The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   141,673 474 SH   SOLE   375 0 99
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   199,957 669 SH   OTR   138 531 0
EATON CORP PLC SHS G29183103   626,160 1,754 SH   SOLE   1,649 0 105
LINDE PLC SHS G54950103   753,503 1,606 SH   SOLE   1,528 0 78
LINDE PLC SHS G54950103   153,421 327 SH   OTR   0 327 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   322,144 2,232 SH   SOLE   2,232 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   1,128,955 2,581 SH   SOLE   2,538 0 43
CHUBB LIMITED COM H1467J104   1,765,843 6,095 SH   SOLE   6,017 0 78
ASML HOLDING N V N Y REGISTRY SHS N07059210   456,792 570 SH   SOLE   544 0 26
ASML HOLDING N V N Y REGISTRY SHS N07059210   20,034 25 SH   OTR   25 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   244,383 4,824 SH   SOLE   4,824 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   16,413 324 SH   OTR   298 0 26
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   786,043 31,304 SH   SOLE   16,418 0 14,886
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   39,874 1,588 SH   OTR   0 0 1,588
AGNC INVT CORP COM 00123Q104   126,858 13,804 SH   SOLE   13,804 0 0
AT&T INC COM 00206R102   1,134,216 39,192 SH   SOLE   35,843 0 3,349
AT&T INC COM 00206R102   141,603 4,893 SH   OTR   412 2,781 1,700
ABBOTT LABS COM 002824100   773,488 5,687 SH   SOLE   5,297 0 390
ABBOTT LABS COM 002824100   18,225 134 SH   OTR   0 0 134
ABBVIE INC COM 00287Y109   3,131,223 16,869 SH   SOLE   4,357 0 12,512
ABBVIE INC COM 00287Y109   43,249 233 SH   OTR   6 0 227
ADOBE INC COM 00724F101   3,985,250 10,301 SH   SOLE   10,198 0 103
ADOBE INC COM 00724F101   217,426 562 SH   OTR   340 135 87
ADVANCED MICRO DEVICES INC COM 007903107   871,691 6,143 SH   SOLE   4,299 0 1,844
ADVANCED MICRO DEVICES INC COM 007903107   14,899 105 SH   OTR   15 0 90
AIR PRODS & CHEMS INC COM 009158106   217,468 771 SH   SOLE   746 0 25
ATI INC COM 01741R102   1,021,488 11,831 SH   SOLE   11,831 0 0
ALLSTATE CORP COM 020002101   341,623 1,697 SH   SOLE   1,625 0 72
ALPHABET INC CAP STK CL C 02079K107   2,765,864 15,592 SH   SOLE   14,722 0 870
ALPHABET INC CAP STK CL C 02079K107   520,639 2,935 SH   OTR   660 2,040 235
ALPHABET INC CAP STK CL A 02079K305   9,568,584 54,296 SH   SOLE   52,944 0 1,352
ALPHABET INC CAP STK CL A 02079K305   1,254,405 7,118 SH   OTR   2,616 3,500 1,002
ALTRIA GROUP INC COM 02209S103   615,145 10,492 SH   SOLE   9,949 0 543
AMAZON COM INC COM 023135106   13,083,761 59,637 SH   SOLE   57,756 0 1,881
AMAZON COM INC COM 023135106   1,521,689 6,936 SH   OTR   2,856 3,640 440
AMERICAN BUSINESS BK LOS ANG COM 02475L105   392,842 9,213 SH   SOLE   9,213 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   226,766 3,064 SH   SOLE   3,064 0 0
AMERICAN EXPRESS CO COM 025816109   8,731,439 27,373 SH   SOLE   27,167 0 206
AMERICAN EXPRESS CO COM 025816109   675,599 2,118 SH   OTR   587 1,410 121
AMER STATES WTR CO COM 029899101   330,787 4,315 SH   SOLE   4,315 0 0
AMER STATES WTR CO COM 029899101   229,980 3,000 SH   OTR   3,000 0 0
