The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR Gold Shares GOLD SHS 78463V107 99 880 SH   SOLE   880 0 0
Broadcom Ltd COM 11135F101 5 20 SH   SOLE   20 0 0
Alerian MLP ETF ALERIAN MLP 00162Q866 607 56,932 SH   SOLE   56,932 0 0
AT&T Inc COM 00206R102 271 8,067 SH   SOLE   8,067 0 0
Abn Ic Cred Str-SBI COM 003057106 501 35,200 SH   SOLE   35,200 0 0
Adidas Sp ADR COM 00687A107 20 165 SH   SOLE   165 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 44 270 SH   SOLE   270 0 0
Alphab Non Vtg Rg-C CAP STK CL C 02079K107 161 135 SH   SOLE   135 0 0
Alphabet Inc CAP STK CL A 02079K305 1,001 829 SH   SOLE   829 0 0
Altria Group Inc COM 02209S103 103 1,700 SH   SOLE   1,700 0 0
Amazon.com Inc COM 023135106 72 36 SH   SOLE   36 0 0
Amgen Inc COM 031162100 308 1,485 SH   SOLE   1,485 0 0
Apple Inc COM 037833100 463 2,051 SH   SOLE   2,051 0 0
Applied Materials Inc COM 038222105 235 6,088 SH   SOLE   6,088 0 0
Archer-Daniels Mid COM 039483102 716 14,241 SH   SOLE   14,241 0 0
Bank of America Corp COM 060505104 292 9,925 SH   SOLE   9,925 0 0
Berkshire Hathaway Inc CL B NEW 084670702 479 2,239 SH   SOLE   2,239 0 0
Best Buy Rg COM 086516101 284 3,582 SH   SOLE   3,582 0 0
Booking Holdings Inc COM 09857L108 109 55 SH   SOLE   55 0 0
Boston Scientific Corp COM 101137107 847 22,008 SH   SOLE   22,008 0 0
Bristol-Myers Squibb Co COM 110122108 199 3,207 SH   SOLE   3,207 0 0
Broadcom Inc COM 11135F101 881 3,572 SH   SOLE   3,572 0 0
Brown Non Vtg-B CL B 115637209 85 1,685 SH   SOLE   1,685 0 0
Cigna Corp COM 125509109 116 555 SH   SOLE   555 0 0
CVS Health Corp COM 126650100 322 4,090 SH   SOLE   4,090 0 0
Campbell Soup Co COM 134429109 235 6,429 SH   SOLE   6,429 0 0
Cardinal Health COM 14149Y108 108 2,000 SH   SOLE   2,000 0 0
Charter Communications Inc CL A 16119P108 431 1,324 SH   SOLE   1,324 0 0
Chevron Corp COM 166764100 194 1,590 SH   SOLE   1,590 0 0
Cisco Systems Inc COM 17275R102 107 2,201 SH   SOLE   2,201 0 0
Cognizant Technology Solutions CL A 192446102 821 10,645 SH   SOLE   10,645 0 0
ConAgra Foods COM 205887102 175 5,153 SH   SOLE   5,153 0 0
ConocoPhillips COM 20825C104 441 5,703 SH   SOLE   5,703 0 0
Corning Inc Rg COM 219350105 340 9,645 SH   SOLE   9,645 0 0
Costco Wholesale Corp COM 22160K105 39 168 SH   SOLE   168 0 0
DE Harv CSI300-A XTRACK HRVST CSI 233051879 4,490 177,190 SH   SOLE   177,190 0 0
Walt Disney Co/The COM DISNEY 254687106 874 7,470 SH   SOLE   7,470 0 0
ETFMG Prime Cyber Security ETF PRIME CYBR SCRTY 26924G201 54 1,350 SH   SOLE   1,350 0 0
Ecolab Inc COM 278865100 273 1,740 SH   SOLE   1,740 0 0
Edwards Lifescns COM 28176E108 121 693 SH   SOLE   693 0 0
Facebook Inc CL A 30303M102 812 4,938 SH   SOLE   4,938 0 0
FleetCor Technologies Inc COM 339041105 59 260 SH   SOLE   260 0 0
Franklin Resources Inc COM 354613101 255 8,380 SH   SOLE   8,380 0 0
Freeport-McMoRan Inc CL B 35671D857 310 22,245 SH   SOLE   22,245 0 0
