The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASTRAZENECA PLC ORD G0593M107   224,041 1,136 SH   SOLE   1,136 0 0
EATON CORP PLC SHS G29183103   320,829 897 SH   SOLE   897 0 0
EATON CORP PLC SHS G29183103   2,146 6 SH   OTR   6 0 0
LINDE PLC SHS G54950103   255,316 515 SH   SOLE   515 0 0
LINDE PLC SHS G54950103   3,470 7 SH   OTR   7 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   874,408 2,232 SH   SOLE   2,232 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   261,712 628 SH   SOLE   628 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210   738,343 559 SH   SOLE   535 0 24
ASML HLDG NV N Y REGISTRY SHS N07059210   33,020 25 SH   OTR   25 0 0
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   868,030 34,473 SH   SOLE   15,849 0 18,624
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   39,985 1,588 SH   OTR   0 0 1,588
AGNC INVT CORP COM 00123Q104   130,390 13,000 SH   SOLE   13,000 0 0
AT&T INC COM 00206R102   1,166,905 40,252 SH   SOLE   36,609 0 3,643
AT&T INC COM 00206R102   141,036 4,865 SH   OTR   384 2,781 1,700
ABBOTT LABORATORIES COM 002824100   549,181 5,349 SH   SOLE   5,255 0 94
ABBOTT LABORATORIES COM 002824100   13,757 134 SH   OTR   0 0 134
ABBVIE INC COM 00287Y109   1,482,846 6,818 SH   SOLE   5,339 0 1,479
ABBVIE INC COM 00287Y109   53,285 245 SH   OTR   18 0 227
ADVANCED MICRO DEVICES INC COM 007903107   1,296,255 6,372 SH   SOLE   4,233 0 2,139
ADVANCED MICRO DEVICES INC COM 007903107   22,784 112 SH   OTR   22 0 90
ATI INC COM 01741R102   1,720,937 11,831 SH   SOLE   11,831 0 0
ALLSTATE CORP COM 020002101   335,476 1,618 SH   SOLE   1,618 0 0
ALPHABET INC CAP STK CL C 02079K107   2,761,027 9,625 SH   SOLE   9,352 0 273
ALPHABET INC CAP STK CL C 02079K107   692,766 2,415 SH   OTR   690 1,575 150
ALPHABET INC CAP STK CL A 02079K305   15,197,546 52,850 SH   SOLE   51,465 0 1,385
ALPHABET INC CAP STK CL A 02079K305   1,681,363 5,847 SH   OTR   1,824 3,111 912
ALTRIA GROUP INC COM 02209S103   373,041 5,653 SH   SOLE   5,653 0 0
AMAZON COM INC COM 023135106   11,835,567 56,828 SH   SOLE   54,831 0 1,997
AMAZON COM INC COM 023135106   1,256,909 6,035 SH   OTR   2,587 3,348 100
AMERICAN BUSINESS BK LOS COM 02475L105   653,662 9,213 SH   SOLE   9,213 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   249,662 2,260 SH   SOLE   2,260 0 0
AMERICAN EXPRESS CO COM 025816109   3,573,498 11,814 SH   SOLE   11,636 0 178
AMERICAN EXPRESS CO COM 025816109   610,707 2,019 SH   OTR   484 1,410 125
AMER STATES WTR CO COM 029899101   296,052 3,915 SH   SOLE   3,915 0 0
AMER STATES WTR CO COM 029899101   226,860 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   4,087,871 30,038 SH   SOLE   29,915 0 123
AMERICAN WTR WKS CO INC NEW COM 030420103   211,892 1,557 SH   OTR   486 969 102
AMGEN INC COM 031162100   1,416,899 4,027 SH   SOLE   4,027 0 0
AMGEN INC COM 031162100   398,294 1,132 SH   OTR   0 1,132 0
APPLE INC COM 037833100   25,749,787 101,461 SH   SOLE   98,485 0 2,976
APPLE INC COM 037833100   3,429,464 13,513 SH   OTR   7,225 5,163 1,125
APPLIED MATLS INC COM 038222105   354,094 1,036 SH   SOLE   1,036 0 0
AVISTA CORP COM 05379B107   335,409 8,356 SH   SOLE   8,356 0 0
