The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 119 79 SH   SOLE 0 79 0 0
SIRIUS XM RADIO INC Stock 82968B103 12 2,034 SH   SOLE 0 2,034 0 0
STARBUCKS CORP Stock 855244109 19 300 SH   SOLE 0 300 0 0
HECLA MNG CO COM Stock 422704106 22 9,261 SH   SOLE 0 9,261 0 0
EATON VANCE TAX ADVT DIV INCM COM CEF 27828G107 41 2,148 SH   SOLE 0 2,148 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 239 1,875 SH   SOLE 0 1,875 0 0
THOMSON REUTERS CORP COM NEW Stock 884903709 10 207 SH   SOLE 0 207 0 0
COSTCO WHOLESALE CORP Stock 22160K105 21 104 SH   SOLE 0 104 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 88 2,249 SH   SOLE 0 2,249 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 3 33 SH   SOLE 0 33 0 0
YUM! BRANDS INC Stock 988498101 29 320 SH   SOLE 0 320 0 0
COCA COLA CO COM Stock 191216100 11 234 SH   SOLE 0 234 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 130 5,290 SH   SOLE 0 5,290 0 0
PPG INDS INC COM Stock 693506107 41 400 SH   SOLE 0 400 0 0
INTEL CORP COM Stock 458140100 30 643 SH   SOLE 0 643 0 0
NETFLIX INC COM Stock 64110L106 42 158 SH   SOLE 0 158 0 0
PACCAR INC COM Stock 693718108 17 289 SH   SOLE 0 289 0 0
MERCK & CO INC Stock 58933Y105 0 0 SH   SOLE 0 0 0 0
SPDR S&P 500 ETF ETF 78462F103 75 300 SH   SOLE 0 300 0 0
MASTERCARD INC Stock 57636Q104 28 150 SH   SOLE 0 150 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 11 320 SH   SOLE 0 320 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 12 80 SH   SOLE 0 80 0 0
FEDEX CORP Stock 31428X106 13 79 SH   SOLE 0 79 0 0
PEPSICO INC COM Stock 713448108 28 250 SH   SOLE 0 250 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 29 348 SH   SOLE 0 348 0 0
HONEYWELL INTL INC Stock 438516106 26 195 SH   SOLE 0 195 0 0
INGERSOLL-RAND PLC SHS Stock G47791101 64 700 SH   SOLE 0 700 0 0
FORD MOTOR COMPANY Stock 345370860 1 69 SH   SOLE 0 69 0 0
HOME DEPOT Stock 437076102 60 349 SH   SOLE 0 349 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 19 148 SH   SOLE 0 148 0 0
SPDR GOLD ETF ETF 78463V107 216 1,779 SH   SOLE 0 1,779 0 0
BECTON DICKINSON & CO COM Stock 075887109 14 61 SH   SOLE 0 61 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 290 2,218 SH   SOLE 0 2,218 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 13,502 269,339 SH   SOLE 0 269,339 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 6,566 94,724 SH   SOLE 0 94,723 0 0
FISERV INC COM Stock 337738108 36 494 SH   SOLE 0 494 0 0
PRINCIPAL FINANCIAL GROUP INC Stock 74251V102 53 1,200 SH   SOLE 0 1,200 0 0
NEWMONT MINING CORP COM Stock 651639106 40 1,151 SH   SOLE 0 1,151 0 0
COMCAST CORP NEW CL A Stock 20030N101 15 436 SH   SOLE 0 436 0 0
MICROSOFT Stock 594918104 57 557 SH   SOLE 0 557 0 0
ARES CAP CORP COM CEF 04010L103 43 2,745 SH   SOLE 0 2,745 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,224 4 SH   SOLE 0 4 0 0
GARRETT MOTION INC COM Stock 366505105 0 11 SH   SOLE 0 11 0 0
BOEING CO COM Stock 097023105 32 100 SH   SOLE 0 100 0 0
TESLA MOTORS INC Stock 88160R101 186 560 SH   SOLE 0 560 0 0
ISHARES TR MSCI NEW ZEALAND INVESTABLE MKT INDEX FD ETF 464289123 207 4,500 SH   SOLE 0 4,500 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 95 725 SH   SOLE 0 725 0 0
VANGUARD S&P 500 ETF ETF 922908363 22,337 97,199 SH   SOLE 0 97,198 0 0
PRICELINE.COM INC Stock 09857L108 17 10 SH   SOLE 0 10 0 0
PPL CORP COM Stock 69351T106 0 0 SH   SOLE 0 0 0 0
LEAR CORP COM NEW Stock 521865204 37 300 SH   SOLE 0 300 0 0
GABELLI DIVD & INCOME TR COM CEF 36242H104 40 2,184 SH   SOLE 0 2,184 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 71 1,240 SH   SOLE 0 1,240 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP Stock 29273V100 72 5,420 SH   SOLE 0 5,420 0 0
APTIV PLC SHS Stock G6095L109 5 80 SH   SOLE 0 80 0 0
NUVEEN TX ADV TOTAL RET STRGY COM CEF 67090H102 36 3,579 SH   SOLE 0 3,579 0 0
VISA INC COM CL A Stock 92826C839 19 144 SH   SOLE 0 144 0 0
MCEWEN MNG INC COM Stock 58039P107 40 22,037 SH   SOLE 0 22,037 0 0