GAP COM 364760108 181 6,274 SH   SOLE   6,274 0 0
General Mills Inc COM 370334104 174 4,052 SH   SOLE   4,052 0 0
Gilead Sciences Inc COM 375558103 213 2,760 SH   SOLE   2,760 0 0
Global X Robotics & Artificial RBTCS ARTFL INTE 37954Y715 533 23,307 SH   SOLE   23,307 0 0
Global X FinTech FINTECH ETF 37954Y814 58 2,000 SH   SOLE   2,000 0 0
Global X Lithium & Battery Tec LITHIUM BTRY ETF 37954Y855 492 14,934 SH   SOLE   14,934 0 0
Home Depot Inc/The COM 437076102 15 70 SH   SOLE   70 0 0
Humana Inc COM 444859102 334 988 SH   SOLE   988 0 0
IndexIQ ETF Trust - IQ Hedge M HEDGE MLTI ETF 45409B107 3,099 100,880 SH   SOLE   100,880 0 0
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800 5,922 186,466 SH   SOLE   186,466 0 0
Invesco QQQ UNIT SER 1 46090E103 1,252 6,741 SH   SOLE   6,741 0 0
Invesco Senior Loan ETF SR LN ETF 46138G508 319 13,770 SH   SOLE   13,770 0 0
Invesco Variable Rate Preferre VAR RATE PFD 46138G870 2,058 82,627 SH   SOLE   82,627 0 0
iShares Gold Trust ISHARES 464285105 44 3,820 SH   SOLE   3,820 0 0
iShares JP Morgan EM Corporate JP MRG EM CRP BD 464286251 223 4,600 SH   SOLE   4,600 0 0
iShares MSCI World MSCI WORLD ETF 464286392 149 1,628 SH   SOLE   1,628 0 0
iShares MSCI Eurozone ETF MSCI EURZONE ETF 464286608 84 2,047 SH   SOLE   2,047 0 0
iShares MSCI Switzerland ETF MSCI SWITZERLAND 464286749 599 17,290 SH   SOLE   17,290 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168 33 331 SH   SOLE   331 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 123 420 SH   SOLE   420 0 0
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 1,239 28,875 SH   SOLE   28,875 0 0
iShares iBoxx $ Investment Gra IBOXX INV CP ETF 464287242 1,729 15,040 SH   SOLE   15,040 0 0
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432 25 215 SH   SOLE   215 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 31 460 SH   SOLE   460 0 0
iShares Nasdaq Biotechnology E NASDAQ BIOTECH 464287556 54 440 SH   SOLE   440 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 1,900 11,267 SH   SOLE   11,267 0 0
iShares U.S. Industrials ETF US INDUSTRIALS 464287754 28 180 SH   SOLE   180 0 0
iShares US Financials ETF US FINLS ETF 464287788 32 265 SH   SOLE   265 0 0
iShares Europe ETF EUROPE ETF 464287861 23 507 SH   SOLE   507 0 0
iShares MSCI All Country Asia MSCI AC ASIA ETF 464288182 35 500 SH   SOLE   500 0 0
iShares MSCI ACWI ex US ETF MSCI ACWI EX US 464288240 55 1,148 SH   SOLE   1,148 0 0
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257 52 700 SH   SOLE   700 0 0
iShares JP Morgan USD Emerging JPMORGAN USD EMG 464288281 1,845 17,109 SH   SOLE   17,109 0 0
iSh ClfrnMuni BdETF CALIF MUN BD ETF 464288356 868 14,960 SH   SOLE   14,960 0 0
iShares iBoxx $ High Yield Cor IBOXX HI YD ETF 464288513 754 8,720 SH   SOLE   8,720 0 0
iShares MBS ETF MBS ETF 464288588 80 770 SH   SOLE   770 0 0
iShares Inter Credit Bond INTRMD CR BD ETF 464288638 1,191 22,426 SH   SOLE   22,426 0 0
