The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 251 1,277 SH   SOLE   0 0 1,277
ABBVIE INC COM 00287Y109 359 3,878 SH   SOLE   0 0 3,878
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 258 1,390 SH   SOLE   0 0 1,390
ALLERGAN PLC SHS G0177J108 314 1,881 SH   SOLE   0 0 1,881
ALPHABET INC CAP STK CL C 02079K107 1,126 1,009 SH   SOLE   0 0 1,009
ALPHABET INC CAP STK CL A 02079K305 768 680 SH   SOLE   0 0 680
ALPS ETF TR SECTR DIV DOGS 00162Q858 1,318 29,612 SH   SOLE   0 0 29,612
ALTRIA GROUP INC COM 02209S103 617 10,859 SH   SOLE   0 0 10,859
AMAZON COM INC COM 023135106 5,754 3,385 SH   SOLE   0 0 3,385
AMGEN INC COM 031162100 297 1,608 SH   SOLE   0 0 1,608
APPLE INC COM 037833100 7,365 39,784 SH   SOLE   0 0 39,784
AT&T INC COM 00206R102 412 12,826 SH   SOLE   0 0 12,826
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,230 11,945 SH   SOLE   0 0 11,945
BLACKROCK FLOAT RATE OME STR COM 09255X100 1,827 131,425 SH   SOLE   0 0 131,425
BLACKROCK INC COM 09247X101 3,011 6,034 SH   SOLE   0 0 6,034
BOEING CO COM 097023105 942 2,808 SH   SOLE   0 0 2,808
CAPITAL ONE FINL CORP COM 14040H105 220 2,389 SH   SOLE   0 0 2,389
CATERPILLAR INC DEL COM 149123101 295 2,178 SH   SOLE   0 0 2,178
CHEVRON CORP NEW COM 166764100 205 1,621 SH   SOLE   0 0 1,621
CISCO SYS INC COM 17275R102 481 11,187 SH   SOLE   0 0 11,187
COLGATE PALMOLIVE CO COM 194162103 223 3,444 SH   SOLE   0 0 3,444
COMCAST CORP NEW CL A 20030N101 362 11,030 SH   SOLE   0 0 11,030
COSTCO WHSL CORP NEW COM 22160K105 618 2,957 SH   SOLE   0 0 2,957
DANAHER CORP DEL COM 235851102 481 4,874 SH   SOLE   0 0 4,874
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 1,105 17,547 SH   SOLE   0 0 17,547
DISNEY WALT CO COM DISNEY 254687106 1,325 12,639 SH   SOLE   0 0 12,639
ENTERPRISE PRODS PARTNERS L COM 293792107 292 10,550 SH   SOLE   0 0 10,550
EXXON MOBIL CORP COM 30231G102 644 7,785 SH   SOLE   0 0 7,785
FACEBOOK INC CL A 30303M102 2,723 14,012 SH   SOLE   0 0 14,012
FEDEX CORP COM 31428X106 267 1,174 SH   SOLE   0 0 1,174
GENERAL DYNAMICS CORP COM 369550108 1,114 5,977 SH   SOLE   0 0 5,977
GOLDMAN SACHS GROUP INC COM 38141G104 700 3,174 SH   SOLE   0 0 3,174
HOME DEPOT INC COM 437076102 1,638 8,396 SH   SOLE   0 0 8,396
HONEYWELL INTL INC COM 438516106 983 6,822 SH   SOLE   0 0 6,822
INDEPENDENCE RLTY TR INC COM 45378A106 752 72,936 SH   SOLE   0 0 72,936
INTEL CORP COM 458140100 553 11,116 SH   SOLE   0 0 11,116
INTUITIVE SURGICAL INC COM NEW 46120E602 216 451 SH   SOLE   0 0 451
INVESCO QQQ TR UNIT SER 1 46090E103 240 1,400 SH   SOLE   0 0 1,400
ISHARES TR S&P 500 GRWT ETF 464287309 2,123 13,053 SH   SOLE   0 0 13,053
ISHARES TR S&P 500 VAL ETF 464287408 1,084 9,846 SH   SOLE   0 0 9,846
ISHARES TR MSCI EAFE ETF 464287465 422 6,306 SH   SOLE   0 0 6,306
ISHARES TR CORE S&P MCP ETF 464287507 2,101 10,787 SH   SOLE   0 0 10,787
ISHARES TR NASDAQ BIOTECH 464287556 580 5,283 SH   SOLE   0 0 5,283
ISHARES TR RUS 1000 VAL ETF 464287598 755 6,220 SH   SOLE   0 0 6,220
ISHARES TR RUS 1000 GRW ETF 464287614 1,347 9,366 SH   SOLE   0 0 9,366
ISHARES TR RUS 1000 ETF 464287622 384 2,525 SH   SOLE   0 0 2,525
ISHARES TR RUSSELL 2000 ETF 464287655 246 1,503 SH   SOLE   0 0 1,503
ISHARES TR U.S. TECH ETF 464287721 281 1,577 SH   SOLE   0 0 1,577
ISHARES TR CORE S&P SCP ETF 464287804 3,112 37,287 SH   SOLE   0 0 37,287
ISHARES TR EUROPE ETF 464287861 217 4,850 SH   SOLE   0 0 4,850
ISHARES TR S&P US PFD STK 464288687 567 15,041 SH   SOLE   0 0 15,041
JOHNSON & JOHNSON COM 478160104 859 7,079 SH   SOLE   0 0 7,079
