The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 599 3,393 SH   SOLE 0 0 3,393
ABBOTT LABS COM 002824100 1,435 16,517 SH   SOLE 0 0 16,517
ABBVIE INC COM 00287Y109 1,401 15,818 SH   SOLE 0 0 15,818
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 139 654 SH   DFND 02 06 07 0 0 654
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 85 400 SH   SOLE 0 0 400
ALPHABET INC CAP STK CL A 02079K305 38 28 SH   DFND 02 06 07 0 0 28
ALPHABET INC CAP STK CL A 02079K305 4,617 3,447 SH   SOLE 0 0 3,447
AMAZON COM INC COM 023135106 94 51 SH   DFND 02 06 07 0 0 51
AMAZON COM INC COM 023135106 425 230 SH   SOLE 0 0 230
AMGEN INC COM 031162100 553 2,295 SH   SOLE 0 0 2,295
APPLE INC COM 037833100 54 184 SH   DFND 02 06 0 0 184
APPLE INC COM 037833100 12,592 42,883 SH   SOLE 0 0 42,883
APPLE INC COM 037833100 5 1,500 SH Call SOLE 0 0 1,500
AT&T INC COM 00206R102 4,646 118,888 SH   SOLE 0 0 118,888
AT&T INC COM 00206R102 2 1,000 SH Call SOLE 0 0 1,000
BANK AMER CORP COM 060505104 236 6,706 SH   SOLE 0 0 6,706
BRISTOL MYERS SQUIBB CO COM 110122108 2,560 39,877 SH   SOLE 0 0 39,877
CHEVRON CORP NEW COM 166764100 250 2,078 SH   SOLE 0 0 2,078
CINCINNATI FINL CORP COM 172062101 405 3,848 SH   SOLE 0 0 3,848
CISCO SYS INC COM 17275R102 6 115 SH   DFND 7 0 0 115
CISCO SYS INC COM 17275R102 698 14,545 SH   SOLE 0 0 14,545
COCA COLA CO COM 191216100 6 100 SH   DFND 7 0 0 100
COCA COLA CO COM 191216100 250 4,511 SH   SOLE 0 0 4,511
DISNEY WALT CO COM DISNEY 254687106 27 190 SH   DFND 02 06 0 0 190
DISNEY WALT CO COM DISNEY 254687106 4,178 28,889 SH   SOLE 0 0 28,889
EATON CORP PLC SHS G29183103 5,420 57,221 SH   SOLE 0 0 57,221
EXXON MOBIL CORP COM 30231G102 523 7,496 SH   SOLE 0 0 7,496
FACEBOOK INC CL A 30303M102 68 330 SH   DFND 02 06 07 0 0 330
FACEBOOK INC CL A 30303M102 671 3,271 SH   SOLE 0 0 3,271
FEDEX CORP COM 31428X106 2,703 17,875 SH   SOLE 0 0 17,875
GOLDMAN SACHS GROUP INC COM 38141G104 3,591 15,618 SH   SOLE 0 0 15,618
HOME DEPOT INC COM 437076102 2,556 11,705 SH   SOLE 0 0 11,705
HOME DEPOT INC COM 437076102 19 86 SH   DFND 02 06 0 0 86
HUNTINGTON BANCSHARES INC COM 446150104 11 706 SH   DFND 3 0 0 706
HUNTINGTON BANCSHARES INC COM 446150104 540 35,808 SH   SOLE 0 0 35,808
INTEL CORP COM 458140100 286 4,780 SH   SOLE 0 0 4,780
INTERNATIONAL BUSINESS MACHS COM 459200101 4,058 30,272 SH   SOLE 0 0 30,272
INTERNATIONAL BUSINESS MACHS COM 459200101 0 1,000 SH Call SOLE 0 0 1,000
INTL PAPER CO COM 460146103 2,285 49,623 SH   SOLE 0 0 49,623
ISHARES TR CORE S&P500 ETF 464287200 289 893 SH   SOLE 0 0 893
ISHARES TR MSCI EAFE ETF 464287465 806 11,610 SH   SOLE 0 0 11,610
ISHARES TR MSCI EMG MKT ETF 464287234 660 14,705 SH   SOLE 0 0 14,705
ISHARES TR RUS 2000 VAL ETF 464287630 290 2,259 SH   SOLE 0 0 2,259
ISHARES TR RUS MID CAP ETF 464287499 1,005 16,860 SH   SOLE 0 0 16,860
JOHNSON & JOHNSON COM 478160104 6,193 42,456 SH   SOLE 0 0 42,456
JOHNSON & JOHNSON COM 478160104 12 84 SH   DFND 2 0 0 84
JPMORGAN CHASE & CO COM 46625H100 5 35 SH   DFND 6 0 0 35
