The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   393,605 1,464 SH   OTR 2 0 0 1,464
CRH PLC ORD G25508105   268,820 2,164 SH   OTR 2 0 0 2,164
TRANE TECHNOLOGIES PLC SHS G8994E103   765,559 2,021 SH   OTR 2 0 0 2,021
ASML HOLDING N V N Y REGISTRY SHS N07059210   230,416 214 SH   OTR 2 0 0 214
AT&T INC COM 00206R102   506,984 20,410 SH   OTR   0 0 20,410
ARK ETF TR INNOVATION ETF 00214Q104   223,550 2,906 SH   OTR   0 0 2,906
ABBOTT LABS COM 002824100   342,316 2,734 SH   OTR 2 0 0 2,734
ABBVIE INC COM 00287Y109   1,071,133 4,721 SH   OTR 2 0 0 4,721
ADOBE INC COM 00724F101   235,894 673 SH   OTR 2 0 0 673
ADVANCED MICRO DEVICES INC COM 007903107   446,749 2,093 SH   OTR 2 0 0 2,093
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   491,650 3,375 SH   OTR 2 0 0 3,375
ALPHABET INC CAP STK CL C 02079K107   5,855,500 18,660 SH   OTR   0 0 18,660
ALPHABET INC CAP STK CL A 02079K305   7,174,351 22,921 SH   OTR 1,2 0 0 22,921
ALTRIA GROUP INC COM 02209S103   223,843 3,797 SH   OTR 2 0 0 3,797
AMAZON COM INC COM 023135106   10,986,264 47,597 SH   OTR 2 0 0 47,597
AMBEV SA SPONSORED ADR 02319V103   62,897 24,634 SH   OTR   0 0 24,634
AMERICAN EXPRESS CO COM 025816109   491,440 1,326 SH   OTR 2 0 0 1,326
AMGEN INC COM 031162100   302,445 922 SH   OTR 2 0 0 922
AMPHENOL CORP NEW CL A 032095101   344,694 2,577 SH   OTR 2 0 0 2,577
ANALOG DEVICES INC COM 032654105   266,512 998 SH   OTR 2 0 0 998
APPLE INC COM 037833100   42,588,686 156,657 SH   OTR 1,2 0 0 156,657
APPLIED MATLS INC COM 038222105   613,440 2,386 SH   OTR 2 0 0 2,386
ARISTA NETWORKS INC COM SHS 040413205   271,819 2,144 SH   OTR 2 0 0 2,144
AXON ENTERPRISE INC COM 05464C101   216,382 404 SH   OTR 2 0 0 404
BANK AMERICA CORP COM 060505104   1,787,160 32,435 SH   OTR 2 0 0 32,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,982,765 15,968 SH   OTR 2 0 0 15,968
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   466,856 8,847 SH   OTR   0 0 8,847
BOEING CO COM 097023105   861,021 3,999 SH   OTR 2 0 0 3,999
BOOKING HOLDINGS INC COM 09857L108   237,690 66 SH   OTR 2 0 0 66
BRISTOL-MYERS SQUIBB CO COM 110122108   241,759 4,474 SH   OTR 2 0 0 4,474
BROADCOM INC COM 11135F101   2,378,251 6,872 SH   OTR 2 0 0 6,872
THE CIGNA GROUP COM 125523100   936,758 3,414 SH   OTR 2 0 0 3,414
CVS HEALTH CORP COM 126650100   325,695 4,105 SH   OTR 2 0 0 4,105
CAPITAL ONE FINL CORP COM 14040H105   370,715 1,540 SH   OTR 2 0 0 1,540
CATERPILLAR INC COM 149123101   1,185,638 2,078 SH   OTR 2 0 0 2,078
CHEVRON CORP NEW COM 166764100   777,026 5,089 SH   OTR 2 0 0 5,089
CISCO SYS INC COM 17275R102   716,431 9,279 SH   OTR 2 0 0 9,279
CINTAS CORP COM 172908105   244,957 1,303 SH   OTR 2 0 0 1,303
CITIGROUP INC COM NEW 172967424   436,810 3,743 SH   OTR   0 0 3,743
COCA COLA CO COM 191216100   380,078 5,433 SH   OTR 2 0 0 5,433
CONSTELLATION ENERGY CORP COM 21037T109   279,371 792 SH   OTR 2 0 0 792
