The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   40,572,443 92,886 SH   SOLE   0 0 92,886
VANGUARD INDEX FDS GROWTH ETF 922908736   10,816,204 34,792 SH   SOLE   0 0 34,792
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,292,014 24,807 SH   SOLE   0 0 24,807
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,265,015 14,762 SH   SOLE   0 0 14,762
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   4,113,663 85,952 SH   SOLE   0 0 85,952
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   4,046,020 95,425 SH   SOLE   0 0 95,425
MICROSOFT CORP COM 594918104   3,791,316 10,082 SH   SOLE   0 0 10,082
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,587,403 63,606 SH   SOLE   0 0 63,606
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,167,382 13,352 SH   SOLE   0 0 13,352
APPLE INC COM 037833100   2,788,369 14,483 SH   SOLE   0 0 14,483
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,219,013 67,591 SH   SOLE   0 0 67,591
AMAZON COM INC COM 023135106   2,065,777 13,596 SH   SOLE   0 0 13,596
ALPHABET INC CAP STK CL A 02079K305   2,012,235 14,405 SH   SOLE   0 0 14,405
ISHARES TR CORE MSCI EAFE 46432F842   1,995,126 28,360 SH   SOLE   0 0 28,360
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,673,480 33,316 SH   SOLE   0 0 33,316
SPDR SER TR PORTFOLIO S&P500 78464A854   1,658,029 29,661 SH   SOLE   0 0 29,661
UNITEDHEALTH GROUP INC COM 91324P102   1,644,635 3,124 SH   SOLE   0 0 3,124
BROADCOM INC COM 11135F101   1,597,432 1,431 SH   SOLE   0 0 1,431
JPMORGAN CHASE & CO COM 46625H100   1,467,769 8,629 SH   SOLE   0 0 8,629
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,401,507 29,259 SH   SOLE   0 0 29,259
ISHARES TR SELECT DIVID ETF 464287168   1,363,820 11,635 SH   SOLE   0 0 11,635
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,313,822 20,194 SH   SOLE   0 0 20,194
MCDONALDS CORP COM 580135101   1,218,135 4,108 SH   SOLE   0 0 4,108
WALMART INC COM 931142103   1,206,974 7,656 SH   SOLE   0 0 7,656
MASTERCARD INCORPORATED CL A 57636Q104   1,120,583 2,627 SH   SOLE   0 0 2,627
CINTAS CORP COM 172908105   1,096,115 1,819 SH   SOLE   0 0 1,819
ISHARES TR IBOXX HI YD ETF 464288513   1,093,599 14,131 SH   SOLE   0 0 14,131
ASML HOLDING N V N Y REGISTRY SHS N07059210   1,049,849 1,387 SH   SOLE   0 0 1,387
THERMO FISHER SCIENTIFIC INC COM 883556102   1,047,527 1,974 SH   SOLE   0 0 1,974
HOME DEPOT INC COM 437076102   1,028,482 2,968 SH   SOLE   0 0 2,968
PEPSICO INC COM 713448108   1,027,392 6,049 SH   SOLE   0 0 6,049
VISA INC COM CL A 92826C839   1,020,550 3,920 SH   SOLE   0 0 3,920
COSTCO WHSL CORP NEW COM 22160K105   973,317 1,475 SH   SOLE   0 0 1,475
ADOBE INC COM 00724F101   881,179 1,477 SH   SOLE   0 0 1,477
T-MOBILE US INC COM 872590104   873,318 5,447 SH   SOLE   0 0 5,447
MERCK & CO INC COM 58933Y105   871,910 7,998 SH   SOLE   0 0 7,998
WILLIAMS COS INC COM 969457100   868,521 24,936 SH   SOLE   0 0 24,936
LOCKHEED MARTIN CORP COM 539830109   863,929 1,906 SH   SOLE   0 0 1,906
ISHARES TR MSCI EMG MKT ETF 464287234   827,884 20,589 SH   SOLE   0 0 20,589
CHEVRON CORP NEW COM 166764100   795,726 5,335 SH   SOLE   0 0 5,335
PROCTER AND GAMBLE CO COM 742718109   776,479 5,299 SH   SOLE   0 0 5,299
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   746,685 11,555 SH   SOLE   0 0 11,555
ARES CAPITAL CORP COM 04010L103   746,519 37,270 SH   SOLE   0 0 37,270
ISHARES TR 0-5YR HI YL CP 46434V407   735,853 17,429 SH   SOLE   0 0 17,429
NVIDIA CORPORATION COM 67066G104   723,518 1,461 SH   SOLE   0 0 1,461
INTERNATIONAL PAPER CO COM 460146103   705,142 19,506 SH   SOLE   0 0 19,506
CISCO SYS INC COM 17275R102   698,222 13,821 SH   SOLE   0 0 13,821
SONOCO PRODS CO COM 835495102   662,228 11,853 SH   SOLE   0 0 11,853
