0 1,009
ALPS ETF TR SECTR DIV DOGS 00162Q858 1,201 26,180 SH   SOLE   0 0 26,180
ALTRIA GROUP INC COM 02209S103 576 9,557 SH   SOLE   0 0 9,557
AMAZON COM INC COM 023135106 7,387 3,688 SH   SOLE   0 0 3,688
AMGEN INC COM 031162100 356 1,718 SH   SOLE   0 0 1,718
APPLE INC COM 037833100 9,196 40,736 SH   SOLE   0 0 40,736
AT&T INC COM 00206R102 399 11,875 SH   SOLE   0 0 11,875
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,600 12,145 SH   SOLE   0 0 12,145
BLACKROCK FLOAT RATE OME STR COM 09255X100 1,739 126,088 SH   SOLE   0 0 126,088
BLACKROCK INC COM 09247X101 2,675 5,674 SH   SOLE   0 0 5,674
BOEING CO COM 097023105 1,078 2,898 SH   SOLE   0 0 2,898
BP PLC SPONSORED ADR 055622104 213 4,613 SH   SOLE   0 0 4,613
CAPITAL ONE FINL CORP COM 14040H105 234 2,469 SH   SOLE   0 0 2,469
CATERPILLAR INC DEL COM 149123101 334 2,188 SH   SOLE   0 0 2,188
CISCO SYS INC COM 17275R102 574 11,804 SH   SOLE   0 0 11,804
COMCAST CORP NEW CL A 20030N101 328 9,251 SH   SOLE   0 0 9,251
COSTCO WHSL CORP NEW COM 22160K105 765 3,258 SH   SOLE   0 0 3,258
DANAHER CORP DEL COM 235851102 553 5,087 SH   SOLE   0 0 5,087
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 1,199 17,047 SH   SOLE   0 0 17,047
DISNEY WALT CO COM DISNEY 254687106 1,536 13,133 SH   SOLE   0 0 13,133
ENTERPRISE PRODS PARTNERS L COM 293792107 303 10,550 SH   SOLE   0 0 10,550
EXXON MOBIL CORP COM 30231G102 501 5,896 SH   SOLE   0 0 5,896
FACEBOOK INC CL A 30303M102 2,471 15,023 SH   SOLE   0 0 15,023
FEDEX CORP COM 31428X106 247 1,026 SH   SOLE   0 0 1,026
GENERAL DYNAMICS CORP COM 369550108 1,274 6,222 SH   SOLE   0 0 6,222
GOLDMAN SACHS GROUP INC COM 38141G104 701 3,125 SH   SOLE   0 0 3,125
HOME DEPOT INC COM 437076102 1,800 8,691 SH   SOLE   0 0 8,691
HONEYWELL INTL INC COM 438516106 1,125 6,759 SH   SOLE   0 0 6,759
INDEPENDENCE RLTY TR INC COM 45378A106 715 67,936 SH   SOLE   0 0 67,936
INTEL CORP COM 458140100 483 10,222 SH   SOLE   0 0 10,222
INTUITIVE SURGICAL INC COM NEW 46120E602 232 405 SH   SOLE   0 0 405
INVESCO QQQ TR UNIT SER 1 46090E103 223 1,200 SH   SOLE   0 0 1,200
ISHARES TR CORE S&P MCP ETF 464287507 2,129 10,575 SH   SOLE   0 0 10,575
ISHARES TR CORE S&P SCP ETF 464287804 3,259 37,354 SH   SOLE   0 0 37,354
ISHARES TR EUROPE ETF 464287861 219 4,850 SH   SOLE   0 0 4,850
ISHARES TR MSCI EAFE ETF 464287465 311 4,581 SH   SOLE   0 0 4,581
ISHARES TR NASDAQ BIOTECH 464287556 522 4,280 SH   SOLE   0 0 4,280
ISHARES TR RUS 1000 ETF 464287622 409 2,532 SH   SOLE   0 0 2,532
ISHARES TR RUS 1000 GRW ETF 464287614 1,464 9,384 SH   SOLE   0 0 9,384
ISHARES TR RUS 1000 VAL ETF 464287598 790 6,241 SH   SOLE   0 0 6,241
ISHARES TR RUSSELL 2000 ETF 464287655 254 1,506 SH   SOLE   0 0 1,506
ISHARES TR S&P 500 GRWT ETF 464287309 2,304 13,006 SH   SOLE   0 0 13,006
ISHARES TR S&P 500 VAL ETF 464287408 1,145 9,882 SH   SOLE   0 0 9,882
ISHARES TR S&P US PFD STK 464288687 639 17,220 SH   SOLE   0 0 17,220
ISHARES TR U.S. TECH ETF 464287721 306 1,578 SH   SOLE   0 0 1,578
JOHNSON & JOHNSON COM 478160104 996 7,212 SH   SOLE   0 0 7,212
JPMORGAN CHASE & CO COM 46625H100 3,043 26,965 SH   SOLE   0 0 26,965
LAS VEGAS SANDS CORP COM 517834107 205 3,450 SH   SOLE   0 0 3,450
LOCKHEED MARTIN CORP COM 539830109 345 998 SH   SOLE   0 0 998