BANK OF AMER CORP COM 060505104   597,577 12,258 SH   SOLE   8,968 0 3,290
BANK OF AMER CORP COM 060505104   2,340 48 SH   OTR   48 0 0
BANK NEW YORK MELLON CORP COM 064058100   3,157,574 26,617 SH   SOLE   26,305 0 312
BANK NEW YORK MELLON CORP COM 064058100   38,554 325 SH   OTR   325 0 0
BARINGS BDC INC COM 06759L103   139,910 17,000 SH   SOLE   17,000 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,899,540 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   718,140 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   15,157,575 31,631 SH   SOLE   29,697 0 1,934
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   140,405 293 SH   OTR   0 125 168
BLACKROCK INC COM 09290D101   433,731 451 SH   SOLE   440 0 11
BLACKROCK INC COM 09290D101   171,184 178 SH   OTR   0 178 0
BOEING CO COM 097023105   4,143,207 20,817 SH   SOLE   20,727 0 90
BOEING CO COM 097023105   202,214 1,016 SH   OTR   235 621 160
BROADCOM INC COM 11135F101   4,172,194 13,480 SH   SOLE   12,449 0 1,031
BROADCOM INC COM 11135F101   362,745 1,172 SH   OTR   1,172 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   589,420 13,000 SH   SOLE   13,000 0 0
CATERPILLAR INC COM 149123101   275,590 389 SH   SOLE   320 0 69
CATERPILLAR INC COM 149123101   143,108 202 SH   OTR   200 0 2
CHEVRON CORPORATION COM 166764100   4,742,561 22,922 SH   SOLE   22,510 0 412
CHEVRON CORPORATION COM 166764100   1,436,713 6,944 SH   OTR   4,248 2,466 230
CHURCH & DWIGHT CO INC COM 171340102   236,286 2,532 SH   SOLE   2,532 0 0
CISCO SYS INC COM 17275R102   704,594 9,081 SH   SOLE   8,953 0 128
CISCO SYS INC COM 17275R102   23,277 300 SH   OTR   0 300 0
CITIGROUP INC COM NEW 172967424   404,193 3,564 SH   SOLE   2,654 0 910
COCA COLA CO COM 191216100   804,609 10,580 SH   SOLE   9,234 0 1,346
COCA COLA CO COM 191216100   93,389 1,228 SH   OTR   0 500 728
COLGATE PALMOLIVE CO COM 194162103   294,299 3,453 SH   SOLE   3,293 0 160
COLGATE PALMOLIVE CO COM 194162103   11,420 134 SH   OTR   0 0 134
COMCAST CORP NEW CL A 20030N101   513,133 17,873 SH   SOLE   17,873 0 0
CONOCOPHILLIPS COM 20825C104   1,282,908 9,719 SH   SOLE   9,510 0 209
CONOCOPHILLIPS COM 20825C104   66,000 500 SH   OTR   0 0 500
CONSTELLATION ENERGY CORP COM 21037T109   1,536,992 5,504 SH   SOLE   5,500 0 4
CONSTELLATION ENERGY CORP COM 21037T109   129,292 463 SH   OTR   69 394 0
CORNING INC COM 219350105   456,587 3,358 SH   SOLE   2,893 0 465
COSTCO WHOLESALE CORPORATION COM 22160K105   11,401,152 11,442 SH   SOLE   11,227 0 215
COSTCO WHOLESALE CORPORATION COM 22160K105   1,555,427 1,561 SH   OTR   429 1,035 97
CUMMINS INC COM 231021106   143,651 267 SH   SOLE   267 0 0
CUMMINS INC COM 231021106   102,223 190 SH   OTR   0 190 0
CURTISS WRIGHT CORP COM 231561101   2,487,450 3,652 SH   SOLE   3,652 0 0
DANAHER CORP DEL COM 235851102   3,073,226 16,209 SH   SOLE   16,135 0 74
DANAHER CORP DEL COM 235851102   202,682 1,069 SH   OTR   350 719 0
DISNEY WALT CO COM 254687106   855,179 8,873 SH   SOLE   8,846 0 27
DISNEY WALT CO COM 254687106   254,732 2,643 SH   OTR   65 2,578 0
DRUG FREE SOLUTION INC COM 262194103   14 10,000 SH   SOLE   10,000 0 0