PHILIP MORRIS INTL INC COM 718172109   658,175 6,996 SH   SOLE   0 0 6,996
AT&T INC COM 00206R102   654,320 38,994 SH   SOLE   0 0 38,994
DISNEY WALT CO COM 254687106   652,075 7,222 SH   SOLE   0 0 7,222
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   617,743 4,260 SH   SOLE   0 0 4,260
ALTRIA GROUP INC COM 02209S103   615,987 15,270 SH   SOLE   0 0 15,270
NXP SEMICONDUCTORS N V COM N6596X109   605,437 2,636 SH   SOLE   0 0 2,636
ISHARES TR RUSEL 2500 ETF 46435G268   584,608 9,495 SH   SOLE   0 0 9,495
EQUINIX INC COM 29444U700   581,492 722 SH   SOLE   0 0 722
AMERICAN WTR WKS CO INC NEW COM 030420103   579,618 4,391 SH   SOLE   0 0 4,391
NORTHROP GRUMMAN CORP COM 666807102   575,585 1,230 SH   SOLE   0 0 1,230
ISHARES TR CORE S&P500 ETF 464287200   566,470 1,186 SH   SOLE   0 0 1,186
TRANE TECHNOLOGIES PLC SHS G8994E103   561,458 2,302 SH   SOLE   0 0 2,302
ROPER TECHNOLOGIES INC COM 776696106   560,435 1,028 SH   SOLE   0 0 1,028
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   555,126 10,752 SH   SOLE   0 0 10,752
VANGUARD WORLD FD MEGA GRWTH IND 921910816   550,421 2,121 SH   SOLE   0 0 2,121
PROLOGIS INC. COM 74340W103   550,239 4,128 SH   SOLE   0 0 4,128
GENUINE PARTS CO COM 372460105   545,275 3,937 SH   SOLE   0 0 3,937
NEXTERA ENERGY INC COM 65339F101   533,784 8,788 SH   SOLE   0 0 8,788
ZOETIS INC CL A 98978V103   533,155 2,701 SH   SOLE   0 0 2,701
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   532,754 6,772 SH   SOLE   0 0 6,772
MARATHON PETE CORP COM 56585A102   522,969 3,525 SH   SOLE   0 0 3,525
AMGEN INC COM 031162100   521,605 1,811 SH   SOLE   0 0 1,811
ONEOK INC NEW COM 682680103   517,522 7,370 SH   SOLE   0 0 7,370
CME GROUP INC COM 12572Q105   515,776 2,449 SH   SOLE   0 0 2,449
ISHARES TR MSCI EAFE ETF 464287465   512,531 6,802 SH   SOLE   0 0 6,802
ABBVIE INC COM 00287Y109   505,712 3,263 SH   SOLE   0 0 3,263
MEDTRONIC PLC SHS G5960L103   501,118 6,083 SH   SOLE   0 0 6,083
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   488,467 1,392 SH   SOLE   0 0 1,392
EOG RES INC COM 26875P101   478,845 3,959 SH   SOLE   0 0 3,959
HCA HEALTHCARE INC COM 40412C101   478,833 1,769 SH   SOLE   0 0 1,769
ISHARES TR CORE US AGGBD ET 464287226   475,507 4,791 SH   SOLE   0 0 4,791
ISHARES TR RUS MDCP VAL ETF 464287473   452,834 3,894 SH   SOLE   0 0 3,894
S&P GLOBAL INC COM 78409V104   450,212 1,022 SH   SOLE   0 0 1,022
TESLA INC COM 88160R101   447,016 1,799 SH   SOLE   0 0 1,799
KENVUE INC COM 49177J102   445,090 20,673 SH   SOLE   0 0 20,673
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   442,126 8,600 SH   SOLE   0 0 8,600
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   424,308 4,252 SH   SOLE   0 0 4,252
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   423,891 9,201 SH   SOLE   0 0 9,201
VERIZON COMMUNICATIONS INC COM 92343V104   422,101 11,196 SH   SOLE   0 0 11,196
COCA COLA CO COM 191216100   410,860 6,972 SH   SOLE   0 0 6,972
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   407,841 3,729 SH   SOLE   0 0 3,729
FIFTH THIRD BANCORP COM 316773100   403,602 11,702 SH   SOLE   0 0 11,702
AMERICAN ELEC PWR CO INC COM 025537101   398,567 4,907 SH   SOLE   0 0 4,907
VICI PPTYS INC COM 925652109   379,277 11,897 SH   SOLE   0 0 11,897
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   376,924 6,771 SH   SOLE   0 0 6,771
CINCINNATI FINL CORP COM 172062101   373,820 3,613 SH   SOLE   0 0 3,613
METLIFE INC COM 59156R108   370,262 5,599 SH   SOLE   0 0 5,599
DHT HOLDINGS INC SHS NEW Y2065G121   368,749 37,589 SH   SOLE   0 0 37,589
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   367,661 7,982 SH   SOLE   0 0 7,982
EMERSON ELEC CO COM 291011104   366,837 3,769 SH   SOLE   0 0 3,769
