The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 528 3,213 SH   SOLE   0 0 3,213
ABBOTT LABS COM 002824100 1,612 19,267 SH   SOLE   0 0 19,267
ABBVIE INC COM 00287Y109 1,254 16,566 SH   SOLE   0 0 16,566
ALPHABET INC CAP STK CL A 02079K305 35 29 SH   DFND 02 06 07 0 0 29
ALPHABET INC CAP STK CL A 02079K305 4,148 3,397 SH   SOLE   0 0 3,397
AMAZON COM INC COM 023135106 85 49 SH   DFND 02 06 07 0 0 49
AMAZON COM INC COM 023135106 401 231 SH   SOLE   0 0 231
AMGEN INC COM 031162100 436 2,254 SH   SOLE   0 0 2,254
APPLE INC COM 037833100 0 1,500 SH Call SOLE   0 0 1,500
APPLE INC COM 037833100 51 229 SH   DFND 01 02 06 0 0 229
APPLE INC COM 037833100 9,914 44,267 SH   SOLE   0 0 44,267
AT&T INC COM 00206R102 2 1,000 SH Call SOLE   0 0 1,000
AT&T INC COM 00206R102 20 538 SH   DFND 1 0 0 538
AT&T INC COM 00206R102 4,378 115,701 SH   SOLE   0 0 115,701
BANK AMER CORP COM 060505104 210 7,202 SH   SOLE   0 0 7,202
BRISTOL MYERS SQUIBB CO COM 110122108 1,997 39,377 SH   SOLE   0 0 39,377
CHEVRON CORP NEW COM 166764100 15 129 SH   DFND 1 0 0 129
CHEVRON CORP NEW COM 166764100 231 1,952 SH   SOLE   0 0 1,952
CINCINNATI FINL CORP COM 172062101 449 3,848 SH   SOLE   0 0 3,848
CISCO SYS INC COM 17275R102 25 509 SH   DFND 01 07 0 0 509
CISCO SYS INC COM 17275R102 700 14,166 SH   SOLE   0 0 14,166
COCA COLA CO COM 191216100 246 4,511 SH   SOLE   0 0 4,511
COCA COLA CO COM 191216100 7 124 SH   DFND 7 0 0 124
DISNEY WALT CO COM DISNEY 254687106 3,703 28,414 SH   SOLE   0 0 28,414
DISNEY WALT CO COM DISNEY 254687106 39 300 SH   DFND 01 02 06 0 0 300
EATON CORP PLC SHS G29183103 4,717 56,730 SH   SOLE   0 0 56,730
EXXON MOBIL CORP COM 30231G102 554 7,847 SH   SOLE   0 0 7,847
FACEBOOK INC CL A 30303M102 63 353 SH   DFND 02 06 07 0 0 353
FACEBOOK INC CL A 30303M102 582 3,271 SH   SOLE   0 0 3,271
FEDEX CORP COM 31428X106 2,534 17,407 SH   SOLE   0 0 17,407
GOLDMAN SACHS GROUP INC COM 38141G104 3,166 15,278 SH   SOLE   0 0 15,278
HOME DEPOT INC COM 437076102 23 98 SH   DFND 02 06 0 0 98
HOME DEPOT INC COM 437076102 2,666 11,490 SH   SOLE   0 0 11,490
HUNTINGTON BANCSHARES INC COM 446150104 511 35,789 SH   SOLE   0 0 35,789
HUNTINGTON BANCSHARES INC COM 446150104 11 789 SH   DFND 3 0 0 789
INTEL CORP COM 458140100 246 4,780 SH   SOLE   0 0 4,780
INTERNATIONAL BUSINESS MACHS COM 459200101 3 1,000 SH Call SOLE   0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 4,253 29,248 SH   SOLE   0 0 29,248
INTL PAPER CO COM 460146103 2,012 48,103 SH   SOLE   0 0 48,103
ISHARES TR CORE S&P500 ETF 464287200 267 893 SH   SOLE   0 0 893
ISHARES TR MSCI EAFE ETF 464287465 757 11,610 SH   SOLE   0 0 11,610
ISHARES TR MSCI EMG MKT ETF 464287234 601 14,705 SH   SOLE   0 0 14,705
ISHARES TR RUS 2000 VAL ETF 464287630 270 2,259 SH   SOLE   0 0 2,259
ISHARES TR RUS MID CAP ETF 464287499 1,055 18,860 SH   SOLE   0 0 18,860
JOHNSON & JOHNSON COM 478160104 28 213 SH   DFND 01 02 0 0 213
JOHNSON & JOHNSON COM 478160104 5,431 41,974 SH   SOLE   0 0 41,974
JPMORGAN CHASE & CO COM 46625H100 7,046 59,867 SH   SOLE   0 0 59,867
JPMORGAN CHASE & CO COM 46625H100 27 228 SH   DFND 01 06 0 0 228
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 50 19,066 SH   DFND 02 04 05 0 0 19,066