DYNEX CAP INC COM 26817Q886   140,360 11,000 SH   SOLE   11,000 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   958,660 20,637 SH   SOLE   16,773 0 3,864
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   31,820 685 SH   OTR   61 0 624
EAGLE MATLS INC COM 26969P108   272,239 1,437 SH   SOLE   1,437 0 0
ECOLAB INC COM 278865100   251,388 945 SH   SOLE   945 0 0
EDISON INTL COM 281020107   275,888 3,770 SH   SOLE   3,770 0 0
EDISON INTL COM 281020107   21,954 300 SH   OTR   300 0 0
EXTRA SPACE STORAGE INC COM 30225T102   228,821 1,745 SH   SOLE   1,745 0 0
EXXON MOBIL CORP COM 30231G102   5,816,623 34,284 SH   SOLE   33,875 0 409
EXXON MOBIL CORP COM 30231G102   1,549,504 9,133 SH   OTR   4,677 936 3,520
META PLATFORMS INC CL A 30303M102   2,178,671 3,808 SH   SOLE   3,226 0 582
META PLATFORMS INC CL A 30303M102   10,298 18 SH   OTR   18 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   36,939,600 4,464 SH   SOLE   4,463 0 1
FARMERS & MERCHANTS BK LONG COM 308243104   11,146,425 1,347 SH   OTR   420 87 840
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   780,572 15,671 SH   SOLE   0 0 15,671
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   41,342 830 SH   OTR   0 0 830
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805   272,699 6,256 SH   SOLE   2,203 0 4,053
FORTIVE CORP COM 34959J108   1,112,178 20,119 SH   SOLE   20,025 0 94
FORTIVE CORP COM 34959J108   139,305 2,520 SH   OTR   400 2,120 0
FRANKLIN RESOURCES INC COM 354613101   625,079 26,464 SH   SOLE   26,464 0 0
GENERAL DYNAMICS CORP COM 369550108   435,546 1,269 SH   SOLE   1,269 0 0
GENERAL DYNAMICS CORP COM 369550108   54,915 160 SH   OTR   0 0 160
GE AEROSPACE COM NEW 369604301   647,563 2,282 SH   SOLE   1,192 0 1,090
GE AEROSPACE COM NEW 369604301   851 3 SH   OTR   0 0 3
GILEAD SCIENCES INC COM 375558103   67,873 487 SH   SOLE   479 0 8
GILEAD SCIENCES INC COM 375558103   160,693 1,153 SH   OTR   125 1,028 0
GOLDMAN SACHS GROUP INC COM 38141G104   6,280,629 7,424 SH   SOLE   7,373 0 51
GOLDMAN SACHS GROUP INC COM 38141G104   209,805 248 SH   OTR   197 51 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   337,528 1,110 SH   SOLE   970 0 140
HILTON WORLDWIDE HLDGS INC COM 43300A203   1,824 6 SH   OTR   6 0 0
HOME DEPOT INC COM 437076102   1,504,342 4,574 SH   SOLE   4,150 0 424
HOME DEPOT INC COM 437076102   245,680 747 SH   OTR   303 233 211
HONEYWELL INTL INC COM 438516106   5,426,076 24,006 SH   SOLE   23,736 0 270
HONEYWELL INTL INC COM 438516106   342,209 1,514 SH   OTR   1,360 0 154
IDACORP INC COM 451107106   319,823 2,237 SH   SOLE   2,237 0 0
ILLINOIS TOOL WKS INC COM 452308109   362,583 1,393 SH   SOLE   1,393 0 0
INTEL CORP COM 458140100   747,915 16,948 SH   SOLE   16,948 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   519,199 2,142 SH   SOLE   1,914 0 228
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   856,701 17,093 SH   SOLE   1,652 0 15,441
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   51,373 1,025 SH   OTR   26 0 999
INVESCO QQQ TR UNIT SER 1 46090E103   293,207 508 SH   SOLE   508 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   384,926 835 SH   SOLE   809 0 26