AMERICAN TOWER CORP NEW COM 03027X100   713,673 3,229 SH   SOLE   3,162 0 67
AMERICAN TOWER CORP NEW COM 03027X100   41,772 189 SH   OTR   0 0 189
AMERICAN WTR WKS CO INC NEW COM 030420103   4,497,148 32,328 SH   SOLE   32,208 0 120
AMERICAN WTR WKS CO INC NEW COM 030420103   229,114 1,647 SH   OTR   576 969 102
AMERIPRISE FINL INC COM 03076C106   1,120,299 2,099 SH   SOLE   2,099 0 0
AMGEN INC COM 031162100   1,299,443 4,654 SH   SOLE   4,526 0 128
AMGEN INC COM 031162100   316,065 1,132 SH   OTR   0 1,132 0
APPLE INC COM 037833100   25,738,781 125,451 SH   SOLE   113,013 0 12,438
APPLE INC COM 037833100   3,522,768 17,170 SH   OTR   8,955 6,825 1,390
APPLIED MATLS INC COM 038222105   228,654 1,249 SH   SOLE   1,067 0 182
APPLIED MATLS INC COM 038222105   17,391 95 SH   OTR   95 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   204,469 663 SH   SOLE   611 0 52
AVISTA CORP COM 05379B107   320,222 8,438 SH   SOLE   8,356 0 82
BANK AMERICA CORP COM 060505104   632,715 13,371 SH   SOLE   8,441 0 4,930
BANK NEW YORK MELLON CORP COM 064058100   2,526,753 27,733 SH   SOLE   27,427 0 306
BANK NEW YORK MELLON CORP COM 064058100   37,446 411 SH   OTR   411 0 0
BARINGS BDC INC COM 06759L103   165,315 18,087 SH   SOLE   18,087 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   8,016,800 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   728,800 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   19,262,723 39,654 SH   SOLE   37,763 0 1,891
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   255,515 526 SH   OTR   133 0 393
BLACKSTONE INC COM 09260D107   433,931 2,901 SH   SOLE   300 0 2,601
BLACKSTONE INC COM 09260D107   209,412 1,400 SH   OTR   200 0 1,200
BLACKROCK INC COM 09290D101   488,950 466 SH   SOLE   437 0 29
BLACKROCK INC COM 09290D101   186,766 178 SH   OTR   0 178 0
BOEING CO COM 097023105   4,913,268 23,449 SH   SOLE   23,369 0 80
BOEING CO COM 097023105   237,607 1,134 SH   OTR   328 621 185
BRISTOL-MYERS SQUIBB CO COM 110122108   238,671 5,156 SH   SOLE   4,545 0 611
BROADCOM INC COM 11135F101   3,924,153 14,236 SH   SOLE   13,111 0 1,125
BROADCOM INC COM 11135F101   341,254 1,238 SH   OTR   1,238 0 0
THE CIGNA GROUP COM 125523100   2,583,482 7,815 SH   SOLE   7,775 0 40
CME GROUP INC COM 12572Q105   175,018 635 SH   SOLE   561 0 74
CME GROUP INC COM 12572Q105   94,537 343 SH   OTR   0 343 0
CNL HEALTHCARE PPTYS INC COM 12612C108   58,449 16,372 SH   SOLE   16,372 0 0
CSX CORP COM 126408103   618,371 18,951 SH   SOLE   18,798 0 153
CALIFORNIA WTR SVC GROUP COM 130788102   613,980 13,500 SH   SOLE   13,500 0 0
CATERPILLAR INC COM 149123101   658,792 1,697 SH   SOLE   1,613 0 84
CATERPILLAR INC COM 149123101   77,642 200 SH   OTR   200 0 0
CHEVRON CORP NEW COM 166764100   5,560,354 38,832 SH   SOLE   37,992 0 840
CHEVRON CORP NEW COM 166764100   1,137,644 7,945 SH   OTR   5,225 2,266 454
CHIPOTLE MEXICAN GRILL INC COM 169656105   322,974 5,752 SH   SOLE   5,392 0 360
CHURCH & DWIGHT CO INC COM 171340102   271,510 2,825 SH   SOLE   2,746 0 79
CISCO SYS INC COM 17275R102   732,930 10,564 SH   SOLE   9,724 0 840
CISCO SYS INC COM 17275R102   27,752 400 SH   OTR   0 400 0