iShares 3-7 Year Treasury Bond 3 7 YR TREAS BD 464288661 179 1,507 SH   SOLE   1,507 0 0
iShares Short Treasury Bond ET SHORT TREAS BD 464288679 81 730 SH   SOLE   730 0 0
iShares US Preferred Stock ETF S&P US PFD STK 464288687 2,473 66,594 SH   SOLE   66,594 0 0
iShares US Aerospace & Defense US AER DEF ETF 464288760 22 100 SH   SOLE   100 0 0
iSh MSCI US ESG MSCI USA ESG SLC 464288802 406 3,400 SH   SOLE   3,400 0 0
iShares MSCI Europe Financials MSCI EURO FL ETF 464289180 330 16,250 SH   SOLE   16,250 0 0
iShares MSCI India ETF MSCI INDIA ETF 46429B598 45 1,385 SH   SOLE   1,385 0 0
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655 4,689 91,896 SH   SOLE   91,896 0 0
iShares Core High Dividend ETF CORE HIGH DV ETF 46429B663 17 190 SH   SOLE   190 0 0
iShares Commodities Select Str COMMOD SEL STG 46431W853 2,990 76,809 SH   SOLE   76,809 0 0
iShares MSCI Japan ETF MSCI JPN ETF NEW 46434G822 38 625 SH   SOLE   625 0 0
iShares MSCI Global Metals & M MSCI GBL ETF NEW 46434G848 926 28,449 SH   SOLE   28,449 0 0
iShares Currency Hedged MSCI E CUR HD EURZN ETF 46434V639 1,368 46,166 SH   SOLE   46,166 0 0
iShares Ccy Hedged MSCI Japan HDG MSCI JAPAN 46434V886 4,309 125,871 SH   SOLE   125,871 0 0
iShares MSCI Global Impact ETF MSCI GLOBAL IMP 46435G532 145 2,490 SH   SOLE   2,490 0 0
iShares Currency Hedged MSCI U MSCI UN KNGDOM 46435G862 1,238 51,056 SH   SOLE   51,056 0 0
iShares Currency Hedged MSCI S MSCI SWITZERLD 46435G870 1,370 50,535 SH   SOLE   50,535 0 0
JPMorgan Chase & Co COM 46625H100 1,168 10,354 SH   SOLE   10,354 0 0
Kellogg Co COM 487836108 180 2,574 SH   SOLE   2,574 0 0
Kimberly-Clark COM 494368103 193 1,694 SH   SOLE   1,694 0 0
Kohl's Corp COM 500255104 184 2,472 SH   SOLE   2,472 0 0
Kraft Heinz Co/The COM 500754106 40 720 SH   SOLE   720 0 0
Lam Research Corp COM 512807108 519 3,421 SH   SOLE   3,421 0 0
Estee Lauder Cos Inc/The CL A 518439104 170 1,171 SH   SOLE   1,171 0 0
Mastercard Inc CL A 57636Q104 1,083 4,865 SH   SOLE   4,865 0 0
McKesson Corp COM 58155Q103 80 602 SH   SOLE   602 0 0
MetLife Inc COM 59156R108 140 3,000 SH   SOLE   3,000 0 0
Microsoft Corp COM 594918104 322 2,815 SH   SOLE   2,815 0 0
Moody's Corp COM 615369105 80 479 SH   SOLE   479 0 0
Netflix Inc COM 64110L106 60 160 SH   SOLE   160 0 0
NextEra Energy Inc COM 65339F101 168 1,000 SH   SOLE   1,000 0 0
NIKE Inc CL B 654106103 119 1,399 SH   SOLE   1,399 0 0
Omnicom Group Inc COM 681919106 239 3,507 SH   SOLE   3,507 0 0
PayPal Holdings Inc COM 70450Y103 70 799 SH   SOLE   799 0 0
PepsiCo Inc COM 713448108 11 95 SH   SOLE   95 0 0
Pfizer Inc COM 717081103 14 320 SH   SOLE   320 0 0
Philip Morris International In COM 718172109 200 2,450 SH   SOLE   2,450 0 0
PIMCO Enhanced Short Maturity ENHAN SHRT MA AC 72201R833 102 1,000 SH   SOLE   1,000 0 0
SPDR S&P500 ETF Trust TR UNIT 78462F103 22,174 76,274 SH   SOLE   76,274 0 0
