0001737112-25-000007.txt : 20250729 0001737112-25-000007.hdr.sgml : 20250729 20250729131656 ACCESSION NUMBER: 0001737112-25-000007 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20250630 FILED AS OF DATE: 20250729 DATE AS OF CHANGE: 20250729 EFFECTIVENESS DATE: 20250729 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Lutz Financial Services LLC CENTRAL INDEX KEY: 0001737112 ORGANIZATION NAME: EIN: 470828178 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18716 FILM NUMBER: 251159920 BUSINESS ADDRESS: STREET 1: 13616 CALIFORNIA ST STREET 2: SUITE 200 CITY: OMAHA STATE: NE ZIP: 68154 BUSINESS PHONE: 402-827-2300 MAIL ADDRESS: STREET 1: 13616 CALIFORNIA ST STREET 2: SUITE 200 CITY: OMAHA STATE: NE ZIP: 68154 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001737112 XXXXXXXX 06-30-2025 06-30-2025 Lutz Financial Services LLC

13616 CALIFORNIA ST SUITE 200 OMAHA NE 68154

13F HOLDINGS REPORT 028-18716 000117273 801-62093 N James P. Boulay 402-827-2300 James P. Boulay Omaha NE 07-25-2025 0 97 1287916176 false INFORMATION TABLE 2 lutz2q25.xml ALPHABET INC CAP STK CL A 02079K305 459608 2608 SH SOLE 0 0 2608 ALPHABET INC CAP STK CL C 02079K107 383517 2162 SH SOLE 0 0 2162 AMAZON COM INC COM 023135106 737370 3361 SH SOLE 0 0 3361 AMERICAN CENTY ETF TR US SML CP VALU 025072877 8462131 92888 SH SOLE 0 0 92286 AMERICAN CENTY ETF TR US EQT ETF 025072885 383519 3804 SH SOLE 0 0 3804 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 330915 4174 SH SOLE 0 0 4174 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 11709344 158213 SH SOLE 0 0 158213 APPLE INC COM 037833100 1364791 6652 SH SOLE 0 0 6652 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2167020 4461 SH SOLE 0 0 4461 BERKSHIRE HATHAWAY INC DEL CL A 084670108 728800 1 SH SOLE 0 0 1 BROADCOM INC COM 11135F101 321132 1165 SH SOLE 0 0 1165 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 14978231 235100 SH SOLE 0 0 235100 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 6558351 220968 SH SOLE 0 0 216658 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1223144 28558 SH SOLE 0 0 28558 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 5525510 130688 SH SOLE 0 0 130688 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7641150 141608 SH SOLE 0 0 141608 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 347804 11818 SH SOLE 0 0 11804 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 17342389 487693 SH SOLE 0 0 486148 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 22999527 739772 SH SOLE 0 0 727890 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 29420808 820893 SH SOLE 0 0 820893 ELI LILLY & CO COM 532457108 251009 322 SH SOLE 0 0 322 INTERNATIONAL BUSINESS MACHS COM 459200101 210473 714 SH SOLE 0 0 714 INVESCO QQQ TR UNIT SER 1 46090E103 297334 539 SH SOLE 0 0 539 ISHARES INC CORE MSCI EMKT 46434G103 5221493 86981 SH SOLE 0 0 86981 ISHARES TR ISHS 5-10YR INVT 464288638 213557 4007 SH SOLE 0 0 4007 ISHARES TR CORE US AGGBD ET 464287226 21382693 215551 SH SOLE 0 0 215551 ISHARES TR RUS 1000 VAL ETF 464287598 710493 3658 SH SOLE 0 0 3658 ISHARES TR RUSSELL 2000 ETF 464287655 787018 3647 SH SOLE 0 0 3647 ISHARES TR S&P 500 VAL ETF 464287408 21624826 110658 SH SOLE 0 0 110658 ISHARES TR RUS MID CAP ETF 464287499 374170 4068 SH SOLE 0 0 4068 ISHARES TR CORE S&P MCP ETF 464287507 90419025 1457901 SH SOLE 0 0 1455580 ISHARES TR TIPS BD ETF 464287176 14838200 134843 SH SOLE 0 0 134838 ISHARES TR SHRT NAT MUN ETF 464288158 6993450 65765 SH SOLE 0 0 65765 ISHARES TR NATIONAL MUN ETF 464288414 35943194 344020 SH SOLE 0 0 344020 ISHARES TR 0-5 YR TIPS ETF 46429B747 7182295 69792 SH SOLE 0 0 69792 ISHARES TR MSCI USA QLT FCT 46432F339 13509717 73896 SH SOLE 0 0 73896 ISHARES TR SP SMCP600VL ETF 464287879 4368994 43914 SH SOLE 0 0 43914 ISHARES TR CORE S&P SCP ETF 464287804 19480334 178244 SH SOLE 0 0 177859 ISHARES TR RUS 2000 VAL ETF 464287630 423901 2687 SH SOLE 0 0 2687 ISHARES TR CORE S&P US VLU 464287663 10732869 113419 SH SOLE 0 0 113389 ISHARES TR RUSSELL 3000 ETF 464287689 4648995 13245 SH SOLE 0 0 13245 ISHARES TR CORE S&P500 ETF 464287200 14881459 23968 SH SOLE 0 0 23968 ISHARES TR MORNINGSTR US EQ 464287127 287891 3356 SH SOLE 0 0 3356 ISHARES TR MSCI