The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 50 43 SH   SOLE 0 43 0 0
SIRIUS XM RADIO INC Stock 82968B103 11 2,034 SH   SOLE 0 2,034 0 0
STARBUCKS CORP Stock 855244109 17 300 SH   SOLE 0 300 0 0
HECLA MNG CO COM Stock 422704106 37 9,261 SH   SOLE 0 9,261 0 0
ISHARES GOLD TRUST ETF ETF 464285105 46 3,700 SH   SOLE 0 3,700 0 0
JOHNSON & JOHNSON COM Stock 478160104 18 126 SH   SOLE 0 126 0 0
EATON VANCE TAX ADVT DIV INCM COM CEF 27828G107 50 2,148 SH   SOLE 0 2,148 0 0
THOMSON REUTERS CORP COM Stock 884903105 10 229 SH   SOLE 0 229 0 0
COSTCO WHOLESALE CORP Stock 22160K105 28 149 SH   SOLE 0 149 0 0
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 3 33 SH   SOLE 0 33 0 0
YUM! BRANDS INC Stock 988498101 26 320 SH   SOLE 0 320 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 12 127 SH   SOLE 0 127 0 0
COCA COLA CO COM Stock 191216100 8 176 SH   SOLE 0 176 0 0
ENTERPRISE PRODS PARTNERS L P Stock 293792107 140 5,290 SH   SOLE 0 5,290 0 0
PPG INDS INC COM Stock 693506107 47 400 SH   SOLE 0 400 0 0
INTEL CORP COM Stock 458140100 30 643 SH   SOLE 0 643 0 0
NETFLIX INC COM Stock 64110L106 10 50 SH   SOLE 0 50 0 0
PACCAR INC COM Stock 693718108 21 289 SH   SOLE 0 289 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 73 700 SH   SOLE 0 700 0 0
EMERSON ELEC CO COM Stock 291011104 16 233 SH   SOLE 0 233 0 0
YUM CHINA HLDGS INC COM Stock 98850P109 13 320 SH   SOLE 0 320 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 8 115 SH   SOLE 0 115 0 0
ISHARES COHEN & STEERS RLTY ETF 464287564 5 50 SH   SOLE 0 50 0 0
FEDEX CORP Stock 31428X106 20 79 SH   SOLE 0 79 0 0
PEPSICO INC COM Stock 713448108 35 290 SH   SOLE 0 290 0 0
DXC TECHNOLOGY CO COM Stock 23355L106 9 91 SH   SOLE 0 91 0 0
HONEYWELL INTL INC Stock 438516106 30 195 SH   SOLE 0 195 0 0
INGERSOLL-RAND PLC SHS Stock G47791101 62 700 SH   SOLE 0 700 0 0
FORD MOTOR COMPANY Stock 345370860 1 69 SH   SOLE 0 69 0 0
HOME DEPOT Stock 437076102 57 299 SH   SOLE 0 299 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 17 148 SH   SOLE 0 148 0 0
SPDR GOLD ETF ETF 78463V107 294 2,379 SH   SOLE 0 2,379 0 0
BECTON DICKINSON & CO COM Stock 075887109 24 111 SH   SOLE 0 111 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 299 2,218 SH   SOLE 0 2,218 0 0
DELPHI TECHNOLOGIES PLC SHS Stock G2709G107 1 26 SH   SOLE 0 26 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 7,368 95,928 SH   SOLE 0 95,928 0 0
ADOBE SYS INC COM Stock 00724F101 26 150 SH   SOLE 0 150 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 180 2,274 SH   SOLE 0 2,274 0 0
GOOGLE INC Stock 02079K305 11 10 SH   SOLE 0 10 0 0
FISERV INC COM Stock 337738108 32 247 SH   SOLE 0 247 0 0
PRINCIPAL FINANCIAL GROUP INC Stock 74251V102 85 1,200 SH   SOLE 0 1,200 0 0
NEWMONT MINING CORP COM Stock 651639106 20 543 SH   SOLE 0 543 0 0
COMCAST CORP NEW CL A Stock 20030N101 17 436 SH   SOLE 0 436 0 0
MICROSOFT Stock 594918104 32 370 SH   SOLE 0 370 0 0
ARES CAP CORP COM CEF 04010L103 43 2,745 SH   SOLE 0 2,745 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 595 2 SH   SOLE 0 2 0 0
BOEING CO COM Stock 097023105 18 60 SH   SOLE 0 60 0 0
TESLA MOTORS INC Stock 88160R101 174 560 SH   SOLE 0 560 0 0
ISHARES TR MSCI NEW ZEALAND INVESTABLE MKT INDEX FD ETF 464289123 214 4,500 SH   SOLE 0 4,500 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 6,519 44,636 SH   SOLE 0 44,635 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 7 95 SH   SOLE 0 95 0 0
HANCOCK JOHN PFD INCOME FD III COM CEF 41021P103 46 2,448 SH   SOLE 0 2,448 0 0
ILLUMINA INC COM Stock 452327109 8 35 SH   SOLE 0 35 0 0
PRICELINE.COM INC Stock 09857L108 17 10 SH   SOLE 0 10 0 0
LEAR CORP COM NEW Stock 521865204 53 300 SH   SOLE 0 300 0 0
GABELLI DIVD & INCOME TR COM CEF 36242H104 51 2,184 SH   SOLE 0 2,184 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 88 1,240 SH   SOLE 0 1,240 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PARTNERSHIP Stock 29273V100 94 5,420 SH   SOLE 0 5,420 0 0
APTIV PLC SHS Stock G6095L109 7 80 SH   SOLE 0 80 0 0
NUVEEN TX ADV TOTAL RET STRGY COM CEF 67090H102 50 3,579 SH   SOLE 0 3,579 0 0
VISA INC COM CL A Stock 92826C839 16 144 SH   SOLE 0 144 0 0
