The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 304,674 3,044 SH   SOLE   0 0 3,044
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,379,212 12,651 SH   SOLE   0 0 12,651
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,541,532 11,442 SH   SOLE   0 0 11,442
ABRDN ASIA PACIFIC INCOME FU COM 003009107 BBG001S5R1L0 60,569 22,433 SH   SOLE   0 0 22,433
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 40,424 131 SH   DFND 1 0 0 131
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 2,685,268 8,702 SH   SOLE   0 0 8,702
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 8,407,027 70,235 SH   SOLE   0 0 70,235
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 171,777 1,420 SH   SOLE   0 0 1,420
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 33,025 273 SH   DFND 2 0 0 273
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 307,458 6,787 SH   SOLE   0 0 6,787
AMAZON COM INC COM 023135106 BBG001S5PQL7 90,861 697 SH   DFND 01, 02 0 0 697
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,227,079 9,413 SH   SOLE   0 0 9,413
AMGEN INC COM 031162100 BBG001S5NNL6 419,586 1,890 SH   SOLE   0 0 1,890
APPLE INC COM 037833100 BBG001S5N8V8 23,457,807 120,940 SH   SOLE   0 0 120,940
APPLE INC COM 037833100 BBG001S5N8V8 90,390 466 SH   DFND 01, 02 0 0 466
AT&T INC COM 00206R102 BBG001S5VWH2 223,986 14,043 SH   SOLE   0 0 14,043
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 211,749 7,381 SH   SOLE   0 0 7,381
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 902,286 2,646 SH   SOLE   0 0 2,646
BOEING CO COM 097023105 BBG001S5P0V3 5,820,226 27,563 SH   SOLE   0 0 27,563
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 4,056,235 63,428 SH   SOLE   0 0 63,428
CATERPILLAR INC COM 149123101 BBG001S5PJ06 3,198,654 13,000 SH   SOLE   0 0 13,000
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,393,159 8,854 SH   SOLE   0 0 8,854
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 384,219 3,948 SH   SOLE   0 0 3,948
CISCO SYS INC COM 17275R102 BBG001S6HC62 468,911 9,063 SH   SOLE   0 0 9,063
CISCO SYS INC COM 17275R102 BBG001S6HC62 5 500 SH Call SOLE   0 0 500
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 6,250,795 118,701 SH   SOLE   0 0 118,701
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 192,740 358 SH   SOLE   0 0 358
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 15,613 29 SH   DFND 2 0 0 29
DEERE & CO COM 244199105 BBG001S5QFF7 215,966 533 SH   SOLE   0 0 533
DISNEY WALT CO COM 254687106 BBG001S5QHF3 3,567,069 39,954 SH   SOLE   0 0 39,954
EATON CORP PLC SHS G29183103 BBG001S5QZ45 10,915,275 54,279 SH   SOLE   0 0 54,279
EATON CORP PLC SHS G29183103 BBG001S5QZ45 15,284 76 SH   DFND 1 0 0 76
EVERSOURCE ENERGY COM 30040W108 BBG001S5TRL1 350,841 4,947 SH   SOLE   0 0 4,947
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,298,678 58,729 SH   SOLE   0 0 58,729
FEDEX CORP COM 31428X106 BBG001S5R3M5 5,355,282 21,602 SH   SOLE   0 0 21,602
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 857,304 22,050 SH   SOLE   0 0 22,050
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 206,736 13,664 SH   SOLE   0 0 13,664
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 6,565,021 20,354 SH   SOLE   0 0 20,354
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 6,451 20 SH   DFND 2 0 0 20
HOME DEPOT INC COM 437076102 BBG001S5RTW7 5,456,262 17,565 SH   SOLE   0 0 17,565
HOME DEPOT INC COM 437076102 BBG001S5RTW7 9,319 30 SH   DFND 2 0 0 30
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 353,693 32,810 SH   SOLE   0 0 32,810
INTEL CORP COM 458140100 BBG001S5SF65 3,779 113 SH   DFND 1 0 0 113
INTEL CORP COM 458140100 BBG001S5SF65 237,758 7,110 SH   SOLE   0 0 7,110
INTEL CORP COM 458140100 BBG001S5SF65 1,305 1,000 SH Call SOLE   0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 5,679,447 42,444 SH   SOLE   0 0 42,444
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 2,319,890 72,930 SH   SOLE   0 0 72,930
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 340,236 921 SH   SOLE   0 0 921
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 533,048 7,897 SH   SOLE   0 0 7,897
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 300,854 675 SH   SOLE   0 0 675
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 866,026 11,945 SH   SOLE   0 0 11,945
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 416,765 10,535 SH   SOLE   0 0 10,535
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 266,099 967 SH   SOLE   0 0 967
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 350,540 2,221 SH   SOLE   0 0 2,221
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 201,907 1,434 SH   SOLE   0 0 1,434
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 204,693 1,902 SH   SOLE   0 0 1,902
