The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 59 2,059 SH   OTR 1 0 0 2,059
ALPHABET INC CAP STK CL A 02079K305 27 26 SH   OTR 1 0 0 26
ALTRIA GROUP INC COM 02209S103 53 1,077 SH   OTR 1 0 0 1,077
CISCO SYS INC COM 17275R102 69 1,602 SH   OTR 1 0 0 1,602
CONOCOPHILLIPS COM 20825C104 21 337 SH   OTR 1 0 0 337
DBX ETF TR XTRACK USD HIGH 233051432 1,207 25,802 SH   OTR 1 0 0 25,802
EVERGY INC COM 30034W106 138 2,439 SH   OTR 1 0 0 2,439
EXXON MOBIL CORP COM 30231G102 167 2,451 SH   OTR 1 0 0 2,451
FS KKR CAPITAL CORP COM 302635107 10 1,928 SH   OTR 1 0 0 1,928
GENERAL ELECTRIC CO COM 369604103 7 985 SH   OTR 1 0 0 985
HOME DEPOT INC COM 437076102 110 642 SH   OTR 1 0 0 642
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 80 5,904 SH   OTR 1 0 0 5,904
ISHARES TR CORE S&P500 ETF 464287200 29 114 SH   OTR 1 0 0 114
ISHARES TR CORE US AGGBD ET 464287226 59 551 SH   OTR 1 0 0 551
ISHARES TR RUS 1000 GRW ETF 464287614 52 400 SH   OTR 1 0 0 400
ISHARES TR RUSSELL 2000 ETF 464287655 15 114 SH   OTR 1 0 0 114
ISHARES TR CORE S&P SCP ETF 464287804 21 300 SH   OTR 1 0 0 300
ISHARES TR JPMORGAN USD EMG 464288281 14 130 SH   OTR 1 0 0 130
ISHARES TR MBS ETF 464288588 66 626 SH   OTR 1 0 0 626
ISHARES TR S&P US PFD STK 464288687 26 766 SH   OTR 1 0 0 766
ISHARES TR GLOBAL REIT ETF 46434V647 3 107 SH   OTR 1 0 0 107
ISHARES TR FALN ANGLS USD 46435G474 3 105 SH   OTR 1 0 0 105
ISHARES TR CORE INTL AGGR 46435G672 3 53 SH   OTR 1 0 0 53
JPMORGAN CHASE & CO COM 46625H100 42 430 SH   OTR 1 0 0 430
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 148 3,242 SH   OTR 1 0 0 3,242
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 113 2,260 SH   OTR 1 0 0 2,260
JP MORGAN EXCHANGE TRADED FD DIVERSFD EQT ETF 46641Q845 2,684 100,026 SH   OTR 1 0 0 100,026
JP MORGAN EXCHANGE TRADED FD DCPLND HG YLD 46641Q878 524 11,000 SH   OTR 1 0 0 11,000
JOHNSON & JOHNSON COM 478160104 47 362 SH   OTR 1 0 0 362
MCDONALDS CORP COM 580135101 100 563 SH   OTR 1 0 0 563
MICROSOFT CORP COM 594918104 196 1,932 SH   OTR 1 0 0 1,932
NORTHROP GRUMMAN CORP COM 666807102 42 173 SH   OTR 1 0 0 173
PEPSICO INC COM 713448108 29 265 SH   OTR 1 0 0 265
PIMCO ETF TR INV GRD CRP BD 72201R817 198 1,997 SH   OTR 1 0 0 1,997
SPDR S&P 500 ETF TR TR UNIT 78462F103 48 194 SH   OTR 1 0 0 194
SPDR GOLD TRUST GOLD SHS 78463V107 19 155 SH   OTR 1 0 0 155
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 106 3,020 SH   OTR 1 0 0 3,020
SPDR SER TR PORTFOLIO SH TSR 78468R101 1 31 SH   OTR 1 0 0 31
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 99 2,103 SH   OTR 1 0 0 2,103
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 183 3,460 SH   OTR 1 0 0 3,460
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 240 4,808 SH   OTR 1 0 0 4,808
SCHWAB STRATEGIC TR US TIPS ETF 808524870 206 3,870 SH   OTR 1 0 0 3,870
UNION PAC CORP COM 907818108 399 2,887 SH   OTR 1 0 0 2,887
UNITED PARCEL SERVICE INC CL B 911312106 372 3,812 SH   OTR 1 0 0 3,812
UNITEDHEALTH GROUP INC COM 91324P102 58 233 SH   OTR 1 0 0 233
VANGUARD GROUP DIV APP ETF 921908844 40 407 SH   OTR 1 0 0 407
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 5 56 SH   OTR 1 0 0 56
