The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 73 43 SH   SOLE 0 43 0 0
SIRIUS XM RADIO INC Stock 82968B103 14 2,034 SH   SOLE 0 2,034 0 0
STARBUCKS CORP Stock 855244109 15 300 SH   SOLE 0 300 0 0
HECLA MNG CO COM Stock 422704106 32 9,261 SH   SOLE 0 9,261 0 0
EATON VANCE TAX ADVT DIV INCM COM CEF 27828G107 49 2,148 SH   SOLE 0 2,148 0 0
THOMSON REUTERS CORP COM Stock 884903105 9 229 SH   SOLE 0 229 0 0
COSTCO WHOLESALE CORP Stock 22160K105 22 104 SH   SOLE 0 104 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 3 33 SH   SOLE 0 33 0 0
YUM! BRANDS INC Stock 988498101 25 320 SH   SOLE 0 320 0 0
COCA COLA CO COM Stock 191216100 8 176 SH   SOLE 0 176 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 146 5,290 SH   SOLE 0 5,290 0 0
PPG INDS INC COM Stock 693506107 41 400 SH   SOLE 0 400 0 0
INTEL CORP COM Stock 458140100 32 643 SH   SOLE 0 643 0 0
NETFLIX INC COM Stock 64110L106 20 50 SH   SOLE 0 50 0 0
PACCAR INC COM Stock 693718108 18 289 SH   SOLE 0 289 0 0
EMERSON ELEC CO COM Stock 291011104 16 233 SH   SOLE 0 233 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 12 320 SH   SOLE 0 320 0 0
FEDEX CORP Stock 31428X106 18 79 SH   SOLE 0 79 0 0
PEPSICO INC COM Stock 713448108 27 250 SH   SOLE 0 250 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 160 1,922 SH   SOLE 0 1,922 0 0
DXC TECHNOLOGY CO COM Stock 23355L106 7 91 SH   SOLE 0 91 0 0
HONEYWELL INTL INC Stock 438516106 28 195 SH   SOLE 0 195 0 0
INGERSOLL-RAND PLC SHS Stock G47791101 63 700 SH   SOLE 0 700 0 0
FORD MOTOR COMPANY Stock 345370860 1 69 SH   SOLE 0 69 0 0
HOME DEPOT Stock 437076102 58 299 SH   SOLE 0 299 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 20 148 SH   SOLE 0 148 0 0
SPDR GOLD ETF ETF 78463V107 211 1,779 SH   SOLE 0 1,779 0 0
BECTON DICKINSON & CO COM Stock 075887109 15 61 SH   SOLE 0 61 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 319 2,218 SH   SOLE 0 2,218 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 7,242 86,778 SH   SOLE 0 86,777 0 0
ADOBE SYS INC COM Stock 00724F101 37 150 SH   SOLE 0 150 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 209 2,674 SH   SOLE 0 2,674 0 0
FISERV INC COM Stock 337738108 37 494 SH   SOLE 0 494 0 0
PRINCIPAL FINANCIAL GROUP INC Stock 74251V102 64 1,200 SH   SOLE 0 1,200 0 0
NEWMONT MINING CORP COM Stock 651639106 43 1,151 SH   SOLE 0 1,151 0 0
COMCAST CORP NEW CL A Stock 20030N101 14 436 SH   SOLE 0 436 0 0
MICROSOFT Stock 594918104 36 370 SH   SOLE 0 370 0 0
ARES CAP CORP COM CEF 04010L103 45 2,745 SH   SOLE 0 2,745 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 846 3 SH   SOLE 0 3 0 0
BOEING CO COM Stock 097023105 20 60 SH   SOLE 0 60 0 0
TESLA MOTORS INC Stock 88160R101 192 560 SH   SOLE 0 560 0 0
ISHARES TR MSCI NEW ZEALAND INVESTABLE MKT INDEX FD ETF 464289123 218 4,500 SH   SOLE 0 4,500 0 0
VANGUARD S&P 500 ETF ETF 922908363 22,468 90,048 SH   SOLE 0 90,047 0 0
PRICELINE.COM INC Stock 09857L108 20 10 SH   SOLE 0 10 0 0
LEAR CORP COM NEW Stock 521865204 56 300 SH   SOLE 0 300 0 0
GABELLI DIVD & INCOME TR COM CEF 36242H104 49 2,184 SH   SOLE 0 2,184 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 86 1,240 SH   SOLE 0 1,240 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP Stock 29273V100 93 5,420 SH   SOLE 0 5,420 0 0
APTIV PLC SHS Stock G6095L109 7 80 SH   SOLE 0 80 0 0
NUVEEN TX ADV TOTAL RET STRGY COM CEF 67090H102 46 3,579 SH   SOLE 0 3,579 0 0
