The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 638 3,214 SH   SOLE   0 0 3,214
ABBOTT LABS COM 002824100 1,651 14,241 SH   SOLE   0 0 14,241
ABBVIE INC COM 00287Y109 1,549 13,748 SH   SOLE   0 0 13,748
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 294 997 SH   SOLE   0 0 997
ALPHABET INC CAP STK CL A 02079K305 5 2 SH   DFND 3 0 0 2
ALPHABET INC CAP STK CL A 02079K305 8,690 3,559 SH   SOLE   0 0 3,559
ALPHABET INC CAP STK CL C 02079K107 178 71 SH   SOLE   0 0 71
ALPHABET INC CAP STK CL C 02079K107 63 25 SH   DFND 02, 03 0 0 25
ALTRIA GROUP INC COM 02209S103 326 6,832 SH   SOLE   0 0 6,832
AMAZON COM INC COM 023135106 1,462 425 SH   SOLE   0 0 425
AMAZON COM INC COM 023135106 169 49 SH   DFND 01, 02, 03 0 0 49
AMGEN INC COM 031162100 18 72 SH   DFND 1 0 0 72
AMGEN INC COM 031162100 648 2,660 SH   SOLE   0 0 2,660
AMPIO PHARMACEUTICALS INC COM 03209T109 17 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100 96 699 SH   DFND 01, 02 0 0 699
APPLE INC COM 037833100 18,005 131,462 SH   SOLE   0 0 131,462
APPLE INC COM 037833100 3 1,000 SH Call SOLE   0 0 1,000
AT&T INC COM 00206R102 4,522 157,131 SH   SOLE   0 0 157,131
AT&T INC COM 00206R102 0 1,000 SH Call SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 689 2,480 SH   SOLE   0 0 2,480
BK OF AMERICA CORP COM 060505104 286 6,937 SH   SOLE   0 0 6,937
BOEING CO COM 097023105 5 22 SH   DFND 3 0 0 22
BOEING CO COM 097023105 3,313 13,831 SH   SOLE   0 0 13,831
BRISTOL-MYERS SQUIBB CO COM 110122108 3,921 58,677 SH   SOLE   0 0 58,677
CATERPILLAR INC COM 149123101 276 1,270 SH   SOLE   0 0 1,270
CHEVRON CORP NEW COM 166764100 339 3,240 SH   SOLE   0 0 3,240
CINCINNATI FINL CORP COM 172062101 455 3,903 SH   SOLE   0 0 3,903
CISCO SYS INC COM 17275R102 780 14,710 SH   SOLE   0 0 14,710
CISCO SYS INC COM 17275R102 2 41 SH   DFND 3 0 0 41
CISCO SYS INC COM 17275R102 3 1,300 SH Call SOLE   0 0 1,300
COCA COLA CO COM 191216100 264 4,887 SH   SOLE   0 0 4,887
COMMERCIAL METALS CO COM 201723103 3,806 123,905 SH   SOLE   0 0 123,905
CVS HEALTH CORP COM 126650100 289 3,467 SH   SOLE   0 0 3,467
CVS HEALTH CORP COM 126650100 3 1,700 SH Call SOLE   0 0 1,700
DISNEY WALT CO COM 254687106 22 127 SH   DFND 01, 03 0 0 127
DISNEY WALT CO COM 254687106 5,858 33,326 SH   SOLE   0 0 33,326
EATON CORP PLC SHS G29183103 8,008 54,045 SH   SOLE   0 0 54,045
EVERSOURCE ENERGY COM 30040W108 409 5,097 SH   SOLE   0 0 5,097
EXXON MOBIL CORP COM 30231G102 324 5,137 SH   SOLE   0 0 5,137
EXXON MOBIL CORP COM 30231G102 1 500 SH Call SOLE   0 0 500
FACEBOOK INC CL A 30303M102 969 2,786 SH   SOLE   0 0 2,786
FACEBOOK INC CL A 30303M102 116 335 SH   DFND 01, 02, 03 0 0 335
FEDEX CORP COM 31428X106 6,078 20,374 SH   SOLE   0 0 20,374
FIRSTENERGY CORP COM 337932107 830 22,300 SH   SOLE   0 0 22,300
GENERAL ELECTRIC CO COM 369604103 213 15,828 SH   SOLE   0 0 15,828
GENERAL ELECTRIC CO COM 369604103 5 4,000 SH Call SOLE   0 0 4,000
GOLDMAN SACHS GROUP INC COM 38141G104 7,376 19,437 SH   SOLE   0 0 19,437
GOLDMAN SACHS GROUP INC COM 38141G104 6 15 SH   DFND 2 0 0 15
GOODYEAR TIRE & RUBR CO COM 382550101 231 13,472 SH   SOLE   0 0 13,472
HOME DEPOT INC COM 437076102 27 86 SH   DFND 01, 02 0 0 86
HOME DEPOT INC COM 437076102 4,866 15,260 SH   SOLE   0 0 15,260
HUNTINGTON BANCSHARES INC COM 446150104 500 35,018 SH   SOLE   0 0 35,018
INTEL CORP COM 458140100 348 6,205 SH   SOLE   0 0 6,205
INTERNATIONAL BUSINESS MACHS COM 459200101 5,293 36,109 SH   SOLE   0 0 36,109
INTERNATIONAL PAPER CO COM 460146103 4,382 71,475 SH   SOLE   0 0 71,475
ISHARES TR CORE S&P500 ETF 464287200 316 735 SH   SOLE   0 0 735
ISHARES TR MSCI EAFE ETF 464287465 937 11,885 SH   SOLE   0 0 11,885
ISHARES TR MSCI EMG MKT ETF 464287234 498 9,035 SH   SOLE   0 0 9,035
