The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 226 1,912 SH   SOLE   0 0 1,912
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,099 3,434 SH   SOLE   0 0 3,434
ADAMS DIVERSIFIED EQUITY FD COM 006212104 244 12,310 SH   SOLE   0 0 12,310
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,508 2,619 SH   SOLE   0 0 2,619
ALLY FINL INC COM 02005N100 872 17,088 SH   SOLE   0 0 17,088
ALPHABET INC CAP STK CL A 02079K305 2,027 758 SH   SOLE   0 0 758
ALPHABET INC CAP STK CL C 02079K107 323 121 SH   SOLE   0 0 121
ALTRIA GROUP INC COM 02209S103 364 7,998 SH   SOLE   0 0 7,998
AMAZON COM INC COM 023135106 2,119 645 SH   SOLE   0 0 645
AMERICAN ELEC PWR CO INC COM 025537101 471 5,806 SH   SOLE   0 0 5,806
AMERICAN WTR WKS CO INC NEW COM 030420103 927 5,484 SH   SOLE   0 0 5,484
APPLE INC COM 037833100 2,673 18,887 SH   SOLE   0 0 18,887
APPLIED MATLS INC COM 038222105 700 5,435 SH   SOLE   0 0 5,435
ARES CAPITAL CORP COM 04010L103 420 20,671 SH   SOLE   0 0 20,671
ARK ETF TR INNOVATION ETF 00214Q104 1,040 9,413 SH   SOLE   0 0 9,413
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,057 1,419 SH   SOLE   0 0 1,419
AT&T INC COM 00206R102 478 17,703 SH   SOLE   0 0 17,703
AVANGRID INC COM 05351W103 416 8,569 SH   SOLE   0 0 8,569
BCE INC COM NEW 05534B760 403 8,046 SH   SOLE   0 0 8,046
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,754 13,754 SH   SOLE   0 0 13,754
BK OF AMERICA CORP COM 060505104 339 7,975 SH   SOLE   0 0 7,975
CHARLES RIV LABS INTL INC COM 159864107 302 731 SH   SOLE   0 0 731
CHEVRON CORP NEW COM 166764100 387 3,811 SH   SOLE   0 0 3,811
CINCINNATI FINL CORP COM 172062101 496 4,340 SH   SOLE   0 0 4,340
CINTAS CORP COM 172908105 833 2,189 SH   SOLE   0 0 2,189
CISCO SYS INC COM 17275R102 561 10,314 SH   SOLE   0 0 10,314
CITIZENS FINL GROUP INC COM 174610105 379 8,070 SH   SOLE   0 0 8,070
CME GROUP INC COM 12572Q105 634 3,277 SH   SOLE   0 0 3,277
COCA COLA CO COM 191216100 636 12,129 SH   SOLE   0 0 12,129
COMCAST CORP NEW CL A 20030N101 978 17,483 SH   SOLE   0 0 17,483
CONOCOPHILLIPS COM 20825C104 433 6,396 SH   SOLE   0 0 6,396
COSTCO WHSL CORP NEW COM 22160K105 996 2,216 SH   SOLE   0 0 2,216
CROWN CASTLE INTL CORP NEW COM 22822V101 460 2,653 SH   SOLE   0 0 2,653
DANAHER CORPORATION COM 235851102 1,301 4,272 SH   SOLE   0 0 4,272
DISNEY WALT CO COM 254687106 900 5,321 SH   SOLE   0 0 5,321
DOMINION ENERGY INC COM 25746U109 370 5,064 SH   SOLE   0 0 5,064
DUKE ENERGY CORP NEW COM NEW 26441C204 389 3,990 SH   SOLE   0 0 3,990
EMERSON ELEC CO COM 291011104 469 4,984 SH   SOLE   0 0 4,984
ENTERGY CORP NEW COM 29364G103 294 2,964 SH   SOLE   0 0 2,964
EQUINIX INC COM 29444U700 765 968 SH   SOLE   0 0 968
EVERSOURCE ENERGY COM 30040W108 450 5,507 SH   SOLE   0 0 5,507
EXPEDIA GROUP INC COM NEW 30212P303 502 3,062 SH   SOLE   0 0 3,062
FACEBOOK INC CL A 30303M102 1,671 4,924 SH   SOLE   0 0 4,924
FIFTH THIRD BANCORP COM 316773100 607 14,302 SH   SOLE   0 0 14,302
FIRST HORIZON CORPORATION COM 320517105 376 23,065 SH   SOLE   0 0 23,065
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 260 5,147 SH   SOLE   0 0 5,147
GALLAGHER ARTHUR J & CO COM 363576109 421 2,830 SH   SOLE   0 0 2,830
GENERAL MLS INC COM 370334104 310 5,182 SH   SOLE   0 0 5,182
HARTFORD FINL SVCS GROUP INC COM 416515104 595 8,466 SH   SOLE   0 0 8,466
HCA HEALTHCARE INC COM 40412C101 829 3,414 SH   SOLE   0 0 3,414
