The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   652,967 2,686 SH   SOLE   0 0 2,686
ALPHABET INC CAP STK CL C 02079K107   544,821 2,237 SH   SOLE   0 0 2,237
AMAZON COM INC COM 023135106   737,316 3,358 SH   SOLE   0 0 3,358
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,801,605 98,478 SH   SOLE   0 0 97,235
AMERICAN CENTY ETF TR US EQT ETF 025072885   410,995 3,781 SH   SOLE   0 0 3,781
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   12,297,827 155,866 SH   SOLE   0 0 155,866
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   371,611 4,174 SH   SOLE   0 0 4,174
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   206,470 2,749 SH   SOLE   0 0 2,749
APPLE INC COM 037833100   1,802,271 7,078 SH   SOLE   0 0 7,078
BERKSHIRE HATHAWAY INC DEL CL A 084670108   754,200 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,356,845 4,688 SH   SOLE   0 0 4,673
BROADCOM INC COM 11135F101   438,120 1,328 SH   SOLE   0 0 1,328
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   32,262,453 836,465 SH   SOLE   0 0 836,465
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   15,916,448 232,493 SH   SOLE   0 0 232,493
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,113,527 139,384 SH   SOLE   0 0 139,384
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,317,101 28,558 SH   SOLE   0 0 28,558
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   19,426,963 514,349 SH   SOLE   0 0 511,361
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   376,223 11,816 SH   SOLE   0 0 11,804
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   24,767,496 755,336 SH   SOLE   0 0 731,981
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   7,325,570 228,424 SH   SOLE   0 0 219,756
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,718,816 127,966 SH   SOLE   0 0 127,966
ELI LILLY & CO COM 532457108   228,137 299 SH   SOLE   0 0 299
INVESCO QQQ TR UNIT SER 1 46090E103   323,599 539 SH   SOLE   0 0 539
ISHARES INC CORE MSCI EMKT 46434G103   5,653,787 85,767 SH   SOLE   0 0 85,767
ISHARES TR CORE 1 5 YR USD 46432F859   4,483,576 91,801 SH   SOLE   0 0 91,801
ISHARES TR MSCI USA QLT FCT 46432F339   14,227,150 73,147 SH   SOLE   0 0 73,147
ISHARES TR 0-5 YR TIPS ETF 46429B747   7,894,120 76,375 SH   SOLE   0 0 76,375
ISHARES TR SHRT NAT MUN ETF 464288158   7,021,105 65,753 SH   SOLE   0 0 65,753
ISHARES TR NATIONAL MUN ETF 464288414   36,085,658 338,864 SH   SOLE   0 0 338,864
ISHARES TR ISHS 5-10YR INVT 464288638   216,763 4,007 SH   SOLE   0 0 4,007
ISHARES TR ISHS 1-5YR INVS 464288646   25,472,877 480,348 SH   SOLE   0 0 480,348
ISHARES TR MBS ETF 464288588   51,281,852 538,957 SH   SOLE   0 0 537,399
ISHARES TR MSCI EAFE ETF 464287465   311,677 3,338 SH   SOLE   0 0 3,338
ISHARES TR RUS MID CAP ETF 464287499   392,514 4,065 SH   SOLE   0 0 4,065
ISHARES TR CORE S&P MCP ETF 464287507   97,141,563 1,488,531 SH   SOLE   0 0 1,483,902
ISHARES TR S&P MC 400VL ETF 464287705   15,587,159 120,160 SH   SOLE   0 0 120,160
ISHARES TR CORE S&P SCP ETF 464287804   21,379,278 179,914 SH   SOLE   0 0 178,859
ISHARES TR SP SMCP600VL ETF 464287879   4,845,159 43,812 SH   SOLE   0 0 43,812
ISHARES TR S&P 500 VAL ETF 464287408   22,690,373 109,875 SH   SOLE   0 0 109,875
ISHARES TR CORE S&P500 ETF 464287200   15,890,227 23,742 SH   SOLE   0 0 23,742
ISHARES TR RUS 1000 VAL ETF 464287598   855,078 4,200 SH   SOLE   0 0 4,200
ISHARES TR RUSSELL 2000 ETF 464287655   882,463 3,647 SH   SOLE   0 0 3,647
ISHARES TR RUS 2000 VAL ETF 464287630   432,831 2,448 SH   SOLE   0 0 2,448
ISHARES TR RUSSELL 3000 ETF 464287689   4,799,654 12,666 SH   SOLE   0 0 12,666
ISHARES TR CORE S&P US VLU 464287663   11,321,354 113,270 SH   SOLE   0 0 113,270
ISHARES TR CORE US AGGBD ET 464287226   21,141,207 210,884 SH   SOLE   0 0 210,839
ISHARES TR TIPS BD ETF 464287176   14,894,020 133,914 SH   SOLE   0 0 133,908
ISHARES TR MORNINGSTR US EQ 464287127   305,555 3,306 SH   SOLE   0 0 3,306
JPMORGAN CHASE & CO. COM 46625H100   483,870 1,534 SH   SOLE   0 0 1,534
MASTERCARD INCORPORATED CL A 57636Q104   225,818 397 SH   SOLE   0 0 397
