The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 596 2,636 SH   SOLE   0 0 2,636
EATON CORP PLC SHS G29183103 293 2,873 SH   SOLE   0 0 2,873
AT&T INC COM 00206R102 1,586 55,644 SH   SOLE   0 0 55,644
ABBOTT LABS COM 002824100 1,430 13,142 SH   SOLE   0 0 13,142
ABBVIE INC COM 00287Y109 2,387 27,253 SH   SOLE   0 0 27,253
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 362 19,930 SH   SOLE   0 0 19,930
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 427 4,542 SH   SOLE   0 0 4,542
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,774 3,618 SH   SOLE   0 0 3,618
ALPHABET INC CAP STK CL C 02079K107 498 339 SH   SOLE   0 0 339
ALPHABET INC CAP STK CL A 02079K305 6,317 4,310 SH   SOLE   0 0 4,310
AMAZON COM INC COM 023135106 13,029 4,138 SH   SOLE   0 0 4,138
AMGEN INC COM 031162100 404 1,588 SH   SOLE   0 0 1,588
APPLE INC COM 037833100 17,757 153,330 SH   SOLE   0 0 153,330
AUTOMATIC DATA PROCESSING IN COM 053015103 671 4,808 SH   SOLE   0 0 4,808
BK OF AMERICA CORP COM 060505104 1,044 43,321 SH   SOLE   0 0 43,321
BLACKROCK INC COM 09247X101 910 1,614 SH   SOLE   0 0 1,614
BOOKING HOLDINGS INC COM 09857L108 778 455 SH   SOLE   0 0 455
BRISTOL-MYERS SQUIBB CO COM 110122108 389 6,457 SH   SOLE   0 0 6,457
CIGNA CORP NEW COM 125523100 339 2,000 SH   SOLE   0 0 2,000
CSX CORP COM 126408103 271 3,489 SH   SOLE   0 0 3,489
CHEVRON CORP NEW COM 166764100 409 5,684 SH   SOLE   0 0 5,684
CISCO SYS INC COM 17275R102 1,543 39,161 SH   SOLE   0 0 39,161
CLOROX CO DEL COM 189054109 246 1,170 SH   SOLE   0 0 1,170
COCA COLA CO COM 191216100 1,065 21,573 SH   SOLE   0 0 21,573
COMCAST CORP NEW CL A 20030N101 969 20,956 SH   SOLE   0 0 20,956
CONSOLIDATED EDISON INC COM 209115104 239 3,070 SH   SOLE   0 0 3,070
CORNING INC COM 219350105 566 17,477 SH   SOLE   0 0 17,477
COSTCO WHSL CORP NEW COM 22160K105 982 2,767 SH   SOLE   0 0 2,767
DISNEY WALT CO COM DISNEY 254687106 1,995 16,078 SH   SOLE   0 0 16,078
DUKE ENERGY CORP NEW COM NEW 26441C204 263 2,970 SH   SOLE   0 0 2,970
EXXON MOBIL CORP COM 30231G102 828 24,116 SH   SOLE   0 0 24,116
FACEBOOK INC CL A 30303M102 3,777 14,421 SH   SOLE   0 0 14,421
GALLAGHER ARTHUR J & CO COM 363576109 252 2,391 SH   SOLE   0 0 2,391
HOME DEPOT INC COM 437076102 2,985 10,748 SH   SOLE   0 0 10,748
INTEL CORP COM 458140100 3,049 58,881 SH   SOLE   0 0 58,881
ISHARES GOLD TRUST ISHARES 464285105 202 11,250 SH   SOLE   0 0 11,250
ISHARES TR CORE S&P TTL STK 464287150 235 3,108 SH   SOLE   0 0 3,108
ISHARES TR CORE S&P500 ETF 464287200 2,087 6,210 SH   SOLE   0 0 6,210
ISHARES TR 20 YR TR BD ETF 464287432 205 1,256 SH   SOLE   0 0 1,256
ISHARES TR S&P MC 400GR ETF 464287606 293 1,226 SH   SOLE   0 0 1,226
ISHARES TR RUSSELL 2000 ETF 464287655 346 2,308 SH   SOLE   0 0 2,308
ISHARES TR CORE S&P US GWT 464287671 242 3,025 SH   SOLE   0 0 3,025