LOWES COS INC COM 548661107 20 184 SH   DFND 1 0 0 184
LOWES COS INC COM 548661107 3,341 30,380 SH   SOLE   0 0 30,380
MCKESSON CORP COM 58155Q103 2,020 14,784 SH   SOLE   0 0 14,784
MERCK & CO INC COM 58933Y105 3 37 SH   DFND 7 0 0 37
MERCK & CO INC COM 58933Y105 658 7,820 SH   SOLE   0 0 7,820
MICROSOFT CORP COM 594918104 102 736 SH   DFND 01 02 06 07 0 0 736
MICROSOFT CORP COM 594918104 9,303 66,914 SH   SOLE   0 0 66,914
MORGAN STANLEY COM NEW 617446448 263 6,166 SH   SOLE   0 0 6,166
NOVARTIS A G SPONSORED ADR 66987V109 98 1,123 SH   SOLE   0 0 1,123
NOVARTIS A G SPONSORED ADR 66987V109 106 1,223 SH   DFND 02 05 07 0 0 1,223
ORACLE CORP COM 68389X105 25 458 SH   DFND 02 07 0 0 458
ORACLE CORP COM 68389X105 177 3,214 SH   SOLE   0 0 3,214
PALO ALTO NETWORKS INC COM 697435105 10 49 SH   DFND 2 0 0 49
PALO ALTO NETWORKS INC COM 697435105 1,635 8,020 SH   SOLE   0 0 8,020
PEPSICO INC COM 713448108 17 122 SH   DFND   0 0 122
PEPSICO INC COM 713448108 468 3,416 SH   SOLE 1 0 0 3,416
PFIZER INC COM 717081103 654 18,195 SH   SOLE   0 0 18,195
PHILIP MORRIS INTL INC COM 718172109 12 163 SH   DFND 1 0 0 163
PHILIP MORRIS INTL INC COM 718172109 277 3,651 SH   SOLE   0 0 3,651
PROCTER & GAMBLE CO COM 742718109 9 69 SH   DFND 7 0 0 69
PROCTER & GAMBLE CO COM 742718109 6,952 55,895 SH   SOLE   0 0 55,895
QUALCOMM INC COM 747525103 30 393 SH   DFND 02 06 07 0 0 393
QUALCOMM INC COM 747525103 1,644 21,551 SH   SOLE   0 0 21,551
QUANTA SVCS INC COM 74762E102 643 17,000 SH   SOLE   0 0 17,000
SOUTHERN CO COM 842587107 559 9,055 SH   SOLE   0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 765 2,579 SH   SOLE   0 0 2,579
THERMO FISHER SCIENTIFIC INC COM 883556102 16 55 SH   DFND 2 0 0 55
THERMO FISHER SCIENTIFIC INC COM 883556102 5,304 18,210 SH   SOLE   0 0 18,210
UNION PACIFIC CORP COM 907818108 21 129 SH   DFND 01 06 0 0 129
UNION PACIFIC CORP COM 907818108 302 1,867 SH   SOLE   0 0 1,867
UNITED TECHNOLOGIES CORP COM 913017109 4,330 31,717 SH   SOLE   0 0 31,717
V F CORP COM 918204108 320 3,600 SH   SOLE   0 0 3,600
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,382 15,705 SH   SOLE   0 0 15,705
VANGUARD INDEX FDS GROWTH ETF 922908736 760 4,572 SH   SOLE   0 0 4,572
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 987 6,665 SH   SOLE   0 0 6,665
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 999 8,838 SH   SOLE   0 0 8,838
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 410 1,505 SH   SOLE   0 0 1,505
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,488 11,550 SH   SOLE   0 0 11,550
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,042 5,725 SH   SOLE   0 0 5,725
VANGUARD INDEX FDS VALUE ETF 922908744 1,637 14,668 SH   SOLE   0 0 14,668
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 992 24,632 SH   SOLE   0 0 24,632
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,682 20,750 SH   SOLE   0 0 20,750
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 609 14,825 SH   SOLE   0 0 14,825
VERIZON COMMUNICATIONS INC COM 92343V104 781 12,936 SH   SOLE   0 0 12,936
VISA INC COM CL A 92826C839 5,252 30,534 SH   SOLE   0 0 30,534
VISA INC COM CL A 92826C839 63 368 SH   DFND 02 06 07 0 0 368