CITIGROUP INC COM NEW 172967424   332,648 3,908 SH   SOLE   2,638 0 1,270
COCA COLA CO COM 191216100   813,837 11,503 SH   SOLE   9,933 0 1,570
COCA COLA CO COM 191216100   94,451 1,335 SH   OTR   0 300 1,035
COLGATE PALMOLIVE CO COM 194162103   370,781 4,079 SH   SOLE   3,696 0 383
COLGATE PALMOLIVE CO COM 194162103   48,086 529 SH   OTR   0 0 529
COMCAST CORP NEW CL A 20030N101   992,824 27,818 SH   SOLE   27,593 0 225
CONOCOPHILLIPS COM 20825C104   1,501,080 16,727 SH   SOLE   16,495 0 232
CONOCOPHILLIPS COM 20825C104   48,908 545 SH   OTR   45 0 500
CONSTELLATION ENERGY CORP COM 21037T109   1,515,035 4,694 SH   SOLE   4,611 0 83
CONSTELLATION ENERGY CORP COM 21037T109   143,950 446 SH   OTR   78 368 0
CORNING INC COM 219350105   575,965 10,952 SH   SOLE   10,197 0 755
COSTCO WHSL CORP NEW COM 22160K105   12,896,938 13,028 SH   SOLE   12,856 0 172
COSTCO WHSL CORP NEW COM 22160K105   1,655,179 1,672 SH   OTR   520 1,015 137
CURTISS WRIGHT CORP COM 231561101   1,784,184 3,652 SH   SOLE   3,652 0 0
DANAHER CORPORATION COM 235851102   2,910,751 14,735 SH   SOLE   14,517 0 218
DANAHER CORPORATION COM 235851102   210,775 1,067 SH   OTR   348 719 0
DEERE & CO COM 244199105   297,975 586 SH   SOLE   542 0 44
DISNEY WALT CO COM 254687106   1,960,722 15,811 SH   SOLE   15,411 0 400
DISNEY WALT CO COM 254687106   534,483 4,310 SH   OTR   1,732 2,578 0
DRUG FREE SOLUTION INC COM 262194103   2 10,000 SH   SOLE   10,000 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   326,034 2,763 SH   SOLE   2,632 0 131
DUPONT DE NEMOURS INC COM 26614N102   245,346 3,577 SH   SOLE   3,275 0 302
DYNEX CAP INC COM 26817Q886   145,075 11,872 SH   SOLE   11,872 0 0
EOG RES INC COM 26875P101   93,774 784 SH   SOLE   510 0 274
EOG RES INC COM 26875P101   130,374 1,090 SH   OTR   1,090 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   749,000 17,342 SH   SOLE   16,455 0 887
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   28,894 669 SH   OTR   45 0 624
EAGLE MATLS INC COM 26969P108   290,432 1,437 SH   SOLE   1,437 0 0
ECOLAB INC COM 278865100   826,641 3,068 SH   SOLE   3,049 0 19
ECOLAB INC COM 278865100   22,632 84 SH   OTR   0 0 84
EDISON INTL COM 281020107   367,495 7,122 SH   SOLE   7,122 0 0
EDISON INTL COM 281020107   15,480 300 SH   OTR   300 0 0
EMERSON ELEC CO COM 291011104   207,728 1,558 SH   SOLE   1,258 0 300
EXTRA SPACE STORAGE INC COM 30225T102   269,078 1,825 SH   SOLE   1,749 0 76
EXXON MOBIL CORP COM 30231G102   5,250,938 48,710 SH   SOLE   47,403 0 1,307
EXXON MOBIL CORP COM 30231G102   981,087 9,101 SH   OTR   4,645 936 3,520
META PLATFORMS INC CL A 30303M102   2,694,766 3,651 SH   SOLE   3,216 0 435
META PLATFORMS INC CL A 30303M102   67,166 91 SH   OTR   91 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   27,914,640 5,057 SH   SOLE   5,057 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   7,435,440 1,347 SH   OTR   420 87 840
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   958,743 53,862 SH   SOLE   53,862 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   843,478 17,123 SH   SOLE   1,605 0 15,518
