0001737112-25-000002.txt : 20250204 0001737112-25-000002.hdr.sgml : 20250204 20250203195903 ACCESSION NUMBER: 0001737112-25-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20241231 FILED AS OF DATE: 20250204 DATE AS OF CHANGE: 20250203 EFFECTIVENESS DATE: 20250204 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Lutz Financial Services LLC CENTRAL INDEX KEY: 0001737112 ORGANIZATION NAME: IRS NUMBER: 470828178 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18716 FILM NUMBER: 25584479 BUSINESS ADDRESS: STREET 1: 13616 CALIFORNIA ST STREET 2: SUITE 200 CITY: OMAHA STATE: NE ZIP: 68154 BUSINESS PHONE: 402-827-2300 MAIL ADDRESS: STREET 1: 13616 CALIFORNIA ST STREET 2: SUITE 200 CITY: OMAHA STATE: NE ZIP: 68154 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001737112 XXXXXXXX 12-31-2024 12-31-2024 Lutz Financial Services LLC

13616 CALIFORNIA ST SUITE 200 OMAHA NE 68154

13F HOLDINGS REPORT 028-18716 000117273 801-62093 N James P. Boulay 402-827-2300 James P. Boulay Omaha NE 02-03-2025 0 92 1237009495 false INFORMATION TABLE 2 lutz4q24.xml ALPHABET INC CAP STK CL A 02079K305 457538 2417 SH SOLE 0 0 2417 ALPHABET INC CAP STK CL C 02079K107 380309 1997 SH SOLE 0 0 1997 AMAZON COM INC COM 023135106 721354 3288 SH SOLE 0 0 3288 AMERICAN CENTY ETF TR US SML CP VALU 025072877 7307626 75703 SH SOLE 0 0 75703 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 271644 4174 SH SOLE 0 0 4174 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 8870113 144535 SH SOLE 0 0 144535 APPLE INC COM 037833100 1540333 6151 SH SOLE 0 0 6151 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1998965 4410 SH SOLE 0 0 4410 BROADCOM INC COM 11135F101 261052 1126 SH SOLE 0 0 1126 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 14944007 229625 SH SOLE 0 0 229625 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1013242 28558 SH SOLE 0 0 28558 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5159803 197014 SH SOLE 0 0 197014 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8020135 144092 SH SOLE 0 0 144092 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 5612364 137155 SH SOLE 0 0 137155 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 15970607 472643 SH SOLE 0 0 472643 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 18004936 696651 SH SOLE 0 0 696651 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 26749491 773330 SH SOLE 0 0 773330 ELI LILLY & CO COM 532457108 242408 314 SH SOLE 0 0 314 INVESCO QQQ TR UNIT SER 1 46090E103 275553 539 SH SOLE 0 0 539 ISHARES INC CORE MSCI EMKT 46434G103 4649517 89037 SH SOLE 0 0 89037 ISHARES TR CORE S&P US VLU 464287663 10492222 113319 SH SOLE 0 0 113319 ISHARES TR RUSSELL 3000 ETF 464287689 4729638 14150 SH SOLE 0 0 14150 ISHARES TR SP SMCP600VL ETF 464287879 4782740 44036 SH SOLE 0 0 44036 ISHARES TR CORE S&P SCP ETF 464287804 21558745 187109 SH SOLE 0 0 187109 ISHARES TR RUS 2000 VAL ETF 464287630 577550 3518 SH SOLE 0 0 3518 ISHARES TR 0-5 YR TIPS ETF 46429B747 5984292 59486 SH SOLE 0 0 59486 ISHARES TR SHRT NAT MUN ETF 464288158 5379164 50997 SH SOLE 0 0 50997 ISHARES TR NATIONAL MUN ETF 464288414 33813840 317352 SH SOLE 0 0 317352 ISHARES TR MSCI USA QLT FCT 46432F339 11985535 67304 SH SOLE 0 0 67304 ISHARES TR TIPS BD ETF 464287176 14875720 139613 SH SOLE 0 0 139613 ISHARES TR RUSSELL 2000 ETF 464287655 823550 3727 SH SOLE 0 0 3727 ISHARES TR RUS MID CAP ETF 464287499 359646 4068 SH SOLE 0 0 4068 ISHARES TR CORE S&P MCP ETF 464287507 90042911 1445080 SH SOLE 0 0 1445080 ISHARES TR S&P 500 VAL ETF 464287408 22566617 118224 SH SOLE 0 0 118224 ISHARES TR CORE 1 5 YR USD 46432F859 4332820 90702 SH SOLE 0 0 90702 ISHARES TR S&P MC 400VL ETF 464287705 15263500 122147 SH SOLE 0 0 122147 ISHARES TR MBS ETF 464288588 41717462 455033 SH SOLE 0 0 455033 ISHARES TR ISHS 5-10YR INVT 464288638 206424 4007 SH SOLE 0 0 4007 ISHARES TR RUS 1000 VAL ETF 464287598 682204 3685 SH SOLE 0 0 3685 ISHARES TR CORE US AGGBD ET 464287226 21516096 222044 SH SOLE 0 0 222044 ISHARES TR