The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 284,979 3,044 SH   SOLE   0 0 3,044
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,192,805 12,316 SH   SOLE   0 0 12,316
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,646,045 11,043 SH   SOLE   0 0 11,043
ABRDN ASIA PACIFIC INCOME FU COM 003009107 BBG001S5R1L0 54,961 22,433 SH   SOLE   0 0 22,433
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 40,231 131 SH   DFND 1 0 0 131
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 2,911,926 9,482 SH   SOLE   0 0 9,482
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 9,199,114 70,295 SH   SOLE   0 0 70,295
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 187,227 1,420 SH   SOLE   0 0 1,420
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 38,764 294 SH   DFND 2 0 0 294
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 285,400 6,787 SH   SOLE   0 0 6,787
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,206,750 9,493 SH   SOLE   0 0 9,493
AMAZON COM INC COM 023135106 BBG001S5PQL7 105,764 832 SH   DFND 01,02 0 0 832
AMGEN INC COM 031162100 BBG001S5NNL6 454,424 1,691 SH   SOLE   0 0 1,691
APPLE INC COM 037833100 BBG001S5N8V8 67,799 396 SH   DFND 01,02 0 0 396
APPLE INC COM 037833100 BBG001S5N8V8 20,509,497 119,792 SH   SOLE   0 0 119,792
AT&T INC COM 00206R102 BBG001S5VWH2 211,677 14,093 SH   SOLE   0 0 14,093
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 202,290 7,388 SH   SOLE   0 0 7,388
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 968,930 2,766 SH   SOLE   0 0 2,766
BOEING CO COM 097023105 BBG001S5P0V3 5,337,879 27,848 SH   SOLE   0 0 27,848
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 3,590,256 61,858 SH   SOLE   0 0 61,858
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,715,600 13,610 SH   SOLE   0 0 13,610
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,487,217 8,820 SH   SOLE   0 0 8,820
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 404,864 3,958 SH   SOLE   0 0 3,958
CISCO SYS INC COM 17275R102 BBG001S6HC62 477,086 8,874 SH   SOLE   0 0 8,874
CISCO SYS INC COM 17275R102 BBG001S6HC62 10 500 SH Call SOLE   0 0 500
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 5,857,605 118,551 SH   SOLE   0 0 118,551
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 202,256 358 SH   SOLE   0 0 358
DEERE & CO COM 244199105 BBG001S5QFF7 201,144 533 SH   SOLE   0 0 533
DISNEY WALT CO COM 254687106 BBG001S5QHF3 3,219,547 39,724 SH   SOLE   0 0 39,724
EATON CORP PLC SHS G29183103 BBG001S5QZ45 11,452,046 53,694 SH   SOLE   0 0 53,694
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 287,668 4,947 SH   SOLE   0 0 4,947
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 7,006,114 59,586 SH   SOLE   0 0 59,586
FEDEX CORP COM 31428X106 BBG001S5R3M5 5,705,693 21,537 SH   SOLE   0 0 21,537
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 753,669 22,050 SH   SOLE   0 0 22,050
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 6,471 20 SH   DFND 2 0 0 20
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 6,681,493 20,649 SH   SOLE   0 0 20,649
HOME DEPOT INC COM 437076102 BBG001S5RTW7 9,065 30 SH   DFND 2 0 0 30
HOME DEPOT INC COM 437076102 BBG001S5RTW7 5,419,317 17,935 SH   SOLE   0 0 17,935
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 356,119 34,242 SH   SOLE   0 0 34,242
INTEL CORP COM 458140100 BBG001S5SF65 259,871 7,310 SH   SOLE   0 0 7,310
INTEL CORP COM 458140100 BBG001S5SF65 5,688 160 SH   DFND 1 0 0 160
INTEL CORP COM 458140100 BBG001S5SF65 1,600 1,000 SH Call SOLE   0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 6,028,212 42,966 SH   SOLE   0 0 42,966
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 2,407,142 67,864 SH   SOLE   0 0 67,864
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 329,967 921 SH   SOLE   0 0 921
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 741,441 11,522 SH   SOLE   0 0 11,522
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 289,865 675 SH   SOLE   0 0 675
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 826,571 11,993 SH   SOLE   0 0 11,993
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 399,803 10,535 SH   SOLE   0 0 10,535
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 259,074 974 SH   SOLE   0 0 974
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 337,192 2,221 SH   SOLE   0 0 2,221
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,535,291 48,380 SH   SOLE   0 0 48,380
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 9,336,741 64,380 SH   SOLE   0 0 64,380
LINDE PLC SHS G54950103 BBG01FND0CH6 42,820 115 SH   DFND 1 0 0 115
