The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 332,442 3,041 SH   SOLE   0 0 3,041
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,339,222 12,167 SH   SOLE   0 0 12,167
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,633,873 10,543 SH   SOLE   0 0 10,543
ABRDN ASIA PACIFIC INCOME FU COM 003009107 BBG001S5R1L0 60,793 22,433 SH   SOLE   0 0 22,433
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 51,233 146 SH   DFND 1 0 0 146
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 3,685,276 10,502 SH   SOLE   0 0 10,502
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 9,834,305 70,400 SH   SOLE   0 0 70,400
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 41,433 294 SH   DFND 2 0 0 294
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 200,121 1,420 SH   SOLE   0 0 1,420
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 273,794 6,787 SH   SOLE   0 0 6,787
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,448,140 9,531 SH   SOLE   0 0 9,531
AMAZON COM INC COM 023135106 BBG001S5PQL7 126,414 832 SH   DFND 01,02 0 0 832
AMGEN INC COM 031162100 BBG001S5NNL6 487,250 1,692 SH   SOLE   0 0 1,692
APPLE INC COM 037833100 BBG001S5N8V8 76,242 396 SH   DFND 01,02 0 0 396
APPLE INC COM 037833100 BBG001S5N8V8 22,922,294 119,057 SH   SOLE   0 0 119,057
AT&T INC COM 00206R102 BBG001S5VWH2 238,998 14,243 SH   SOLE   0 0 14,243
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 248,974 7,395 SH   SOLE   0 0 7,395
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 986,522 2,766 SH   SOLE   0 0 2,766
BOEING CO COM 097023105 BBG001S5P0V3 9,123 35 SH   DFND 2 0 0 35
BOEING CO COM 097023105 BBG001S5P0V3 7,327,935 28,113 SH   SOLE   0 0 28,113
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 2,677,518 52,183 SH   SOLE   0 0 52,183
CATERPILLAR INC COM 149123101 BBG001S5PJ06 4,459,919 15,084 SH   SOLE   0 0 15,084
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,319,344 8,845 SH   SOLE   0 0 8,845
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 409,391 3,957 SH   SOLE   0 0 3,957
CISCO SYS INC COM 17275R102 BBG001S6HC62 446,445 8,837 SH   SOLE   0 0 8,837
CISCO SYS INC COM 17275R102 BBG001S6HC62 10 500 SH Call SOLE   0 0 500
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 5,923,285 118,371 SH   SOLE   0 0 118,371
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 236,309 358 SH   SOLE   0 0 358
DEERE & CO COM 244199105 BBG001S5QFF7 213,131 533 SH   SOLE   0 0 533
DISNEY WALT CO COM 254687106 BBG001S5QHF3 3,644,576 40,365 SH   SOLE   0 0 40,365
EATON CORP PLC SHS G29183103 BBG001S5QZ45 12,852,479 53,370 SH   SOLE   0 0 53,370
EATON CORP PLC SHS G29183103 BBG001S5QZ45 16,376 68 SH   DFND 1 0 0 68
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 305,329 4,947 SH   SOLE   0 0 4,947
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 5,996,094 59,973 SH   SOLE   0 0 59,973
FEDEX CORP COM 31428X106 BBG001S5R3M5 5,544,648 21,918 SH   SOLE   0 0 21,918
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 808,353 22,050 SH   SOLE   0 0 22,050
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 165,138 13,547 SH   SOLE   0 0 13,547
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 8,049,526 20,866 SH   SOLE   0 0 20,866
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 7,715 20 SH   DFND 2 0 0 20
HOME DEPOT INC COM 437076102 BBG001S5RTW7 6,287,510 18,143 SH   SOLE   0 0 18,143
HOME DEPOT INC COM 437076102 BBG001S5RTW7 12,129 35 SH   DFND 2 0 0 35
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 399,406 31,400 SH   SOLE   0 0 31,400
INTEL CORP COM 458140100 BBG001S5SF65 8,040 160 SH   DFND 1 0 0 160
INTEL CORP COM 458140100 BBG001S5SF65 329,288 6,553 SH   SOLE   0 0 6,553
INTEL CORP COM 458140100 BBG001S5SF65 5,470 1,000 SH Call SOLE   0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 7,092,905 43,368 SH   SOLE   0 0 43,368
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 336,216 821 SH   SOLE   0 0 821
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,285,717 18,276 SH   SOLE   0 0 18,276
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 322,400 675 SH   SOLE   0 0 675
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 884,850 11,743 SH   SOLE   0 0 11,743
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 403,507 10,035 SH   SOLE   0 0 10,035
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 249,812 824 SH   SOLE   0 0 824
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 348,843 2,111 SH   SOLE   0 0 2,111
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 222,743 1,434 SH   SOLE   0 0 1,434
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,648,815 48,799 SH   SOLE   0 0 48,799
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 10,979,015 64,544 SH   SOLE   0 0 64,544
