<informationTable xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf//informationtable eis_13FDocument.xsd" xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">                <infoTable><nameOfIssuer>EATON CORP PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G29183103</cusip><value>617138</value><shrsOrPrnAmt><sshPrnamt>1649</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1649</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON CORP PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G29183103</cusip><value>2245</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G54950103</cusip><value>719625</value><shrsOrPrnAmt><sshPrnamt>1515</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1515</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G54950103</cusip><value>158650</value><shrsOrPrnAmt><sshPrnamt>334</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>7</Sole><Shared>327</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEAGATE TECHNOLOGY HLDNGS PL</nameOfIssuer><titleOfClass>ORD SHS</titleOfClass><cusip>G7997R103</cusip><value>526885</value><shrsOrPrnAmt><sshPrnamt>2232</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2232</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G8994E103</cusip><value>264990</value><shrsOrPrnAmt><sshPrnamt>628</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>628</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHUBB LIMITED</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>H1467J104</cusip><value>1653138</value><shrsOrPrnAmt><sshPrnamt>5857</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5857</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASML HOLDING N V</nameOfIssuer><titleOfClass>N Y REGISTRY SHS</titleOfClass><cusip>N07059210</cusip><value>549875</value><shrsOrPrnAmt><sshPrnamt>568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>544</Sole><Shared>0</Shared><None>24</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASML HOLDING N V</nameOfIssuer><titleOfClass>N Y REGISTRY SHS</titleOfClass><cusip>N07059210</cusip><value>24202</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AB ACTIVE ETFS INC</nameOfIssuer><titleOfClass>ULTRA SHORT INCM</titleOfClass><cusip>00039J103</cusip><value>244456</value><shrsOrPrnAmt><sshPrnamt>4824</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4824</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AB ACTIVE ETFS INC</nameOfIssuer><titleOfClass>ULTRA SHORT INCM</titleOfClass><cusip>00039J103</cusip><value>15101</value><shrsOrPrnAmt><sshPrnamt>298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>298</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AB ACTIVE ETFS INC</nameOfIssuer><titleOfClass>TAX AWARE SHRT</titleOfClass><cusip>00039J202</cusip><value>887964</value><shrsOrPrnAmt><sshPrnamt>35042</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16418</Sole><Shared>0</Shared><None>18624</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AB ACTIVE ETFS INC</nameOfIssuer><titleOfClass>TAX AWARE SHRT</titleOfClass><cusip>00039J202</cusip><value>40239</value><shrsOrPrnAmt><sshPrnamt>1588</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1588</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AGNC INVT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00123Q104</cusip><value>135141</value><shrsOrPrnAmt><sshPrnamt>13804</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13804</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00206R102</cusip><value>1115056</value><shrsOrPrnAmt><sshPrnamt>39485</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35842</Sole><Shared>0</Shared><None>3643</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00206R102</cusip><value>137387</value><shrsOrPrnAmt><sshPrnamt>4865</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>384</Sole><Shared>2781</Shared><None>1700</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>002824100</cusip><value>709480</value><shrsOrPrnAmt><sshPrnamt>5297</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5297</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>002824100</cusip><value>17947</value><shrsOrPrnAmt><sshPrnamt>134</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>134</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00287Y109</cusip><value>1338301</value><shrsOrPrnAmt><sshPrnamt>5780</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4329</Sole><Shared>0</Shared><None>1451</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00287Y109</cusip><value>57190</value><shrsOrPrnAmt><sshPrnamt>247</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>20</Sole><Shared>0</Shared><None>227</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00724F101</cusip><value>630364</value><shrsOrPrnAmt><sshPrnamt>1787</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1747</Sole><Shared>0</Shared><None>40</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00724F101</cusip><value>47621</value><shrsOrPrnAmt><sshPrnamt>135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>135</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>007903107</cusip><value>1045972</value><shrsOrPrnAmt><sshPrnamt>6465</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4299</Sole><Shared>0</Shared><None>2166</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>007903107</cusip><value>18120</value><shrsOrPrnAmt><sshPrnamt>112</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>22</Sole><Shared>0</Shared><None>90</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ATI INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>01741R102</cusip><value>962333</value><shrsOrPrnAmt><sshPrnamt>11831</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11831</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALLSTATE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>020002101</cusip><value>347303</value><shrsOrPrnAmt><sshPrnamt>1618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1618</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL C</titleOfClass><cusip>02079K107</cusip><value>3512478</value><shrsOrPrnAmt><sshPrnamt>14422</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14422</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL C</titleOfClass><cusip>02079K107</cusip><value>722125</value><shrsOrPrnAmt><sshPrnamt>2965</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>690</Sole><Shared>2040</Shared><None>235</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>13065895</value><shrsOrPrnAmt><sshPrnamt>53747</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>52853</Sole><Shared>0</Shared><None>894</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>1573586</value><shrsOrPrnAmt><sshPrnamt>6473</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1971</Sole><Shared>3500</Shared><None>1002</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>02209S103</cusip><value>352826</value><shrsOrPrnAmt><sshPrnamt>5341</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5341</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>12960338</value><shrsOrPrnAmt><sshPrnamt>59026</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>57940</Sole><Shared>0</Shared><None>1086</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>1453114</value><shrsOrPrnAmt><sshPrnamt>6618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2738</Sole><Shared>3640</Shared><None>240</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN BUSINESS BK LOS ANG</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>02475L105</cusip><value>504227</value><shrsOrPrnAmt><sshPrnamt>9213</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9213</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>INTL EQT ETF</titleOfClass><cusip>025072703</cusip><value>241355</value><shrsOrPrnAmt><sshPrnamt>3059</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3059</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN CENTY ETF TR</nameOfIssuer><titleOfClass>US SML CP VALU</titleOfClass><cusip>025072877</cusip><value>211003</value><shrsOrPrnAmt><sshPrnamt>2120</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2120</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>025816109</cusip><value>5695547</value><shrsOrPrnAmt><sshPrnamt>17147</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16971</Sole><Shared>0</Shared><None>176</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>025816109</cusip><value>691889</value><shrsOrPrnAmt><sshPrnamt>2083</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>552</Sole><Shared>1410</Shared><None>121</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMER STATES WTR CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>029899101</cusip><value>287047</value><shrsOrPrnAmt><sshPrnamt>3915</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3915</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMER STATES WTR CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>029899101</cusip><value>219960</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>03027X100</cusip><value>555420</value><shrsOrPrnAmt><sshPrnamt>2888</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2888</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>030420103</cusip><value>4345650</value><shrsOrPrnAmt><sshPrnamt>31221</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31101</Sole><Shared>0</Shared><None>120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>030420103</cusip><value>223678</value><shrsOrPrnAmt><sshPrnamt>1607</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>536</Sole><Shared>969</Shared><None>102</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>031162100</cusip><value>1226723</value><shrsOrPrnAmt><sshPrnamt>4347</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4347</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>031162100</cusip><value>319450</value><shrsOrPrnAmt><sshPrnamt>1132</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1132</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>27992749</value><shrsOrPrnAmt><sshPrnamt>109935</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>107501</Sole><Shared>0</Shared><None>2434</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>4118640</value><shrsOrPrnAmt><sshPrnamt>16175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8400</Sole><Shared>6525</Shared><None>1250</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>038222105</cusip><value>212110</value><shrsOrPrnAmt><sshPrnamt>1036</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1036</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AVISTA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>05379B107</cusip><value>315940</value><shrsOrPrnAmt><sshPrnamt>8356</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8356</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK AMERICA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>060505104</cusip><value>598495</value><shrsOrPrnAmt><sshPrnamt>11601</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8311</Sole><Shared>0</Shared><None>3290</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK AMERICA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>060505104</cusip><value>2476</value><shrsOrPrnAmt><sshPrnamt>48</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>48</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>064058100</cusip><value>3061231</value><shrsOrPrnAmt><sshPrnamt>28095</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27789</Sole><Shared>0</Shared><None>306</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>064058100</cusip><value>35412</value><shrsOrPrnAmt><sshPrnamt>325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>325</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BARINGS BDC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>06759L103</cusip><value>158442</value><shrsOrPrnAmt><sshPrnamt>18087</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18087</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>084670108</cusip><value>8296200</value><shrsOrPrnAmt><sshPrnamt>11</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>084670108</cusip><value>754200</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL B NEW</titleOfClass><cusip>084670702</cusip><value>17693934</value><shrsOrPrnAmt><sshPrnamt>35195</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33611</Sole><Shared>0</Shared><None>1584</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL B NEW</titleOfClass><cusip>084670702</cusip><value>197576</value><shrsOrPrnAmt><sshPrnamt>393</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>393</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKSTONE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09260D107</cusip><value>50913</value><shrsOrPrnAmt><sshPrnamt>298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>298</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKSTONE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09260D107</cusip><value>239190</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>1200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09290D101</cusip><value>522309</value><shrsOrPrnAmt><sshPrnamt>448</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>437</Sole><Shared>0</Shared><None>11</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09290D101</cusip><value>207524</value><shrsOrPrnAmt><sshPrnamt>178</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>178</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOEING CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>097023105</cusip><value>5307907</value><shrsOrPrnAmt><sshPrnamt>24593</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24468</Sole><Shared>0</Shared><None>125</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOEING CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>097023105</cusip><value>236333</value><shrsOrPrnAmt><sshPrnamt>1095</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>289</Sole><Shared>621</Shared><None>185</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>110122108</cusip><value>203085</value><shrsOrPrnAmt><sshPrnamt>4503</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4318</Sole><Shared>0</Shared><None>185</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>110122108</cusip><value>1488</value><shrsOrPrnAmt><sshPrnamt>33</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>33</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>4640514</value><shrsOrPrnAmt><sshPrnamt>14066</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13031</Sole><Shared>0</Shared><None>1035</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>408428</value><shrsOrPrnAmt><sshPrnamt>1238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1238</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CME GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>12572Q105</cusip><value>150225</value><shrsOrPrnAmt><sshPrnamt>556</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>556</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CME GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>12572Q105</cusip><value>92675</value><shrsOrPrnAmt><sshPrnamt>343</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>343</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CNL HEALTHCARE PPTYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>12612C108</cusip><value>49117</value><shrsOrPrnAmt><sshPrnamt>16372</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16372</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CSX CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>126408103</cusip><value>679803</value><shrsOrPrnAmt><sshPrnamt>19144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18756</Sole><Shared>0</Shared><None>388</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CALIFORNIA WTR SVC GROUP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>130788102</cusip><value>619515</value><shrsOrPrnAmt><sshPrnamt>13500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>149123101</cusip><value>748171</value><shrsOrPrnAmt><sshPrnamt>1568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1568</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>149123101</cusip><value>95430</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>166764100</cusip><value>4801100</value><shrsOrPrnAmt><sshPrnamt>30917</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30410</Sole><Shared>0</Shared><None>507</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>166764100</cusip><value>1212814</value><shrsOrPrnAmt><sshPrnamt>7810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5090</Sole><Shared>2266</Shared><None>454</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>169656105</cusip><value>213663</value><shrsOrPrnAmt><sshPrnamt>5452</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5392</Sole><Shared>0</Shared><None>60</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>171340102</cusip><value>222054</value><shrsOrPrnAmt><sshPrnamt>2534</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2534</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>17275R102</cusip><value>660116</value><shrsOrPrnAmt><sshPrnamt>9648</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9626</Sole><Shared>0</Shared><None>22</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>17275R102</cusip><value>27368</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CITIGROUP INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>172967424</cusip><value>357990</value><shrsOrPrnAmt><sshPrnamt>3527</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2617</Sole><Shared>0</Shared><None>910</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>191216100</cusip><value>710220</value><shrsOrPrnAmt><sshPrnamt>10709</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9453</Sole><Shared>0</Shared><None>1256</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>191216100</cusip><value>88537</value><shrsOrPrnAmt><sshPrnamt>1335</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>300</Shared><None>1035</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>194162103</cusip><value>308168</value><shrsOrPrnAmt><sshPrnamt>3855</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3695</Sole><Shared>0</Shared><None>160</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>194162103</cusip><value>10711</value><shrsOrPrnAmt><sshPrnamt>134</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>134</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>20030N101</cusip><value>794706</value><shrsOrPrnAmt><sshPrnamt>25293</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25293</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>20825C104</cusip><value>1001045</value><shrsOrPrnAmt><sshPrnamt>10583</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10374</Sole><Shared>0</Shared><None>209</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>20825C104</cusip><value>47295</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>21037T109</cusip><value>1745716</value><shrsOrPrnAmt><sshPrnamt>5305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5305</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSTELLATION ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>21037T109</cusip><value>146765</value><shrsOrPrnAmt><sshPrnamt>446</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>368</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORNING INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>219350105</cusip><value>872963</value><shrsOrPrnAmt><sshPrnamt>10642</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10177</Sole><Shared>0</Shared><None>465</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>22160K105</cusip><value>11664789</value><shrsOrPrnAmt><sshPrnamt>12602</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12441</Sole><Shared>0</Shared><None>161</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>22160K105</cusip><value>1497669</value><shrsOrPrnAmt><sshPrnamt>1618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>477</Sole><Shared>1015</Shared><None>126</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CURTISS WRIGHT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>231561101</cusip><value>1982816</value><shrsOrPrnAmt><sshPrnamt>3652</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3652</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>235851102</cusip><value>3189805</value><shrsOrPrnAmt><sshPrnamt>16089</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16015</Sole><Shared>0</Shared><None>74</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>235851102</cusip><value>218879</value><shrsOrPrnAmt><sshPrnamt>1104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>385</Sole><Shared>719</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEERE &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>244199105</cusip><value>261552</value><shrsOrPrnAmt><sshPrnamt>572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>536</Sole><Shared>0</Shared><None>36</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEERE &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>244199105</cusip><value>1371</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>254687106</cusip><value>1722309</value><shrsOrPrnAmt><sshPrnamt>15042</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14576</Sole><Shared>0</Shared><None>466</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>254687106</cusip><value>303654</value><shrsOrPrnAmt><sshPrnamt>2652</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>74</Sole><Shared>2578</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DRUG FREE SOLUTION INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>262194103</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>26441C204</cusip><value>325710</value><shrsOrPrnAmt><sshPrnamt>2632</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2632</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>26614N102</cusip><value>253486</value><shrsOrPrnAmt><sshPrnamt>3254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DYNEX CAP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>26817Q886</cusip><value>145906</value><shrsOrPrnAmt><sshPrnamt>11872</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11872</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer><titleOfClass>AAM TRANSFORMERS</titleOfClass><cusip>26922B683</cusip><value>995959</value><shrsOrPrnAmt><sshPrnamt>20564</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17151</Sole><Shared>0</Shared><None>3413</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer><titleOfClass>AAM TRANSFORMERS</titleOfClass><cusip>26922B683</cusip><value>33176</value><shrsOrPrnAmt><sshPrnamt>685</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>61</Sole><Shared>0</Shared><None>624</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EAGLE MATLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>26969P108</cusip><value>334878</value><shrsOrPrnAmt><sshPrnamt>1437</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1437</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ECOLAB INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>278865100</cusip><value>806517</value><shrsOrPrnAmt><sshPrnamt>2945</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2945</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EDISON INTL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>281020107</cusip><value>253735</value><shrsOrPrnAmt><sshPrnamt>4590</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4590</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EDISON INTL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>281020107</cusip><value>16584</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30225T102</cusip><value>245940</value><shrsOrPrnAmt><sshPrnamt>1745</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1745</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30231G102</cusip><value>4272323</value><shrsOrPrnAmt><sshPrnamt>37892</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37492</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30231G102</cusip><value>1029745</value><shrsOrPrnAmt><sshPrnamt>9133</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>4677</Sole><Shared>936</Shared><None>3520</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>2631283</value><shrsOrPrnAmt><sshPrnamt>3583</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3216</Sole><Shared>0</Shared><None>367</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>12484</value><shrsOrPrnAmt><sshPrnamt>17</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>17</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FARMERS &amp; MERCHANTS BK LONG</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>308243104</cusip><value>32015760</value><shrsOrPrnAmt><sshPrnamt>4484</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4484</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FARMERS &amp; MERCHANTS BK LONG</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>308243104</cusip><value>9617580</value><shrsOrPrnAmt><sshPrnamt>1347</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>420</Sole><Shared>87</Shared><None>840</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer><titleOfClass>PFD SECS INC ETF</titleOfClass><cusip>33739E108</cusip><value>982442</value><shrsOrPrnAmt><sshPrnamt>53862</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>53862</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer><titleOfClass>FST LOW OPPT EFT</titleOfClass><cusip>33739Q200</cusip><value>959154</value><shrsOrPrnAmt><sshPrnamt>19264</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1605</Sole><Shared>0</Shared><None>17659</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer><titleOfClass>FST LOW OPPT