The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 383 2,773 SH   SOLE   0 0 2,773
AT&T INC COM 00206R102 778 25,691 SH   SOLE   0 0 25,691
ABBOTT LABS COM 002824100 1,577 13,160 SH   SOLE   0 0 13,160
ABBVIE INC COM 00287Y109 2,844 26,283 SH   SOLE   0 0 26,283
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 229 13,990 SH   SOLE   0 0 13,990
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 396 4,269 SH   SOLE   0 0 4,269
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,742 3,664 SH   SOLE   0 0 3,664
ALPHABET INC CAP STK CL C 02079K107 693 335 SH   SOLE   0 0 335
ALPHABET INC CAP STK CL A 02079K305 8,564 4,152 SH   SOLE   0 0 4,152
AMAZON COM INC COM 023135106 12,574 4,064 SH   SOLE   0 0 4,064
AMGEN INC COM 031162100 265 1,065 SH   SOLE   0 0 1,065
APPLE INC COM 037833100 18,133 148,445 SH   SOLE   0 0 148,445
AUTOMATIC DATA PROCESSING IN COM 053015103 831 4,409 SH   SOLE   0 0 4,409
BK OF AMERICA CORP COM 060505104 1,414 36,539 SH   SOLE   0 0 36,539
BLACKROCK INC COM 09247X101 1,211 1,606 SH   SOLE   0 0 1,606
BOOKING HOLDINGS INC COM 09857L108 1,016 436 SH   SOLE   0 0 436
BRISTOL-MYERS SQUIBB CO COM 110122108 291 4,613 SH   SOLE   0 0 4,613
BROADCOM INC COM 11135F101 776 1,673 SH   SOLE   0 0 1,673
CIGNA CORP NEW COM 125523100 363 1,500 SH   SOLE   0 0 1,500
CSX CORP COM 126408103 338 3,506 SH   SOLE   0 0 3,506
CATERPILLAR INC COM 149123101 323 1,395 SH   SOLE   0 0 1,395
CHEVRON CORP NEW COM 166764100 260 2,481 SH   SOLE   0 0 2,481
CISCO SYS INC COM 17275R102 1,635 31,621 SH   SOLE   0 0 31,621
CITIGROUP INC COM NEW 172967424 209 2,867 SH   SOLE   0 0 2,867
CLOROX CO DEL COM 189054109 219 1,135 SH   SOLE   0 0 1,135
COCA COLA CO COM 191216100 1,115 21,147 SH   SOLE   0 0 21,147
COMCAST CORP NEW CL A 20030N101 1,213 22,417 SH   SOLE   0 0 22,417
CORNING INC COM 219350105 719 16,536 SH   SOLE   0 0 16,536
COSTCO WHSL CORP NEW COM 22160K105 505 1,431 SH   SOLE   0 0 1,431
DISNEY WALT CO COM 254687106 2,907 15,756 SH   SOLE   0 0 15,756
DUKE ENERGY CORP NEW COM NEW 26441C204 300 3,107 SH   SOLE   0 0 3,107
EMERSON ELEC CO COM 291011104 205 2,272 SH   SOLE   0 0 2,272
EXXON MOBIL CORP COM 30231G102 954 17,091 SH   SOLE   0 0 17,091
FACEBOOK INC CL A 30303M102 4,203 14,270 SH   SOLE   0 0 14,270
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 210 4,282 SH   SOLE   0 0 4,282
GALLAGHER ARTHUR J & CO COM 363576109 240 1,925 SH   SOLE   0 0 1,925
HOME DEPOT INC COM 437076102 3,308 10,838 SH   SOLE   0 0 10,838
INTEL CORP COM 458140100 3,239 50,616 SH   SOLE   0 0 50,616
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 262 3,214 SH   SOLE   0 0 3,214
ISHARES GOLD TR ISHARES 464285105 183 11,250 SH   SOLE   0 0 11,250
ISHARES TR CORE S&P TTL STK 464287150 300 3,276 SH   SOLE   0 0 3,276
ISHARES TR CORE S&P500 ETF 464287200 3,313 8,327 SH   SOLE   0 0 8,327
ISHARES TR S&P MC 400GR ETF 464287606 289 3,683 SH   SOLE   0 0 3,683
ISHARES TR RUSSELL 2000 ETF 464287655 493 2,230 SH   SOLE   0 0 2,230
ISHARES TR CORE S&P US GWT 464287671 238 2,616 SH   SOLE   0 0 2,616
