The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 150 79 SH   SOLE 0 79 0 0
ULTA SALON COSMETICS & FRAGRANCE INC COM Stock 90384S303 2 7 SH   SOLE 0 7 0 0
SIRIUS XM RADIO INC Stock 82968B103 11 2,034 SH   SOLE 0 2,034 0 0
STARBUCKS CORP Stock 855244109 25 300 SH   SOLE 0 300 0 0
HECLA MNG CO COM Stock 422704106 17 9,261 SH   SOLE 0 9,261 0 0
EATON VANCE TAX ADVT DIV INCM COM CEF 27828G107 51 2,148 SH   SOLE 0 2,148 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 281 1,875 SH   SOLE 0 1,875 0 0
THOMSON REUTERS CORP COM NEW Stock 884903709 13 207 SH   SOLE 0 207 0 0
COSTCO WHOLESALE CORP Stock 22160K105 27 104 SH   SOLE 0 104 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 123 2,875 SH   SOLE 0 2,875 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 4 33 SH   SOLE 0 33 0 0
YUM! BRANDS INC Stock 988498101 35 320 SH   SOLE 0 320 0 0
COCA COLA CO COM Stock 191216100 9 176 SH   SOLE 0 176 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 153 5,290 SH   SOLE 0 5,290 0 0
PPG INDS INC COM Stock 693506107 47 400 SH   SOLE 0 400 0 0
INTEL CORP COM Stock 458140100 31 643 SH   SOLE 0 643 0 0
NETFLIX INC COM Stock 64110L106 65 176 SH   SOLE 0 176 0 0
PACCAR INC COM Stock 693718108 21 289 SH   SOLE 0 289 0 0
SPDR S&P 500 ETF ETF 78462F103 88 300 SH   SOLE 0 300 0 0
MASTERCARD INC Stock 57636Q104 45 170 SH   SOLE 0 170 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 15 320 SH   SOLE 0 320 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 22 120 SH   SOLE 0 120 0 0
FEDEX CORP Stock 31428X106 13 79 SH   SOLE 0 79 0 0
PEPSICO INC COM Stock 713448108 33 250 SH   SOLE 0 250 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 30 348 SH   SOLE 0 348 0 0
HONEYWELL INTL INC Stock 438516106 34 195 SH   SOLE 0 195 0 0
INGERSOLL-RAND PLC SHS Stock G47791101 51 400 SH   SOLE 0 400 0 0
FORD MOTOR COMPANY Stock 345370860 1 69 SH   SOLE 0 69 0 0
HOME DEPOT Stock 437076102 81 389 SH   SOLE 0 389 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 24 148 SH   SOLE 0 148 0 0
SPDR GOLD ETF ETF 78463V107 237 1,779 SH   SOLE 0 1,779 0 0
BECTON DICKINSON & CO COM Stock 075887109 15 61 SH   SOLE 0 61 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 349 2,218 SH   SOLE 0 2,218 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 8,535 169,376 SH   SOLE 0 169,376 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 7,887 100,756 SH   SOLE 0 100,756 0 0
ADOBE INC COM Stock 00724F101 10 35 SH   SOLE 0 35 0 0
FISERV INC COM Stock 337738108 32 350 SH   SOLE 0 350 0 0
PRINCIPAL FINANCIAL GROUP INC Stock 74251V102 41 700 SH   SOLE 0 700 0 0
NEWMONT GOLDCORP CORPORATION COM Stock 651639106 44 1,151 SH   SOLE 0 1,151 0 0
COMCAST CORP NEW CL A Stock 20030N101 18 436 SH   SOLE 0 436 0 0
MICROSOFT Stock 594918104 76 570 SH   SOLE 0 570 0 0
ARES CAP CORP COM CEF 04010L103 49 2,745 SH   SOLE 0 2,745 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,273 4 SH   SOLE 0 4 0 0
BOEING CO COM Stock 097023105 40 110 SH   SOLE 0 110 0 0
TESLA MOTORS INC Stock 88160R101 237 1,060 SH   SOLE 0 1,060 0 0
ISHARES TR MSCI NEW ZEALAND INVESTABLE MKT INDEX FD ETF 464289123 240 4,500 SH   SOLE 0 4,500 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 67 450 SH   SOLE 0 450 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 192 3,500 SH   SOLE 0 3,500 0 0
VANGUARD S&P 500 ETF ETF 922908363 25,252 93,820 SH   SOLE 0 93,819 0 0
PRICELINE.COM INC Stock 09857L108 19 10 SH   SOLE 0 10 0 0
GABELLI DIVD & INCOME TR COM CEF 36242H104 47 2,184 SH   SOLE 0 2,184 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 79 1,240 SH   SOLE 0 1,240 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP Stock 29273V100 76 5,420 SH   SOLE 0 5,420 0 0
APTIV PLC SHS Stock G6095L109 6 80 SH   SOLE 0 80 0 0
NUVEEN TX ADV TOTAL RET STRGY COM CEF 67090H102 41 3,579 SH   SOLE 0 3,579 0 0
VISA INC COM CL A Stock 92826C839 30 174 SH   SOLE 0 174 0 0
MCEWEN MNG INC COM Stock 58039P107 39 22,037 SH   SOLE 0 22,037 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 14,486 561,135 SH   SOLE 0 561,134 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 22 110 SH   SOLE 0 110 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855 150 7,364 SH   SOLE 0 7,364 0 0