CORE S&P500 ETF 464287200 14606659 24813 SH SOLE 0 0 24813 ISHARES TR MORNINGSTR US EQ 464287127 272385 3356 SH SOLE 0 0 3356 ISHARES TR MSCI EAFE ETF 464287465 253753 3356 SH SOLE 0 0 3356 ISHARES TR ISHS 1-5YR INVS 464288646 24912748 481871 SH SOLE 0 0 481871 JPMORGAN CHASE & CO. COM 46625H100 376584 1571 SH SOLE 0 0 1571 MASTERCARD INCORPORATED CL A 57636Q104 212734 404 SH SOLE 0 0 404 META PLATFORMS INC CL A 30303M102 453185 774 SH SOLE 0 0 774 MICROSOFT CORP COM 594918104 1283046 3044 SH SOLE 0 0 3044 NVIDIA CORPORATION COM 67066G104 1549975 11542 SH SOLE 0 0 11542 PIMCO ETF TR 1-5 US TIP IDX 72201R205 4822300 92206 SH SOLE 0 0 92206 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1120953 33753 SH SOLE 0 0 33753 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 782486 28076 SH SOLE 0 0 28076 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8489062 328270 SH SOLE 0 0 328270 SCHWAB STRATEGIC TR US TIPS ETF 808524870 47121719 1824302 SH SOLE 0 0 1824302 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13190217 569034 SH SOLE 0 0 569034 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 276353 14938 SH SOLE 0 0 14938 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15663545 565267 SH SOLE 0 0 565267 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 215723 8275 SH SOLE 0 0 8275 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 286160 5015 SH SOLE 0 0 5015 SPDR S&P 500 ETF TR TR UNIT 78462F103 43654689 74486 SH SOLE 0 0 74486 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 10940697 19208 SH SOLE 0 0 19208 SPDR SER TR PORTFOLIO S&P400 78464A847 917097 16769 SH SOLE 0 0 16769 SPDR SER TR RUSSELL YIELD 78468R770 363819 3342 SH SOLE 0 0 3342 SPDR SER TR S&P 400 MDCP VAL 78464A839 55714664 694697 SH SOLE 0 0 694697 SPDR SER TR S&P 600 SMCP VAL 78464A300 14107675 161693 SH SOLE 0 0 161693 SPDR SER TR PRTFLO S&P500 VL 78464A508 113102505 2211625 SH SOLE 0 0 2211625 TESLA INC COM 88160R101 234631 581 SH SOLE 0 0 581 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 14146332 76670 SH SOLE 0 0 76670 VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 11648016 121897 SH SOLE 0 0 121897 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 80545504 1120088 SH SOLE 0 0 1120088 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19019878 246148 SH SOLE 0 0 246148 VANGUARD INDEX FDS LARGE CAP ETF 922908637 968439 3591 SH SOLE 0 0 3591 VANGUARD INDEX FDS VALUE ETF 922908744 9268253 54745 SH SOLE 0 0 54745 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1860951 20891 SH SOLE 0 0 20891 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1024576 3535 SH SOLE 0 0 3535 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11834028 73153 SH SOLE 0 0 73153 VANGUARD INDEX FDS MID CAP ETF 922908629 1313531 4973 SH SOLE 0 0 4973 VANGUARD INDEX FDS SMALL CP ETF 922908751 863143 3592 SH SOLE 0 0 3592 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 133482891 247736 SH SOLE 0 0 247736 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4877702 24612 SH SOLE 0 0 24612 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3543337 80457 SH SOLE 0 0 80457 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 405045 3448 SH SOLE 0 0 3448 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5100340 105335 SH SOLE 0 0 105335 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 70209578 1400550 SH SOLE 0 0 1400550 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 327803 4084 SH SOLE 0 0 4084 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 52577139 673979 SH SOLE 0 0 673979 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1646839 36322 SH SOLE 0 0 36322 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 736327 3760 SH SOLE 0 0 3760 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1510912 31596 SH SOLE 0 0 31596 VISA INC COM CL A 92826C839 224388 710 SH SOLE 0 0 710 WALMART INC COM 931142103 227501 2518 SH SOLE 0 0 2518 WISDOMTREE TR US LARGECAP DIVD 97717W307 580005 7456 SH SOLE 0 0 7456