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   42,166 856 SH   OTR   0 0 856
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   595,706 9,950 SH   SOLE   9,832 0 118
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   420,287 7,020 SH   OTR   6,200 0 820
FISERV INC COM 337738108   88,618 514 SH   SOLE   392 0 122
FISERV INC COM 337738108   188,444 1,093 SH   OTR   0 1,093 0
FORTIVE CORP COM 34959J108   1,018,098 19,530 SH   SOLE   19,254 0 276
FORTIVE CORP COM 34959J108   131,367 2,520 SH   OTR   400 2,120 0
FRANKLIN RESOURCES INC COM 354613101   640,300 26,847 SH   SOLE   26,524 0 323
GE VERNOVA INC COM 36828A101   295,265 558 SH   SOLE   515 0 43
GENERAL DYNAMICS CORP COM 369550108   384,699 1,319 SH   SOLE   1,277 0 42
GENERAL DYNAMICS CORP COM 369550108   134,163 460 SH   OTR   300 0 160
GE AEROSPACE COM NEW 369604301   937,156 3,641 SH   SOLE   2,536 0 1,105
GE AEROSPACE COM NEW 369604301   772 3 SH   OTR   0 0 3
GILEAD SCIENCES INC COM 375558103   73,839 666 SH   SOLE   468 0 198
GILEAD SCIENCES INC COM 375558103   127,833 1,153 SH   OTR   125 1,028 0
GOLDMAN SACHS GROUP INC COM 38141G104   5,340,681 7,546 SH   SOLE   7,390 0 156
GOLDMAN SACHS GROUP INC COM 38141G104   257,621 364 SH   OTR   313 51 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   285,516 1,072 SH   SOLE   981 0 91
HOME DEPOT INC COM 437076102   2,615,609 7,134 SH   SOLE   6,986 0 148
HOME DEPOT INC COM 437076102   306,877 837 SH   OTR   393 198 246
HONEYWELL INTL INC COM 438516106   5,465,926 23,471 SH   SOLE   23,090 0 381
HONEYWELL INTL INC COM 438516106   354,909 1,524 SH   OTR   1,370 0 154
IDACORP INC COM 451107106   264,495 2,291 SH   SOLE   2,237 0 54
IDEXX LABS INC COM 45168D104   733,713 1,368 SH   SOLE   1,353 0 15
ILLINOIS TOOL WKS INC COM 452308109   362,221 1,465 SH   SOLE   1,405 0 60
ILLINOIS TOOL WKS INC COM 452308109   49,450 200 SH   OTR   200 0 0
INTEL CORP COM 458140100   375,804 16,777 SH   SOLE   15,912 0 865
INTERNATIONAL BUSINESS MACHS COM 459200101   635,250 2,155 SH   SOLE   1,919 0 236
INTERNATIONAL PAPER CO COM 460146103   204,647 4,370 SH   SOLE   4,190 0 180
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   822,997 16,414 SH   SOLE   1,327 0 15,087
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   51,393 1,025 SH   OTR   26 0 999
INVESCO QQQ TR UNIT SER 1 46090E103   597,977 1,084 SH   SOLE   1,084 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   507,544 934 SH   SOLE   865 0 69
INTUIT COM 461202103   259,130 329 SH   SOLE   277 0 52
ISHARES TR SELECT DIVID ETF 464287168   827,539 6,231 SH   SOLE   6,231 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,151,148 1,854 SH   SOLE   1,854 0 0
ISHARES TR CORE S&P500 ETF 464287200   283,130 456 SH   OTR   407 49 0
ISHARES TR CORE US AGGBD ET 464287226   194,630 1,962 SH   SOLE   1,962 0 0
ISHARES TR CORE US AGGBD ET 464287226   35,414 357 SH   OTR   0 357 0
ISHARES TR MSCI EMG MKT ETF 464287234   583,173 12,089 SH   SOLE   11,739 0 350
ISHARES TR MSCI EMG MKT ETF 464287234   1,109 23 SH   OTR   0 0 23
