The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 326 1,999 SH   SOLE   0 0 1,999
ADOBE INC COM 00724F101 337 1,058 SH   SOLE   0 0 1,058
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 310 1,596 SH   SOLE   0 0 1,596
ALPHABET INC CAP STK CL A 02079K305 888 764 SH   SOLE   0 0 764
ALPHABET INC CAP STK CL C 02079K107 745 641 SH   SOLE   0 0 641
ALTRIA GROUP INC COM 02209S103 206 5,330 SH   SOLE   0 0 5,330
AMAZON COM INC COM 023135106 1,979 1,015 SH   SOLE   0 0 1,015
AMERICAN TOWER CORP NEW COM 03027X100 238 1,092 SH   SOLE   0 0 1,092
APPLE INC COM 037833100 10,643 41,854 SH   SOLE   0 0 41,854
AQUABOUNTY TECHNOLOGIES INC COM NEW 03842K200 30 18,700 SH   SOLE   0 0 18,700
AT&T INC COM 00206R102 328 11,241 SH   SOLE   0 0 11,241
BK OF AMERICA CORP COM 060505104 551 25,962 SH   SOLE   0 0 25,962
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,267 6,932 SH   SOLE   0 0 6,932
BOEING CO COM 097023105 332 2,227 SH   SOLE   0 0 2,227
BRISTOL-MYERS SQUIBB CO COM 110122108 253 4,540 SH   SOLE   0 0 4,540
BROOKLINE BANCORP INC DEL COM 11373M107 172 15,266 SH   SOLE   0 0 15,266
CABLE ONE INC COM 12685J105 299 182 SH   SOLE   0 0 182
CHEVRON CORP NEW COM 166764100 360 4,974 SH   SOLE   0 0 4,974
CIGNA CORP NEW COM 125523100 330 1,863 SH   SOLE   0 0 1,863
CISCO SYS INC COM 17275R102 305 7,757 SH   SOLE   0 0 7,757
CITIGROUP INC COM NEW 172967424 226 6,563 SH   SOLE   0 0 6,563
COMCAST CORP NEW CL A 20030N101 313 6,968 SH   SOLE   0 0 6,968
DISNEY WALT CO COM DISNEY 254687106 1,298 13,437 SH   SOLE   0 0 13,437
EDWARDS LIFESCIENCES CORP COM 28176E108 216 1,145 SH   SOLE   0 0 1,145
EXXON MOBIL CORP COM 30231G102 331 8,716 SH   SOLE   0 0 8,716
FACEBOOK INC CL A 30303M102 569 3,409 SH   SOLE   0 0 3,409
FORD MTR CO DEL COM 345370860 210 43,557 SH   SOLE   0 0 43,557
GENERAL ELECTRIC CO COM 369604103 89 11,163 SH   SOLE   0 0 11,163
HOME DEPOT INC COM 437076102 2,016 10,796 SH   SOLE   0 0 10,796
INTEL CORP COM 458140100 577 10,664 SH   SOLE   0 0 10,664
INTUIT COM 461202103 215 935 SH   SOLE   0 0 935
INVESCO EXCHANGE TRADED FD T GLOBAL DRGN CN 46137V571 254 6,750 SH   SOLE   0 0 6,750
INVESCO QQQ TR UNIT SER 1 46090E103 4,463 23,440 SH   SOLE   0 0 23,440
ISHARES TR CORE S&P MCP ETF 464287507 2,739 19,038 SH   SOLE   0 0 19,038
ISHARES TR CORE S&P SCP ETF 464287804 243 4,325 SH   SOLE   0 0 4,325
ISHARES TR CORE S&P TTL STK 464287150 10,151 177,428 SH   SOLE   0 0 177,428
ISHARES TR CORE S&P500 ETF 464287200 24,153 93,472 SH   SOLE   0 0 93,472
ISHARES TR CORE US AGGBD ET 464287226 244 2,115 SH   SOLE   0 0 2,115
ISHARES TR MSCI ACWI ETF 464288257 205 3,280 SH   SOLE   0 0 3,280
ISHARES TR MSCI EAFE ETF 464287465 1,069 20,001 SH   SOLE   0 0 20,001
ISHARES TR MSCI USA ESG SLC 464288802 598 5,450 SH   SOLE   0 0 5,450
ISHARES TR NATIONAL MUN ETF 464288414 214 1,901 SH   SOLE   0 0 1,901
ISHARES TR PFD AND INCM SEC 464288687 252 7,948 SH   SOLE   0 0 7,948
ISHARES TR RUS 1000 ETF 464287622 38,655 273,126 SH   SOLE   0 0 273,126
ISHARES TR RUS 1000 GRW ETF 464287614 7,542 50,063 SH   SOLE   0 0 50,063