MCEWEN MNG INC COM Stock 58039P107 24 10,312 SH   SOLE 0 10,312 0 0
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 10,361 287,252 SH   SOLE 0 287,252 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 16 110 SH   SOLE 0 110 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855 138 7,364 SH   SOLE 0 7,364 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101 75 2,500 SH   SOLE 0 2,500 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 6 71 SH   SOLE 0 71 0 0
CELGENE CORP Stock 151020104 13 120 SH   SOLE 0 120 0 0
MONDELEZ INTL INC CL A Stock 609207105 16 380 SH   SOLE 0 380 0 0
MOODYS CORP COM Stock 615369105 10 70 SH   SOLE 0 70 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 16,022 242,425 SH   SOLE 0 242,424 0 0
ENBRIDGE INC COM Stock 29250N105 24 624 SH   SOLE 0 624 0 0
ABBVIE INC COM Stock 00287Y109 8 80 SH   SOLE 0 80 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 385 6,772 SH   SOLE 0 6,771 0 0
TRUSTCO BK CORP N Y COM Stock 898349105 9 1,000 SH   SOLE 0 1,000 0 0
STRYKER CORP Stock 863667101 9 60 SH   SOLE 0 60 0 0
CISCO SYS INC Stock 17275R102 11 297 SH   SOLE 0 297 0 0
VANECK VECTORS JUNIOR GOLD MINERS ETF ETF 92189F791 446 13,076 SH   SOLE 0 13,076 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 89 1,226 SH   SOLE 0 1,226 0 0
ISHARES NASDAQ BIOTECHNOLOGY ETF 464287556 13,480 126,251 SH   SOLE 0 126,251 0 0
GENERAL ELECTRIC CO COM Stock 369604103 6 369 SH   SOLE 0 369 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513 7,864 90,118 SH   SOLE 0 90,117 0 0
SPDR S&P REGIONAL BANKING ETF ETF 78464A698 10 170 SH   SOLE 0 170 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 627 5,491 SH   SOLE 0 5,490 0 0
ISHARES S&P 500 INDEX ETF 464287200 31,877 118,570 SH   SOLE 0 118,569 0 0
ONEOK INC NEW COM Stock 682680103 89 1,660 SH   SOLE 0 1,660 0 0
UNION PAC CORP COM Stock 907818108 31 229 SH   SOLE 0 229 0 0
ISHARES MBS BOND ETF ETF 464288588 349 3,274 SH   SOLE 0 3,274 0 0
REPUBLIC SERVICES INC Stock 760759100 28 421 SH   SOLE 0 421 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 22 117 SH   SOLE 0 117 0 0
LOCKHEED MARTIN CORP Stock 539830109 9 28 SH   SOLE 0 28 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 46 428 SH   SOLE 0 428 0 0
ORACLE CORPORATION Stock 68389X105 14 300 SH   SOLE 0 300 0 0
TEXAS INSTRS INC COM Stock 882508104 36 340 SH   SOLE 0 340 0 0
PFIZER INC COM Stock 717081103 62 1,722 SH   SOLE 0 1,722 0 0
MARKET VECTORS ETF TRUST AGRIBUSINESS ETF 92189F700 31 499 SH   SOLE 0 499 0 0
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 46434V100 4 76 SH   SOLE 0 76 0 0
3M CO COM Stock 88579Y101 6 25 SH   SOLE 0 25 0 0
HP INC COM Stock 40434L105 3 148 SH   SOLE 0 148 0 0
APPLIED MATLS INC COM Stock 038222105 58 1,131 SH   SOLE 0 1,130 0 0
SPDR SERIES TRUST S&P OIL GAS EXPL & PRODTN ETF ETF 78464A730 661 17,771 SH   SOLE 0 17,771 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 456 4,171 SH   SOLE 0 4,171 0 0
EATON CORP PLC SHS Stock G29183103 12 150 SH   SOLE 0 150 0 0
CITIZENS FINL GROUP INC COM Stock 174610105 20 474 SH   SOLE 0 474 0 0
CARA THERAPEUTICS INC COM Stock 140755109 24 2,000 SH   SOLE 0 2,000 0 0
LAM RESEARCH CORP COM Stock 512807108 12 65 SH   SOLE 0 65 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 6 90 SH   SOLE 0 90 0 0
CITIGROUP INC Stock 172967424 17 232 SH   SOLE 0 232 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 24 267 SH   SOLE 0 267 0 0
LOWES COS INC COM Stock 548661107 15 160 SH   SOLE 0 160 0 0
ISHARES MSCI ACWI INDEX FUND ETF 464288257 219 3,038 SH   SOLE 0 3,038 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 11 140 SH   SOLE 0 140 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509 14 246 SH   SOLE 0 246 0 0
BLACKROCK INC COM Stock 09247X101 8 15 SH   SOLE 0 15 0 0
ISHARES CORE S&P MID CAP ETF ETF 464287507 12,746 67,160 SH   SOLE 0 67,160 0 0
APPLE INC Stock 037833100 47 277 SH   SOLE 0 277 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 0 0 SH   SOLE 0 0 0 0
WESTERN ASST MNGD MUN FD INC COM CEF 95766M105 35 2,518 SH   SOLE 0 2,518 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 26 240 SH   SOLE 0 240 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 282 2,271 SH   SOLE 0 2,271 0 0