ISHARES TR S&P 500 GRWT ETF 464287309   668,967 6,076 SH   SOLE   6,076 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   591,237 5,370 SH   OTR   0 0 5,370
ISHARES TR S&P 500 VAL ETF 464287408   632,965 3,239 SH   SOLE   3,239 0 0
ISHARES TR S&P 500 VAL ETF 464287408   811,774 4,154 SH   OTR   0 0 4,154
ISHARES TR MSCI EAFE ETF 464287465   10,667,534 119,337 SH   SOLE   118,887 0 450
ISHARES TR MSCI EAFE ETF 464287465   376,868 4,216 SH   OTR   3,400 816 0
ISHARES TR RUS MDCP VAL ETF 464287473   875,956 6,629 SH   SOLE   6,629 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,106,848 22,908 SH   SOLE   22,516 0 392
ISHARES TR RUS MID CAP ETF 464287499   36,788 400 SH   OTR   0 400 0
ISHARES TR CORE S&P MCP ETF 464287507   40,313 650 SH   SOLE   650 0 0
ISHARES TR CORE S&P MCP ETF 464287507   263,274 4,245 SH   OTR   0 0 4,245
ISHARES TR RUS 1000 VAL ETF 464287598   488,876 2,517 SH   SOLE   2,517 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   285,317 672 SH   SOLE   672 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   229,273 540 SH   OTR   540 0 0
ISHARES TR RUS 1000 ETF 464287622   544,330 1,603 SH   SOLE   1,603 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,914,862 18,142 SH   SOLE   18,109 0 33
ISHARES TR RUSSELL 2000 ETF 464287655   445,606 2,065 SH   OTR   0 2,065 0
ISHARES TR U.S. TECH ETF 464287721   382,406 2,207 SH   SOLE   14 0 2,193
ISHARES TR CORE S&P SCP ETF 464287804   153,006 1,400 SH   SOLE   1,400 0 0
ISHARES TR CORE S&P SCP ETF 464287804   404,591 3,702 SH   OTR   3,702 0 0
ISHARES TR CALIF MUN BD ETF 464288356   505,004 9,060 SH   SOLE   4,436 0 4,624
ISHARES TR EAFE GRWTH ETF 464288885   1,932,896 17,258 SH   SOLE   17,258 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507   572,779 11,209 SH   SOLE   849 0 10,360
ISHARES U S ETF TR SHORT DURATION B 46431W507   49,567 970 SH   OTR   0 0 970
ISHARES TR CORE MSCI EAFE 46432F842   294,517 3,528 SH   SOLE   3,528 0 0
ISHARES TR CORE MSCI EAFE 46432F842   27,798 333 SH   OTR   0 0 333
JPMORGAN CHASE & CO. COM 46625H100   12,741,834 43,951 SH   SOLE   42,119 0 1,832
JPMORGAN CHASE & CO. COM 46625H100   986,563 3,403 SH   OTR   893 1,819 691
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   557,190 11,325 SH   SOLE   6,589 0 4,736
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,279 26 SH   OTR   26 0 0
JOHNSON & JOHNSON COM 478160104   4,812,999 31,509 SH   SOLE   30,894 0 615
JOHNSON & JOHNSON COM 478160104   267,770 1,753 SH   OTR   1,386 0 367
KEMPER CORP COM 488401100   889,103 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   363,941 2,823 SH   SOLE   2,669 0 154
KIMBERLY-CLARK CORP COM 494368103   66,780 518 SH   OTR   0 518 0
ELI LILLY & CO COM 532457108   2,511,645 3,222 SH   SOLE   2,652 0 570
ELI LILLY & CO COM 532457108   46,771 60 SH   OTR   0 0 60
LOCKHEED MARTIN CORP COM 539830109   998,529 2,156 SH   SOLE   2,119 0 37
LOCKHEED MARTIN CORP COM 539830109   131,994 285 SH   OTR   42 243 0
LOWES COS INC COM 548661107   2,220,253 10,007 SH   SOLE   9,845 0 162
LOWES COS INC COM 548661107   262,694 1,184 SH   OTR   548 636 0
MARATHON PETE CORP COM 56585A102   1,807,442 10,881 SH   SOLE   10,770 0 111