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 4 52 SH   OTR 1 0 0 52
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 11 138 SH   OTR 1 0 0 138
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 17 459 SH   OTR 1 0 0 459
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8 211 SH   OTR 1 0 0 211
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4 54 SH   OTR 1 0 0 54
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 166 3,219 SH   OTR 1 0 0 3,219
VANGUARD INDEX FDS SMALL CP ETF 922908751 15 113 SH   OTR 1 0 0 113
VERIZON COMMUNICATIONS INC COM 92343V104 35 626 SH   OTR 1 0 0 626
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 444 25,152 SH   OTR 1,2 0 0 25,152
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 1,694 64,125 SH   OTR 1,2 0 0 64,125
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 6,147 120,788 SH   OTR 1,2 0 0 120,788
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 3,150 61,950 SH   OTR 1,2 0 0 61,950
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 7,411 114,237 SH   OTR 1,2 0 0 114,237
JP MORGAN EXCHANGE TRADED FD DIVERSFED RTRN 46641Q886 4,579 80,181 SH   OTR 1,2 0 0 80,181
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 1,803 65,302 SH   OTR 1,2 0 0 65,302
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,242 37,829 SH   OTR 1,2 0 0 37,829
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12,379 244,700 SH   OTR 1,2 0 0 244,700
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,923 49,934 SH   OTR 1,2 0 0 49,934
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 1,415 37,700 SH   OTR 1,2 0 0 37,700
AT&T INC COM 00206R102 221 7,750 SH   SOLE   0 0 7,750
ADOBE INC COM 00724F101 522 2,309 SH   SOLE   0 0 2,309
ALPHABET INC CAP STK CL A 02079K305 224 214 SH   SOLE   0 0 214
ALTRIA GROUP INC COM 02209S103 273 5,519 SH   SOLE   0 0 5,519
CSX CORP COM 126408103 804 12,945 SH   SOLE   0 0 12,945
CISCO SYS INC COM 17275R102 193 4,455 SH   SOLE   0 0 4,455
COMMERCE BANCSHARES INC COM 200525103 302 5,351 SH   SOLE   0 0 5,351
CONOCOPHILLIPS COM 20825C104 285 4,575 SH   SOLE   0 0 4,575
DBX ETF TR XTRACK USD HIGH 233051432 3,642 77,835 SH   SOLE   0 0 77,835
DEERE & CO COM 244199105 584 3,915 SH   SOLE   0 0 3,915
EOG RES INC COM 26875P101 307 3,515 SH   SOLE   0 0 3,515
EVERGY INC COM 30034W106 75 1,320 SH   SOLE   0 0 1,320
EXXON MOBIL CORP COM 30231G102 274 4,025 SH   SOLE   0 0 4,025
FS KKR CAPITAL CORP COM 302635107 236 45,609 SH   SOLE   0 0 45,609
GENERAL ELECTRIC CO COM 369604103 68 9,019 SH   SOLE   0 0 9,019
GOLDMAN SACHS GROUP INC COM 38141G104 288 1,722 SH   SOLE   0 0 1,722
HOME DEPOT INC COM 437076102 498 2,897 SH   SOLE   0 0 2,897
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 329 21,802 SH   SOLE   0 0 21,802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 265 2,900 SH   SOLE   0 0 2,900
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 314 23,290 SH   SOLE   0 0 23,290
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 1,012 57,268 SH   SOLE   0 0 57,268
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 5,017 189,885 SH   SOLE   0 0 189,885
ISHARES TR CORE S&P500 ETF 464287200 289 1,149 SH   SOLE   0 0 1,149