JPMORGAN CHASE & CO COM 46625H100 2,884 27,682 SH   SOLE   0 0 27,682
LAS VEGAS SANDS CORP COM 517834107 287 3,752 SH   SOLE   0 0 3,752
LOCKHEED MARTIN CORP COM 539830109 324 1,098 SH   SOLE   0 0 1,098
MARSH & MCLENNAN COS INC COM 571748102 1,394 17,004 SH   SOLE   0 0 17,004
MASTERCARD INCORPORATED CL A 57636Q104 1,075 5,472 SH   SOLE   0 0 5,472
MCDONALDS CORP COM 580135101 1,144 7,300 SH   SOLE   0 0 7,300
MERCK & CO INC COM 58933Y105 476 7,848 SH   SOLE   0 0 7,848
MICROSOFT CORP COM 594918104 2,649 26,862 SH   SOLE   0 0 26,862
NETFLIX INC COM 64110L106 1,756 4,486 SH   SOLE   0 0 4,486
NIKE INC CL B 654106103 338 4,243 SH   SOLE   0 0 4,243
NORTHROP GRUMMAN CORP COM 666807102 249 810 SH   SOLE   0 0 810
NVIDIA CORP COM 67066G104 696 2,938 SH   SOLE   0 0 2,938
ORACLE CORP COM 68389X105 337 7,659 SH   SOLE   0 0 7,659
PAYPAL HLDGS INC COM 70450Y103 678 8,139 SH   SOLE   0 0 8,139
PEPSICO INC COM 713448108 436 4,006 SH   SOLE   0 0 4,006
PFIZER INC COM 717081103 1,041 28,685 SH   SOLE   0 0 28,685
PHILIP MORRIS INTL INC COM 718172109 460 5,698 SH   SOLE   0 0 5,698
PREMIER FINL BANCORP INC COM 74050M105 337 18,032 SH   SOLE   0 0 18,032
PROCTER AND GAMBLE CO COM 742718109 242 3,094 SH   SOLE   0 0 3,094
PRUDENTIAL FINL INC COM 744320102 335 3,582 SH   SOLE   0 0 3,582
QUALCOMM INC COM 747525103 204 3,631 SH   SOLE   0 0 3,631
RAYTHEON CO COM NEW 755111507 259 1,342 SH   SOLE   0 0 1,342
SALESFORCE COM INC COM 79466L302 578 4,241 SH   SOLE   0 0 4,241
SANCHEZ ENERGY CORP COM 79970Y105 45 10,000 SH   SOLE   0 0 10,000
SCHLUMBERGER LTD COM 806857108 213 3,182 SH   SOLE   0 0 3,182
SCHWAB CHARLES CORP NEW COM 808513105 421 8,244 SH   SOLE   0 0 8,244
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,039 13,705 SH   SOLE   0 0 13,705
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 631 11,885 SH   SOLE   0 0 11,885
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 617 11,241 SH   SOLE   0 0 11,241
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 600 8,158 SH   SOLE   0 0 8,158
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 400 8,123 SH   SOLE   0 0 8,123
SEMPRA ENERGY COM 816851109 583 5,025 SH   SOLE   0 0 5,025
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 484 1,994 SH   SOLE   0 0 1,994
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,279 4,713 SH   SOLE   0 0 4,713
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,451 4,086 SH   SOLE   0 0 4,086
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 262 3,620 SH   SOLE   0 0 3,620
STARBUCKS CORP COM 855244109 218 4,461 SH   SOLE   0 0 4,461
TESLA INC COM 88160R101 377 1,099 SH   SOLE   0 0 1,099
THERMO FISHER SCIENTIFIC INC COM 883556102 353 1,703 SH   SOLE   0 0 1,703
UNITEDHEALTH GROUP INC COM 91324P102 2,267 9,240 SH   SOLE   0 0 9,240
VALLEY NATL BANCORP COM 919794107 217 17,869 SH   SOLE   0 0 17,869
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 507 6,229 SH   SOLE   0 0 6,229
VANGUARD INDEX FDS GROWTH ETF 922908736 323 2,159 SH   SOLE   0 0 2,159
VANGUARD INDEX FDS VALUE ETF 922908744 273 2,632 SH   SOLE   0 0 2,632
VERIZON COMMUNICATIONS INC COM 92343V104 667 13,251 SH   SOLE   0 0 13,251
VISA INC COM CL A 92826C839 2,131 16,093 SH   SOLE   0 0 16,093
W P CAREY INC COM 92936U109 330 4,980 SH   SOLE   0 0 4,980
WASTE MGMT INC DEL COM 94106L109 526 6,462 SH   SOLE   0 0 6,462
WELLS FARGO CO NEW COM 949746101 607 10,947 SH   SOLE   0 0 10,947
WYNN RESORTS LTD COM 983134107 235 1,402 SH   SOLE   0 0 1,402
YUM BRANDS INC COM 988498101 381 4,872 SH   SOLE   0 0 4,872