MARATHON PETE CORP COM 56585A102   694,339 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   209,005 765 SH   SOLE   765 0 0
MARRIOTT INTL INC NEW CL A 571903202   13,660 50 SH   OTR   50 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,598,972 4,625 SH   SOLE   4,483 0 142
MASTERCARD INCORPORATED CL A 57636Q104   301,199 536 SH   OTR   247 0 289
MCDONALDS CORP COM 580135101   791,780 2,710 SH   SOLE   2,421 0 289
MCDONALDS CORP COM 580135101   37,982 130 SH   OTR   0 90 40
MERCADOLIBRE INC COM 58733R102   198,635 76 SH   SOLE   72 0 4
MERCADOLIBRE INC COM 58733R102   18,295 7 SH   OTR   1 0 6
MERCK & CO INC COM 58933Y105   1,034,383 13,067 SH   SOLE   11,889 0 1,178
MERCK & CO INC COM 58933Y105   89,846 1,135 SH   OTR   0 881 254
MICROSOFT CORP COM 594918104   30,341,015 60,998 SH   SOLE   58,852 0 2,146
MICROSOFT CORP COM 594918104   3,722,616 7,484 SH   OTR   5,353 1,271 860
MIDDLESEX WTR CO COM 596680108   302,270 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,520,502 37,374 SH   SOLE   35,926 0 1,448
MONDELEZ INTL INC CL A 609207105   84,906 1,259 SH   OTR   1,235 0 24
MORGAN STANLEY COM NEW 617446448   335,951 2,385 SH   SOLE   2,194 0 191
MORGAN STANLEY COM NEW 617446448   103,954 738 SH   OTR   45 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   5,093,872 12,115 SH   SOLE   12,003 0 112
MOTOROLA SOLUTIONS INC COM NEW 620076307   624,383 1,485 SH   OTR   485 1,000 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409   275,986 3,709 SH   SOLE   3,709 0 0
NESTLE S A SPONSORED ADR 641069406   906,052 9,149 SH   SOLE   9,149 0 0
NESTLE S A SPONSORED ADR 641069406   11,883 120 SH   OTR   120 0 0
NETFLIX INC COM 64110L106   1,023,095 764 SH   SOLE   681 0 83
NETFLIX INC COM 64110L106   1,339 1 SH   OTR   0 0 1
NEW JERSEY RES CORP COM 646025106   963,630 21,500 SH   SOLE   21,500 0 0
NEWMONT CORP COM 651639106   510,765 8,767 SH   SOLE   8,290 0 477
NEWMONT CORP COM 651639106   33,324 572 SH   OTR   572 0 0
NEXTERA ENERGY INC COM 65339F101   720,649 10,381 SH   SOLE   10,045 0 336
NEXTERA ENERGY INC COM 65339F101   133,841 1,928 SH   OTR   36 1,892 0
NIKE INC CL B 654106103   1,411,991 19,876 SH   SOLE   19,384 0 492
NIKE INC CL B 654106103   160,905 2,265 SH   OTR   283 1,749 233
NON INVASIVE MONITORING SYS COM NEW 655366508   790 192,818 SH   SOLE   192,818 0 0
NORFOLK SOUTHN CORP COM 655844108   203,752 796 SH   SOLE   774 0 22
NORTHROP GRUMMAN CORP COM 666807102   2,873,385 5,747 SH   SOLE   5,697 0 50
NORTHROP GRUMMAN CORP COM 666807102   111,495 223 SH   OTR   223 0 0
NVIDIA CORPORATION COM 67066G104   6,936,708 43,906 SH   SOLE   38,045 0 5,861
NVIDIA CORPORATION COM 67066G104   258,155 1,634 SH   OTR   525 890 219
ORACLE CORP COM 68389X105   8,866,976 40,557 SH   SOLE   39,827 0 730
ORACLE CORP COM 68389X105   1,188,909 5,438 SH   OTR   1,124 3,896 418
PNC FINL SVCS GROUP INC COM 693475105   211,400 1,134 SH   SOLE   1,066 0 68
PPG INDS INC COM 693506107   440,440 3,872 SH   SOLE   3,758 0 114
PALO ALTO NETWORKS INC COM 697435105   951,780 4,651 SH   SOLE   4,414 0 237
PARKER-HANNIFIN CORP COM 701094104   693,580 993 SH   SOLE   976 0 17
