The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 907 4,131 SH   SOLE   0 0 4,131
ABBVIE INC COM 00287Y109 347 3,671 SH   SOLE   0 0 3,671
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 233 1,272 SH   SOLE   0 0 1,272
ALLERGAN PLC SHS G0177J108 340 2,023 SH   SOLE   0 0 2,023
ALPHABET INC CAP STK CL A 02079K305 721 695 SH   SOLE   0 0 695
ALPHABET INC CAP STK CL C 02079K107 1,038 1,006 SH   SOLE   0 0 1,006
ALPS ETF TR SECTR DIV DOGS 00162Q858 1,267 29,013 SH   SOLE   0 0 29,013
ALTRIA GROUP INC COM 02209S103 650 10,430 SH   SOLE   0 0 10,430
AMAZON COM INC COM 023135106 4,430 3,061 SH   SOLE   0 0 3,061
AMGEN INC COM 031162100 283 1,658 SH   SOLE   0 0 1,658
APPLE INC COM 037833100 6,392 38,099 SH   SOLE   0 0 38,099
AT&T INC COM 00206R102 454 12,733 SH   SOLE   0 0 12,733
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,243 11,245 SH   SOLE   0 0 11,245
BLACKROCK FLOAT RATE OME STR COM 09255X100 1,558 107,196 SH   SOLE   0 0 107,196
BLACKROCK INC COM 09247X101 3,052 5,634 SH   SOLE   0 0 5,634
BOEING CO COM 097023105 835 2,546 SH   SOLE   0 0 2,546
CAPITAL ONE FINL CORP COM 14040H105 228 2,380 SH   SOLE   0 0 2,380
CATERPILLAR INC DEL COM 149123101 227 1,543 SH   SOLE   0 0 1,543
CISCO SYS INC COM 17275R102 475 11,082 SH   SOLE   0 0 11,082
COLGATE PALMOLIVE CO COM 194162103 300 4,185 SH   SOLE   0 0 4,185
COMCAST CORP NEW CL A 20030N101 383 11,218 SH   SOLE   0 0 11,218
COSTCO WHSL CORP NEW COM 22160K105 503 2,667 SH   SOLE   0 0 2,667
DANAHER CORP DEL COM 235851102 482 4,919 SH   SOLE   0 0 4,919
DIREXION SHS ETF TR DLY FIN BULL NEW 25459Y694 1,126 17,516 SH   SOLE   0 0 17,516
DISNEY WALT CO COM DISNEY 254687106 1,264 12,582 SH   SOLE   0 0 12,582
ENTERPRISE PRODS PARTNERS L COM 293792107 258 10,550 SH   SOLE   0 0 10,550
EXXON MOBIL CORP COM 30231G102 604 8,096 SH   SOLE   0 0 8,096
FACEBOOK INC CL A 30303M102 2,169 13,577 SH   SOLE   0 0 13,577
FEDEX CORP COM 31428X106 213 886 SH   SOLE   0 0 886
GENERAL DYNAMICS CORP COM 369550108 1,202 5,443 SH   SOLE   0 0 5,443
GENERAL ELECTRIC CO COM 369604103 135 10,031 SH   SOLE   0 0 10,031
GOLDMAN SACHS GROUP INC COM 38141G104 1,061 4,213 SH   SOLE   0 0 4,213
HOME DEPOT INC COM 437076102 1,401 7,863 SH   SOLE   0 0 7,863
HONEYWELL INTL INC COM 438516106 1,053 7,286 SH   SOLE   0 0 7,286
INDEPENDENCE RLTY TR INC COM 45378A106 13,779 1,500,988 SH   SOLE   0 0 1,500,988
INTEL CORP COM 458140100 583 11,202 SH   SOLE   0 0 11,202
ISHARES TR CORE S&P MCP ETF 464287507 1,937 10,327 SH   SOLE   0 0 10,327
ISHARES TR CORE S&P SCP ETF 464287804 2,798 36,336 SH   SOLE   0 0 36,336
ISHARES TR EUROPE ETF 464287861 226 4,850 SH   SOLE   0 0 4,850
ISHARES TR MSCI EAFE ETF 464287465 395 5,663 SH   SOLE   0 0 5,663
ISHARES TR NASDAQ BIOTECH 464287556 599 5,616 SH   SOLE   0 0 5,616
ISHARES TR RUS 1000 ETF 464287622 265 1,805 SH   SOLE   0 0 1,805
ISHARES TR RUS 1000 GRW ETF 464287614 1,275 9,366 SH   SOLE   0 0 9,366
ISHARES TR RUS 1000 VAL ETF 464287598 746 6,220 SH   SOLE   0 0 6,220
ISHARES TR S&P 500 GRWT ETF 464287309 1,923 12,402 SH   SOLE   0 0 12,402
ISHARES TR S&P 500 VAL ETF 464287408 1,077 9,846 SH   SOLE   0 0 9,846
ISHARES TR S&P US PFD STK 464288687 470 12,506 SH   SOLE   0 0 12,506
ISHARES TR U.S. TECH ETF 464287721 265 1,577 SH   SOLE   0 0 1,577
JOHNSON & JOHNSON COM 478160104 933 7,279 SH   SOLE   0 0 7,279
JOHNSON CTLS INTL PLC SHS G51502105 255 7,232 SH   SOLE   0 0 7,232
JPMORGAN CHASE & CO COM 46625H100 2,878 26,171 SH   SOLE   0 0 26,171