COSTCO WHSL CORP NEW COM 22160K105   1,157,239 1,342 SH   OTR 2 0 0 1,342
CROWDSTRIKE HLDGS INC CL A 22788C105   214,692 458 SH   OTR   0 0 458
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   2,080,274 28,047 SH   OTR   0 0 28,047
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,768,189 322,510 SH   OTR   0 0 322,510
DISNEY WALT CO COM 254687106   1,576,452 13,759 SH   OTR 2 0 0 13,759
DRAFTKINGS INC NEW COM CL A 26142V105   315,723 9,162 SH   OTR   0 0 9,162
DUKE ENERGY CORP NEW COM NEW 26441C204   318,370 2,718 SH   OTR 2 0 0 2,718
EDWARDS LIFESCIENCES CORP COM 28176E108   275,784 3,238 SH   OTR 2 0 0 3,238
EMERSON ELEC CO COM 291011104   596,075 4,491 SH   OTR 2 0 0 4,491
ENTERPRISE PRODS PARTNERS L COM 293792107   276,946 8,638 SH   OTR   0 0 8,638
EXPEDIA GROUP INC COM NEW 30212P303   301,520 1,065 SH   OTR 2 0 0 1,065
EXXON MOBIL CORP COM 30231G102   869,831 7,201 SH   OTR 2 0 0 7,201
META PLATFORMS INC CL A 30303M102   5,199,064 7,876 SH   OTR 2 0 0 7,876
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   218,557 6,306 SH   OTR   0 0 6,306
GE VERNOVA INC COM 36828A101   338,986 532 SH   OTR 2 0 0 532
GENERAL DYNAMICS CORP COM 369550108   337,757 1,003 SH   OTR 2 0 0 1,003
GE AEROSPACE COM NEW 369604301   540,274 1,753 SH   OTR 2 0 0 1,753
GILEAD SCIENCES INC COM 375558103   235,911 1,925 SH   OTR 2 0 0 1,925
GLOBAL X FDS DEFENSE TECH ETF 37960A529   217,374 3,343 SH   OTR   0 0 3,343
GOLDMAN SACHS GROUP INC COM 38141G104   419,272 489 SH   OTR 2 0 0 489
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   5,518,174 128,509 SH   OTR   0 0 128,509
HARTFORD INSURANCE GROUP INC COM 416515104   301,330 2,177 SH   OTR   0 0 2,177
HOME DEPOT INC COM 437076102   3,138,344 9,129 SH   OTR 2 0 0 9,129
HONEYWELL INTL INC COM 438516106   319,344 1,641 SH   OTR 2 0 0 1,641
HUBSPOT INC COM 443573100   205,867 525 SH   OTR 2 0 0 525
INTERCONTINENTAL EXCHANGE IN COM 45866F104   201,672 1,243 SH   OTR 2 0 0 1,243
INTERNATIONAL BUSINESS MACHS COM 459200101   1,225,927 4,140 SH   OTR 2 0 0 4,140
INVESCO QQQ TR UNIT SER 1 46090E103   79,636,868 129,636 SH   OTR   0 0 129,636
INTUIT COM 461202103   460,877 699 SH   OTR 2 0 0 699
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   208,967 2,968 SH   OTR   0 0 2,968
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   9,166,082 36,241 SH   OTR   0 0 36,241
ISHARES GOLD TR ISHARES NEW 464285204   390,996 4,817 SH   OTR   0 0 4,817
ISHARES TR CORE S&P TTL STK 464287150   136,543,834 918,312 SH   OTR   0 0 918,312
ISHARES TR SELECT DIVID ETF 464287168   1,241,198 8,794 SH   OTR   0 0 8,794
ISHARES TR CORE S&P500 ETF 464287200   124,402,562 181,625 SH   OTR   0 0 181,625
ISHARES TR CORE US AGGBD ET 464287226   927,015 9,281 SH   OTR   0 0 9,281
ISHARES TR IBOXX INV CP ETF 464287242   307,703 2,792 SH   OTR   0 0 2,792
ISHARES TR S&P 500 GRWT ETF 464287309   5,395,628 43,774 SH   OTR   0 0 43,774