HOME DEPOT INC COM 437076102 1,316 4,009 SH   SOLE   0 0 4,009
INTEL CORP COM 458140100 369 6,931 SH   SOLE   0 0 6,931
INTERNATIONAL PAPER CO COM 460146103 374 6,680 SH   SOLE   0 0 6,680
INTERPUBLIC GROUP COS INC COM 460690100 265 7,239 SH   SOLE   0 0 7,239
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,374 62,157 SH   SOLE   0 0 62,157
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 582 12,578 SH   SOLE   0 0 12,578
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 300 1,642 SH   SOLE   0 0 1,642
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 299 1,871 SH   SOLE   0 0 1,871
ISHARES INC CORE MSCI EMKT 46434G103 828 13,413 SH   SOLE   0 0 13,413
ISHARES INC MSCI EM ASIA ETF 464286426 335 3,965 SH   SOLE   0 0 3,965
ISHARES TR 0-5 YR TIPS ETF 46429B747 603 5,707 SH   SOLE   0 0 5,707
ISHARES TR 20 YR TR BD ETF 464287432 236 1,634 SH   SOLE   0 0 1,634
ISHARES TR 3 7 YR TREAS BD 464288661 449 3,452 SH   SOLE   0 0 3,452
ISHARES TR BROAD USD HIGH 46435U853 332 7,991 SH   SOLE   0 0 7,991
ISHARES TR CORE DIV GRWTH 46434V621 776 15,452 SH   SOLE   0 0 15,452
ISHARES TR CORE MSCI EAFE 46432F842 683 9,196 SH   SOLE   0 0 9,196
ISHARES TR CORE S&P MCP ETF 464287507 305 1,161 SH   SOLE   0 0 1,161
ISHARES TR CORE US AGGBD ET 464287226 1,023 8,911 SH   SOLE   0 0 8,911
ISHARES TR EXPONENTIAL TECH 46434V381 508 8,091 SH   SOLE   0 0 8,091
ISHARES TR FLTG RATE NT ETF 46429B655 279 5,496 SH   SOLE   0 0 5,496
ISHARES TR IBOXX HI YD ETF 464288513 610 6,971 SH   SOLE   0 0 6,971
ISHARES TR IBOXX INV CP ETF 464287242 477 3,586 SH   SOLE   0 0 3,586
ISHARES TR ISHS 5-10YR INVT 464288638 354 5,890 SH   SOLE   0 0 5,890
ISHARES TR MSCI EAFE MIN VL 46429B689 738 9,790 SH   SOLE   0 0 9,790
ISHARES TR MSCI USA VALUE 46432F388 878 8,718 SH   SOLE   0 0 8,718
ISHARES TR RUS 2000 VAL ETF 464287630 254 1,583 SH   SOLE   0 0 1,583
ISHARES TR RUSSELL 2000 ETF 464287655 1,615 7,383 SH   SOLE   0 0 7,383
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 17,346 341,992 SH   SOLE   0 0 341,992
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 216 4,233 SH   SOLE   0 0 4,233
JOHNSON & JOHNSON COM 478160104 303 1,876 SH   SOLE   0 0 1,876
JPMORGAN CHASE & CO COM 46625H100 1,585 9,680 SH   SOLE   0 0 9,680
KEYCORP COM 493267108 459 21,212 SH   SOLE   0 0 21,212
KEYSIGHT TECHNOLOGIES INC COM 49338L103 235 1,428 SH   SOLE   0 0 1,428
L3HARRIS TECHNOLOGIES INC COM 502431109 548 2,488 SH   SOLE   0 0 2,488
LOCKHEED MARTIN CORP COM 539830109 757 2,194 SH   SOLE   0 0 2,194
MARATHON PETE CORP COM 56585A102 420 6,788 SH   SOLE   0 0 6,788
MASTERCARD INCORPORATED CL A 57636Q104 1,253 3,605 SH   SOLE   0 0 3,605
MCDONALDS CORP COM 580135101 997 4,137 SH   SOLE   0 0 4,137
MERCK & CO INC COM 58933Y105 724 9,637 SH   SOLE   0 0 9,637
METLIFE INC COM 59156R108 579 9,374 SH   SOLE   0 0 9,374
MICROSOFT CORP COM 594918104 3,040 10,784 SH   SOLE   0 0 10,784
NEWELL BRANDS INC COM 651229106 266 12,027 SH   SOLE   0 0 12,027
NEXTERA ENERGY INC COM 65339F101 938 11,945 SH   SOLE   0 0 11,945
NORTHROP GRUMMAN CORP COM 666807102 536 1,489 SH   SOLE   0 0 1,489
NVIDIA CORPORATION COM 67066G104 267 1,291 SH   SOLE   0 0 1,291
NXP SEMICONDUCTORS N V COM N6596X109 933 4,761 SH   SOLE   0 0 4,761
OLD DOMINION FREIGHT LINE IN COM 679580100 432 1,510 SH   SOLE   0 0 1,510