EFT</titleOfClass><cusip>33739Q200</cusip><value>42620</value><shrsOrPrnAmt><sshPrnamt>856</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>856</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer><titleOfClass>FIRST TR ENH NEW</titleOfClass><cusip>33739Q408</cusip><value>688905</value><shrsOrPrnAmt><sshPrnamt>11499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9832</Sole><Shared>0</Shared><None>1667</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer><titleOfClass>FIRST TR ENH NEW</titleOfClass><cusip>33739Q408</cusip><value>50444</value><shrsOrPrnAmt><sshPrnamt>842</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>22</Sole><Shared>0</Shared><None>820</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORTIVE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>34959J108</cusip><value>958636</value><shrsOrPrnAmt><sshPrnamt>19568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19474</Sole><Shared>0</Shared><None>94</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORTIVE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>34959J108</cusip><value>123454</value><shrsOrPrnAmt><sshPrnamt>2520</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>2120</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>354613101</cusip><value>612112</value><shrsOrPrnAmt><sshPrnamt>26464</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26464</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>369550108</cusip><value>435457</value><shrsOrPrnAmt><sshPrnamt>1277</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1277</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>369550108</cusip><value>156860</value><shrsOrPrnAmt><sshPrnamt>460</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>160</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE AEROSPACE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>369604301</cusip><value>723772</value><shrsOrPrnAmt><sshPrnamt>2406</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1334</Sole><Shared>0</Shared><None>1072</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE AEROSPACE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>369604301</cusip><value>902</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>38141G104</cusip><value>5957494</value><shrsOrPrnAmt><sshPrnamt>7481</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7431</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>38141G104</cusip><value>269962</value><shrsOrPrnAmt><sshPrnamt>339</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>288</Sole><Shared>51</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>43300A203</cusip><value>301469</value><shrsOrPrnAmt><sshPrnamt>1162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>970</Sole><Shared>0</Shared><None>192</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HILTON WORLDWIDE HLDGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>43300A203</cusip><value>1556</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>437076102</cusip><value>2869150</value><shrsOrPrnAmt><sshPrnamt>7081</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6909</Sole><Shared>0</Shared><None>172</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>437076102</cusip><value>302676</value><shrsOrPrnAmt><sshPrnamt>747</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>303</Sole><Shared>198</Shared><None>246</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>438516106</cusip><value>5075786</value><shrsOrPrnAmt><sshPrnamt>24113</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23814</Sole><Shared>0</Shared><None>299</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>438516106</cusip><value>321854</value><shrsOrPrnAmt><sshPrnamt>1529</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1375</Sole><Shared>0</Shared><None>154</None></votingAuthority></infoTable><infoTable><nameOfIssuer>IDACORP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>451107106</cusip><value>295619</value><shrsOrPrnAmt><sshPrnamt>2237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2237</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>452308109</cusip><value>366367</value><shrsOrPrnAmt><sshPrnamt>1405</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1405</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>458140100</cusip><value>533847</value><shrsOrPrnAmt><sshPrnamt>15912</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15912</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>459200101</cusip><value>602693</value><shrsOrPrnAmt><sshPrnamt>2136</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1908</Sole><Shared>0</Shared><None>228</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</nameOfIssuer><titleOfClass>ULTRA SHRT DUR</titleOfClass><cusip>46090A887</cusip><value>897884</value><shrsOrPrnAmt><sshPrnamt>17874</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1327</Sole><Shared>0</Shared><None>16547</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO ACTIVELY MANAGED EXC</nameOfIssuer><titleOfClass>ULTRA SHRT DUR</titleOfClass><cusip>46090A887</cusip><value>51489</value><shrsOrPrnAmt><sshPrnamt>1025</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>26</Sole><Shared>0</Shared><None>999</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO QQQ TR</nameOfIssuer><titleOfClass>UNIT SER 1</titleOfClass><cusip>46090E103</cusip><value>650801</value><shrsOrPrnAmt><sshPrnamt>1084</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1084</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>46120E602</cusip><value>377909</value><shrsOrPrnAmt><sshPrnamt>845</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>819</Sole><Shared>0</Shared><None>26</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>46120E602</cusip><value>1341</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES GOLD TR</nameOfIssuer><titleOfClass>ISHARES NEW</titleOfClass><cusip>464285204</cusip><value>434800</value><shrsOrPrnAmt><sshPrnamt>5975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>SELECT DIVID ETF</titleOfClass><cusip>464287168</cusip><value>885425</value><shrsOrPrnAmt><sshPrnamt>6231</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6231</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P500 ETF</titleOfClass><cusip>464287200</cusip><value>1570847</value><shrsOrPrnAmt><sshPrnamt>2347</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1729</Sole><Shared>0</Shared><None>618</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P500 ETF</titleOfClass><cusip>464287200</cusip><value>32795</value><shrsOrPrnAmt><sshPrnamt>49</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>49</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE US AGGBD ET</titleOfClass><cusip>464287226</cusip><value>167517</value><shrsOrPrnAmt><sshPrnamt>1671</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1671</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE US AGGBD ET</titleOfClass><cusip>464287226</cusip><value>35789</value><shrsOrPrnAmt><sshPrnamt>357</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>357</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EMG MKT ETF</titleOfClass><cusip>464287234</cusip><value>701729</value><shrsOrPrnAmt><sshPrnamt>13141</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13141</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EMG MKT ETF</titleOfClass><cusip>464287234</cusip><value>1228</value><shrsOrPrnAmt><sshPrnamt>23</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>23</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass><cusip>464287309</cusip><value>708384</value><shrsOrPrnAmt><sshPrnamt>5868</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5868</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass><cusip>464287309</cusip><value>648266</value><shrsOrPrnAmt><sshPrnamt>5370</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5370</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 VAL ETF</titleOfClass><cusip>464287408</cusip><value>643898</value><shrsOrPrnAmt><sshPrnamt>3118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3118</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 VAL ETF</titleOfClass><cusip>464287408</cusip><value>857842</value><shrsOrPrnAmt><sshPrnamt>4154</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4154</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EAFE ETF</titleOfClass><cusip>464287465</cusip><value>11231197</value><shrsOrPrnAmt><sshPrnamt>120287</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>119837</Sole><Shared>0</Shared><None>450</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EAFE ETF</titleOfClass><cusip>464287465</cusip><value>393647</value><shrsOrPrnAmt><sshPrnamt>4216</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3400</Sole><Shared>816</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MDCP