PARKER-HANNIFIN CORP COM 701094104   48,892 70 SH   OTR   70 0 0
PEPSICO INC COM 713448108   947,122 7,173 SH   SOLE   6,597 0 576
PEPSICO INC COM 713448108   1,188 9 SH   OTR   0 0 9
PFIZER INC COM 717081103   724,097 29,872 SH   SOLE   27,498 0 2,374
PFIZER INC COM 717081103   121,733 5,022 SH   OTR   700 3,835 487
PHILIP MORRIS INTL INC COM 718172109   1,640,444 9,007 SH   SOLE   8,732 0 275
PHILIP MORRIS INTL INC COM 718172109   5,646 31 SH   OTR   0 0 31
PHILLIPS 66 COM 718546104   259,000 2,171 SH   SOLE   2,106 0 65
PHILLIPS 66 COM 718546104   14,912 125 SH   OTR   125 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   577,171 5,741 SH   SOLE   441 0 5,300
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   56,601 563 SH   OTR   13 0 550
POST HLDGS INC COM 737446104   239,866 2,200 SH   SOLE   2,200 0 0
PROCTER AND GAMBLE CO COM 742718109   4,085,602 25,644 SH   SOLE   24,643 0 1,001
PROCTER AND GAMBLE CO COM 742718109   215,559 1,353 SH   OTR   600 633 120
QUEEN CITY INVTS INC CAP STK 74823W109   6,858,985 4,287 SH   SOLE   4,287 0 0
RALLIANT CORP COM 750940108   315,638 6,509 SH   SOLE   6,449 0 60
RALLIANT CORP COM 750940108   40,731 839 SH   OTR   133 706 0
RTX CORPORATION COM 75513E101   1,130,778 7,744 SH   SOLE   6,993 0 751
RTX CORPORATION COM 75513E101   161,644 1,107 SH   OTR   472 635 0
REPUBLIC SVCS INC COM 760759100   2,489,034 10,093 SH   SOLE   10,011 0 82
RESMED INC COM 761152107   171,828 666 SH   SOLE   3 0 663
RESMED INC COM 761152107   43,602 169 SH   OTR   169 0 0
ROCKWELL AUTOMATION INC COM 773903109   201,959 608 SH   SOLE   564 0 44
ROPER TECHNOLOGIES INC COM 776696106   705,148 1,244 SH   SOLE   1,230 0 14
SHELL PLC SPON ADS 780259305   500,755 7,112 SH   SOLE   7,112 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,436,501 2,325 SH   SOLE   2,325 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   715,470 1,158 SH   OTR   810 348 0
SPDR GOLD TR GOLD SHS 78463V107   788,290 2,586 SH   SOLE   2,321 0 265
SPDR GOLD TR GOLD SHS 78463V107   47,553 156 SH   OTR   156 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,675,647 2,958 SH   SOLE   2,958 0 0
SALESFORCE INC COM 79466L302   1,529,790 5,610 SH   SOLE   5,389 0 221
SALESFORCE INC COM 79466L302   465,481 1,707 SH   OTR   171 1,327 209
SEMPRA COM 816851109   211,701 2,794 SH   SOLE   2,642 0 152
SERVICENOW INC COM 81762P102   253,935 247 SH   SOLE   207 0 40
SERVICENOW INC COM 81762P102   1,028 1 SH   OTR   1 0 0
SHERWIN WILLIAMS CO COM 824348106   333,059 970 SH   SOLE   939 0 31
SOUTHERN CO COM 842587107   1,302,608 14,185 SH   SOLE   13,893 0 292
SOUTHERN CO COM 842587107   18,366 200 SH   OTR   200 0 0
STARBUCKS CORP COM 855244109   818,530 8,933 SH   SOLE   8,616 0 317
STARBUCKS CORP COM 855244109   112,063 1,223 SH   OTR   44 1,179 0
STRYKER CORPORATION COM 863667101   243,312 615 SH   SOLE   549 0 66
STRYKER CORPORATION COM 863667101   59,740 151 SH   OTR   0 0 151
TJX COS INC NEW COM 872540109   363,801 2,946 SH   SOLE   2,725 0 221
TARGET CORP COM 87612E106   313,707 3,180 SH   SOLE   3,097 0 83