LINDE PLC SHS G54950103 BBG01FND0CH6 164,206 441 SH   SOLE   0 0 441
LOWES COS INC COM 548661107 BBG001S5SVL3 708,734 3,410 SH   SOLE   0 0 3,410
MARATHON PETE CORP COM 56585A102 BBG001S169P1 298,140 1,970 SH   SOLE   0 0 1,970
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 5,117,001 11,767 SH   SOLE   0 0 11,767
MERCK & CO INC COM 58933Y105 BBG001S5TC52 599,787 5,826 SH   SOLE   0 0 5,826
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 60,642 202 SH   DFND 01,02 0 0 202
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 924,046 3,078 SH   SOLE   0 0 3,078
MICROSOFT CORP COM 594918104 BBG001S5TD05 114,617 363 SH   DFND 01,02 0 0 363
MICROSOFT CORP COM 594918104 BBG001S5TD05 15,205,222 48,157 SH   SOLE   0 0 48,157
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 394,536 907 SH   SOLE   0 0 907
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 109,617 252 SH   DFND 01,02 0 0 252
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 261,466 4,030 SH   SOLE   0 0 4,030
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 9,013,831 38,448 SH   SOLE   0 0 38,448
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 21,100 90 SH   DFND 01,03 0 0 90
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 319,406 820 SH   SOLE   0 0 820
PEPSICO INC COM 713448108 BBG001S695T1 1,173,561 6,926 SH   SOLE   0 0 6,926
PFIZER INC COM 717081103 BBG001S5V466 510,553 15,392 SH   SOLE   0 0 15,392
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 286,411 3,094 SH   SOLE   0 0 3,094
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 8,391,882 57,533 SH   SOLE   0 0 57,533
QUALCOMM INC COM 747525103 BBG001S6VS70 4,519,160 40,691 SH   SOLE   0 0 40,691
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 5,128,150 27,413 SH   SOLE   0 0 27,413
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 2,806 15 SH   DFND 3 0 0 15
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 228,696 800 SH   SOLE   0 0 800
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 4,295,906 59,690 SH   SOLE   0 0 59,690
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 7,701 107 SH   DFND 1 0 0 107
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 315,497 1,237 SH   SOLE   0 0 1,237
SOUTHERN CO COM 842587107 BBG001S5W777 586,040 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 597,190 1,397 SH   SOLE   0 0 1,397
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 15,660 13,500 SH   SOLE   0 0 13,500
TESLA INC COM 88160R101 BBG001SQKGD7 42,037 168 SH   DFND 01,02 0 0 168
TESLA INC COM 88160R101 BBG001SQKGD7 363,820 1,454 SH   SOLE   0 0 1,454
TEXTRON INC COM 883203101 BBG001S5WZ39 234,733 3,004 SH   SOLE   0 0 3,004
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 15,185 30 SH   DFND 1 0 0 30
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 5,264,640 10,401 SH   SOLE   0 0 10,401
UNION PAC CORP COM 907818108 BBG001S5X2M0 8,756 43 SH   DFND 1 0 0 43
UNION PAC CORP COM 907818108 BBG001S5X2M0 4,572,545 22,455 SH   SOLE   0 0 22,455
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 720,032 2,917 SH   SOLE   0 0 2,917
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,099,907 15,211 SH   SOLE   0 0 15,211
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 307,438 1,129 SH   SOLE   0 0 1,129
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,879,336 9,649 SH   SOLE   0 0 9,649
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,422,357 10,861 SH   SOLE   0 0 10,861
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 347,344 1,668 SH   SOLE   0 0 1,668
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 481,058 1,225 SH   SOLE   0 0 1,225
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,354,720 14,764 SH   SOLE   0 0 14,764
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 708,634 3,748 SH   SOLE   0 0 3,748
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,391,099 6,495 SH   SOLE   0 0 6,495
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 354,512 1,669 SH   SOLE   0 0 1,669
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,269,776 16,456 SH   SOLE   0 0 16,456
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,144,434 29,187 SH   SOLE   0 0 29,187
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,504,235 20,016 SH   SOLE   0 0 20,016
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,315,272 30,084 SH   SOLE   0 0 30,084
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 394,608 12,175 SH   SOLE   0 0 12,175
VISA INC COM CL A 92826C839 BBG001SRCFY3 54,282 236 SH   DFND 01,02 0 0 236
VISA INC COM CL A 92826C839 BBG001SRCFY3 6,709,485 29,170 SH   SOLE   0 0 29,170