The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   224,730 1,874 SH   SOLE   0 0 1,874
ABBOTT LABS COM 002824100   761,943 6,940 SH   SOLE   0 0 6,940
ABBVIE INC COM 00287Y109   458,972 2,840 SH   SOLE   0 0 2,840
ADOBE SYSTEMS INCORPORATED COM 00724F101   232,879 692 SH   SOLE   0 0 692
ALPHABET INC CAP STK CL C 02079K107   283,936 3,200 SH   SOLE   0 0 3,200
AMERICAN CENTY ETF TR STOXX US QLTY 025072307   2,249,972 38,981 SH   SOLE   0 0 38,981
AMERICAN WELL CORP CL A 03044L105   74,375 26,281 SH   SOLE   0 0 26,281
ANALOG DEVICES INC COM 032654105   286,560 1,747 SH   SOLE   0 0 1,747
APPLE INC COM 037833100   2,353,507 18,114 SH   SOLE   0 0 18,114
APPLIED MATLS INC COM 038222105   215,210 2,210 SH   SOLE   0 0 2,210
AUTOMATIC DATA PROCESSING IN COM 053015103   238,860 1,000 SH   SOLE   0 0 1,000
AVERY DENNISON CORP COM 053611109   209,236 1,156 SH   SOLE   0 0 1,156
BANK AMERICA CORP COM 060505104   344,249 10,394 SH   SOLE   0 0 10,394
BOEING CO COM 097023105   400,029 2,100 SH   SOLE   0 0 2,100
BROADCOM INC COM 11135F101   342,747 613 SH   SOLE   0 0 613
BRP GROUP INC COM CL A 05589G102   1,406,055 55,929 SH   SOLE   0 0 55,929
CATERPILLAR INC COM 149123101   757,728 3,163 SH   SOLE   0 0 3,163
CENTENE CORP DEL COM 15135B101   393,812 4,802 SH   SOLE   0 0 4,802
CHEVRON CORP NEW COM 166764100   284,671 1,586 SH   SOLE   0 0 1,586
CHURCH & DWIGHT CO INC COM 171340102   1,832,749 22,736 SH   SOLE   0 0 22,736
CISCO SYS INC COM 17275R102   256,494 5,384 SH   SOLE   0 0 5,384
CLOUGH GLOBAL EQUITY FD COM 18914C100   196,648 30,207 SH   SOLE   0 0 30,207
COCA COLA CO COM 191216100   286,483 4,504 SH   SOLE   0 0 4,504
COMMUNITY BK SYS INC COM 203607106   1,275,745 20,266 SH   SOLE   0 0 20,266
DEERE & CO COM 244199105   807,784 1,884 SH   SOLE   0 0 1,884
DISNEY WALT CO COM 254687106   250,649 2,885 SH   SOLE   0 0 2,885
EATON CORP PLC SHS G29183103   244,842 1,560 SH   SOLE   0 0 1,560
EMERSON ELEC CO COM 291011104   583,180 6,071 SH   SOLE   0 0 6,071
EXXON MOBIL CORP COM 30231G102   604,554 5,481 SH   SOLE   0 0 5,481
FIRST TR ENERGY INFRASTRCTR COM 33738C103   421,237 29,212 SH   SOLE   0 0 29,212
FLEXSHARES TR MORNSTAR UPSTR 33939L407   9,006,507 207,189 SH   SOLE   0 0 207,189
GALLAGHER ARTHUR J & CO COM 363576109   395,934 2,100 SH   SOLE   0 0 2,100
GENERAL MLS INC COM 370334104   278,885 3,326 SH   SOLE   0 0 3,326
GENUINE PARTS CO COM 372460105   212,550 1,225 SH   SOLE   0 0 1,225
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   84,189,038 844,339 SH   SOLE   0 0 844,339
HOME DEPOT INC COM 437076102   670,255 2,122 SH   SOLE   0 0 2,122
HONEYWELL INTL INC COM 438516106   6,067,047 28,311 SH   SOLE   0 0 28,311
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   1,819,658 62,205 SH   SOLE   0 0 62,205
INTUIT COM 461202103   338,232 869 SH   SOLE   0 0 869
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   1,576,123 33,917 SH   SOLE   0 0 33,917
INVESCO QQQ TR UNIT SER 1 46090E103   1,096,541 4,118 SH   SOLE   0 0 4,118
ISHARES INC MSCI GERMANY ETF 464286806   432,775 17,500 SH   SOLE   0 0 17,500
ISHARES INC EM MKT SM-CP ETF 464286475   956,234 19,806 SH   SOLE   0 0 19,806
