The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   396,342 2,563 SH   SOLE   0 0 2,563
ALPHABET INC CAP STK CL C 02079K107   332,926 2,131 SH   SOLE   0 0 2,131
AMAZON COM INC COM 023135106   642,508 3,377 SH   SOLE   0 0 3,377
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,436,230 73,835 SH   SOLE   0 0 73,835
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   291,095 4,174 SH   SOLE   0 0 4,174
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   9,523,065 143,701 SH   SOLE   0 0 143,701
APPLE INC COM 037833100   1,456,506 6,557 SH   SOLE   0 0 6,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,348,678 4,410 SH   SOLE   0 0 4,410
BERKSHIRE HATHAWAY INC DEL CL A 084670108   798,442 1 SH   SOLE   0 0 1
BROADCOM INC COM 11135F101   204,097 1,219 SH   SOLE   0 0 1,219
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,528,974 226,426 SH   SOLE   0 0 226,426
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,697,975 215,342 SH   SOLE   0 0 215,342
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,124,048 28,558 SH   SOLE   0 0 28,558
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,468,195 132,691 SH   SOLE   0 0 132,691
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,273,109 141,253 SH   SOLE   0 0 141,253
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   26,612,261 806,677 SH   SOLE   0 0 806,677
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   20,593,602 741,577 SH   SOLE   0 0 741,577
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   16,522,160 498,556 SH   SOLE   0 0 498,556
ELI LILLY & CO COM 532457108   254,380 308 SH   SOLE   0 0 308
INVESCO QQQ TR UNIT SER 1 46090E103   252,748 539 SH   SOLE   0 0 539
ISHARES INC CORE MSCI EMKT 46434G103   4,715,364 87,370 SH   SOLE   0 0 87,370
ISHARES TR CORE S&P US VLU 464287663   10,273,923 111,322 SH   SOLE   0 0 111,322
ISHARES TR RUSSELL 3000 ETF 464287689   4,207,142 13,245 SH   SOLE   0 0 13,245
ISHARES TR SP SMCP600VL ETF 464287879   4,307,632 44,190 SH   SOLE   0 0 44,190
ISHARES TR CORE S&P SCP ETF 464287804   19,519,445 186,663 SH   SOLE   0 0 186,663
ISHARES TR RUS 2000 VAL ETF 464287630   405,230 2,684 SH   SOLE   0 0 2,684
ISHARES TR 0-5 YR TIPS ETF 46429B747   6,769,939 65,429 SH   SOLE   0 0 65,429
ISHARES TR MSCI USA QLT FCT 46432F339   10,994,250 64,335 SH   SOLE   0 0 64,335
ISHARES TR NATIONAL MUN ETF 464288414   31,136,311 295,299 SH   SOLE   0 0 295,299
ISHARES TR SHRT NAT MUN ETF 464288158   5,059,190 47,909 SH   SOLE   0 0 47,909
ISHARES TR TIPS BD ETF 464287176   15,151,074 136,386 SH   SOLE   0 0 136,386
ISHARES TR RUS MID CAP ETF 464287499   346,098 4,068 SH   SOLE   0 0 4,068
ISHARES TR RUSSELL 2000 ETF 464287655   727,569 3,647 SH   SOLE   0 0 3,647
ISHARES TR S&P 500 VAL ETF 464287408   22,162,591 116,290 SH   SOLE   0 0 116,290
ISHARES TR CORE S&P MCP ETF 464287507   85,106,535 1,458,552 SH   SOLE   0 0 1,458,552
ISHARES TR CORE 1 5 YR USD 46432F859   4,400,832 91,020 SH   SOLE   0 0 91,020
ISHARES TR S&P MC 400VL ETF 464287705   14,516,075 121,240 SH   SOLE   0 0 121,240
ISHARES TR ISHS 5-10YR INVT 464288638   210,471 4,007 SH   SOLE   0 0 4,007
ISHARES TR RUS 1000 VAL ETF 464287598   693,370 3,685 SH   SOLE   0 0 3,685
ISHARES TR CORE US AGGBD ET 464287226   21,475,862 217,103 SH   SOLE   0 0 217,103
ISHARES TR MORNINGSTR US EQ 464287127   259,296 3,356 SH   SOLE   0 0 3,356
ISHARES TR CORE S&P500 ETF 464287200   13,320,717 23,707 SH   SOLE   0 0 23,707
ISHARES TR MSCI EAFE ETF 464287465   272,821 3,338 SH   SOLE   0 0 3,338
ISHARES TR EAFE VALUE ETF 464288877   215,367 3,654 SH   SOLE   0 0 3,654
ISHARES TR ISHS 1-5YR INVS 464288646   25,299,872 483,099 SH   SOLE   0 0 483,099
ISHARES TR MBS ETF 464288588   45,164,387 481,599 SH   SOLE   0 0 481,599
JOHNSON & JOHNSON COM 478160104   201,164 1,213 SH   SOLE   0 0 1,213
JPMORGAN CHASE & CO. COM 46625H100   374,818 1,528 SH   SOLE   0 0 1,528
MASTERCARD INCORPORATED CL A 57636Q104   217,604 397 SH   SOLE   0 0 397