VAL ETF</titleOfClass><cusip>464287473</cusip><value>925872</value><shrsOrPrnAmt><sshPrnamt>6629</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6629</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MID CAP ETF</titleOfClass><cusip>464287499</cusip><value>2211767</value><shrsOrPrnAmt><sshPrnamt>22908</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22516</Sole><Shared>0</Shared><None>392</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MID CAP ETF</titleOfClass><cusip>464287499</cusip><value>38620</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P MCP ETF</titleOfClass><cusip>464287507</cusip><value>42419</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P MCP ETF</titleOfClass><cusip>464287507</cusip><value>277028</value><shrsOrPrnAmt><sshPrnamt>4245</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4245</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 VAL ETF</titleOfClass><cusip>464287598</cusip><value>512436</value><shrsOrPrnAmt><sshPrnamt>2517</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2517</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 GRW ETF</titleOfClass><cusip>464287614</cusip><value>692778</value><shrsOrPrnAmt><sshPrnamt>1479</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>672</Sole><Shared>0</Shared><None>807</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 ETF</titleOfClass><cusip>464287622</cusip><value>585864</value><shrsOrPrnAmt><sshPrnamt>1603</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1603</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSSELL 2000 ETF</titleOfClass><cusip>464287655</cusip><value>4406091</value><shrsOrPrnAmt><sshPrnamt>18210</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18161</Sole><Shared>0</Shared><None>49</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSSELL 2000 ETF</titleOfClass><cusip>464287655</cusip><value>499647</value><shrsOrPrnAmt><sshPrnamt>2065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2065</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>U.S. TECH ETF</titleOfClass><cusip>464287721</cusip><value>420511</value><shrsOrPrnAmt><sshPrnamt>2147</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14</Sole><Shared>0</Shared><None>2133</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CALIF MUN BD ETF</titleOfClass><cusip>464288356</cusip><value>586884</value><shrsOrPrnAmt><sshPrnamt>10289</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4436</Sole><Shared>0</Shared><None>5853</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE GRWTH ETF</titleOfClass><cusip>464288885</cusip><value>1965341</value><shrsOrPrnAmt><sshPrnamt>17258</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17258</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer><titleOfClass>SHORT DURATION B</titleOfClass><cusip>46431W507</cusip><value>654589</value><shrsOrPrnAmt><sshPrnamt>12765</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>849</Sole><Shared>0</Shared><None>11916</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer><titleOfClass>SHORT DURATION B</titleOfClass><cusip>46431W507</cusip><value>49741</value><shrsOrPrnAmt><sshPrnamt>970</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>970</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI EAFE</titleOfClass><cusip>46432F842</cusip><value>308029</value><shrsOrPrnAmt><sshPrnamt>3528</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3528</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46625H100</cusip><value>13146806</value><shrsOrPrnAmt><sshPrnamt>41679</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39945</Sole><Shared>0</Shared><None>1734</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46625H100</cusip><value>1027355</value><shrsOrPrnAmt><sshPrnamt>3257</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>745</Sole><Shared>1819</Shared><None>693</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer><titleOfClass>HENDRSN SHRT ETF</titleOfClass><cusip>47103U886</cusip><value>611097</value><shrsOrPrnAmt><sshPrnamt>12398</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6589</Sole><Shared>0</Shared><None>5809</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JANUS DETROIT STR TR</nameOfIssuer><titleOfClass>HENDRSN SHRT ETF</titleOfClass><cusip>47103U886</cusip><value>1281</value><shrsOrPrnAmt><sshPrnamt>26</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>26</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>478160104</cusip><value>5579287</value><shrsOrPrnAmt><sshPrnamt>30090</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29643</Sole><Shared>0</Shared><None>447</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>478160104</cusip><value>272938</value><shrsOrPrnAmt><sshPrnamt>1472</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1352</Sole><Shared>0</Shared><None>120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KEMPER CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>488401100</cusip><value>710152</value><shrsOrPrnAmt><sshPrnamt>13776</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13776</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>494368103</cusip><value>310103</value><shrsOrPrnAmt><sshPrnamt>2494</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2419</Sole><Shared>0</Shared><None>75</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>494368103</cusip><value>64408</value><shrsOrPrnAmt><sshPrnamt>518</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>518</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>532457108</cusip><value>2320283</value><shrsOrPrnAmt><sshPrnamt>3041</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2489</Sole><Shared>0</Shared><None>552</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>532457108</cusip><value>46543</value><shrsOrPrnAmt><sshPrnamt>61</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2</Sole><Shared>0</Shared><None>59</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>539830109</cusip><value>1084783</value><shrsOrPrnAmt><sshPrnamt>2173</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2081</Sole><Shared>0</Shared><None>92</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>539830109</cusip><value>142274</value><shrsOrPrnAmt><sshPrnamt>285</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>42</Sole><Shared>243</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>2472387</value><shrsOrPrnAmt><sshPrnamt>9838</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9758</Sole><Shared>0</Shared><None>80</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>293530</value><shrsOrPrnAmt><sshPrnamt>1168</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>532</Sole><Shared>636</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>56585A102</cusip><value>2073496</value><shrsOrPrnAmt><sshPrnamt>10758</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10758</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>56585A102</cusip><value>805653</value><shrsOrPrnAmt><sshPrnamt>4180</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>4180</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>571903202</cusip><value>207831</value><shrsOrPrnAmt><sshPrnamt>798</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>760</Sole><Shared>0</Shared><None>38</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>57636Q104</cusip><value>2629608</value><shrsOrPrnAmt><sshPrnamt>4623</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4483</Sole><Shared>0</Shared><None>140</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>57636Q104</cusip><value>218423</value><shrsOrPrnAmt><sshPrnamt>384</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>95</Sole><Shared>0</Shared><None>289</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>580135101</cusip><value>761548</value><shrsOrPrnAmt><sshPrnamt>2506</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2338</Sole><Shared>0</Shared><None>168</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>580135101</cusip><value>41632</value><shrsOrPrnAmt><sshPrnamt>137</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>7</Sole><Shared>90</Shared><None>40</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58733R102</cusip><value>243041</value><shrsOrPrnAmt><sshPrnamt>104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>72</Sole><Shared>0</Shared><None>32</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58733R102</cusip><value>16358</value><shrsOrPrnAmt><sshPrnamt>7</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>6</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>1017147</value><shrsOrPrnAmt><sshPrnamt>12119</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10833</Sole><Shared>0</Shared><None>1286</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>73942</value><shrsOrPrnAmt><sshPrnamt>881</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>881</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>30879143</value><shrsOrPrnAmt><sshPrnamt>59618</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>58365</Sole><Shared>0</Shared><None>1253</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>3766532</value><shrsOrPrnAmt><sshPrnamt>7272</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5141</Sole><Shared>1271</Shared><None>860</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MIDDLESEX