JPMORGAN CHASE & CO COM 46625H100 8,286 59,439 SH   SOLE 0 0 59,439
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 64 19,309 SH   DFND 04 05 0 0 19,309
LOWES COS INC COM 548661107 3,620 30,225 SH   SOLE 0 0 30,225
MCKESSON CORP COM 58155Q103 2,048 14,809 SH   SOLE 0 0 14,809
MERCK & CO INC COM 58933Y105 3 30 SH   DFND 6 0 0 30
MERCK & CO INC COM 58933Y105 670 7,370 SH   SOLE 0 0 7,370
MICROSOFT CORP COM 594918104 80 507 SH   DFND 02 06 07 0 0 507
MICROSOFT CORP COM 594918104 10,199 64,674 SH   SOLE 0 0 64,674
MORGAN STANLEY COM NEW 617446448 311 6,083 SH   SOLE 0 0 6,083
NOVARTIS A G SPONSORED ADR 66987V109 135 1,428 SH   DFND 02 05 06 07 0 0 1,428
NOVARTIS A G SPONSORED ADR 66987V109 106 1,123 SH   SOLE 0 0 1,123
PALO ALTO NETWORKS INC COM 697435105 11 49 SH   DFND 2 0 0 49
PALO ALTO NETWORKS INC COM 697435105 1,949 8,430 SH   SOLE 0 0 8,430
PEPSICO INC COM 713448108 476 3,486 SH   SOLE 0 0 3,486
PFIZER INC COM 717081103 731 18,645 SH   SOLE 0 0 18,645
PHILIP MORRIS INTL INC COM 718172109 311 3,651 SH   SOLE 0 0 3,651
PPG INDS INC COM 693506107 287 2,148 SH   SOLE 0 0 2,148
PROCTER & GAMBLE CO COM 742718109 7 55 SH   DFND 7 0 0 55
PROCTER & GAMBLE CO COM 742718109 6,939 55,557 SH   SOLE 0 0 55,557
QUALCOMM INC COM 747525103 2,002 22,691 SH   SOLE 0 0 22,691
QUALCOMM INC COM 747525103 30 339 SH   DFND 02 06 07 0 0 339
QUANTA SVCS INC COM 74762E102 692 17,000 SH   SOLE 0 0 17,000
SOUTHERN CO COM 842587107 577 9,055 SH   SOLE 0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 832 2,585 SH   SOLE 0 0 2,585
THERMO FISHER SCIENTIFIC INC COM 883556102 18 55 SH   DFND 2 0 0 55
THERMO FISHER SCIENTIFIC INC COM 883556102 5,723 17,617 SH   SOLE 0 0 17,617
UNION PACIFIC CORP COM 907818108 338 1,867 SH   SOLE 0 0 1,867
UNITED TECHNOLOGIES CORP COM 913017109 4,790 31,982 SH   SOLE 0 0 31,982
UNIVERSAL DISPLAY CORP COM 91347P105 206 1,000 SH   SOLE 0 0 1,000
V F CORP COM 918204108 324 3,250 SH   SOLE 0 0 3,250
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,325 15,190 SH   SOLE 0 0 15,190
VANGUARD INDEX FDS GROWTH ETF 922908736 838 4,600 SH   SOLE 0 0 4,600
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,046 6,590 SH   SOLE 0 0 6,590
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,055 8,853 SH   SOLE 0 0 8,853
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 652 2,205 SH   SOLE 0 0 2,205
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,635 11,925 SH   SOLE 0 0 11,925
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,139 5,730 SH   SOLE 0 0 5,730
VANGUARD INDEX FDS VALUE ETF 922908744 1,660 13,848 SH   SOLE 0 0 13,848
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,136 25,542 SH   SOLE 0 0 25,542
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,645 20,300 SH   SOLE 0 0 20,300
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 659 14,950 SH   SOLE 0 0 14,950
VERIZON COMMUNICATIONS INC COM 92343V104 863 14,054 SH   SOLE 0 0 14,054
VISA INC COM CL A 92826C839 5,598 29,794 SH   SOLE 0 0 29,794
VISA INC COM CL A 92826C839 66 349 SH   DFND 02 06 07 0 0 349