The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 398,014 3,319 SH   SOLE   0 0 3,319
ABBOTT LABS COM 002824100 BBG001S5N9M6 1,388,953 12,651 SH   SOLE   0 0 12,651
ABBOTT LABS COM 002824100 BBG001S5N9M6 3,513 32 SH   DFND 2 0 0 32
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,992,252 12,328 SH   SOLE   0 0 12,328
ABRDN ASIA PACIFIC INCOME FU COM 003009107 BBG001S5R1L0 62,557 23,786 SH   SOLE   0 0 23,786
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 6,119,602 69,359 SH   SOLE   0 0 69,359
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 314,050 6,870 SH   SOLE   0 0 6,870
AMAZON COM INC COM 023135106 BBG001S5PQL7 808,500 9,625 SH   SOLE   0 0 9,625
AMAZON COM INC COM 023135106 BBG001S5PQL7 60,480 720 SH   DFND 01, 02 0 0 720
AMGEN INC COM 031162100 BBG001S5NNL6 506,295 1,928 SH   SOLE   0 0 1,928
APPLE INC COM 037833100 BBG001S5N8V8 61,457 473 SH   DFND 01, 02 0 0 473
APPLE INC COM 037833100 BBG001S5N8V8 15,747,423 121,200 SH   SOLE   0 0 121,200
APPLE INC COM 037833100 BBG001S5N8V8 5 500 SH Call SOLE   0 0 500
AT&T INC COM 00206R102 BBG001S5VWH2 262,771 14,273 SH   SOLE   0 0 14,273
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 246,484 7,442 SH   SOLE   0 0 7,442
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 790,784 2,560 SH   SOLE   0 0 2,560
BOEING CO COM 097023105 BBG001S5P0V3 5,132,529 26,944 SH   SOLE   0 0 26,944
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 4,629,215 64,339 SH   SOLE   0 0 64,339
CATERPILLAR INC COM 149123101 BBG001S5PJ06 427,615 1,785 SH   SOLE   0 0 1,785
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,616,621 9,007 SH   SOLE   0 0 9,007
CINCINNATI FINL CORP COM 172062101 BBG001S5PTM0 404,236 3,948 SH   SOLE   0 0 3,948
CISCO SYS INC COM 17275R102 BBG001S6HC62 419,576 8,807 SH   SOLE   0 0 8,807
CISCO SYS INC COM 17275R102 BBG001S6HC62 5 500 SH Call SOLE   0 0 500
COCA COLA CO COM 191216100 BBG001S5SMQ8 319,704 5,026 SH   SOLE   0 0 5,026
COMMERCIAL METALS CO COM 201723103 BBG001S5PXG8 5,987,510 123,965 SH   SOLE   0 0 123,965
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 220,581 2,367 SH   SOLE   0 0 2,367
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 100 500 SH Call SOLE   0 0 500
DEERE & CO COM 244199105 BBG001S5QFF7 228,529 533 SH   SOLE   0 0 533
DISNEY WALT CO COM 254687106 BBG001S5QHF3 3,345,090 38,502 SH   SOLE   0 0 38,502
EATON CORP PLC SHS G29183103 BBG001S5QZ45 8,581,575 54,677 SH   SOLE   0 0 54,677
EATON CORP PLC SHS G29183103 BBG001S5QZ45 12,556 80 SH   DFND 1 0 0 80
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 6,317,274 57,274 SH   SOLE   0 0 57,274
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 10,225 500 SH Call SOLE   0 0 500
FEDEX CORP COM 31428X106 BBG001S5R3M5 3,630,433 20,960 SH   SOLE   0 0 20,960
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 924,777 22,050 SH   SOLE   0 0 22,050
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 9,615 28 SH   DFND 2 0 0 28
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 6,830,190 19,891 SH   SOLE   0 0 19,891
HOME DEPOT INC COM 437076102 BBG001S5RTW7 10,739 34 SH   DFND 2 0 0 34
HOME DEPOT INC COM 437076102 BBG001S5RTW7 5,332,904 16,883 SH   SOLE   0 0 16,883
HUNTINGTON BANCSHARES INC COM 446150104 BBG001S5RSZ6 492,534 34,931 SH   SOLE   0 0 34,931
INTEL CORP COM 458140100 BBG001S5SF65 218,708 8,275 SH   SOLE   0 0 8,275
INTEL CORP COM 458140100 BBG001S5SF65 2,987 113 SH   DFND 1 0 0 113
INTEL CORP COM 458140100 BBG001S5SF65 625 1,000 SH Call SOLE   0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 5,758,766 40,874 SH   SOLE   0 0 40,874
INTERNATIONAL PAPER CO COM 460146103 BBG001S5SBF4 2,532,173 73,120 SH   SOLE   0 0 73,120
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 243,114 913 SH   SOLE   0 0 913
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 278,552 725 SH   SOLE   0 0 725
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 773,580 11,785 SH   SOLE   0 0 11,785
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 399,277 10,535 SH   SOLE   0 0 10,535
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 336,815 2,221 SH   SOLE   0 0 2,221
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 202,449 1,902 SH   SOLE   0 0 1,902
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 8,228,176 46,578 SH   SOLE   0 0 46,578
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 8,478,602 63,227 SH   SOLE   0 0 63,227
LOWES COS INC COM 548661107 BBG001S5SVL3 5,124,827 25,721 SH   SOLE   0 0 25,721