ISHARES TR S&P 500 VAL ETF 464287408   223,660 1,055 SH   OTR   0 0 1,055
ISHARES TR MSCI EAFE ETF 464287465   276,967 2,884 SH   OTR   0 0 2,884
ISHARES TR RUS MID CAP ETF 464287499   1,259,797 13,086 SH   OTR   0 0 13,086
ISHARES TR CORE S&P MCP ETF 464287507   15,075,235 228,413 SH   OTR   0 0 228,413
ISHARES TR ISHARES SEMICDTR 464287523   373,542 1,240 SH   OTR   0 0 1,240
ISHARES TR RUS 1000 VAL ETF 464287598   4,790,510 22,775 SH   OTR   0 0 22,775
ISHARES TR RUS 1000 GRW ETF 464287614   22,702,415 47,966 SH   OTR   0 0 47,966
ISHARES TR RUS 1000 ETF 464287622   92,550,920 247,833 SH   OTR   0 0 247,833
ISHARES TR RUSSELL 2000 ETF 464287655   632,189 2,568 SH   OTR   0 0 2,568
ISHARES TR RUSSELL 3000 ETF 464287689   6,392,521 16,525 SH   OTR   0 0 16,525
ISHARES TR CORE S&P SCP ETF 464287804   537,990 4,477 SH   OTR   0 0 4,477
ISHARES TR SHRT NAT MUN ETF 464288158   255,553 2,395 SH   OTR   0 0 2,395
ISHARES TR MSCI ACWI EX US 464288240   75,535,447 1,125,212 SH   OTR   0 0 1,125,212
ISHARES TR MSCI ACWI ETF 464288257   1,012,352 7,155 SH   OTR   0 0 7,155
ISHARES TR NATIONAL MUN ETF 464288414   666,463 6,222 SH   OTR   0 0 6,222
ISHARES TR ISHS 1-5YR INVS 464288646   372,541 7,045 SH   OTR   0 0 7,045
ISHARES TR PFD AND INCM SEC 464288687   241,333 7,795 SH   OTR   0 0 7,795
ISHARES TR US AER DEF ETF 464288760   299,288 1,394 SH   OTR   0 0 1,394
ISHARES TR U.S. INSRNCE ETF 464288786   230,352 1,692 SH   OTR   0 0 1,692
ISHARES TR ESG OPTIMIZED 464288802   1,714,737 12,306 SH   OTR   0 0 12,306
ISHARES TR MSCI USA MIN VOL 46429B697   295,975 3,143 SH   OTR   0 0 3,143
ISHARES TR CORE MSCI TOTAL 46432F834   3,003,642 35,487 SH   OTR   0 0 35,487
ISHARES TR CORE MSCI EAFE 46432F842   1,986,012 22,200 SH   OTR   0 0 22,200
ISHARES INC CORE MSCI EMKT 46434G103   9,198,364 136,840 SH   OTR   0 0 136,840
ISHARES TR CORE DIV GRWTH 46434V621   2,857,876 41,168 SH   OTR   0 0 41,168
ISHARES TR ULTRA SHORT DUR 46434V878   59,554,783 1,177,437 SH   OTR   0 0 1,177,437
JPMORGAN CHASE & CO. COM 46625H100   5,563,679 17,250 SH   OTR 2 0 0 17,250
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   536,530 8,492 SH   OTR   0 0 8,492
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   7,693,574 151,545 SH   OTR   0 0 151,545
JOHNSON & JOHNSON COM 478160104   2,180,143 10,521 SH   OTR 2 0 0 10,521
KLA CORP COM NEW 482480100   1,259,903 1,126 SH   OTR 2 0 0 1,126
LPL FINL HLDGS INC COM 50212V100   7,041,975 19,723 SH   OTR 2 0 0 19,723
ELI LILLY & CO COM 532457108   1,866,132 1,745 SH   OTR 2 0 0 1,745
LIVE NATION ENTERTAINMENT IN COM 538034109   389,453 2,730 SH   OTR 2 0 0 2,730
LOCKHEED MARTIN CORP COM 539830109   832,518 1,723 SH   OTR 2 0 0 1,723
LOWES COS INC COM 548661107   310,715 1,288 SH   OTR 2 0 0 1,288
MAGNITE INC COM 55955D100   235,660 14,520 SH   OTR   0 0 14,520