MARSH & MCLENNAN COS INC COM 571748102 1,349 16,308 SH   SOLE   0 0 16,308
MASTERCARD INCORPORATED CL A 57636Q104 1,172 5,265 SH   SOLE   0 0 5,265
MCDONALDS CORP COM 580135101 1,172 7,004 SH   SOLE   0 0 7,004
MERCK & CO INC COM 58933Y105 519 7,311 SH   SOLE   0 0 7,311
MICROSOFT CORP COM 594918104 3,201 27,985 SH   SOLE   0 0 27,985
NETFLIX INC COM 64110L106 1,713 4,579 SH   SOLE   0 0 4,579
NIKE INC CL B 654106103 346 4,082 SH   SOLE   0 0 4,082
NORTHROP GRUMMAN CORP COM 666807102 257 810 SH   SOLE   0 0 810
NVIDIA CORP COM 67066G104 850 3,026 SH   SOLE   0 0 3,026
ORACLE CORP COM 68389X105 343 6,660 SH   SOLE   0 0 6,660
PAYPAL HLDGS INC COM 70450Y103 751 8,549 SH   SOLE   0 0 8,549
PEPSICO INC COM 713448108 377 3,375 SH   SOLE   0 0 3,375
PFIZER INC COM 717081103 1,250 28,355 SH   SOLE   0 0 28,355
PHILIP MORRIS INTL INC COM 718172109 383 4,702 SH   SOLE   0 0 4,702
PREMIER FINL BANCORP INC COM 74050M105 336 18,176 SH   SOLE   0 0 18,176
PRUDENTIAL FINL INC COM 744320102 353 3,487 SH   SOLE   0 0 3,487
QUALCOMM INC COM 747525103 217 3,014 SH   SOLE   0 0 3,014
RAYTHEON CO COM NEW 755111507 288 1,393 SH   SOLE   0 0 1,393
SALESFORCE COM INC COM 79466L302 824 5,183 SH   SOLE   0 0 5,183
SCHLUMBERGER LTD COM 806857108 209 3,433 SH   SOLE   0 0 3,433
SCHWAB CHARLES CORP NEW COM 808513105 411 8,356 SH   SOLE   0 0 8,356
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 432 8,155 SH   SOLE   0 0 8,155
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,388 16,923 SH   SOLE   0 0 16,923
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 765 13,640 SH   SOLE   0 0 13,640
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 831 14,359 SH   SOLE   0 0 14,359
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 805 10,572 SH   SOLE   0 0 10,572
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 210 1,793 SH   SOLE   0 0 1,793
SEMPRA ENERGY COM 816851109 558 4,906 SH   SOLE   0 0 4,906
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 529 2,001 SH   SOLE   0 0 2,001
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,370 4,713 SH   SOLE   0 0 4,713
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,504 4,092 SH   SOLE   0 0 4,092
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 283 3,730 SH   SOLE   0 0 3,730
STARBUCKS CORP COM 855244109 224 3,941 SH   SOLE   0 0 3,941
THERMO FISHER SCIENTIFIC INC COM 883556102 526 2,154 SH   SOLE   0 0 2,154
TWITTER INC COM 90184L102 211 7,413 SH   SOLE   0 0 7,413
UNITED TECHNOLOGIES CORP COM 913017109 222 1,587 SH   SOLE   0 0 1,587
UNITEDHEALTH GROUP INC COM 91324P102 2,538 9,540 SH   SOLE   0 0 9,540
VALLEY NATL BANCORP COM 919794107 201 17,869 SH   SOLE   0 0 17,869
VANGUARD INDEX FDS GROWTH ETF 922908736 348 2,159 SH   SOLE   0 0 2,159
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 498 6,175 SH   SOLE   0 0 6,175
VANGUARD INDEX FDS VALUE ETF 922908744 291 2,632 SH   SOLE   0 0 2,632
VERIZON COMMUNICATIONS INC COM 92343V104 716 13,410 SH   SOLE   0 0 13,410
VISA INC COM CL A 92826C839 2,451 16,332 SH   SOLE   0 0 16,332
W P CAREY INC COM 92936U109 301 4,680 SH   SOLE   0 0 4,680
WASTE MGMT INC DEL COM 94106L109 597 6,612 SH   SOLE   0 0 6,612
WELLS FARGO CO NEW COM 949746101 566 10,766 SH   SOLE   0 0 10,766
YUM BRANDS INC COM 988498101 335 3,682 SH   SOLE   0 0 3,682