MARATHON PETE CORP COM 56585A102 BBG001S169P1 229,288 1,970 SH   SOLE   0 0 1,970
MCDONALDS CORP COM 580135101 BBG001S5T110 197,648 750 SH   SOLE   0 0 750
MCDONALDS CORP COM 580135101 BBG001S5T110 5,798 22 SH   DFND 2 0 0 22
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 4,501 12 SH   DFND 3 0 0 12
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 4,810,550 12,824 SH   SOLE   0 0 12,824
MERCK & CO INC COM 58933Y105 BBG001S5TC52 674,132 6,076 SH   SOLE   0 0 6,076
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 15,765 131 SH   DFND 01, 02 0 0 131
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 382,200 3,176 SH   SOLE   0 0 3,176
MICROSOFT CORP COM 594918104 BBG001S5TD05 80,580 336 SH   DFND 01, 02 0 0 336
MICROSOFT CORP COM 594918104 BBG001S5TD05 11,574,174 48,261 SH   SOLE   0 0 48,261
NUVEEN INT DUR QUAL MUN TRM COM 670677103 BBG003WMJZS1 209,557 16,778 SH   SOLE   0 0 16,778
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 253,850 4,030 SH   SOLE   0 0 4,030
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 14,373 103 SH   DFND 01, 03 0 0 103
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 5,379,631 38,552 SH   SOLE   0 0 38,552
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 238,620 820 SH   SOLE   0 0 820
PEPSICO INC COM 713448108 BBG001S695T1 1,253,104 6,936 SH   SOLE   0 0 6,936
PFIZER INC COM 717081103 BBG001S5V466 800,215 15,617 SH   SOLE   0 0 15,617
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 309,823 3,061 SH   SOLE   0 0 3,061
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 8,505,364 56,118 SH   SOLE   0 0 56,118
QUALCOMM INC COM 747525103 BBG001S6VS70 4,474,115 40,696 SH   SOLE   0 0 40,696
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 2,663,468 18,691 SH   SOLE   0 0 18,691
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 5,904,925 58,512 SH   SOLE   0 0 58,512
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 12,716 126 SH   DFND 1 0 0 126
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 45 500 SH Call SOLE   0 0 500
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 206,056 800 SH   SOLE   0 0 800
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 317,310 1,337 SH   SOLE   0 0 1,337
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 8,307 35 SH   DFND 1 0 0 35
SOUTHERN CO COM 842587107 BBG001S5W777 646,618 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 687,227 1,797 SH   SOLE   0 0 1,797
TELLURIAN INC NEW COM 87968A104 BBG001S5TB09 22,680 13,500 SH   SOLE   0 0 13,500
TEXTRON INC COM 883203101 BBG001S5WZ39 212,683 3,004 SH   SOLE   0 0 3,004
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 5,994,984 10,886 SH   SOLE   0 0 10,886
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 20,926 38 SH   DFND 01, 02 0 0 38
UNION PAC CORP COM 907818108 BBG001S5X2M0 4,493,327 21,699 SH   SOLE   0 0 21,699
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 335,184 1,589 SH   SOLE   0 0 1,589
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,207,626 16,249 SH   SOLE   0 0 16,249
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 228,454 1,072 SH   SOLE   0 0 1,072
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 1,774,411 9,871 SH   SOLE   0 0 9,871
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 1,496,295 11,064 SH   SOLE   0 0 11,064
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 337,917 1,658 SH   SOLE   0 0 1,658
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 512,956 1,460 SH   SOLE   0 0 1,460
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,418,375 15,229 SH   SOLE   0 0 15,229
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 619,080 3,373 SH   SOLE   0 0 3,373
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,322,962 6,597 SH   SOLE   0 0 6,597
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 314,316 1,644 SH   SOLE   0 0 1,644
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,451,281 17,463 SH   SOLE   0 0 17,463
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 995,249 25,532 SH   SOLE   0 0 25,532
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,475,300 19,620 SH   SOLE   0 0 19,620
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,180,029 28,116 SH   SOLE   0 0 28,116
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 507,627 12,884 SH   SOLE   0 0 12,884
VISA INC COM CL A 92826C839 BBG001SRCFY3 51,317 247 SH   DFND 01, 02 0 0 247
VISA INC COM CL A 92826C839 BBG001SRCFY3 6,188,163 29,785 SH   SOLE   0 0 29,785