ISHARES TR RUS 1000 VAL ETF 464287598 302 1,904 SH   SOLE   0 0 1,904
ISHARES TR RUS 2000 VAL ETF 464287630 250 1,509 SH   SOLE   0 0 1,509
ISHARES TR RUS MID CAP ETF 464287499 732 9,235 SH   SOLE   0 0 9,235
ISHARES TR RUSSELL 2000 ETF 464287655 205 895 SH   SOLE   0 0 895
JOHNSON & JOHNSON COM 478160104 7,281 44,196 SH   SOLE   0 0 44,196
JPMORGAN CHASE & CO COM 46625H100 9,403 60,455 SH   SOLE   0 0 60,455
LOWES COS INC COM 548661107 5,935 30,596 SH   SOLE   0 0 30,596
MCDONALDS CORP COM 580135101 206 890 SH   SOLE   0 0 890
MCKESSON CORP COM 58155Q103 3 15 SH   DFND 4 0 0 15
MCKESSON CORP COM 58155Q103 2,833 14,814 SH   SOLE   0 0 14,814
MERCK & CO INC COM 58933Y105 501 6,443 SH   SOLE   0 0 6,443
MICROSOFT CORP COM 594918104 14,264 52,654 SH   SOLE   0 0 52,654
MICROSOFT CORP COM 594918104 105 387 SH   DFND 01, 02, 03 0 0 387
MICROSOFT CORP COM 594918104 12 500 SH Call SOLE   0 0 500
NUVEEN INT DUR QUAL MUN TRM COM 670677103 252 16,778 SH   SOLE   0 0 16,778
PALO ALTO NETWORKS INC COM 697435105 19 52 SH   DFND 1 0 0 52
PALO ALTO NETWORKS INC COM 697435105 4,774 12,866 SH   SOLE   0 0 12,866
PEPSICO INC COM 713448108 1,014 6,846 SH   SOLE   0 0 6,846
PFIZER INC COM 717081103 659 16,824 SH   SOLE   0 0 16,824
PHILIP MORRIS INTL INC COM 718172109 299 3,018 SH   SOLE   0 0 3,018
PROCTER AND GAMBLE CO COM 742718109 7,405 54,881 SH   SOLE   0 0 54,881
QUALCOMM INC COM 747525103 27 187 SH   DFND 01, 03 0 0 187
QUALCOMM INC COM 747525103 5,467 38,247 SH   SOLE   0 0 38,247
QUANTA SVCS INC COM 74762E102 1,220 13,472 SH   SOLE   0 0 13,472
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,550 53,340 SH   SOLE   0 0 53,340
RAYTHEON TECHNOLOGIES CORP COM 75513E101 16 182 SH   DFND 1 0 0 182
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1 500 SH Call SOLE   0 0 500
ROCKWELL AUTOMATION INC COM 773903109 229 800 SH   SOLE   0 0 800
SHERWIN WILLIAMS CO COM 824348106 394 1,447 SH   SOLE   0 0 1,447
SOUTHERN CO COM 842587107 548 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 946 2,210 SH   SOLE   0 0 2,210
TELLURIAN INC NEW COM 87968A104 63 13,500 SH   SOLE   0 0 13,500
TESLA INC COM 88160R101 50 74 SH   DFND 2 0 0 74
TESLA INC COM 88160R101 180 265 SH   SOLE   0 0 265
TEXTRON INC COM 883203101 207 3,004 SH   SOLE   0 0 3,004
THERMO FISHER SCIENTIFIC INC COM 883556102 25 49 SH   DFND 1 0 0 49
THERMO FISHER SCIENTIFIC INC COM 883556102 7,343 14,555 SH   SOLE   0 0 14,555
UNION PAC CORP COM 907818108 4,370 19,870 SH   SOLE   0 0 19,870
UNIVERSAL DISPLAY CORP COM 91347P105 222 1,000 SH   SOLE   0 0 1,000
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,110 12,344 SH   SOLE   0 0 12,344
VANGUARD INDEX FDS GROWTH ETF 922908736 641 2,234 SH   SOLE   0 0 2,234
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,691 7,153 SH   SOLE   0 0 7,153
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,538 10,945 SH   SOLE   0 0 10,945
VANGUARD INDEX FDS MID CAP ETF 922908629 247 1,040 SH   SOLE   0 0 1,040
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 738 1,875 SH   SOLE   0 0 1,875
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,566 14,774 SH   SOLE   0 0 14,774
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,797 6,201 SH   SOLE   0 0 6,201
VANGUARD INDEX FDS VALUE ETF 922908744 2,504 18,213 SH   SOLE   0 0 18,213
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,278 23,536 SH   SOLE   0 0 23,536
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,368 16,535 SH   SOLE   0 0 16,535
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,443 28,005 SH   SOLE   0 0 28,005
VERIZON COMMUNICATIONS INC COM 92343V104 930 16,591 SH   SOLE   0 0 16,591
VISA INC COM CL A 92826C839 7,343 31,403 SH   SOLE   0 0 31,403
VISA INC COM CL A 92826C839 79 337 SH   DFND 01, 02, 03 0 0 337