INTUITIVE SURGICAL INC COM NEW 46120E602   1,382 3 SH   OTR   3 0 0
ISHARES SILVER TR ISHARES 46428Q109   2,692,483 39,514 SH   SOLE   39,514 0 0
ISHARES SILVER TR ISHARES 46428Q109   69,775 1,024 SH   OTR   1,024 0 0
ISHARES GOLD TR ISHARES NEW 464285204   533,191 6,048 SH   SOLE   6,048 0 0
ISHARES TR SELECT DIVID ETF 464287168   925,872 6,115 SH   SOLE   6,115 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,499,116 2,295 SH   SOLE   1,677 0 618
ISHARES TR CORE S&P500 ETF 464287200   32,007 49 SH   OTR   0 49 0
ISHARES TR CORE US AGGBD ET 464287226   165,880 1,671 SH   SOLE   1,671 0 0
ISHARES TR CORE US AGGBD ET 464287226   35,439 357 SH   OTR   0 357 0
ISHARES TR MSCI EMG MKT ETF 464287234   746,277 13,141 SH   SOLE   13,141 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,306 23 SH   OTR   0 0 23
ISHARES TR S&P 500 GRWT ETF 464287309   927,502 8,200 SH   SOLE   5,200 0 3,000
ISHARES TR S&P 500 GRWT ETF 464287309   573,467 5,070 SH   OTR   0 670 4,400
ISHARES TR S&P 500 VAL ETF 464287408   940,673 4,455 SH   SOLE   2,800 0 1,655
ISHARES TR S&P 500 VAL ETF 464287408   610,645 2,892 SH   OTR   0 425 2,467
ISHARES TR MSCI EAFE ETF 464287465   11,640,253 119,842 SH   SOLE   119,392 0 450
ISHARES TR MSCI EAFE ETF 464287465   409,500 4,216 SH   OTR   3,400 816 0
ISHARES TR RUS MDCP VAL ETF 464287473   949,933 6,518 SH   SOLE   6,518 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,227,344 22,908 SH   SOLE   22,516 0 392
ISHARES TR RUS MID CAP ETF 464287499   38,892 400 SH   OTR   0 400 0
ISHARES TR CORE S&P MCP ETF 464287507   199,213 2,950 SH   SOLE   650 0 2,300
ISHARES TR CORE S&P MCP ETF 464287507   183,006 2,710 SH   OTR   0 535 2,175
ISHARES TR RUS 1000 VAL ETF 464287598   497,210 2,327 SH   SOLE   2,327 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   630,645 1,479 SH   SOLE   672 0 807
ISHARES TR RUSSELL 2000 ETF 464287655   4,711,008 18,996 SH   SOLE   18,939 0 57
ISHARES TR RUSSELL 2000 ETF 464287655   691,920 2,790 SH   OTR   425 2,365 0
ISHARES TR U.S. TECH ETF 464287721   382,251 2,107 SH   SOLE   0 0 2,107
ISHARES TR CALIF MUN BD ETF 464288356   549,551 9,665 SH   SOLE   3,812 0 5,853
ISHARES TR NATIONAL MUN ETF 464288414   213,043 2,007 SH   SOLE   2,007 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,916,009 17,204 SH   SOLE   17,204 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507   331,952 6,530 SH   SOLE   0 0 6,530
ISHARES TR CORE MSCI EAFE 46432F842   319,389 3,528 SH   SOLE   3,528 0 0
JPMORGAN CHASE & CO COM 46625H100   11,153,958 37,918 SH   SOLE   35,348 0 2,570
JPMORGAN CHASE & CO COM 46625H100   922,779 3,137 SH   OTR   650 1,894 593
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   226,720 4,000 SH   SOLE   0 0 4,000
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   96,356 1,700 SH   OTR   0 0 1,700
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   272,484 5,384 SH   SOLE   5,384 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   615,929 12,606 SH   SOLE   6,797 0 5,809
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,270 26 SH   OTR   26 0 0
JOHNSON & JOHNSON COM 478160104   6,060,400 24,793 SH   SOLE   24,346 0 447
JOHNSON & JOHNSON COM 478160104   345,149 1,412 SH   OTR   1,292 0 120