MARKEL GROUP INC COM 570535104   705,136 339 SH   OTR 2 0 0 339
MASTERCARD INCORPORATED CL A 57636Q104   1,717,049 3,039 SH   OTR 2 0 0 3,039
MCDONALDS CORP COM 580135101   746,827 2,450 SH   OTR 2 0 0 2,450
MERCK & CO INC COM 58933Y105   900,936 8,477 SH   OTR 2 0 0 8,477
MICROSOFT CORP COM 594918104   19,187,430 39,675 SH   OTR 2 0 0 39,675
MICROVISION INC DEL COM NEW 594960304   23,787 28,725 SH   OTR   0 0 28,725
MORGAN STANLEY COM NEW 617446448   476,518 2,677 SH   OTR 2 0 0 2,677
NETFLIX INC COM 64110L106   626,864 6,686 SH   OTR   0 0 6,686
FS SPECIALTY LENDING FD COM SH BEN INT 644323107   176,538 12,485 SH   OTR   0 0 12,485
NVIDIA CORPORATION COM 67066G104   6,485,152 34,773 SH   OTR 2 0 0 34,773
ORACLE CORP COM 68389X105   1,005,378 5,162 SH   OTR 2 0 0 5,162
BLUE OWL CAPITAL CORPORATION COM 69121K104   520,307 40,649 SH   OTR   0 0 40,649
PALANTIR TECHNOLOGIES INC CL A 69608A108   207,357 1,208 SH   OTR 2 0 0 1,208
PEPSICO INC COM 713448108   895,086 6,165 SH   OTR 2 0 0 6,165
PFIZER INC COM 717081103   379,264 15,179 SH   OTR 2 0 0 15,179
PROCTER AND GAMBLE CO COM 742718109   1,393,907 9,714 SH   OTR 2 0 0 9,714
RTX CORPORATION COM 75513E101   681,103 3,708 SH   OTR 2 0 0 3,708
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,525,516 28,550 SH   OTR   0 0 28,550
SPDR GOLD TR GOLD SHS 78463V107   1,770,515 4,468 SH   OTR   0 0 4,468
SPDR SERIES TRUST STATE STREET SPD 78464A359   266,173 2,984 SH   OTR   0 0 2,984
SPDR SERIES TRUST STATE STREET SPD 78464A409   3,718,112 34,846 SH   OTR   0 0 34,846
SPDR SERIES TRUST STATE STREET SPD 78464A805   37,573,705 455,439 SH   OTR   0 0 455,439
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   427,479 888 SH   OTR   0 0 888
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,702,253 4,463 SH   OTR   0 0 4,463
SALESFORCE INC COM 79466L302   568,743 2,157 SH   OTR 2 0 0 2,157
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   60,177,854 2,294,238 SH   OTR   0 0 2,294,238
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,821,923 179,187 SH   OTR   0 0 179,187
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   326,999 10,025 SH   OTR   0 0 10,025
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   246,051 9,260 SH   OTR   0 0 9,260
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   10,440,865 380,637 SH   OTR   0 0 380,637
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   438,897 8,013 SH   OTR   0 0 8,013
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   861,717 5,985 SH   OTR   0 0 5,985
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886   308,633 7,230 SH   OTR   0 0 7,230
SERVICENOW INC COM 81762P102   484,080 3,160 SH   OTR   0 0 3,160
SHOPIFY INC CL A SUB VTG SHS 82509L107   858,194 5,329 SH   OTR 2 0 0 5,329
SOUTHWEST AIRLS CO COM 844741108   705,670 17,000 SH   OTR   0 0 17,000
STARBUCKS CORP COM 855244109   822,131 9,761 SH   OTR 2 0 0 9,761