EAFE ETF 464287465 298391 3338 SH SOLE 0 0 3338 ISHARES TR EAFE VALUE ETF 464288877 231956 3654 SH SOLE 0 0 3654 ISHARES TR ISHS 1-5YR INVS 464288646 25189151 477429 SH SOLE 0 0 477429 ISHARES TR CORE 1 5 YR USD 46432F859 4405370 90552 SH SOLE 0 0 90552 ISHARES TR S&P MC 400VL ETF 464287705 14899921 120569 SH SOLE 0 0 120569 ISHARES TR MBS ETF 464288588 46045140 490415 SH SOLE 0 0 490273 JPMORGAN CHASE & CO. COM 46625H100 447331 1543 SH SOLE 0 0 1543 MASTERCARD INCORPORATED CL A 57636Q104 227024 404 SH SOLE 0 0 404 META PLATFORMS INC CL A 30303M102 583091 790 SH SOLE 0 0 790 MICROSOFT CORP COM 594918104 1574303 3165 SH SOLE 0 0 3165 NVIDIA CORPORATION COM 67066G104 1685753 10670 SH SOLE 0 0 10670 PIMCO ETF TR 1-5 US TIP IDX 72201R205 4606889 85614 SH SOLE 0 0 85614 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1350814 33753 SH SOLE 0 0 33753 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 564755 19334 SH SOLE 0 0 19334 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10529404 416181 SH SOLE 0 0 416181 SCHWAB STRATEGIC TR US TIPS ETF 808524870 49369994 1850449 SH SOLE 0 0 1845969 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18025413 737537 SH SOLE 0 0 737536 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 330130 14938 SH SOLE 0 0 14938 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 19316404 688642 SH SOLE 0 0 688642 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 228963 8275 SH SOLE 0 0 8275 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 316107 5015 SH SOLE 0 0 5015 SPDR S&P 500 ETF TR TR UNIT 78462F103 43684010 70703 SH SOLE 0 0 70703 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 10823937 19107 SH SOLE 0 0 19107 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 115502601 2206774 SH SOLE 0 0 2202898 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 11764779 147502 SH SOLE 0 0 147502 SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 503776 9264 SH SOLE 0 0 9264 SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 55699114 701235 SH SOLE 0 0 699861 SPDR SERIES TRUST PRTFLO AGG BOND 78464A649 220458 8611 SH SOLE 0 0 9878 SPDR SERIES TRUST RUSSELL YIELD 78468R770 248473 2295 SH SOLE 0 0 2295 VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 11397210 119380 SH SOLE 0 0 119380 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 14238087 75450 SH SOLE 0 0 75450 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 87493351 1188284 SH SOLE 0 0 1187845 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19084094 242492 SH SOLE 0 0 242492 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1031018 3614 SH SOLE 0 0 3614 VANGUARD INDEX FDS VALUE ETF 922908744 14533958 82234 SH SOLE 0 0 82234 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1501283 16857 SH SOLE 0 0 16857 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1074529 3535 SH SOLE 0 0 3535 VANGUARD INDEX FDS SMALL CP ETF 922908751 601274 2537 SH SOLE 0 0 2537 VANGUARD INDEX FDS MID CAP ETF 922908629 1120453 4004 SH SOLE 0 0 4004 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 138426689 243696 SH SOLE 0 0 243410 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14906394 90638 SH SOLE 0 0 90638 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4811576 24673 SH SOLE 0 0 24673 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3959139 80047 SH SOLE 0 0 80030 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 406865 3166 SH SOLE 0 0 3166 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4320096 85938 SH SOLE 0 0 85938 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 61740061 1259230 SH SOLE 0 0 1259181 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 342273 4127 SH SOLE 0 0 4128 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 54796939 689269 SH SOLE 0 0 688883 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1894226 40876 SH SOLE 0 0 39490 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 769566 3760 SH SOLE 0 0 3760 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1802942 31625 SH SOLE 0 0 31599 VISA INC COM CL A 92826C839 267708 754 SH SOLE 0 0 754 WALMART INC COM 931142103 242103 2476 SH SOLE 0 0 2476 WISDOMTREE TR US LARGECAP DIVD 97717W307 612439 7456 SH SOLE 0 0 7456