PAYCHEX INC COM 704326107 639 5,682 SH   SOLE   0 0 5,682
PAYPAL HLDGS INC COM 70450Y103 510 1,960 SH   SOLE   0 0 1,960
PEPSICO INC COM 713448108 955 6,349 SH   SOLE   0 0 6,349
PFIZER INC COM 717081103 479 11,145 SH   SOLE   0 0 11,145
PHILIP MORRIS INTL INC COM 718172109 427 4,502 SH   SOLE   0 0 4,502
PROCTER AND GAMBLE CO COM 742718109 634 4,532 SH   SOLE   0 0 4,532
PROLOGIS INC. COM 74340W103 904 7,210 SH   SOLE   0 0 7,210
QUALCOMM INC COM 747525103 493 3,825 SH   SOLE   0 0 3,825
ROPER TECHNOLOGIES INC COM 776696106 645 1,446 SH   SOLE   0 0 1,446
S&P GLOBAL INC COM 78409V104 809 1,903 SH   SOLE   0 0 1,903
SALESFORCE COM INC COM 79466L302 289 1,065 SH   SOLE   0 0 1,065
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 329 7,718 SH   SOLE   0 0 7,718
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 346 3,333 SH   SOLE   0 0 3,333
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,813 36,651 SH   SOLE   0 0 36,651
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 372 4,852 SH   SOLE   0 0 4,852
SELECT SECTOR SPDR TR ENERGY 81369Y506 262 5,038 SH   SOLE   0 0 5,038
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 284 2,233 SH   SOLE   0 0 2,233
SHERWIN WILLIAMS CO COM 824348106 674 2,408 SH   SOLE   0 0 2,408
SONOCO PRODS CO COM 835495102 392 6,585 SH   SOLE   0 0 6,585
SPDR S&P 500 ETF TR TR UNIT 78462F103 247 575 SH   SOLE   0 0 575
SPDR SER TR PORTFOLIO S&P500 78464A854 1,788 35,435 SH   SOLE   0 0 35,435
SPDR SER TR S&P 600 SMCP VAL 78464A300 599 7,306 SH   SOLE   0 0 7,306
STARBUCKS CORP COM 855244109 535 4,846 SH   SOLE   0 0 4,846
SYNCHRONY FINANCIAL COM 87165B103 553 11,312 SH   SOLE   0 0 11,312
SYNOPSYS INC COM 871607107 268 895 SH   SOLE   0 0 895
THERMO FISHER SCIENTIFIC INC COM 883556102 1,581 2,767 SH   SOLE   0 0 2,767
T-MOBILE US INC COM 872590104 921 7,211 SH   SOLE   0 0 7,211
TRANE TECHNOLOGIES PLC SHS G8994E103 558 3,232 SH   SOLE   0 0 3,232
TRANSUNION COM 89400J107 728 6,483 SH   SOLE   0 0 6,483
UNITEDHEALTH GROUP INC COM 91324P102 1,436 3,675 SH   SOLE   0 0 3,675
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 656 10,504 SH   SOLE   0 0 10,504
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 244 1,338 SH   SOLE   0 0 1,338
VANGUARD INDEX FDS GROWTH ETF 922908736 734 2,529 SH   SOLE   0 0 2,529
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 313 1,324 SH   SOLE   0 0 1,324
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 806 5,773 SH   SOLE   0 0 5,773
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,500 8,874 SH   SOLE   0 0 8,874
VANGUARD INDEX FDS SM CP VAL ETF 922908611 308 1,819 SH   SOLE   0 0 1,819
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,091 4,987 SH   SOLE   0 0 4,987
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 295 5,528 SH   SOLE   0 0 5,528
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 548 7,775 SH   SOLE   0 0 7,775
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 634 6,477 SH   SOLE   0 0 6,477
VANGUARD WORLD FD MEGA GRWTH IND 921910816 863 3,677 SH   SOLE   0 0 3,677
VERIZON COMMUNICATIONS INC COM 92343V104 919 17,007 SH   SOLE   0 0 17,007
VISA INC COM CL A 92826C839 1,430 6,420 SH   SOLE   0 0 6,420
WALMART INC COM 931142103 962 6,901 SH   SOLE   0 0 6,901
WILLIAMS COS INC COM 969457100 333 12,824 SH   SOLE   0 0 12,824
ZOETIS INC CL A 98978V103 1,012 5,212 SH   SOLE   0 0 5,212