META PLATFORMS INC CL A 30303M102   470,310 816 SH   SOLE   0 0 816
MICROSOFT CORP COM 594918104   1,136,306 3,027 SH   SOLE   0 0 3,027
NVIDIA CORPORATION COM 67066G104   1,167,578 10,773 SH   SOLE   0 0 10,773
PIMCO ETF TR 1-5 US TIP IDX 72201R205   4,679,861 86,632 SH   SOLE   0 0 86,632
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   704,523 28,136 SH   SOLE   0 0 28,136
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,782,649 332,165 SH   SOLE   0 0 332,165
SCHWAB STRATEGIC TR US TIPS ETF 808524870   50,615,743 1,882,325 SH   SOLE   0 0 1,882,325
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,953,527 586,663 SH   SOLE   0 0 586,663
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   295,474 14,938 SH   SOLE   0 0 14,938
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,219,850 33,753 SH   SOLE   0 0 33,753
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   219,943 8,275 SH   SOLE   0 0 8,275
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   14,323,117 546,684 SH   SOLE   0 0 546,684
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   289,220 5,015 SH   SOLE   0 0 5,015
SPDR S&P 500 ETF TR TR UNIT 78462F103   41,113,214 73,497 SH   SOLE   0 0 73,497
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   10,195,528 19,111 SH   SOLE   0 0 19,111
SPDR SER TR RUSSELL YIELD 78468R770   365,071 3,342 SH   SOLE   0 0 3,342
SPDR SER TR S&P 400 MDCP VAL 78464A839   54,242,873 703,995 SH   SOLE   0 0 703,995
SPDR SER TR PORTFOLIO S&P400 78464A847   529,048 10,337 SH   SOLE   0 0 10,337
SPDR SER TR S&P 600 SMCP VAL 78464A300   12,694,100 161,915 SH   SOLE   0 0 161,915
SPDR SER TR PRTFLO AGG BOND 78464A649   252,284 9,878 SH   SOLE   0 0 9,878
SPDR SER TR PRTFLO S&P500 VL 78464A508   112,760,004 2,207,949 SH   SOLE   0 0 2,207,949
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   13,889,334 75,408 SH   SOLE   0 0 75,408
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   10,897,421 118,395 SH   SOLE   0 0 118,395
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   84,699,681 1,153,161 SH   SOLE   0 0 1,153,161
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   19,205,492 245,344 SH   SOLE   0 0 245,344
VANGUARD INDEX FDS LARGE CAP ETF 922908637   922,944 3,591 SH   SOLE   0 0 3,591
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,605,356 17,731 SH   SOLE   0 0 17,731
VANGUARD INDEX FDS VALUE ETF 922908744   9,753,687 56,465 SH   SOLE   0 0 56,465
VANGUARD INDEX FDS TOTAL STK MKT 922908769   971,683 3,535 SH   SOLE   0 0 3,535
VANGUARD INDEX FDS MID CAP ETF 922908629   1,035,527 4,004 SH   SOLE   0 0 4,004
VANGUARD INDEX FDS SMALL CP ETF 922908751   562,633 2,537 SH   SOLE   0 0 2,537
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   11,524,431 71,785 SH   SOLE   0 0 71,785
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   125,180,963 243,585 SH   SOLE   0 0 243,585
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,514,828 24,235 SH   SOLE   0 0 24,235
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,624,160 80,074 SH   SOLE   0 0 80,074
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   384,348 3,315 SH   SOLE   0 0 3,315
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,895,859 98,113 SH   SOLE   0 0 98,113
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   73,092,576 1,473,046 SH   SOLE   0 0 1,473,046
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   333,888 4,084 SH   SOLE   0 0 4,084
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   53,767,652 681,120 SH   SOLE   0 0 681,120
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,715,276 37,039 SH   SOLE   0 0 37,039
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   729,409 3,760 SH   SOLE   0 0 3,760
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,606,015 31,596 SH   SOLE   0 0 31,596
VISA INC COM CL A 92826C839   255,836 730 SH   SOLE   0 0 730
WALMART INC COM 931142103   219,826 2,504 SH   SOLE   0 0 2,504
WISDOMTREE TR US LARGECAP DIVD 97717W307   591,786 7,456 SH   SOLE   0 0 7,456