KEMPER CORP COM 488401100   420,994 13,776 SH   SOLE   13,776 0 0
ELI LILLY & CO COM 532457108   2,539,484 2,761 SH   SOLE   2,221 0 540
ELI LILLY & CO COM 532457108   38,630 42 SH   OTR   2 15 25
LOCKHEED MARTIN CORP COM 539830109   1,316,965 2,179 SH   SOLE   2,087 0 92
LOCKHEED MARTIN CORP COM 539830109   157,141 260 SH   OTR   17 243 0
LOWES COS INC COM 548661107   2,366,816 10,017 SH   SOLE   9,934 0 83
LOWES COS INC COM 548661107   268,886 1,138 SH   OTR   502 636 0
MARATHON PETE CORP COM 56585A102   2,565,843 10,508 SH   SOLE   10,508 0 0
MARATHON PETE CORP COM 56585A102   930,814 3,812 SH   OTR   3,812 0 0
MARRIOTT INTL INC NEW CL A 571903202   256,422 784 SH   SOLE   746 0 38
MASTERCARD INCORPORATED CL A 57636Q104   2,158,031 4,319 SH   SOLE   3,936 0 383
MASTERCARD INCORPORATED CL A 57636Q104   191,869 384 SH   OTR   95 40 249
MCDONALDS CORP COM 580135101   689,332 2,218 SH   SOLE   2,050 0 168
MCDONALDS CORP COM 580135101   37,916 122 SH   OTR   7 115 0
MERCADOLIBRE INC COM 58733R102   463,377 268 SH   SOLE   123 0 145
MERCADOLIBRE INC COM 58733R102   36,309 21 SH   OTR   1 6 14
MERCK & CO INC COM 58933Y105   694,073 5,770 SH   SOLE   5,368 0 402
MERCK & CO INC COM 58933Y105   105,975 881 SH   OTR   0 881 0
MICROSOFT CORP COM 594918104   18,750,961 50,655 SH   SOLE   48,830 0 1,825
MICROSOFT CORP COM 594918104   2,634,870 7,118 SH   OTR   5,067 1,366 685
MIDDLESEX WTR CO COM 596680108   290,386 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   1,573,283 27,295 SH   SOLE   27,174 0 121
MONDELEZ INTL INC CL A 609207105   46,284 803 SH   OTR   803 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   213,467 2,946 SH   SOLE   2,946 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   1,739 24 SH   OTR   24 0 0
MORGAN STANLEY COM NEW 617446448   293,428 1,783 SH   SOLE   1,752 0 31
MORGAN STANLEY COM NEW 617446448   124,908 759 SH   OTR   66 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   5,094,373 11,739 SH   SOLE   11,621 0 118
MOTOROLA SOLUTIONS INC COM NEW 620076307   569,802 1,313 SH   OTR   313 1,000 0
NESTLE S A SPONSORED ADR 641069406   356,113 3,649 SH   SOLE   3,649 0 0
NETFLIX INC. COM 64110L106   922,366 9,593 SH   SOLE   7,141 0 2,452
NETFLIX INC. COM 64110L106   28,364 295 SH   OTR   0 0 295
NEW JERSEY RES CORP COM 646025106   1,153,320 21,000 SH   SOLE   21,000 0 0
NEWMONT CORP COM 651639106   703,408 6,498 SH   SOLE   6,228 0 270
NEWMONT CORP COM 651639106   61,919 572 SH   OTR   572 0 0
NEXTERA ENERGY INC COM 65339F101   320,900 3,455 SH   SOLE   3,455 0 0
NEXTERA ENERGY INC COM 65339F101   1,950 21 SH   OTR   21 0 0
NIKE INC CL B 654106103   323,364 6,122 SH   SOLE   5,968 0 154
NIKE INC CL B 654106103   92,382 1,749 SH   OTR   0 1,749 0
NON INVASIVE MONITORING SYS COM NEW 655366508   7,712 192,818 SH   SOLE   192,818 0 0
NORFOLK SOUTHN CORP COM 655844108   213,528 744 SH   SOLE   744 0 0
NORFOLK SOUTHN CORP COM 655844108   2,009 7 SH   OTR   7 0 0
NORTHROP GRUMMAN CORP COM 666807102   2,619,801 3,840 SH   SOLE   3,703 0 137
NORTHROP GRUMMAN CORP COM 666807102   150,092 220 SH   OTR   220 0 0
NVIDIA CORPORATION COM 67066G104   9,038,105 51,824 SH   SOLE   47,908 0 3,916