ISHARES TR ESG AW MSCI EAFE 46435G516   270,586 4,116 SH   SOLE   0 0 4,116
ISHARES TR MSCI INTL QUALTY 46434V456   683,526 21,103 SH   SOLE   0 0 21,103
ISHARES TR ESG AWARE MSCI 46435U663   403,569 12,274 SH   SOLE   0 0 12,274
ISHARES TR ESG EAFE ETF 46436E759   319,487 5,887 SH   SOLE   0 0 5,887
ISHARES TR MSCI EAFE MIN VL 46429B689   460,355 7,240 SH   SOLE   0 0 7,240
ISHARES TR MODERT ALLOC ETF 464289875   1,596,420 42,000 SH   SOLE   0 0 42,000
ISHARES TR SHORT TREAS BD 464288679   1,666,937 15,165 SH   SOLE   0 0 15,165
ISHARES TR GLOBAL MATER ETF 464288695   9,640,113 122,554 SH   SOLE   0 0 122,554
ISHARES TR MSCI USA ESG SLC 464288802   273,796 3,326 SH   SOLE   0 0 3,326
ISHARES TR CORE S&P TTL STK 464287150   809,369 9,544 SH   SOLE   0 0 9,544
ISHARES TR RUS MID CAP ETF 464287499   2,001,174 29,669 SH   SOLE   0 0 29,669
ISHARES TR RUS MD CP GR ETF 464287481   497,420 5,950 SH   SOLE   0 0 5,950
ISHARES TR U.S. BAS MTL ETF 464287838   1,600,175 12,825 SH   SOLE   0 0 12,825
ISHARES TR MSCI EAFE ETF 464287465   5,011,089 76,342 SH   SOLE   0 0 76,342
ISHARES TR CORE S&P SCP ETF 464287804   4,753,826 50,231 SH   SOLE   0 0 50,231
ISHARES TR S&P SML 600 GWT 464287887   1,842,753 17,051 SH   SOLE   0 0 17,051
ISHARES TR S&P 500 VAL ETF 464287408   4,351,230 29,994 SH   SOLE   0 0 29,994
ISHARES TR CORE S&P500 ETF 464287200   408,031 1,062 SH   SOLE   0 0 1,062
ISHARES TR S&P 500 GRWT ETF 464287309   1,535,274 26,244 SH   SOLE   0 0 26,244
ISHARES TR RUS 1000 VAL ETF 464287598   2,206,356 14,549 SH   SOLE   0 0 14,549
ISHARES TR RUS 1000 GRW ETF 464287614   241,448 1,127 SH   SOLE   0 0 1,127
ISHARES TR RUSSELL 3000 ETF 464287689   353,088 1,600 SH   SOLE   0 0 1,600
ISHARES TR MSCI EMG MKT ETF 464287234   1,455,853 38,413 SH   SOLE   0 0 38,413
ISHARES TR MSCI AC ASIA ETF 464288182   11,256,748 173,742 SH   SOLE   0 0 173,742
ISHARES TR CORE US AGGBD ET 464287226   17,656,642 182,046 SH   SOLE   0 0 182,046
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   917,304 18,298 SH   SOLE   0 0 18,298
JOHNSON & JOHNSON COM 478160104   939,994 5,321 SH   SOLE   0 0 5,321
JPMORGAN CHASE & CO COM 46625H100   805,941 6,010 SH   SOLE   0 0 6,010
L3HARRIS TECHNOLOGIES INC COM 502431109   461,185 2,215 SH   SOLE   0 0 2,215
LAM RESEARCH CORP COM 512807108   329,936 785 SH   SOLE   0 0 785
MCDONALDS CORP COM 580135101   412,952 1,567 SH   SOLE   0 0 1,567
MICROCHIP TECHNOLOGY INC. COM 595017104   220,585 3,140 SH   SOLE   0 0 3,140
MICROSOFT CORP COM 594918104   1,486,884 6,200 SH   SOLE   0 0 6,200
MONDELEZ INTL INC CL A 609207105   269,399 4,042 SH   SOLE   0 0 4,042
MONOLITHIC PWR SYS INC COM 609839105   248,234 702 SH   SOLE   0 0 702
MORGAN STANLEY COM NEW 617446448   239,756 2,820 SH   SOLE   0 0 2,820
NEUBERGER BERMAN MLP & ENERG COM 64129H104   115,345 17,319 SH   SOLE   0 0 17,319
NEXTERA ENERGY INC COM 65339F101   428,032 5,120 SH   SOLE   0 0 5,120
NORFOLK SOUTHN CORP COM 655844108   844,235 3,426 SH   SOLE   0 0 3,426
NORTHROP GRUMMAN CORP COM 666807102   318,636 584 SH   SOLE   0 0 584
NVIDIA CORPORATION COM 67066G104   314,639 2,153 SH   SOLE   0 0 2,153
ON SEMICONDUCTOR CORP COM 682189105   352,328 5,649 SH   SOLE   0 0 5,649