VISA INC COM CL A Stock 92826C839 19 144 SH   SOLE 0 144 0 0
MCEWEN MNG INC COM Stock 58039P107 46 22,037 SH   SOLE 0 22,037 0 0
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 8,817 264,857 SH   SOLE 0 264,856 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 16 110 SH   SOLE 0 110 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855 129 7,364 SH   SOLE 0 7,364 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101 80 2,500 SH   SOLE 0 2,500 0 0
MOODYS CORP COM Stock 615369105 12 70 SH   SOLE 0 70 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 19,915 314,270 SH   SOLE 0 314,269 0 0
ABBVIE INC COM Stock 00287Y109 7 80 SH   SOLE 0 80 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 416 7,919 SH   SOLE 0 7,919 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 9 1,000 SH   SOLE 0 1,000 0 0
CISCO SYS INC Stock 17275R102 13 297 SH   SOLE 0 297 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 428 13,076 SH   SOLE 0 13,076 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 32 426 SH   SOLE 0 426 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 13,007 118,440 SH   SOLE 0 118,440 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513 17 200 SH   SOLE 0 200 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 11 100 SH   SOLE 0 100 0 0
ISHARES S&P 500 INDEX ETF 464287200 31,630 115,839 SH   SOLE 0 115,838 0 0
ONEOK INC NEW COM Stock 682680103 116 1,660 SH   SOLE 0 1,660 0 0
UNION PAC CORP COM Stock 907818108 32 229 SH   SOLE 0 229 0 0
ISHARES MBS BOND ETF ETF 464288588 383 3,681 SH   SOLE 0 3,681 0 0
REPUBLIC SERVICES INC Stock 760759100 29 421 SH   SOLE 0 421 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 24 117 SH   SOLE 0 117 0 0
LOCKHEED MARTIN CORP Stock 539830109 8 28 SH   SOLE 0 28 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 45 428 SH   SOLE 0 428 0 0
ORACLE CORPORATION Stock 68389X105 13 300 SH   SOLE 0 300 0 0
TEXAS INSTRS INC COM Stock 882508104 37 340 SH   SOLE 0 340 0 0
PFIZER INC COM Stock 717081103 62 1,722 SH   SOLE 0 1,722 0 0
MARKET VECTORS ETF TRUST AGRIBUSINESS ETF 92189F700 31 499 SH   SOLE 0 499 0 0
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 46434V100 5 92 SH   SOLE 0 92 0 0
APPLIED MATLS INC COM Stock 038222105 52 1,131 SH   SOLE 0 1,130 0 0
SPDR SERIES TRUST S&P OIL GAS EXPL & PRODTN ETF ETF 78464A730 765 17,771 SH   SOLE 0 17,771 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 529 4,971 SH   SOLE 0 4,971 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 18 474 SH   SOLE 0 474 0 0
CARA THERAPEUTICS INC COM Stock 140755109 38 2,000 SH   SOLE 0 2,000 0 0
LAM RESEARCH CORP COM Stock 512807108 11 65 SH   SOLE 0 65 0 0
CITIGROUP INC Stock 172967424 16 232 SH   SOLE 0 232 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 23 267 SH   SOLE 0 267 0 0
LOWES COS INC COM Stock 548661107 15 160 SH   SOLE 0 160 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509 14 246 SH   SOLE 0 246 0 0
BLACKROCK INC COM Stock 09247X101 7 15 SH   SOLE 0 15 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 10,048 51,587 SH   SOLE 0 51,587 0 0
APPLE INC Stock 037833100 51 277 SH   SOLE 0 277 0 0
WESTERN ASST MNGD MUN FD INC COM CEF 95766M105 32 2,518 SH   SOLE 0 2,518 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 15 140 SH   SOLE 0 140 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 276 2,271 SH   SOLE 0 2,271 0 0