ISHARES TR CORE US AGGBD ET 464287226 1,598 15,005 SH   SOLE   0 0 15,005
ISHARES TR 20 YR TR BD ETF 464287432 379 3,122 SH   SOLE   0 0 3,122
ISHARES TR CORE S&P MCP ETF 464287507 675 4,063 SH   SOLE   0 0 4,063
ISHARES TR RUS 1000 GRW ETF 464287614 225 1,721 SH   SOLE   0 0 1,721
ISHARES TR RUSSELL 2000 ETF 464287655 301 2,247 SH   SOLE   0 0 2,247
ISHARES TR CORE S&P SCP ETF 464287804 184 2,656 SH   SOLE   0 0 2,656
ISHARES TR JPMORGAN USD EMG 464288281 550 5,294 SH   SOLE   0 0 5,294
ISHARES TR MBS ETF 464288588 315 3,013 SH   SOLE   0 0 3,013
ISHARES TR S&P US PFD STK 464288687 485 14,162 SH   SOLE   0 0 14,162
ISHARES TR MIN VOL USA ETF 46429B697 269 5,137 SH   SOLE   0 0 5,137
ISHARES TR USA QUALITY FCTR 46432F339 1,265 16,481 SH   SOLE   0 0 16,481
ISHARES TR USA MOMENTUM FCT 46432F396 215 2,147 SH   SOLE   0 0 2,147
ISHARES INC MSCI JPN ETF NEW 46434G822 202 3,991 SH   SOLE   0 0 3,991
ISHARES TR GLOBAL REIT ETF 46434V647 407 17,384 SH   SOLE   0 0 17,384
ISHARES TR FALN ANGLS USD 46435G474 350 14,342 SH   SOLE   0 0 14,342
ISHARES TR CORE INTL AGGR 46435G672 460 8,809 SH   SOLE   0 0 8,809
JPMORGAN CHASE & CO COM 46625H100 331 3,388 SH   SOLE   0 0 3,388
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 16,220 318,724 SH   SOLE   0 0 318,724
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 9,586 188,543 SH   SOLE   0 0 188,543
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 16,432 253,303 SH   SOLE   0 0 253,303
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 218 4,779 SH   SOLE   0 0 4,779
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 356 7,093 SH   SOLE   0 0 7,093
JP MORGAN EXCHANGE TRADED FD DIVERSFD EQT ETF 46641Q845 8,700 324,184 SH   SOLE   0 0 324,184
JP MORGAN EXCHANGE TRADED FD DCPLND HG YLD 46641Q878 781 16,406 SH   SOLE   0 0 16,406
JP MORGAN EXCHANGE TRADED FD DIVERSFED RTRN 46641Q886 12,495 218,784 SH   SOLE   0 0 218,784
JOHNSON & JOHNSON COM 478160104 402 3,112 SH   SOLE   0 0 3,112
KEMPHARM INC COM 488445107 67 37,667 SH   SOLE   0 0 37,667
MCDONALDS CORP COM 580135101 133 748 SH   SOLE   0 0 748
MICROSOFT CORP COM 594918104 815 8,022 SH   SOLE   0 0 8,022
NORFOLK SOUTHERN CORP COM 655844108 245 1,637 SH   SOLE   0 0 1,637
NORTHERN LTS FD TR IV INSPIRE 100ETF 66538H534 2,492 104,736 SH   SOLE   0 0 104,736
NORTHERN LTS FD TR IV INSPIRE CORP 66538H633 1,405 57,531 SH   SOLE   0 0 57,531
NORTHERN LTS FD TR IV INSPIRE SMAL ETF 66538H641 234 10,238 SH   SOLE   0 0 10,238
NORTHERN LTS FD TR IV INSPIRE GBL HOPE 66538H658 3,046 125,654 SH   SOLE   0 0 125,654
NORTHROP GRUMMAN CORP COM 666807102 410 1,673 SH   SOLE   0 0 1,673
PEPSICO INC COM 713448108 199 1,800 SH   SOLE   0 0 1,800
PHILIP MORRIS INTL INC COM 718172109 242 3,619 SH   SOLE   0 0 3,619
PIMCO ETF TR INV GRD CRP BD 72201R817 96 965 SH   SOLE   0 0 965
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,265 5,061 SH   SOLE   0 0 5,061
SPDR GOLD TRUST GOLD SHS 78463V107 518 4,272 SH   SOLE   0 0 4,272
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 801 14,734 SH   SOLE   0 0 14,734
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 1,251 22,122 SH   SOLE   0 0 22,122
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 215 4,859 SH   SOLE   0 0 4,859