SPDR EURO STOXX 50 ETF EURO STOXX 50 78463X202 5,769 150,738 SH   SOLE   150,738 0 0
SPDR EURO STOXX Small Cap ETF EUR STOXX SMCP 78463X392 10 170 SH   SOLE   170 0 0
SPDR Bloomberg Barclays Conver BLMBRG BRC CNVRT 78464A359 1,083 20,070 SH   SOLE   20,070 0 0
SPDR S&P Oil & Gas Exploration S&P OILGAS EXP 78464A730 43 1,000 SH   SOLE   1,000 0 0
SPDR Bloomberg Barclays Short BLOOMBERG SRT TR 78468R408 248 9,000 SH   SOLE   9,000 0 0
CHARLES SCHWAB COM 808513105 111 2,263 SH   SOLE   2,263 0 0
Materials Select Sector SPDR F SBI MATERIALS 81369Y100 41 705 SH   SOLE   705 0 0
Energy Select Sector SPDR Fund ENERGY 81369Y506 757 10,000 SH   SOLE   10,000 0 0
Financial Select Sector SPDR F SBI INT-FINL 81369Y605 2,775 100,651 SH   SOLE   100,651 0 0
Sherwin-Williams Co/The COM 824348106 112 245 SH   SOLE   245 0 0
Starbucks Corp COM 855244109 78 1,379 SH   SOLE   1,379 0 0
Stryker Corp COM 863667101 52 290 SH   SOLE   290 0 0
TJX Cos Inc/The COM 872540109 114 1,020 SH   SOLE   1,020 0 0
Taiwan Semiconductor Manufactu SPONSORED ADR 874039100 140 3,169 SH   SOLE   3,169 0 0
Target Corp COM 87612E106 222 2,515 SH   SOLE   2,515 0 0
3M Co COM 88579Y101 88 420 SH   SOLE   420 0 0
TransDigm Group Inc COM 893641100 212 570 SH   SOLE   570 0 0
Valero Energy Corp COM 91913Y100 188 1,650 SH   SOLE   1,650 0 0
VanEck Vectors Emerging Market EMERGING MKTS HI 92189F353 178 7,761 SH   SOLE   7,761 0 0
VanEck Vectors Investment Grad INVT GRADE FLTG 92189F486 12,716 502,219 SH   SOLE   502,219 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 1,210 15,369 SH   SOLE   15,369 0 0
Vanguard High Dividend Yield E HIGH DIV YLD 921946406 41 470 SH   SOLE   470 0 0
Vanguard Total International B INTL BD IDX ETF 92203J407 2,996 54,925 SH   SOLE   54,925 0 0
Vanguard Health Care ETF HEALTH CAR ETF 92204A504 81 450 SH   SOLE   450 0 0
Vanguard Short-Term Corporate SHRT TRM CORP BD 92206C409 19,889 254,466 SH   SOLE   254,466 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553 186 2,305 SH   SOLE   2,305 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 16 100 SH   SOLE   100 0 0
Verisk Analytics Inc COM 92345Y106 75 618 SH   SOLE   618 0 0
Visa Inc COM CL A 92826C839 252 1,677 SH   SOLE   1,677 0 0
Vodafone Group PLC SPONSORED ADR 92857W308 16 720 SH   SOLE   720 0 0
Voya Financial Inc COM 929089100 3 57 SH   SOLE   57 0 0
Walgreens Boots COM 931427108 213 2,925 SH   SOLE   2,925 0 0
Waste Management Inc COM 94106L109 5 50 SH   SOLE   50 0 0
Whirlpool Corp COM 963320106 190 1,600 SH   SOLE   1,600 0 0
WisdomTree Emerging Markets Sm EMG MKTS SMCAP 97717W281 32 700 SH   SOLE   700 0 0
WisdomTree Japan Hedged Equity JAPN HEDGE EQT 97717W851 645 11,136 SH   SOLE   11,136 0 0
WisdomTree Europe SmallCap Div EUROPE SMCP DV 97717W869 502 7,927 SH   SOLE   7,927 0 0
WisdomTree Europe Hedged Equit EUROPE HEDGED EQ 97717X701 232 3,668 SH   SOLE   3,668 0 0
Yum! Brands Inc COM 988498101 221 2,426 SH   SOLE   2,426 0 0