ISHARES TR RUS 1000 VAL ETF 464287598 1,982 19,988 SH   SOLE   0 0 19,988
ISHARES TR RUS MID CAP ETF 464287499 278 6,447 SH   SOLE   0 0 6,447
ISHARES TR RUSSELL 2000 ETF 464287655 425 3,714 SH   SOLE   0 0 3,714
ISHARES TR RUSSELL 3000 ETF 464287689 3,380 22,784 SH   SOLE   0 0 22,784
ISHARES TR S&P 500 GRWT ETF 464287309 1,786 10,819 SH   SOLE   0 0 10,819
ISHARES TR SELECT DIVID ETF 464287168 1,509 20,521 SH   SOLE   0 0 20,521
ISHARES TR SHRT NAT MUN ETF 464288158 2,555 24,066 SH   SOLE   0 0 24,066
ISHARES TR ULTR SH TRM BD 46434V878 34,079 683,469 SH   SOLE   0 0 683,469
JOHNSON & JOHNSON COM 478160104 1,027 7,828 SH   SOLE   0 0 7,828
JPMORGAN CHASE & CO COM 46625H100 758 8,417 SH   SOLE   0 0 8,417
LILLY ELI & CO COM 532457108 327 2,359 SH   SOLE   0 0 2,359
LPL FINL HLDGS INC COM 50212V100 1,206 22,162 SH   SOLE   0 0 22,162
MARKEL CORP COM 570535104 307 331 SH   SOLE   0 0 331
MASTERCARD INC CL A 57636Q104 569 2,356 SH   SOLE   0 0 2,356
MCDONALDS CORP COM 580135101 451 2,727 SH   SOLE   0 0 2,727
MERCK & CO. INC COM 58933Y105 417 5,424 SH   SOLE   0 0 5,424
MICROSOFT CORP COM 594918104 2,441 15,480 SH   SOLE   0 0 15,480
ORGANOVO HLDGS INC COM 68620A104 6 15,000 SH   SOLE   0 0 15,000
PEPSICO INC COM 713448108 716 5,961 SH   SOLE   0 0 5,961
PFIZER INC COM 717081103 401 12,295 SH   SOLE   0 0 12,295
PHILIP MORRIS INTL INC COM 718172109 205 2,816 SH   SOLE   0 0 2,816
PROCTER & GAMBLE CO COM 742718109 1,136 10,323 SH   SOLE   0 0 10,323
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,474 143,925 SH   SOLE   0 0 143,925
SPDR GOLD TRUST GOLD SHS 78463V107 334 2,256 SH   SOLE   0 0 2,256
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,542 37,021 SH   SOLE   0 0 37,021
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,447 5,506 SH   SOLE   0 0 5,506
SPDR SER TR PORTFOLI S&P1500 78464A805 8,461 269,030 SH   SOLE   0 0 269,030
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 24,859 519,759 SH   SOLE   0 0 519,759
STARBUCKS CORP COM 855244109 489 7,435 SH   SOLE   0 0 7,435
UNITED TECHNOLOGIES CORP COM 913017109 303 3,213 SH   SOLE   0 0 3,213
UNITEDHEALTH GROUP INC COM 91324P102 216 866 SH   SOLE   0 0 866
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 945 10,608 SH   SOLE   0 0 10,608
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 296 5,273 SH   SOLE   0 0 5,273
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,193 11,536 SH   SOLE   0 0 11,536
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 201 1,590 SH   SOLE   0 0 1,590
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 301 4,304 SH   SOLE   0 0 4,304
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 286 1,208 SH   SOLE   0 0 1,208
VANGUARD INDEX FDS SML CP GRW ETF 922908595 275 1,833 SH   SOLE   0 0 1,833
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,604 152,075 SH   SOLE   0 0 152,075
VANGUARD INDEX FDS VALUE ETF 922908744 291 3,272 SH   SOLE   0 0 3,272
VERIZON COMMUNICATIONS INC COM 92343V104 424 7,888 SH   SOLE   0 0 7,888
VISA INC COM CL A 92826C839 710 4,409 SH   SOLE   0 0 4,409
WALMART INC COM 931142103 767 6,752 SH   SOLE   0 0 6,752