VALERO ENERGY CORP COM 91913Y100   366,080 2,816 SH   SOLE   0 0 2,816
FS KKR CAP CORP COM 302635206   362,356 18,145 SH   SOLE   0 0 18,145
HARTFORD FINL SVCS GROUP INC COM 416515104   362,032 4,504 SH   SOLE   0 0 4,504
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641   358,977 6,393 SH   SOLE   0 0 6,393
ISHARES INC CORE MSCI EMKT 46434G103   354,313 7,005 SH   SOLE   0 0 7,005
PAYCHEX INC COM 704326107   353,791 2,970 SH   SOLE   0 0 2,970
GILEAD SCIENCES INC COM 375558103   352,556 4,352 SH   SOLE   0 0 4,352
SYNOPSYS INC COM 871607107   347,565 675 SH   SOLE   0 0 675
OMEGA HEALTHCARE INVS INC COM 681936100   345,385 11,265 SH   SOLE   0 0 11,265
QUANTA SVCS INC COM 74762E102   338,591 1,569 SH   SOLE   0 0 1,569
SALESFORCE INC COM 79466L302   338,399 1,286 SH   SOLE   0 0 1,286
SOUTHERN CO COM 842587107   331,949 4,734 SH   SOLE   0 0 4,734
DUKE ENERGY CORP NEW COM NEW 26441C204   331,877 3,420 SH   SOLE   0 0 3,420
EXXON MOBIL CORP COM 30231G102   324,702 3,248 SH   SOLE   0 0 3,248
UNILEVER PLC SPON ADR NEW 904767704   321,812 6,638 SH   SOLE   0 0 6,638
ISHARES TR JPMORGAN USD EMG 464288281   310,921 3,491 SH   SOLE   0 0 3,491
ISHARES TR US TREAS BD ETF 46429B267   301,410 13,082 SH   SOLE   0 0 13,082
PARKER-HANNIFIN CORP COM 701094104   300,377 652 SH   SOLE   0 0 652
GENERAL MLS INC COM 370334104   296,453 4,551 SH   SOLE   0 0 4,551
STARWOOD PPTY TR INC COM 85571B105   294,302 14,001 SH   SOLE   0 0 14,001
ADAMS DIVERSIFIED EQUITY FD COM 006212104   288,342 16,281 SH   SOLE   0 0 16,281
ISHARES TR RUSSELL 2000 ETF 464287655   280,593 1,398 SH   SOLE   0 0 1,398
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   278,458 6,641 SH   SOLE   0 0 6,641
INTERNATIONAL BUSINESS MACHS COM 459200101   272,638 1,667 SH   SOLE   0 0 1,667
ISHARES TR IBOXX INV CP ETF 464287242   268,802 2,429 SH   SOLE   0 0 2,429
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   267,355 5,533 SH   SOLE   0 0 5,533
EVERSOURCE ENERGY COM 30040W108   261,445 4,236 SH   SOLE   0 0 4,236
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   260,197 3,335 SH   SOLE   0 0 3,335
ALPHABET INC CAP STK CL C 02079K107   251,279 1,783 SH   SOLE   0 0 1,783
ISHARES TR BLACKROCK ULTRA 46434V878   248,829 4,941 SH   SOLE   0 0 4,941
NNN REIT INC COM 637417106   246,705 5,724 SH   SOLE   0 0 5,724
DOMINION ENERGY INC COM 25746U109   246,421 5,243 SH   SOLE   0 0 5,243
ENTERGY CORP NEW COM 29364G103   244,172 2,413 SH   SOLE   0 0 2,413
DTE ENERGY CO COM 233331107   243,675 2,210 SH   SOLE   0 0 2,210
STARBUCKS CORP COM 855244109   239,065 2,490 SH   SOLE   0 0 2,490
META PLATFORMS INC CL A 30303M102   232,906 658 SH   SOLE   0 0 658
TJX COS INC NEW COM 872540109   232,093 2,474 SH   SOLE   0 0 2,474
SEMPRA COM 816851109   231,589 3,099 SH   SOLE   0 0 3,099
PFIZER INC COM 717081103   229,342 7,966 SH   SOLE   0 0 7,966
US BANCORP DEL COM NEW 902973304   224,927 5,197 SH   SOLE   0 0 5,197
SPDR S&P 500 ETF TR TR UNIT 78462F103   221,718 466 SH   SOLE   0 0 466
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   218,019 2,293 SH   SOLE   0 0 2,293
ISHARES TR 3 7 YR TREAS BD 464288661   213,646 1,824 SH   SOLE   0 0 1,824
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   212,680 3,478 SH   SOLE   0 0 3,478
CITIZENS FINL GROUP INC COM 174610105   208,983 6,306 SH   SOLE   0 0 6,306
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   208,574 4,499 SH   SOLE   0 0 4,499
ISHARES TR INTRM GOV CR ETF 464288612   207,530 1,981 SH   SOLE   0 0 1,981
ISHARES TR RUS 1000 GRW ETF 464287614   202,518 668 SH   SOLE   0 0 668
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   200,430 2,416 SH   SOLE   0 0 2,416
FORD MTR CO DEL COM 345370860   175,221 14,374 SH   SOLE   0 0 14,374