META PLATFORMS INC CL A 30303M102   602,192 820 SH   SOLE   0 0 820
MICROSOFT CORP COM 594918104   1,616,004 3,120 SH   SOLE   0 0 3,120
NVIDIA CORPORATION COM 67066G104   1,982,226 10,624 SH   SOLE   0 0 10,624
ORACLE CORP COM 68389X105   240,460 855 SH   SOLE   0 0 855
PIMCO ETF TR 1-5 US TIP IDX 72201R205   4,638,404 85,614 SH   SOLE   0 0 85,614
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   347,757 14,938 SH   SOLE   0 0 14,938
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   19,390,464 736,160 SH   SOLE   0 0 736,159
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   20,006,460 674,981 SH   SOLE   0 0 674,978
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,450,049 33,753 SH   SOLE   0 0 33,753
SCHWAB STRATEGIC TR US TIPS ETF 808524870   53,636,333 1,990,216 SH   SOLE   0 0 1,975,674
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   11,518,438 412,847 SH   SOLE   0 0 412,846
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   650,550 20,387 SH   SOLE   0 0 20,387
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   240,878 8,275 SH   SOLE   0 0 8,275
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   332,437 5,015 SH   SOLE   0 0 5,015
SPDR S&P 500 ETF TR TR UNIT 78462F103   46,442,605 69,715 SH   SOLE   0 0 69,715
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   11,236,571 18,852 SH   SOLE   0 0 18,852
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   12,799,224 144,379 SH   SOLE   0 0 144,379
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   125,401,505 2,266,428 SH   SOLE   0 0 2,258,675
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839   60,571,423 726,188 SH   SOLE   0 0 723,355
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   529,808 9,264 SH   SOLE   0 0 9,264
SPDR SERIES TRUST RUSSELL YIELD 78468R770   259,700 2,295 SH   SOLE   0 0 2,295
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   11,864,117 117,735 SH   SOLE   0 0 117,735
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   14,915,766 74,777 SH   SOLE   0 0 74,777
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   94,054,320 1,264,680 SH   SOLE   0 0 1,260,550
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   20,083,516 254,512 SH   SOLE   0 0 254,512
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,115,932 3,625 SH   SOLE   0 0 3,625
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   15,610,741 89,418 SH   SOLE   0 0 89,418
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   151,209,336 246,920 SH   SOLE   0 0 246,189
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,160,229 3,535 SH   SOLE   0 0 3,535
VANGUARD INDEX FDS VALUE ETF 922908744   15,383,886 82,491 SH   SOLE   0 0 82,433
VANGUARD INDEX FDS MID CAP ETF 922908629   1,178,793 4,013 SH   SOLE   0 0 4,013
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,112,661 24,496 SH   SOLE   0 0 24,496
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,540,249 16,848 SH   SOLE   0 0 16,848
VANGUARD INDEX FDS SMALL CP ETF 922908751   646,186 2,541 SH   SOLE   0 0 2,541
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,268,368 78,781 SH   SOLE   0 0 78,781
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   424,669 3,082 SH   SOLE   0 0 3,082
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,331,339 85,549 SH   SOLE   0 0 85,549
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   66,879,732 1,335,724 SH   SOLE   0 0 1,335,557
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   346,176 4,116 SH   SOLE   0 0 4,116
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,962,389 41,788 SH   SOLE   0 0 40,489
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   59,604,013 745,702 SH   SOLE   0 0 741,828
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   811,377 3,760 SH   SOLE   0 0 3,760
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,845,405 30,798 SH   SOLE   0 0 30,798
VISA INC COM CL A 92826C839   256,035 750 SH   SOLE   0 0 750
WALMART INC COM 931142103   252,085 2,446 SH   SOLE   0 0 2,446
WISDOMTREE TR US LARGECAP DIVD 97717W307   648,899 7,456 SH   SOLE   0 0 7,456