NVIDIA CORPORATION COM 67066G104   404,782 2,321 SH   OTR   909 1,191 221
ORACLE CORP COM 68389X105   4,319,885 29,365 SH   SOLE   28,684 0 681
ORACLE CORP COM 68389X105   615,361 4,183 SH   OTR   498 3,532 153
PNC FINL SVCS GROUP INC COM 693475105   210,170 1,010 SH   SOLE   1,010 0 0
PALO ALTO NETWORKS INC COM 697435105   795,668 4,963 SH   SOLE   4,416 0 547
PARKER-HANNIFIN CORP COM 701094104   177,257 198 SH   SOLE   177 0 21
PARKER-HANNIFIN CORP COM 701094104   62,666 70 SH   OTR   70 0 0
PEPSICO INC COM 713448108   639,173 4,116 SH   SOLE   3,539 0 577
PEPSICO INC COM 713448108   1,708 11 SH   OTR   11 0 0
PHILIP MORRIS INTL INC COM 718172109   801,237 4,846 SH   SOLE   4,846 0 0
PHILIP MORRIS INTL INC COM 718172109   5,125 31 SH   OTR   0 0 31
PHILLIPS 66 COM 718546104   204,223 1,121 SH   SOLE   1,121 0 0
PHILLIPS 66 COM 718546104   6,922 38 SH   OTR   38 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   948,877 9,435 SH   SOLE   645 0 8,790
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   127,019 1,263 SH   OTR   13 0 1,250
POST HLDGS INC COM 737446104   217,492 2,200 SH   SOLE   2,200 0 0
PROCTER & GAMBLE CO COM 742718109   2,317,828 16,047 SH   SOLE   15,576 0 471
PROCTER & GAMBLE CO COM 742718109   178,816 1,238 SH   OTR   600 633 5
QUEEN CITY INVTS INC CAP STK 74823W109   8,932,840 4,270 SH   SOLE   4,268 0 2
RTX CORPORATION COM 75513E101   1,444,628 7,489 SH   SOLE   6,932 0 557
RTX CORPORATION COM 75513E101   213,540 1,107 SH   OTR   472 635 0
REPUBLIC SVCS INC COM 760759100   2,158,880 9,857 SH   SOLE   9,800 0 57
ROCKWELL AUTOMATION INC COM 773903109   207,791 579 SH   SOLE   579 0 0
ROSS STORES INC COM 778296103   277,719 1,282 SH   SOLE   1,282 0 0
SHELL PLC SPON ADS 780259305   588,318 6,326 SH   SOLE   6,326 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   1,512,040 2,325 SH   SOLE   2,325 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   758,946 1,167 SH   OTR   819 348 0
SPDR GOLD TR GOLD SHS 78463V107   459,980 1,069 SH   SOLE   821 0 248
SPDR GOLD TR GOLD SHS 78463V107   67,125 156 SH   OTR   156 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   1,774,418 2,877 SH   SOLE   2,877 0 0
SALESFORCE INC COM 79466L302   382,673 2,050 SH   SOLE   2,050 0 0
SALESFORCE INC COM 79466L302   271,604 1,455 SH   OTR   128 1,327 0
SEMPRA COM 816851109   237,289 2,442 SH   SOLE   2,442 0 0
SERVICENOW INC COM 81762P102   227,187 2,173 SH   SOLE   1,128 0 1,045
SERVICENOW INC COM 81762P102   1,045 10 SH   OTR   10 0 0
SHERWIN WILLIAMS CO COM 824348106   294,906 920 SH   SOLE   920 0 0
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103   314,845 4,134 SH   SOLE   4,134 0 0
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103   4,417 58 SH   OTR   58 0 0
SOUTHERN CO COM 842587107   1,312,575 13,599 SH   SOLE   13,374 0 225
SOUTHERN CO COM 842587107   21,234 220 SH   OTR   220 0 0
STARBUCKS CORP COM 855244109   586,276 6,544 SH   SOLE   6,120 0 424
STARBUCKS CORP COM 855244109   105,626 1,179 SH   OTR   0 1,179 0
TJX COS INC NEW COM 872540109   430,072 2,693 SH   SOLE   2,693 0 0