WTR CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>596680108</cusip><value>301935</value><shrsOrPrnAmt><sshPrnamt>5579</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5579</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>2087310</value><shrsOrPrnAmt><sshPrnamt>33413</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31616</Sole><Shared>0</Shared><None>1797</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>79149</value><shrsOrPrnAmt><sshPrnamt>1267</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1253</Sole><Shared>0</Shared><None>14</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>617446448</cusip><value>325073</value><shrsOrPrnAmt><sshPrnamt>2045</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2014</Sole><Shared>0</Shared><None>31</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>617446448</cusip><value>120650</value><shrsOrPrnAmt><sshPrnamt>759</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>66</Sole><Shared>693</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>620076307</cusip><value>5619179</value><shrsOrPrnAmt><sshPrnamt>12288</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12200</Sole><Shared>0</Shared><None>88</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>620076307</cusip><value>672216</value><shrsOrPrnAmt><sshPrnamt>1470</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>470</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer><titleOfClass>SPONSORED ADR NE</titleOfClass><cusip>636274409</cusip><value>254999</value><shrsOrPrnAmt><sshPrnamt>3509</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3509</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NESTLE S A</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>641069406</cusip><value>812665</value><shrsOrPrnAmt><sshPrnamt>8849</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8849</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NESTLE S A</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>641069406</cusip><value>11020</value><shrsOrPrnAmt><sshPrnamt>120</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>120</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>64110L106</cusip><value>874012</value><shrsOrPrnAmt><sshPrnamt>729</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>675</Sole><Shared>0</Shared><None>54</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>64110L106</cusip><value>2397</value><shrsOrPrnAmt><sshPrnamt>2</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEW JERSEY RES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>646025106</cusip><value>1035225</value><shrsOrPrnAmt><sshPrnamt>21500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEWMONT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>651639106</cusip><value>559059</value><shrsOrPrnAmt><sshPrnamt>6631</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6361</Sole><Shared>0</Shared><None>270</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEWMONT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>651639106</cusip><value>48225</value><shrsOrPrnAmt><sshPrnamt>572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>572</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>562777</value><shrsOrPrnAmt><sshPrnamt>7455</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7455</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>144412</value><shrsOrPrnAmt><sshPrnamt>1913</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>21</Sole><Shared>1892</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>1409103</value><shrsOrPrnAmt><sshPrnamt>20208</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20054</Sole><Shared>0</Shared><None>154</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>155149</value><shrsOrPrnAmt><sshPrnamt>2225</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>243</Sole><Shared>1749</Shared><None>233</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NON INVASIVE MONITORING SYS</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>655366508</cusip><value>964</value><shrsOrPrnAmt><sshPrnamt>192818</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>192818</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>655844108</cusip><value>231015</value><shrsOrPrnAmt><sshPrnamt>769</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>769</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>655844108</cusip><value>2102</value><shrsOrPrnAmt><sshPrnamt>7</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>7</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>666807102</cusip><value>2464090</value><shrsOrPrnAmt><sshPrnamt>4044</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3917</Sole><Shared>0</Shared><None>127</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>666807102</cusip><value>135878</value><shrsOrPrnAmt><sshPrnamt>223</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>223</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>9880157</value><shrsOrPrnAmt><sshPrnamt>52954</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50595</Sole><Shared>0</Shared><None>2359</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>370921</value><shrsOrPrnAmt><sshPrnamt>1988</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>876</Sole><Shared>890</Shared><None>222</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>10827458</value><shrsOrPrnAmt><sshPrnamt>38499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38099</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>1515039</value><shrsOrPrnAmt><sshPrnamt>5387</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1070</Sole><Shared>3896</Shared><None>421</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>693475105</cusip><value>201733</value><shrsOrPrnAmt><sshPrnamt>1004</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1004</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PPG INDS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>693506107</cusip><value>383861</value><shrsOrPrnAmt><sshPrnamt>3652</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3652</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>697435105</cusip><value>1009751</value><shrsOrPrnAmt><sshPrnamt>4959</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4412</Sole><Shared>0</Shared><None>547</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>701094104</cusip><value>752842</value><shrsOrPrnAmt><sshPrnamt>993</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>972</Sole><Shared>0</Shared><None>21</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>701094104</cusip><value>53070</value><shrsOrPrnAmt><sshPrnamt>70</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>70</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>997685</value><shrsOrPrnAmt><sshPrnamt>7104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6339</Sole><Shared>0</Shared><None>765</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>2808</value><shrsOrPrnAmt><sshPrnamt>20</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>11</Sole><Shared>0</Shared><None>9</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>258876</value><shrsOrPrnAmt><sshPrnamt>10160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7471</Sole><Shared>0</Shared><None>2689</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>109614</value><shrsOrPrnAmt><sshPrnamt>4302</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>3835</Shared><None>467</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>735090</value><shrsOrPrnAmt><sshPrnamt>4532</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4532</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>5028</value><shrsOrPrnAmt><sshPrnamt>31</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>31</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer><titleOfClass>ENHAN SHRT MA