LINDE PLC SHS G54950103 BBG01FND0CH6 180,712 440 SH   SOLE   0 0 440
LINDE PLC SHS G54950103 BBG01FND0CH6 47,232 115 SH   DFND 1 0 0 115
LOWES COS INC COM 548661107 BBG001S5SVL3 472,919 2,125 SH   SOLE   0 0 2,125
MARATHON PETE CORP COM 56585A102 BBG001S169P1 292,269 1,970 SH   SOLE   0 0 1,970
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 5,420,038 11,707 SH   SOLE   0 0 11,707
MERCK & CO INC COM 58933Y105 BBG001S5TC52 635,151 5,826 SH   SOLE   0 0 5,826
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,091,259 3,083 SH   SOLE   0 0 3,083
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 71,500 202 SH   DFND 01,02 0 0 202
MICROSOFT CORP COM 594918104 BBG001S5TD05 18,036,915 47,966 SH   SOLE   0 0 47,966
MICROSOFT CORP COM 594918104 BBG001S5TD05 139,511 371 SH   DFND 01,02 0 0 371
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 98,054 198 SH   DFND 01,02 0 0 198
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 455,107 919 SH   SOLE   0 0 919
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 240,631 4,030 SH   SOLE   0 0 4,030
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 11,238,847 38,113 SH   SOLE   0 0 38,113
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 30,962 105 SH   DFND 01,02,03 0 0 105
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 376,853 818 SH   SOLE   0 0 818
PEPSICO INC COM 713448108 BBG001S695T1 1,149,496 6,768 SH   SOLE   0 0 6,768
PFIZER INC COM 717081103 BBG001S5V466 441,351 15,330 SH   SOLE   0 0 15,330
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 262,075 2,786 SH   SOLE   0 0 2,786
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 8,478,499 57,859 SH   SOLE   0 0 57,859
QUALCOMM INC COM 747525103 BBG001S6VS70 5,755,172 39,791 SH   SOLE   0 0 39,791
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 5,729,274 26,549 SH   SOLE   0 0 26,549
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 3,237 15 SH   DFND 3 0 0 15
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 248,384 800 SH   SOLE   0 0 800
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 5,103,025 60,649 SH   SOLE   0 0 60,649
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 9,003 107 SH   DFND 1 0 0 107
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 14,347 46 SH   DFND 1 0 0 46
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 385,820 1,237 SH   SOLE   0 0 1,237
SOUTHERN CO COM 842587107 BBG001S5W777 634,937 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 675,891 1,422 SH   SOLE   0 0 1,422
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 10,201 13,500 SH   SOLE   0 0 13,500
TESLA INC COM 88160R101 BBG001SQKGD7 357,563 1,439 SH   SOLE   0 0 1,439
TESLA INC COM 88160R101 BBG001SQKGD7 35,781 144 SH   DFND 01,02 0 0 144
TEXTRON INC COM 883203101 BBG001S5WZ39 241,582 3,004 SH   SOLE   0 0 3,004
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 19,639 37 SH   DFND 1 0 0 37
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 5,536,716 10,431 SH   SOLE   0 0 10,431
UNION PAC CORP COM 907818108 BBG001S5X2M0 10,562 43 SH   DFND 1 0 0 43
UNION PAC CORP COM 907818108 BBG001S5X2M0 5,579,289 22,715 SH   SOLE   0 0 22,715
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 809,662 2,990 SH   SOLE   0 0 2,990
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,167,468 15,285 SH   SOLE   0 0 15,285
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 341,657 1,099 SH   SOLE   0 0 1,099
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 2,084,817 9,495 SH   SOLE   0 0 9,495
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,564,368 10,788 SH   SOLE   0 0 10,788
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 468,304 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 548,621 1,256 SH   SOLE   0 0 1,256
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,629,913 14,613 SH   SOLE   0 0 14,613
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 866,760 4,063 SH   SOLE   0 0 4,063
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,556,273 6,437 SH   SOLE   0 0 6,437
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 407,781 1,719 SH   SOLE   0 0 1,719
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,453,744 16,413 SH   SOLE   0 0 16,413
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,292,278 31,442 SH   SOLE   0 0 31,442
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,578,734 20,405 SH   SOLE   0 0 20,405
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,459,705 30,474 SH   SOLE   0 0 30,474
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 445,559 11,819 SH   SOLE   0 0 11,819
VISA INC COM CL A 92826C839 BBG001SRCFY3 7,617,855 29,260 SH   SOLE   0 0 29,260
VISA INC COM CL A 92826C839 BBG001SRCFY3 61,443 236 SH   DFND 01,02 0 0 236