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 4,724 171,103 SH   SOLE   0 0 171,103
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 3,750 134,658 SH   SOLE   0 0 134,658
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 307 8,749 SH   SOLE   0 0 8,749
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 316 10,233 SH   SOLE   0 0 10,233
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,408 29,716 SH   SOLE   0 0 29,716
SPDR SER TR PORTFOLIO SH TSR 78468R101 308 10,409 SH   SOLE   0 0 10,409
SPDR SER TR PORTFOLIO SM ETF 78468R853 900 34,147 SH   SOLE   0 0 34,147
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 487 8,154 SH   SOLE   0 0 8,154
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,582 78,610 SH   SOLE   0 0 78,610
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 419 8,915 SH   SOLE   0 0 8,915
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 39,241 775,675 SH   SOLE   0 0 775,675
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,371 139,476 SH   SOLE   0 0 139,476
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 891 16,831 SH   SOLE   0 0 16,831
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,260 25,247 SH   SOLE   0 0 25,247
SCHWAB STRATEGIC TR US TIPS ETF 808524870 728 13,674 SH   SOLE   0 0 13,674
UNION PAC CORP COM 907818108 53 383 SH   SOLE   0 0 383
UNITED PARCEL SERVICE INC CL B 911312106 1 15 SH   SOLE   0 0 15
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 4,208 112,127 SH   SOLE   0 0 112,127
UNITEDHEALTH GROUP INC COM 91324P102 420 1,687 SH   SOLE   0 0 1,687
VANGUARD GROUP DIV APP ETF 921908844 202 2,063 SH   SOLE   0 0 2,063
VANGUARD STAR FD VG TL INTL STK F 921909768 1,569 33,229 SH   SOLE   0 0 33,229
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 358 3,672 SH   SOLE   0 0 3,672
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2,702 30,882 SH   SOLE   0 0 30,882
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 3,863 47,518 SH   SOLE   0 0 47,518
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 6,087 77,473 SH   SOLE   0 0 77,473
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,236 222,005 SH   SOLE   0 0 222,005
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,335 135,209 SH   SOLE   0 0 135,209
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,795 99,599 SH   SOLE   0 0 99,599
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 315 4,037 SH   SOLE   0 0 4,037
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,413 66,281 SH   SOLE   0 0 66,281
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 458 1,994 SH   SOLE   0 0 1,994
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,283 97,661 SH   SOLE   0 0 97,661
VANGUARD INDEX FDS GROWTH ETF 922908736 11,677 86,925 SH   SOLE   0 0 86,925
VANGUARD INDEX FDS VALUE ETF 922908744 13,623 139,086 SH   SOLE   0 0 139,086
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,695 27,992 SH   SOLE   0 0 27,992
VANGUARD INDEX FDS TOTAL STK MKT 922908769 323 2,533 SH   SOLE   0 0 2,533
VERIZON COMMUNICATIONS INC COM 92343V104 379 6,740 SH   SOLE   0 0 6,740
WISDOMTREE TR US MIDCP EARNING 97717W570 1,004 29,278 SH   SOLE   0 0 29,278