AC</titleOfClass><cusip>72201R833</cusip><value>722249</value><shrsOrPrnAmt><sshPrnamt>7173</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>441</Sole><Shared>0</Shared><None>6732</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PIMCO ETF TR</nameOfIssuer><titleOfClass>ENHAN SHRT MA AC</titleOfClass><cusip>72201R833</cusip><value>56688</value><shrsOrPrnAmt><sshPrnamt>563</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>13</Sole><Shared>0</Shared><None>550</None></votingAuthority></infoTable><infoTable><nameOfIssuer>POST HLDGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>737446104</cusip><value>236456</value><shrsOrPrnAmt><sshPrnamt>2200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>3797459</value><shrsOrPrnAmt><sshPrnamt>24715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24224</Sole><Shared>0</Shared><None>491</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>207888</value><shrsOrPrnAmt><sshPrnamt>1353</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>633</Shared><None>120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUEEN CITY INVTS INC</nameOfIssuer><titleOfClass>CAP STK</titleOfClass><cusip>74823W109</cusip><value>8284188</value><shrsOrPrnAmt><sshPrnamt>4268</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4268</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>1251795</value><shrsOrPrnAmt><sshPrnamt>7481</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6993</Sole><Shared>0</Shared><None>488</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>185234</value><shrsOrPrnAmt><sshPrnamt>1107</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>472</Sole><Shared>635</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>760759100</cusip><value>2307880</value><shrsOrPrnAmt><sshPrnamt>10057</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>57</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>776696106</cusip><value>230394</value><shrsOrPrnAmt><sshPrnamt>462</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>462</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHELL PLC</nameOfIssuer><titleOfClass>SPON ADS</titleOfClass><cusip>780259305</cusip><value>508721</value><shrsOrPrnAmt><sshPrnamt>7112</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7112</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>1548868</value><shrsOrPrnAmt><sshPrnamt>2325</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2325</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>777432</value><shrsOrPrnAmt><sshPrnamt>1167</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>819</Sole><Shared>348</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TR</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>913202</value><shrsOrPrnAmt><sshPrnamt>2569</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2321</Sole><Shared>0</Shared><None>248</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TR</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>55453</value><shrsOrPrnAmt><sshPrnamt>156</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>156</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer><titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass><cusip>78467Y107</cusip><value>1763056</value><shrsOrPrnAmt><sshPrnamt>2958</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2958</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SALESFORCE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>79466L302</cusip><value>860073</value><shrsOrPrnAmt><sshPrnamt>3629</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3229</Sole><Shared>0</Shared><None>400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SALESFORCE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>79466L302</cusip><value>359055</value><shrsOrPrnAmt><sshPrnamt>1515</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>128</Sole><Shared>1327</Shared><None>60</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEMPRA</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>816851109</cusip><value>237727</value><shrsOrPrnAmt><sshPrnamt>2642</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2642</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SERVICENOW INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>81762P102</cusip><value>222707</value><shrsOrPrnAmt><sshPrnamt>242</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>204</Sole><Shared>0</Shared><None>38</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SERVICENOW INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>81762P102</cusip><value>1840</value><shrsOrPrnAmt><sshPrnamt>2</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>824348106</cusip><value>324791</value><shrsOrPrnAmt><sshPrnamt>938</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>938</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>842587107</cusip><value>1337962</value><shrsOrPrnAmt><sshPrnamt>14118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13893</Sole><Shared>0</Shared><None>225</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>842587107</cusip><value>20849</value><shrsOrPrnAmt><sshPrnamt>220</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>220</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>855244109</cusip><value>758185</value><shrsOrPrnAmt><sshPrnamt>8962</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8256</Sole><Shared>0</Shared><None>706</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>855244109</cusip><value>99743</value><shrsOrPrnAmt><sshPrnamt>1179</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1179</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>200361</value><shrsOrPrnAmt><sshPrnamt>542</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>542</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>1478</value><shrsOrPrnAmt><sshPrnamt>4</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>4</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>389246</value><shrsOrPrnAmt><sshPrnamt>2693</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2693</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>1445</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>10</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer><titleOfClass>SPONSORED ADS</titleOfClass><cusip>874039100</cusip><value>224828</value><shrsOrPrnAmt><sshPrnamt>805</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>679</Sole><Shared>0</Shared><None>126</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer><titleOfClass>SPONSORED ADS</titleOfClass><cusip>874039100</cusip><value>837</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TC ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87807B107</cusip><value>364002</value><shrsOrPrnAmt><sshPrnamt>6690</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6690</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>879360105</cusip><value>1394189</value><shrsOrPrnAmt><sshPrnamt>2379</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2379</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TESLA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88160R101</cusip><value>1345278</value><shrsOrPrnAmt><sshPrnamt>3025</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2204</Sole><Shared>0</Shared><None>821</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TESLA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88160R101</cusip><value>2223</value><shrsOrPrnAmt><sshPrnamt>5</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>882508104</cusip><value>500480</value><shrsOrPrnAmt><sshPrnamt>2724</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2604</Sole><Shared>0</Shared><None>120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>882508104</cusip><value>17454</value><shrsOrPrnAmt><sshPrnamt>95</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>95</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>882681109</cusip><value>224967</value><shrsOrPrnAmt><sshPrnamt>1354</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1354</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>299257</value><shrsOrPrnAmt><sshPrnamt>617</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>603</Sole><Shared>0</Shared><None>14</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>51897</value><shrsOrPrnAmt><sshPrnamt>107</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2</Sole><Shared>105</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88579Y101</cusip><value>1770914</value><shrsOrPrnAmt><sshPrnamt>11412</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11342</Sole><Shared>0</Shared><None>70</None></votingAuthority></infoTable><infