The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 242 2,047 SH   SOLE   0 0 2,047
AbbVie Inc COM 00287Y109 384 2,368 SH   SOLE   0 0 2,368
Adobe Systems COM 00724F101 245 537 SH   SOLE   0 0 537
Alphabet Inc Cl A COM 02079k305 973 350 SH   SOLE   0 0 350
Amazon.Com Inc COM 023135106 365 112 SH   SOLE   0 0 112
Apple, Inc COM 037833100 4,637 26,554 SH   SOLE   0 0 26,554
Atlantis Internet Group Corp COM 04914U100 0 40,000 SH   SOLE   0 0 40,000
Becton Dickinson & Co COM 075887109 266 1,001 SH   SOLE   0 0 1,001
Berkshire Hathaway B New COM 084670702 1,075 3,045 SH   SOLE   0 0 3,045
Blackstone Real Estate Income Trust Inc Cl D COM 09259K302 1,118 77,901 SH   SOLE   0 0 77,901
Columbia Multi-Sector Municipal Inc ETF COM 19761L607 265 12,639 SH   SOLE   0 0 12,639
CVS Health Corp COM 126650100 206 2,032 SH   SOLE   0 0 2,032
FT Cboe Vest International Equity Buffer ETF - March VEST US BUFFER 33740F573 10,248 513,120 SH   SOLE   0 0 513,120
FT Cboe Vest US Equity Buffer ETF VEST US BUFFER 33740F722 266 7,041 SH   SOLE   0 0 7,041
FT Cboe Vest US Equity Buffer ETF April VEST US BUFFER 33740U885 2,819 87,147 SH   SOLE   0 0 87,147
FT Cboe Vest US Equity Buffer ETF Aug VEST US BUFFER 33740F862 356 9,345 SH   SOLE   0 0 9,345
FT Cboe Vest US Equity Buffer ETF Feb VEST US BUFFER 33740F763 306 8,000 SH   SOLE   0 0 8,000
FT Cboe Vest US Equity Buffer ETF May VEST US BUFFER 33740F748 224 5,880 SH   SOLE   0 0 5,880
FT Cboe Vest US Equity Buffer ETF Nov VEST US BUFFER 33740F847 979 25,844 SH   SOLE   0 0 25,844
FT Cboe Vest US Equity Deep Buffer ETF Nov VEST US BUFFER 33740F839 20,104 580,215 SH   SOLE   0 0 580,215
Gallagher Arthur J & Co COM 363576109 200 1,146 SH   SOLE   0 0 1,146
Globalstar Inc COM 378973408 22 15,000 SH   SOLE   0 0 15,000
Health Care Select Sector SPDR COM 81369Y209 231 1,685 SH   SOLE   0 0 1,685
iShares Core MSCI EAFE COM 46432F842 1,843 26,511 SH   SOLE   0 0 26,511
iShares Core Total US Bd Mkt COM 464287226 364 3,395 SH   SOLE   0 0 3,395
iShares Core Total USD Bond Market ETF COM 46434V613 209 4,208 SH   SOLE   0 0 4,208
iShares Edge MSCI Min Vol USA COM 46429B697 368 4,744 SH   SOLE   0 0 4,744
iShares MSCI EAFE Index COM 464287465 1,406 19,099 SH   SOLE   0 0 19,099
iShares MSCI Emerging Mkts Multifactor ETF COM 46434G889 200 4,137 SH   SOLE   0 0 4,137
iShares Russell 1000 Growth COM 464287614 329 1,186 SH   SOLE   0 0 1,186
iShares Russell 1000 Val COM 464287598 21,796 131,315 SH   SOLE   0 0 131,315
iShares Russell 3000 Index COM 464287689 206 785 SH   SOLE   0 0 785
iShares Russell Top 200 ETF COM 464289446 3,635 33,630 SH   SOLE   0 0 33,630
iShares S&P 500 Index Fund COM 464287200 78,660 173,379 SH   SOLE   0 0 173,379
iShares S&P Midcap 400 Index COM 464287507 404 1,507 SH   SOLE   0 0 1,507
iShares S&P Smallcap 600 Index COM 464287804 997 9,238 SH   SOLE   0 0 9,238
J P Morgan Chase & Co COM 46625H100 605 4,435 SH   SOLE   0 0 4,435
JLL Inc Ppty Tr Ut Trust I-M Cq COM 48021R401 479 32,684 SH   SOLE   0 0 32,684
Johnson & Johnson COM 478160104 494 2,788 SH   SOLE   0 0 2,788
LAM Research Corp COM 512807108 221 411 SH   SOLE   0 0 411
Merck & Company COM 58933Y105 234 2,856 SH   SOLE   0 0 2,856
Microsoft Corp COM 594918104 567 1,838 SH   SOLE   0 0 1,838
Millennium Cell Inc COM 60038B105 0 17,000 SH   SOLE   0 0 17,000
NMC Inc (NV) COM 629196106 0 3,540,000 SH   SOLE   0 0 3,540,000
Pepsico Inc COM 713448108 252 1,507 SH   SOLE   0 0 1,507
Rydex S&P Equal Weight ETF COM 46137V357 1,957 12,412 SH   SOLE   0 0 12,412
Schwab International Equity ETF COM 808524805 1,237 33,693 SH   SOLE   0 0 33,693
Schwab US Broad Market COM 808524102 1,042 19,512 SH   SOLE   0 0 19,512
Schwab US Large Cap ETF COM 808524201 9,154 169,982 SH   SOLE   0 0 169,982
T. Rowe Price Dividend Growth ETF COM 87283Q404 2,292 68,237 SH   SOLE   0 0 68,237
Vanguard Extended Market ETF COM 922908652 847 5,111 SH   SOLE   0 0 5,111
Vanguard Mid Cap VIPERs ETF COM 922908629 2,636 11,084 SH   SOLE   0 0 11,084
Visa Inc COM 92826C839 289 1,302 SH   SOLE   0 0 1,302
WisdomTree Largecap Dividend COM 97717W307 772 11,740 SH   SOLE   0 0 11,740