TJX COS INC NEW COM 872540109   1,597 10 SH   OTR   10 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   308,886 914 SH   SOLE   660 0 254
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   1,013 3 SH   OTR   0 0 3
TC ENERGY CORP COM 87807B107   418,794 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,439,318 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   1,144,246 3,078 SH   SOLE   2,075 0 1,003
TESLA INC COM 88160R101   1,115 3 SH   OTR   0 0 3
TEXAS ROADHOUSE INC COM 882681109   223,599 1,354 SH   SOLE   1,354 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   296,392 603 SH   SOLE   603 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   983 2 SH   OTR   2 0 0
3M CO COM 88579Y101   1,452,590 10,002 SH   SOLE   9,932 0 70
3M CO COM 88579Y101   93,528 644 SH   OTR   644 0 0
TRAVELERS COMPANIES INC COM 89417E109   269,804 925 SH   SOLE   925 0 0
TRAVELERS COMPANIES INC COM 89417E109   27,417 94 SH   OTR   94 0 0
US BANCORP COM NEW 902973304   258,905 4,978 SH   SOLE   4,978 0 0
UNION PAC CORP COM 907818108   515,082 2,123 SH   SOLE   2,092 0 31
UNION PAC CORP COM 907818108   36,635 151 SH   OTR   151 0 0
UNITEDHEALTH GROUP INC COM 91324P102   4,075,626 15,062 SH   SOLE   14,994 0 68
UNITEDHEALTH GROUP INC COM 91324P102   242,989 898 SH   OTR   112 666 120
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   205,885 537 SH   SOLE   131 0 406
VANGUARD WORLD FD MEGA GRWTH IND 921910816   292,114 795 SH   SOLE   795 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   405,232 4,300 SH   SOLE   0 0 4,300
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,086,246 14,464 SH   SOLE   14,464 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   368,621 6,820 SH   SOLE   6,820 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,351,060 2,261 SH   SOLE   2,261 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   246,034 1,254 SH   SOLE   1,254 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,854,923 5,782 SH   SOLE   5,782 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   499,640 9,953 SH   SOLE   8,810 0 1,143
VERIZON COMMUNICATIONS INC COM 92343V104   148,290 2,954 SH   OTR   100 2,428 426
VISA INC COM CL A 92826C839   5,885,217 19,472 SH   SOLE   18,691 0 781
VISA INC COM CL A 92826C839   828,742 2,742 SH   OTR   1,006 1,196 540
VISTRA CORP COM 92840M102   1,483,005 9,865 SH   SOLE   9,856 0 9
VISTRA CORP COM 92840M102   130,035 865 SH   OTR   111 754 0
WEC ENERGY GROUP INC COM 92939U106   213,132 1,841 SH   SOLE   1,841 0 0
WEC ENERGY GROUP INC COM 92939U106   20,259 175 SH   OTR   0 175 0
WALMART INC COM 931142103   5,423,579 43,640 SH   SOLE   41,256 0 2,384
WALMART INC COM 931142103   77,302 622 SH   OTR   442 180 0
WARNER BROS DISCOVERY INC COM SER A 934423104   392,101 14,279 SH   SOLE   14,279 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   18,453 672 SH   OTR   0 672 0
WASTE MGMT INC DEL COM 94106L109   2,257,686 9,825 SH   SOLE   9,825 0 0
WELLS FARGO & CO COM 949746101   1,463,311 18,381 SH   SOLE   15,269 0 3,112
WELLS FARGO & CO COM 949746101   3,025 38 SH   OTR   38 0 0
YUM BRANDS INC COM 988498101   157,345 1,012 SH   SOLE   940 0 72
YUM BRANDS INC COM 988498101   183,466 1,180 SH   OTR   1,180 0 0