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88579Y101</cusip><value>99935</value><shrsOrPrnAmt><sshPrnamt>644</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>644</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>89417E109</cusip><value>1012172</value><shrsOrPrnAmt><sshPrnamt>3625</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3625</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>89417E109</cusip><value>26246</value><shrsOrPrnAmt><sshPrnamt>94</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>94</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>902973304</cusip><value>249721</value><shrsOrPrnAmt><sshPrnamt>5167</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5167</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>2163258</value><shrsOrPrnAmt><sshPrnamt>9152</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8979</Sole><Shared>0</Shared><None>173</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>35691</value><shrsOrPrnAmt><sshPrnamt>151</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>151</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>911312106</cusip><value>271054</value><shrsOrPrnAmt><sshPrnamt>3245</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2598</Sole><Shared>0</Shared><None>647</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>911312106</cusip><value>28567</value><shrsOrPrnAmt><sshPrnamt>342</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>342</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>6123204</value><shrsOrPrnAmt><sshPrnamt>17733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17445</Sole><Shared>0</Shared><None>288</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>340811</value><shrsOrPrnAmt><sshPrnamt>987</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>201</Sole><Shared>666</Shared><None>120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANECK ETF TRUST</nameOfIssuer><titleOfClass>FALLEN ANGEL HG</titleOfClass><cusip>92189F437</cusip><value>701628</value><shrsOrPrnAmt><sshPrnamt>23600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD STAR FDS</nameOfIssuer><titleOfClass>VG TL INTL STK F</titleOfClass><cusip>921909768</cusip><value>923539</value><shrsOrPrnAmt><sshPrnamt>12572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12572</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>MEGA GRWTH IND</titleOfClass><cusip>921910816</cusip><value>360165</value><shrsOrPrnAmt><sshPrnamt>895</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>895</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer><titleOfClass>ALLWRLD EX US</titleOfClass><cusip>922042775</cusip><value>1050138</value><shrsOrPrnAmt><sshPrnamt>14714</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14464</Sole><Shared>0</Shared><None>250</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer><titleOfClass>FTSE EMR MKT ETF</titleOfClass><cusip>922042858</cusip><value>271116</value><shrsOrPrnAmt><sshPrnamt>5004</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5004</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>1450728</value><shrsOrPrnAmt><sshPrnamt>2369</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2369</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>VALUE ETF</titleOfClass><cusip>922908744</cusip><value>233858</value><shrsOrPrnAmt><sshPrnamt>1254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>TOTAL STK MKT</titleOfClass><cusip>922908769</cusip><value>4131988</value><shrsOrPrnAmt><sshPrnamt>12591</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12591</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92343V104</cusip><value>572185</value><shrsOrPrnAmt><sshPrnamt>13019</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11966</Sole><Shared>0</Shared><None>1053</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92343V104</cusip><value>129828</value><shrsOrPrnAmt><sshPrnamt>2954</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>2428</Shared><None>426</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA INC</nameOfIssuer><titleOfClass>COM CL A</titleOfClass><cusip>92826C839</cusip><value>6779465</value><shrsOrPrnAmt><sshPrnamt>19859</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19401</Sole><Shared>0</Shared><None>458</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA INC</nameOfIssuer><titleOfClass>COM CL A</titleOfClass><cusip>92826C839</cusip><value>943915</value><shrsOrPrnAmt><sshPrnamt>2765</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1029</Sole><Shared>1131</Shared><None>605</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISTRA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92840M102</cusip><value>1906105</value><shrsOrPrnAmt><sshPrnamt>9729</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9729</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISTRA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92840M102</cusip><value>162613</value><shrsOrPrnAmt><sshPrnamt>830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>128</Sole><Shared>702</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92939U106</cusip><value>586013</value><shrsOrPrnAmt><sshPrnamt>5114</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5114</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92939U106</cusip><value>20053</value><shrsOrPrnAmt><sshPrnamt>175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>175</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WALMART INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>931142103</cusip><value>5332633</value><shrsOrPrnAmt><sshPrnamt>51743</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50383</Sole><Shared>0</Shared><None>1360</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WALMART INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>931142103</cusip><value>69256</value><shrsOrPrnAmt><sshPrnamt>672</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>492</Sole><Shared>0</Shared><None>180</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer><titleOfClass>COM SER A</titleOfClass><cusip>934423104</cusip><value>278868</value><shrsOrPrnAmt><sshPrnamt>14279</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14279</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WARNER BROS DISCOVERY INC</nameOfIssuer><titleOfClass>COM SER A</titleOfClass><cusip>934423104</cusip><value>13124</value><shrsOrPrnAmt><sshPrnamt>672</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>672</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>94106L109</cusip><value>2681759</value><shrsOrPrnAmt><sshPrnamt>12144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12144</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>949746101</cusip><value>1459725</value><shrsOrPrnAmt><sshPrnamt>17415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15503</Sole><Shared>0</Shared><None>1912</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>949746101</cusip><value>3185</value><shrsOrPrnAmt><sshPrnamt>38</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>38</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WILLIAMS COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>969457100</cusip><value>168194</value><shrsOrPrnAmt><sshPrnamt>2655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1168</Sole><Shared>0</Shared><None>1487</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WILLIAMS COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>969457100</cusip><value>50680</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>800</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer><titleOfClass>US MIDCAP DIVID</titleOfClass><cusip>97717W505</cusip><value>218823</value><shrsOrPrnAmt><sshPrnamt>4184</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4184</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>YUM BRANDS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>988498101</cusip><value>53200</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>YUM BRANDS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>988498101</cusip><value>179360</value><shrsOrPrnAmt><sshPrnamt>1180</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1180</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98978V103</cusip><value>107398</value><shrsOrPrnAmt><sshPrnamt>734</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>672</Sole><Shared>0</Shared><None>62</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98978V103</cusip><value>93644</value><shrsOrPrnAmt><sshPrnamt>640</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>640</Shared><None>0</None></votingAuthority></infoTable>                 </informationTable>