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 355 10,636 SH   SOLE 0 10,636 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 8,399 340,744 SH   SOLE 0 340,744 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 17 110 SH   SOLE 0 110 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855 119 7,364 SH   SOLE 0 7,364 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101 73 2,500 SH   SOLE 0 2,500 0 0
SERVICENOW INC COM Stock 81762P102 14 80 SH   SOLE 0 80 0 0
DIAMONDBACK ENERGY INC COM Stock 25278X109 3 35 SH   SOLE 0 35 0 0
MOODYS CORP COM Stock 615369105 10 70 SH   SOLE 0 70 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 8,179 148,714 SH   SOLE 0 148,714 0 0
ABBVIE INC COM Stock 00287Y109 9 102 SH   SOLE 0 102 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 2,930 62,148 SH   SOLE 0 62,148 0 0
ZOETIS INC CL A Stock 98978V103 9 110 SH   SOLE 0 110 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 7 1,000 SH   SOLE 0 1,000 0 0
CISCO SYS INC Stock 17275R102 13 297 SH   SOLE 0 297 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 2 100 SH   SOLE 0 100 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 395 13,076 SH   SOLE 0 13,076 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 24 426 SH   SOLE 0 426 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 9,555 99,089 SH   SOLE 0 99,088 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513 16 200 SH   SOLE 0 200 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 5 54 SH   SOLE 0 54 0 0
ISHARES S&P 500 INDEX ETF 464287200 30,874 122,706 SH   SOLE 0 122,705 0 0
ONEOK INC NEW COM Stock 682680103 90 1,660 SH   SOLE 0 1,660 0 0
UNION PAC CORP COM Stock 907818108 32 229 SH   SOLE 0 229 0 0
ISHARES MBS BOND ETF ETF 464288588 506 4,838 SH   SOLE 0 4,838 0 0
SALESFORCE COM Stock 79466L302 11 80 SH   SOLE 0 80 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202 120 3,600 SH   SOLE 0 3,600 0 0
REPUBLIC SERVICES INC Stock 760759100 30 421 SH   SOLE 0 421 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 26 117 SH   SOLE 0 117 0 0
LOCKHEED MARTIN CORP Stock 539830109 7 28 SH   SOLE 0 28 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 42 428 SH   SOLE 0 428 0 0
ORACLE CORPORATION Stock 68389X105 14 300 SH   SOLE 0 300 0 0
TEXAS INSTRS INC COM Stock 882508104 32 340 SH   SOLE 0 340 0 0
PFIZER INC COM Stock 717081103 75 1,722 SH   SOLE 0 1,722 0 0
MARKET VECTORS ETF TRUST AGRIBUSINESS ETF 92189F700 28 499 SH   SOLE 0 499 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 10 10 SH   SOLE 0 10 0 0
APPLIED MATLS INC COM Stock 038222105 37 1,131 SH   SOLE 0 1,130 0 0
SPDR SERIES TRUST S&P OIL GAS EXPL & PRODTN ETF ETF 78464A730 470 17,734 SH   SOLE 0 17,734 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 158 1,617 SH   SOLE 0 1,617 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 854 8,018 SH   SOLE 0 8,018 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 14 474 SH   SOLE 0 474 0 0
CARA THERAPEUTICS INC COM Stock 140755109 39 3,000 SH   SOLE 0 3,000 0 0
LAM RESEARCH CORP COM Stock 512807108 9 65 SH   SOLE 0 65 0 0
CITIGROUP INC Stock 172967424 12 232 SH   SOLE 0 232 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 24 267 SH   SOLE 0 267 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 2 10 SH   SOLE 0 10 0 0
LOWES COS INC COM Stock 548661107 15 160 SH   SOLE 0 160 0 0
DEERE & CO COM Stock 244199105 2 15 SH   SOLE 0 15 0 0
SOUTHWEST AIRLS CO COM Stock 844741108 0 0 SH   SOLE 0 0 0 0
ISHARES MSCI ACWI INDEX FUND ETF 464288257 309 4,814 SH   SOLE 0 4,814 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 13 150 SH   SOLE 0 150 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509 12 246 SH   SOLE 0 246 0 0
BLACKROCK INC COM Stock 09247X101 6 15 SH   SOLE 0 15 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 9,449 56,902 SH   SOLE 0 56,901 0 0
ISHARES MSCI EAFE ETF ETF 464287465 157 2,676 SH   SOLE 0 2,676 0 0
APPLE INC Stock 037833100 33 207 SH   SOLE 0 207 0 0
WESTERN ASST MNGD MUN FD INC COM CEF 95766M105 32 2,518 SH   SOLE 0 2,518 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 15 140 SH   SOLE 0 140 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 252 2,271 SH   SOLE 0 2,271 0 0