ISHARES TR SHORT TREAS BD 464288679 956 8,639 SH   SOLE   0 0 8,639
ISHARES TR FLTG RATE NT ETF 46429B655 212 4,176 SH   SOLE   0 0 4,176
JPMORGAN CHASE & CO COM 46625H100 3,178 33,010 SH   SOLE   0 0 33,010
JOHNSON & JOHNSON COM 478160104 3,455 23,207 SH   SOLE   0 0 23,207
LILLY ELI & CO COM 532457108 657 4,437 SH   SOLE   0 0 4,437
LOCKHEED MARTIN CORP COM 539830109 1,326 3,461 SH   SOLE   0 0 3,461
M & T BK CORP COM 55261F104 414 4,499 SH   SOLE   0 0 4,499
MASTERCARD INCORPORATED CL A 57636Q104 1,642 4,854 SH   SOLE   0 0 4,854
MCCORMICK & CO INC COM NON VTG 579780206 241 1,243 SH   SOLE   0 0 1,243
MCDONALDS CORP COM 580135101 2,223 10,126 SH   SOLE   0 0 10,126
MERCK & CO. INC COM 58933Y105 1,386 16,707 SH   SOLE   0 0 16,707
MICROSOFT CORP COM 594918104 9,344 44,425 SH   SOLE   0 0 44,425
MICROCHIP TECHNOLOGY INC. COM 595017104 362 3,526 SH   SOLE   0 0 3,526
MOOG INC CL A 615394202 2,631 41,417 SH   SOLE   0 0 41,417
MOOG INC CL B 615394301 3,864 60,114 SH   SOLE   0 0 60,114
NETFLIX INC COM 64110L106 2,058 4,116 SH   SOLE   0 0 4,116
NIKE INC CL B 654106103 957 7,627 SH   SOLE   0 0 7,627
NORFOLK SOUTHN CORP COM 655844108 266 1,242 SH   SOLE   0 0 1,242
NVIDIA CORPORATION COM 67066G104 6,963 12,865 SH   SOLE   0 0 12,865
OLLIES BARGAIN OUTLET HLDGS COM 681116109 209 2,396 SH   SOLE   0 0 2,396
ORACLE CORP COM 68389X105 1,861 31,178 SH   SOLE   0 0 31,178
PAYPAL HLDGS INC COM 70450Y103 1,952 9,905 SH   SOLE   0 0 9,905
PEPSICO INC COM 713448108 1,572 11,339 SH   SOLE   0 0 11,339
PFIZER INC COM 717081103 1,924 52,431 SH   SOLE   0 0 52,431
PROCTER AND GAMBLE CO COM 742718109 3,066 22,057 SH   SOLE   0 0 22,057
RAYTHEON TECHNOLOGIES CORP COM 75513E101 213 3,703 SH   SOLE   0 0 3,703
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,298 24,778 SH   SOLE   0 0 24,778
SALESFORCE COM INC COM 79466L302 2,177 8,664 SH   SOLE   0 0 8,664
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 725 14,076 SH   SOLE   0 0 14,076
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 207 1,770 SH   SOLE   0 0 1,770
SYSCO CORP COM 871829107 406 6,518 SH   SOLE   0 0 6,518
THERMO FISHER SCIENTIFIC INC COM 883556102 829 1,878 SH   SOLE   0 0 1,878
3M CO COM 88579Y101 248 1,549 SH   SOLE   0 0 1,549
UNION PAC CORP COM 907818108 1,223 6,214 SH   SOLE   0 0 6,214
UNITED PARCEL SERVICE INC CL B 911312106 264 1,583 SH   SOLE   0 0 1,583
UNITEDHEALTH GROUP INC COM 91324P102 2,418 7,754 SH   SOLE   0 0 7,754
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 689 8,509 SH   SOLE   0 0 8,509
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,391 12,570 SH   SOLE   0 0 12,570
VANGUARD INDEX FDS TOTAL STK MKT 922908769 280 1,643 SH   SOLE   0 0 1,643
VERIZON COMMUNICATIONS INC COM 92343V104 4,367 73,401 SH   SOLE   0 0 73,401
VISA INC COM CL A 92826C839 3,793 18,966 SH   SOLE   0 0 18,966
WALMART INC COM 931142103 2,433 17,389 SH   SOLE   0 0 17,389