ISHARES TR CORE S&P SCP ETF 464287804 208 1,918 SH   SOLE   0 0 1,918
ISHARES TR IBOXX HI YD ETF 464288513 495 5,674 SH   SOLE   0 0 5,674
ISHARES TR SHORT TREAS BD 464288679 695 6,289 SH   SOLE   0 0 6,289
JPMORGAN CHASE & CO COM 46625H100 4,600 30,219 SH   SOLE   0 0 30,219
JOHNSON & JOHNSON COM 478160104 3,793 23,080 SH   SOLE   0 0 23,080
KRANESHARES TR QUADRTC INT RT 500767736 248 8,660 SH   SOLE   0 0 8,660
LILLY ELI & CO COM 532457108 278 1,490 SH   SOLE   0 0 1,490
LOCKHEED MARTIN CORP COM 539830109 807 2,183 SH   SOLE   0 0 2,183
M & T BK CORP COM 55261F104 682 4,499 SH   SOLE   0 0 4,499
MASTERCARD INCORPORATED CL A 57636Q104 1,678 4,712 SH   SOLE   0 0 4,712
MCCORMICK & CO INC COM NON VTG 579780206 222 2,489 SH   SOLE   0 0 2,489
MCDONALDS CORP COM 580135101 1,718 7,664 SH   SOLE   0 0 7,664
MERCK & CO. INC COM 58933Y105 1,205 15,636 SH   SOLE   0 0 15,636
MICROSOFT CORP COM 594918104 10,358 43,932 SH   SOLE   0 0 43,932
MICROCHIP TECHNOLOGY INC. COM 595017104 515 3,318 SH   SOLE   0 0 3,318
MOOG INC CL A 615394202 3,364 40,454 SH   SOLE   0 0 40,454
MOOG INC CL B 615394301 4,899 60,114 SH   SOLE   0 0 60,114
NETFLIX INC COM 64110L106 2,116 4,057 SH   SOLE   0 0 4,057
NIKE INC CL B 654106103 1,053 7,925 SH   SOLE   0 0 7,925
NORFOLK SOUTHN CORP COM 655844108 237 883 SH   SOLE   0 0 883
NVIDIA CORPORATION COM 67066G104 6,504 12,181 SH   SOLE   0 0 12,181
ORACLE CORP COM 68389X105 2,202 31,381 SH   SOLE   0 0 31,381
PAYPAL HLDGS INC COM 70450Y103 2,368 9,751 SH   SOLE   0 0 9,751
PEPSICO INC COM 713448108 1,610 11,379 SH   SOLE   0 0 11,379
PFIZER INC COM 717081103 1,806 49,852 SH   SOLE   0 0 49,852
PROCTER AND GAMBLE CO COM 742718109 2,867 21,173 SH   SOLE   0 0 21,173
RAYTHEON TECHNOLOGIES CORP COM 75513E101 274 3,543 SH   SOLE   0 0 3,543
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,951 22,585 SH   SOLE   0 0 22,585
SALESFORCE COM INC COM 79466L302 1,707 8,059 SH   SOLE   0 0 8,059
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 362 7,065 SH   SOLE   0 0 7,065
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 267 2,007 SH   SOLE   0 0 2,007
SYSCO CORP COM 871829107 493 6,259 SH   SOLE   0 0 6,259
TESLA INC COM 88160R101 1,848 2,767 SH   SOLE   0 0 2,767
THERMO FISHER SCIENTIFIC INC COM 883556102 901 1,973 SH   SOLE   0 0 1,973
3M CO COM 88579Y101 283 1,466 SH   SOLE   0 0 1,466
UNION PAC CORP COM 907818108 1,210 5,490 SH   SOLE   0 0 5,490
UNITED PARCEL SERVICE INC CL B 911312106 212 1,248 SH   SOLE   0 0 1,248
UNITEDHEALTH GROUP INC COM 91324P102 2,793 7,507 SH   SOLE   0 0 7,507
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,104 10,925 SH   SOLE   0 0 10,925
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,859 11,224 SH   SOLE   0 0 11,224
VANGUARD INDEX FDS TOTAL STK MKT 922908769 335 1,621 SH   SOLE   0 0 1,621
VERIZON COMMUNICATIONS INC COM 92343V104 4,109 70,662 SH   SOLE   0 0 70,662
VISA INC COM CL A 92826C839 3,794 17,921 SH   SOLE   0 0 17,921
WALMART INC COM 931142103 2,346 17,272 SH   SOLE   0 0 17,272
WELLS FARGO CO NEW COM 949746101 265 6,789 SH   SOLE   0 0 6,789