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,916,586 47,829 SH   SOLE   0 0 47,829
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 9,358,911 64,351 SH   SOLE   0 0 64,351
LINDE PLC SHS G54950103 BBG01FND0CH6 43,824 115 SH   DFND 1 0 0 115
LINDE PLC SHS G54950103 BBG01FND0CH6 168,056 441 SH   SOLE   0 0 441
LOWES COS INC COM 548661107 BBG001S5SVL3 810,148 3,590 SH   SOLE   0 0 3,590
MARATHON PETE CORP COM 56585A102 BBG001S169P1 229,702 1,970 SH   SOLE   0 0 1,970
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 5,049,438 11,817 SH   SOLE   0 0 11,817
MERCK & CO INC COM 58933Y105 BBG001S5TC52 672,262 5,826 SH   SOLE   0 0 5,826
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 883,324 3,078 SH   SOLE   0 0 3,078
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 50,795 177 SH   DFND 01, 02 0 0 177
MICROSOFT CORP COM 594918104 BBG001S5TD05 126,340 371 SH   DFND 01, 02 0 0 371
MICROSOFT CORP COM 594918104 BBG001S5TD05 16,440,808 48,280 SH   SOLE   0 0 48,280
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 370,989 877 SH   SOLE   0 0 877
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 117,177 277 SH   DFND 01, 02 0 0 277
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 236,964 4,030 SH   SOLE   0 0 4,030
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 9,943,738 38,918 SH   SOLE   0 0 38,918
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 24,784 97 SH   DFND 01, 03 0 0 97
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 319,833 820 SH   SOLE   0 0 820
PEPSICO INC COM 713448108 BBG001S695T1 1,283,027 6,927 SH   SOLE   0 0 6,927
PFIZER INC COM 717081103 BBG001S5V466 563,662 15,367 SH   SOLE   0 0 15,367
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 300,246 3,076 SH   SOLE   0 0 3,076
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 8,657,716 57,058 SH   SOLE   0 0 57,058
QUALCOMM INC COM 747525103 BBG001S6VS70 4,895,147 41,123 SH   SOLE   0 0 41,123
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 4,736,999 24,113 SH   SOLE   0 0 24,113
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 2,947 15 SH   DFND 3 0 0 15
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 12,343 126 SH   DFND 1 0 0 126
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 5,854,072 59,760 SH   SOLE   0 0 59,760
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 263,560 800 SH   SOLE   0 0 800
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 328,448 1,237 SH   SOLE   0 0 1,237
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 11,417 43 SH   DFND 1 0 0 43
SOUTHERN CO COM 842587107 BBG001S5W777 636,114 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 685,754 1,547 SH   SOLE   0 0 1,547
TESLA INC COM 88160R101 BBG001SQKGD7 367,525 1,404 SH   SOLE   0 0 1,404
TESLA INC COM 88160R101 BBG001SQKGD7 44,501 170 SH   DFND 01, 02 0 0 170
TEXTRON INC COM 883203101 BBG001S5WZ39 203,161 3,004 SH   SOLE   0 0 3,004
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 13,044 25 SH   DFND 1 0 0 25
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 5,419,842 10,388 SH   SOLE   0 0 10,388
UNION PAC CORP COM 907818108 BBG001S5X2M0 4,498,377 21,984 SH   SOLE   0 0 21,984
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 633,700 2,494 SH   SOLE   0 0 2,494
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,228,431 16,329 SH   SOLE   0 0 16,329
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 307,578 1,087 SH   SOLE   0 0 1,087
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 2,025,188 9,842 SH   SOLE   0 0 9,842
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,522,318 11,001 SH   SOLE   0 0 11,001
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 367,227 1,668 SH   SOLE   0 0 1,668
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 498,918 1,225 SH   SOLE   0 0 1,225
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,471,747 14,944 SH   SOLE   0 0 14,944
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 733,904 3,690 SH   SOLE   0 0 3,690
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,505,946 6,555 SH   SOLE   0 0 6,555
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 367,647 1,669 SH   SOLE   0 0 1,669
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,329,161 16,391 SH   SOLE   0 0 16,391
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,173,915 28,857 SH   SOLE   0 0 28,857
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,498,807 19,810 SH   SOLE   0 0 19,810
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,379,397 29,870 SH   SOLE   0 0 29,870
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 461,397 12,406 SH   SOLE   0 0 12,406
VISA INC COM CL A 92826C839 BBG001SRCFY3 56,520 238 SH   DFND 01, 02 0 0 238
VISA INC COM CL A 92826C839 BBG001SRCFY3 7,119,028 29,978 SH   SOLE   0 0 29,978