FACEBOOK INC CL A Stock 30303M102 6 32 SH   SOLE 0 32 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101 0 0 SH   SOLE 0 0 0 0
SERVICENOW INC COM Stock 81762P102 30 110 SH   SOLE 0 110 0 0
DIAMONDBACK ENERGY INC COM Stock 25278X109 4 35 SH   SOLE 0 35 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 8,488 138,239 SH   SOLE 0 138,239 0 0
ABBVIE INC COM Stock 00287Y109 6 80 SH   SOLE 0 80 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 3,304 64,235 SH   SOLE 0 64,235 0 0
ZOETIS INC CL A Stock 98978V103 12 110 SH   SOLE 0 110 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 0 0 SH   SOLE 0 0 0 0
RAYTHEON CO COM NEW Stock 755111507 7 40 SH   SOLE 0 40 0 0
CISCO SYS INC Stock 17275R102 16 297 SH   SOLE 0 297 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 3 100 SH   SOLE 0 100 0 0
AUTODESK INC COM Stock 052769106 5 30 SH   SOLE 0 30 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 457 13,076 SH   SOLE 0 13,076 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 27 426 SH   SOLE 0 426 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 10,684 97,925 SH   SOLE 0 97,924 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 6 52 SH   SOLE 0 52 0 0
ISHARES S&P 500 INDEX ETF 464287200 35,330 119,864 SH   SOLE 0 119,864 0 0
ONEOK INC NEW COM Stock 682680103 114 1,660 SH   SOLE 0 1,660 0 0
UNION PACIFIC CORP COM Stock 907818108 24 144 SH   SOLE 0 144 0 0
ISHARES MBS BOND ETF ETF 464288588 551 5,122 SH   SOLE 0 5,122 0 0
SALESFORCE COM Stock 79466L302 24 160 SH   SOLE 0 160 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202 138 3,600 SH   SOLE 0 3,600 0 0
REPUBLIC SERVICES INC Stock 760759100 36 421 SH   SOLE 0 421 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 34 117 SH   SOLE 0 117 0 0
LOCKHEED MARTIN CORP Stock 539830109 10 28 SH   SOLE 0 28 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 25 228 SH   SOLE 0 228 0 0
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 226 2,000 SH   SOLE 0 2,000 0 0
BANK AMER CORP COM Stock 060505104 4 150 SH   SOLE 0 150 0 0
TEXAS INSTRS INC COM Stock 882508104 47 412 SH   SOLE 0 412 0 0
PFIZER INC COM Stock 717081103 31 722 SH   SOLE 0 722 0 0
MARKET VECTORS ETF TRUST AGRIBUSINESS ETF 92189F700 33 499 SH   SOLE 0 499 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 22 20 SH   SOLE 0 20 0 0
APPLIED MATLS INC COM Stock 038222105 51 1,131 SH   SOLE 0 1,130 0 0
SPDR SERIES TRUST S&P OIL GAS EXPL & PRODTN ETF ETF 78464A730 483 17,734 SH   SOLE 0 17,734 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 52 454 SH   SOLE 0 454 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 964 8,653 SH   SOLE 0 8,653 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 17 474 SH   SOLE 0 474 0 0
LAM RESEARCH CORP COM Stock 512807108 12 65 SH   SOLE 0 65 0 0
CITIGROUP INC Stock 172967424 16 232 SH   SOLE 0 232 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 31 267 SH   SOLE 0 267 0 0
LOWES COS INC COM Stock 548661107 16 160 SH   SOLE 0 160 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 3 50 SH   SOLE 0 50 0 0
ISHARES MSCI ACWI INDEX FUND ETF 464288257 327 4,430 SH   SOLE 0 4,430 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 17 150 SH   SOLE 0 150 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509 14 246 SH   SOLE 0 246 0 0
BLACKROCK INC COM Stock 09247X101 7 15 SH   SOLE 0 15 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 11,484 59,115 SH   SOLE 0 59,115 0 0
ISHARES MSCI EAFE ETF ETF 464287465 335 5,103 SH   SOLE 0 5,103 0 0
APPLE INC Stock 037833100 63 316 SH   SOLE 0 316 0 0
WESTERN ASST MNGD MUN FD INC COM CEF 95766M105 34 2,518 SH   SOLE 0 2,518 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 20 140 SH   SOLE 0 140 0 0
FIDELITY NASDAQ COMPOSITE INDEX TRACKING STOCK FUND ETF 315912808 937 2,979 SH   SOLE 0 2,979 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 289 2,271 SH   SOLE 0 2,271 0 0