LAS VEGAS SANDS CORP COM 517834107 262 3,650 SH   SOLE   0 0 3,650
LOCKHEED MARTIN CORP COM 539830109 361 1,067 SH   SOLE   0 0 1,067
MARSH & MCLENNAN COS INC COM 571748102 1,365 16,526 SH   SOLE   0 0 16,526
MASTERCARD INCORPORATED CL A 57636Q104 912 5,208 SH   SOLE   0 0 5,208
MCDONALDS CORP COM 580135101 1,075 6,876 SH   SOLE   0 0 6,876
MERCK & CO INC COM 58933Y105 470 8,633 SH   SOLE   0 0 8,633
MICROSOFT CORP COM 594918104 2,449 26,837 SH   SOLE   0 0 26,837
NETFLIX INC COM 64110L106 1,158 3,921 SH   SOLE   0 0 3,921
NIKE INC CL B 654106103 289 4,356 SH   SOLE   0 0 4,356
NORTHROP GRUMMAN CORP COM 666807102 283 810 SH   SOLE   0 0 810
NVIDIA CORP COM 67066G104 616 2,659 SH   SOLE   0 0 2,659
ORACLE CORP COM 68389X105 348 7,598 SH   SOLE   0 0 7,598
PAYPAL HLDGS INC COM 70450Y103 215 2,839 SH   SOLE   0 0 2,839
PEPSICO INC COM 713448108 428 3,920 SH   SOLE   0 0 3,920
PFIZER INC COM 717081103 968 27,262 SH   SOLE   0 0 27,262
PHILIP MORRIS INTL INC COM 718172109 664 6,676 SH   SOLE   0 0 6,676
PREMIER FINL BANCORP INC COM 74050M105 266 14,314 SH   SOLE   0 0 14,314
PROCTER AND GAMBLE CO COM 742718109 310 3,904 SH   SOLE   0 0 3,904
PRUDENTIAL FINL INC COM 744320102 321 3,102 SH   SOLE   0 0 3,102
QUALCOMM INC COM 747525103 210 3,789 SH   SOLE   0 0 3,789
RAYTHEON CO COM NEW 755111507 259 1,198 SH   SOLE   0 0 1,198
SALESFORCE COM INC COM 79466L302 253 2,178 SH   SOLE   0 0 2,178
SCHLUMBERGER LTD COM 806857108 213 3,281 SH   SOLE   0 0 3,281
SCHWAB CHARLES CORP NEW COM 808513105 430 8,234 SH   SOLE   0 0 8,234
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 398 8,123 SH   SOLE   0 0 8,123
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 722 10,075 SH   SOLE   0 0 10,075
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 525 9,934 SH   SOLE   0 0 9,934
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 461 8,716 SH   SOLE   0 0 8,716
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 388 5,612 SH   SOLE   0 0 5,612
SEMPRA ENERGY COM 816851109 569 5,116 SH   SOLE   0 0 5,116
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 316 1,308 SH   SOLE   0 0 1,308
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,278 4,857 SH   SOLE   0 0 4,857
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,395 4,081 SH   SOLE   0 0 4,081
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 253 3,612 SH   SOLE   0 0 3,612
STARBUCKS CORP COM 855244109 296 5,114 SH   SOLE   0 0 5,114
TESLA INC COM 88160R101 384 1,444 SH   SOLE   0 0 1,444
THERMO FISHER SCIENTIFIC INC COM 883556102 331 1,602 SH   SOLE   0 0 1,602
TRANSOCEAN LTD REG SHS H8817H100 103 10,400 SH   SOLE   0 0 10,400
UNITED TECHNOLOGIES CORP COM 913017109 209 1,657 SH   SOLE   0 0 1,657
UNITEDHEALTH GROUP INC COM 91324P102 1,905 8,904 SH   SOLE   0 0 8,904
VALLEY NATL BANCORP COM 919794107 223 17,869 SH   SOLE   0 0 17,869
VANGUARD INDEX FDS GROWTH ETF 922908736 306 2,159 SH   SOLE   0 0 2,159
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 451 5,970 SH   SOLE   0 0 5,970
VANGUARD INDEX FDS VALUE ETF 922908744 272 2,632 SH   SOLE   0 0 2,632
VERIZON COMMUNICATIONS INC COM 92343V104 616 12,871 SH   SOLE   0 0 12,871
VISA INC COM CL A 92826C839 1,908 15,954 SH   SOLE   0 0 15,954
W P CAREY INC COM 92936U109 303 4,880 SH   SOLE   0 0 4,880
WASTE MGMT INC DEL COM 94106L109 575 6,839 SH   SOLE   0 0 6,839
WELLS FARGO CO NEW COM 949746101 625 11,934 SH   SOLE   0 0 11,934
WYNN RESORTS LTD COM 983134107 247 1,352 SH   SOLE   0 0 1,352
YUM BRANDS INC COM 988498101 246 2,888 SH   SOLE   0 0 2,888