OREILLY AUTOMOTIVE INC COM 67103H107   403,446 478 SH   SOLE   0 0 478
PEPSICO INC COM 713448108   254,731 1,410 SH   SOLE   0 0 1,410
PFIZER INC COM 717081103   204,653 3,994 SH   SOLE   0 0 3,994
PHILIP MORRIS INTL INC COM 718172109   585,196 5,782 SH   SOLE   0 0 5,782
PNC FINL SVCS GROUP INC COM 693475105   262,180 1,660 SH   SOLE   0 0 1,660
PROCTER AND GAMBLE CO COM 742718109   525,155 3,465 SH   SOLE   0 0 3,465
ROSS STORES INC COM 778296103   231,560 1,995 SH   SOLE   0 0 1,995
SALESFORCE INC COM 79466L302   203,128 1,532 SH   SOLE   0 0 1,532
SBA COMMUNICATIONS CORP NEW CL A 78410G104   248,074 885 SH   SOLE   0 0 885
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   235,328 5,212 SH   SOLE   0 0 5,212
SELECT SECTOR SPDR TR ENERGY 81369Y506   782,507 8,946 SH   SOLE   0 0 8,946
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   585,117 4,702 SH   SOLE   0 0 4,702
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202   312,219 12,875 SH   SOLE   0 0 12,875
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,561,515 25,002 SH   SOLE   0 0 25,002
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,255,334 13,724 SH   SOLE   0 0 13,724
SUN LIFE FINANCIAL INC. COM 866796105   201,416 4,339 SH   SOLE   0 0 4,339
TEXAS INSTRS INC COM 882508104   292,770 1,772 SH   SOLE   0 0 1,772
TJX COS INC NEW COM 872540109   423,631 5,322 SH   SOLE   0 0 5,322
TRUIST FINL CORP COM 89832Q109   510,508 11,864 SH   SOLE   0 0 11,864
UNITED PARCEL SERVICE INC CL B 911312106   618,870 3,560 SH   SOLE   0 0 3,560
UNITEDHEALTH GROUP INC COM 91324P102   575,775 1,086 SH   SOLE   0 0 1,086
VANGUARD INDEX FDS TOTAL STK MKT 922908769   697,599 3,649 SH   SOLE   0 0 3,649
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   536,261 1,526 SH   SOLE   0 0 1,526
VANGUARD INDEX FDS LARGE CAP ETF 922908637   732,859 4,207 SH   SOLE   0 0 4,207
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,591,910 11,771 SH   SOLE   0 0 11,771
VANGUARD INDEX FDS VALUE ETF 922908744   37,188,495 264,932 SH   SOLE   0 0 264,932
VANGUARD INDEX FDS MID CAP ETF 922908629   14,629,282 71,779 SH   SOLE   0 0 71,779
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,390,734 15,055 SH   SOLE   0 0 15,055
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,797,502 20,690 SH   SOLE   0 0 20,690
VANGUARD INDEX FDS GROWTH ETF 922908736   26,718,174 125,373 SH   SOLE   0 0 125,373
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,020,769 26,187 SH   SOLE   0 0 26,187
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,233,502 41,050 SH   SOLE   0 0 41,050
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   478,290 11,396 SH   SOLE   0 0 11,396
VANGUARD WORLD FD MEGA CAP INDEX 921910873   338,282 2,555 SH   SOLE   0 0 2,555
VANGUARD WORLD FDS INF TECH ETF 92204A702   910,957 2,852 SH   SOLE   0 0 2,852
VANGUARD WORLD FDS MATERIALS ETF 92204A801   1,232,248 7,240 SH   SOLE   0 0 7,240
VISA INC COM CL A 92826C839   258,038 1,242 SH   SOLE   0 0 1,242
WORLD GOLD TR SPDR GLD MINIS 98149E303   521,462 14,409 SH   SOLE   0 0 14,409
YUM BRANDS INC COM 988498101   768,480 6,000 SH   SOLE   0 0 6,000
YUM CHINA HLDGS INC COM 98850P109   327,900 6,000 SH   SOLE   0 0 6,000