SYSCO CORP COM 871829107   290,809 3,946 SH   OTR   0 0 3,946
TJX COS INC NEW COM 872540109   338,903 2,207 SH   OTR 2 0 0 2,207
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404   662,090 14,723 SH   OTR   0 0 14,723
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   252,840 830 SH   OTR   0 0 830
TESLA INC COM 88160R101   4,383,871 9,748 SH   OTR 2 0 0 9,748
TRAVELERS COMPANIES INC COM 89417E109   236,586 826 SH   OTR 2 0 0 826
UNITED PARCEL SERVICE INC CL B 911312106   439,142 4,426 SH   OTR 2 0 0 4,426
UNITEDHEALTH GROUP INC COM 91324P102   437,372 1,322 SH   OTR 2 0 0 1,322
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   539,751 1,499 SH   OTR   0 0 1,499
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,198,208 23,652 SH   OTR   0 0 23,652
VANGUARD STAR FDS VG TL INTL STK F 921909768   9,082,607 120,395 SH   OTR   0 0 120,395
VANGUARD WORLD FD MEGA GRWTH IND 921910816   207,230 502 SH   OTR   0 0 502
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   210,888 3,376 SH   OTR   0 0 3,376
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   670,789 4,674 SH   OTR   0 0 4,674
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   268,110 2,979 SH   OTR   0 0 2,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,032,534 112,212 SH   OTR   0 0 112,212
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   296,519 3,719 SH   OTR   0 0 3,719
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   7,523,104 61,791 SH   OTR   0 0 61,791
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   716,164 7,759 SH   OTR   0 0 7,759
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,756,437 194,004 SH   OTR   0 0 194,004
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,395,565 5,414 SH   OTR   0 0 5,414
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   221,371 793 SH   OTR   0 0 793
VANGUARD INDEX FDS SML CP GRW ETF 922908595   274,783 910 SH   OTR   0 0 910
VANGUARD INDEX FDS SM CP VAL ETF 922908611   261,966 1,237 SH   OTR   0 0 1,237
VANGUARD INDEX FDS MID CAP ETF 922908629   1,617,158 5,572 SH   OTR   0 0 5,572
VANGUARD INDEX FDS LARGE CAP ETF 922908637   705,138 2,240 SH   OTR   0 0 2,240
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   18,948,032 90,608 SH   OTR   0 0 90,608
VANGUARD INDEX FDS GROWTH ETF 922908736   8,454,210 17,329 SH   OTR   0 0 17,329
VANGUARD INDEX FDS VALUE ETF 922908744   5,216,124 27,311 SH   OTR   0 0 27,311
VANGUARD INDEX FDS TOTAL STK MKT 922908769   62,949,962 187,759 SH   OTR   0 0 187,759
VERIZON COMMUNICATIONS INC COM 92343V104   286,546 6,998 SH   OTR 2 0 0 6,998
VISA INC COM CL A 92826C839   3,488,836 9,934 SH   OTR 2 0 0 9,934
WALMART INC COM 931142103   2,597,500 23,248 SH   OTR 2 0 0 23,248
WASTE MGMT INC DEL COM 94106L109   318,915 1,478 SH   OTR 2 0 0 1,478
WISDOMTREE TR US QTLY DIV GRT 97717X669   22,829,384 255,277 SH   OTR   0 0 255,277