The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 557 3,213 SH   SOLE 0 0 3,213
ABBOTT LABS COM 002824100 1,695 20,149 SH   SOLE 0 0 20,149
ABBVIE INC COM 00287Y109 1,210 16,634 SH   SOLE 0 0 16,634
ALPHABET INC CAP STK CL A 02079K305 31 29 SH   DFND 02 06 07 0 0 29
ALPHABET INC CAP STK CL A 02079K305 3,600 3,325 SH   SOLE 0 0 3,325
AMAZON COM INC COM 023135106 95 50 SH   DFND 02 06 07 0 0 50
AMAZON COM INC COM 023135106 437 231 SH   SOLE 0 0 231
AMGEN INC COM 031162100 4 22 SH   DFND 7 0 0 22
AMGEN INC COM 031162100 413 2,239 SH   SOLE 0 0 2,239
APPLE INC COM 037833100 0 1,500 SH Call SOLE 0 0 1,500
APPLE INC COM 037833100 45 227 SH   DFND 01 02 06 0 0 227
APPLE INC COM 037833100 8,793 44,427 SH   SOLE 0 0 44,427
AT&T INC COM 00206R102 0 1,000 SH Call SOLE 0 0 1,000
AT&T INC COM 00206R102 18 538 SH   DFND 1 0 0 538
AT&T INC COM 00206R102 3,822 114,051 SH   SOLE 0 0 114,051
BANK AMER CORP COM 060505104 209 7,202 SH   SOLE 0 0 7,202
BRISTOL MYERS SQUIBB CO COM 110122108 1,745 38,482 SH   SOLE 0 0 38,482
CHEVRON CORP NEW COM 166764100 16 129 SH   DFND 1 0 0 129
CHEVRON CORP NEW COM 166764100 228 1,836 SH   SOLE 0 0 1,836
CINCINNATI FINL CORP COM 172062101 399 3,848 SH   SOLE 0 0 3,848
CISCO SYS INC COM 17275R102 25 463 SH   DFND 01 07 0 0 463
CISCO SYS INC COM 17275R102 771 14,085 SH   SOLE 0 0 14,085
COCA COLA CO COM 191216100 230 4,511 SH   SOLE 0 0 4,511
COCA COLA CO COM 191216100 14 283 SH   DFND 02 07 0 0 283
DISNEY WALT CO COM DISNEY 254687106 3,879 27,782 SH   SOLE 0 0 27,782
DISNEY WALT CO COM DISNEY 254687106 41 295 SH   DFND 01 02 06 0 0 295
EATON CORP PLC SHS G29183103 4,689 56,304 SH   SOLE 0 0 56,304
EXXON MOBIL CORP COM 30231G102 601 7,847 SH   SOLE 0 0 7,847
FACEBOOK INC CL A 30303M102 69 359 SH   DFND 02 06 07 0 0 359
FACEBOOK INC CL A 30303M102 631 3,271 SH   SOLE 0 0 3,271
FEDEX CORP COM 31428X106 2,825 17,207 SH   SOLE 0 0 17,207
GOLDMAN SACHS GROUP INC COM 38141G104 3,047 14,893 SH   SOLE 0 0 14,893
HOME DEPOT INC COM 437076102 19 93 SH   DFND 02 06 0 0 93
HOME DEPOT INC COM 437076102 2,372 11,405 SH   SOLE 0 0 11,405
HUNTINGTON BANCSHARES INC COM 446150104 494 35,770 SH   SOLE 0 0 35,770
HUNTINGTON BANCSHARES INC COM 446150104 11 789 SH   DFND 3 0 0 789
INTEL CORP COM 458140100 241 5,033 SH   SOLE 0 0 5,033
INTERNATIONAL BUSINESS MACHS COM 459200101 2 1,000 SH Call SOLE 0 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101 3,909 28,343 SH   SOLE 0 0 28,343
INTL PAPER CO COM 460146103 2,045 47,199 SH   SOLE 0 0 47,199
ISHARES TR CORE S&P500 ETF 464287200 263 893 SH   SOLE 0 0 893
ISHARES TR MSCI EAFE ETF 464287465 763 11,610 SH   SOLE 0 0 11,610
ISHARES TR MSCI EMG MKT ETF 464287234 631 14,705 SH   SOLE 0 0 14,705
ISHARES TR RUS 2000 VAL ETF 464287630 272 2,259 SH   SOLE 0 0 2,259
ISHARES TR RUS MID CAP ETF 464287499 1,054 18,860 SH   SOLE 0 0 18,860
JOHNSON & JOHNSON COM 478160104 22 159 SH   DFND 01 02 0 0 159
JOHNSON & JOHNSON COM 478160104 5,794 41,598 SH   SOLE 0 0 41,598
JPMORGAN CHASE & CO COM 46625H100 28 248 SH   DFND 01 06 0 0 248
JPMORGAN CHASE & CO COM 46625H100 6,655 59,534 SH   SOLE 0 0 59,534
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 54 19,066 SH   DFND 04 05 0 0 19,066
LOWES COS INC COM 548661107 19 184 SH   DFND 1 0 0 184
LOWES COS INC COM 548661107 3,075 30,475 SH   SOLE 0 0 30,475
MCKESSON CORP COM 58155Q103 7 55 SH   DFND 3 0 0 55
MCKESSON CORP COM 58155Q103 1,962 14,599 SH   SOLE 0 0 14,599
MERCK & CO INC COM 58933Y105 3 38 SH   DFND 7 0 0 38
MERCK & CO INC COM 58933Y105 663 7,905 SH   SOLE 0 0 7,905
MICROSOFT CORP COM 594918104 102 763 SH   DFND 01 02 06 07 0 0 763
MICROSOFT CORP COM 594918104 9,034 67,440 SH   SOLE 0 0 67,440
MORGAN STANLEY COM NEW 617446448 274 6,249 SH   SOLE 0 0 6,249
NOVARTIS A G SPONSORED ADR 66987V109 103 1,123 SH   SOLE 0 0 1,123
NOVARTIS A G SPONSORED ADR 66987V109 112 1,232 SH   DFND 02 05 07 0 0 1,232
ORACLE CORP COM 68389X105 27 475 SH   DFND 02 07 0 0 475
ORACLE CORP COM 68389X105 183 3,214 SH   SOLE 0 0 3,214
PALO ALTO NETWORKS INC COM 697435105 10 49 SH   DFND 2 0 0 49
PALO ALTO NETWORKS INC COM 697435105 1,553 7,620 SH   SOLE 0 0 7,620
PEPSICO INC COM 713448108 16 122 SH   DFND 1 0 0 122
PEPSICO INC COM 713448108 448 3,415 SH   SOLE 0 0 3,415
PFIZER INC COM 717081103 796 18,365 SH   SOLE 0 0 18,365
PHILIP MORRIS INTL INC COM 718172109 13 163 SH   DFND 1 0 0 163
PHILIP MORRIS INTL INC COM 718172109 298 3,795 SH   SOLE 0 0 3,795
PROCTER AND GAMBLE CO COM 742718109 8 71 SH   DFND 7 0 0 71
PROCTER AND GAMBLE CO COM 742718109 6,119 55,801 SH   SOLE 0 0 55,801
QUALCOMM INC COM 747525103 28 370 SH   DFND 02 06 07 0 0 370
QUALCOMM INC COM 747525103 1,561 20,516 SH   SOLE 0 0 20,516
QUANTA SVCS INC COM 74762E102 649 17,000 SH   SOLE 0 0 17,000
SOUTHERN CO COM 842587107 501 9,055 SH   SOLE 0 0 9,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 756 2,579 SH   SOLE 0 0 2,579
THERMO FISHER SCIENTIFIC INC COM 883556102 16 55 SH   DFND 2 0 0 55
THERMO FISHER SCIENTIFIC INC COM 883556102 5,376 18,305 SH   SOLE 0 0 18,305
UNION PACIFIC CORP COM 907818108 25 145 SH   DFND 01 06 0 0 145
UNION PACIFIC CORP COM 907818108 316 1,866 SH   SOLE 0 0 1,866
UNITED TECHNOLOGIES CORP COM 913017109 4,090 31,417 SH   SOLE 0 0 31,417
V F CORP COM 918204108 314 3,600 SH   SOLE 0 0 3,600
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,358 15,705 SH   SOLE 0 0 15,705
VANGUARD INDEX FDS GROWTH ETF 922908736 747 4,572 SH   SOLE 0 0 4,572
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 995 6,665 SH   SOLE 0 0 6,665
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 984 8,835 SH   SOLE 0 0 8,835
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 400 1,485 SH   SOLE 0 0 1,485
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,501 11,500 SH   SOLE 0 0 11,500
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,075 5,775 SH   SOLE 0 0 5,775
VANGUARD INDEX FDS VALUE ETF 922908744 1,627 14,668 SH   SOLE 0 0 14,668
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,051 24,707 SH   SOLE 0 0 24,707
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,749 21,675 SH   SOLE 0 0 21,675
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 618 14,825 SH   SOLE 0 0 14,825
VERIZON COMMUNICATIONS INC COM 92343V104 717 12,545 SH   SOLE 0 0 12,545
VISA INC COM CL A 92826C839 65 374 SH   DFND 02 06 07 0 0 374
VISA INC COM CL A 92826C839 5,304 30,562 SH   SOLE 0 0 30,562
WISDOMTREE TR EMER MKT HIGH FD 97717W315 203 4,544 SH   SOLE 0 0 4,544