TC ENERGY CORP COM 87807B107   326,405 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,218,785 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   1,025,724 3,229 SH   SOLE   2,204 0 1,025
TESLA INC COM 88160R101   1,588 5 SH   OTR   0 0 5
TEXAS INSTRS INC COM 882508104   595,454 2,868 SH   SOLE   2,712 0 156
TEXAS INSTRS INC COM 882508104   17,440 84 SH   OTR   84 0 0
TEXAS ROADHOUSE INC COM 882681109   253,753 1,354 SH   SOLE   1,354 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   283,011 698 SH   SOLE   603 0 95
THERMO FISHER SCIENTIFIC INC COM 883556102   42,573 105 SH   OTR   0 105 0
3M CO COM 88579Y101   1,755,327 11,530 SH   SOLE   11,349 0 181
3M CO COM 88579Y101   98,042 644 SH   OTR   644 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,162,728 4,346 SH   SOLE   4,300 0 46
TRAVELERS COMPANIES INC COM 89417E109   25,148 94 SH   OTR   94 0 0
US BANCORP DEL COM NEW 902973304   273,626 6,047 SH   SOLE   6,047 0 0
UNION PAC CORP COM 907818108   2,106,382 9,155 SH   SOLE   8,979 0 176
UNION PAC CORP COM 907818108   34,742 151 SH   OTR   151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   316,446 3,135 SH   SOLE   2,604 0 531
UNITED PARCEL SERVICE INC CL B 911312106   35,228 349 SH   OTR   7 342 0
UNITEDHEALTH GROUP INC COM 91324P102   5,540,899 17,761 SH   SOLE   17,520 0 241
UNITEDHEALTH GROUP INC COM 91324P102   321,329 1,030 SH   OTR   244 666 120
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   691,008 23,600 SH   SOLE   23,600 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   869,014 12,578 SH   SOLE   12,578 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   327,722 895 SH   SOLE   895 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,019,189 15,162 SH   SOLE   14,912 0 250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   247,497 5,004 SH   SOLE   5,004 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,345,663 2,369 SH   SOLE   2,369 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   221,631 1,254 SH   SOLE   1,254 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,827,694 12,594 SH   SOLE   12,594 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   861,592 19,912 SH   SOLE   18,791 0 1,121
VERIZON COMMUNICATIONS INC COM 92343V104   128,425 2,968 SH   OTR   114 2,428 426
VERTEX PHARMACEUTICALS INC COM 92532F100   215,476 484 SH   SOLE   151 0 333
VISA INC COM CL A 92826C839   6,938,032 19,541 SH   SOLE   19,166 0 375
VISA INC COM CL A 92826C839   981,713 2,765 SH   OTR   1,029 1,131 605
VISTRA CORP COM 92840M102   1,697,581 8,759 SH   SOLE   8,557 0 202
VISTRA CORP COM 92840M102   160,862 830 SH   OTR   128 702 0
WEC ENERGY GROUP INC COM 92939U106   584,978 5,614 SH   SOLE   5,614 0 0
WEC ENERGY GROUP INC COM 92939U106   18,235 175 SH   OTR   0 175 0
WALMART INC COM 931142103   5,009,562 51,233 SH   SOLE   50,404 0 829
WALMART INC COM 931142103   65,708 672 SH   OTR   492 0 180
WARNER BROS DISCOVERY INC COM SER A 934423104   171,705 14,983 SH   SOLE   14,298 0 685
WARNER BROS DISCOVERY INC COM SER A 934423104   7,701 672 SH   OTR   0 672 0
WASTE MGMT INC DEL COM 94106L109   2,817,460 12,313 SH   SOLE   12,144 0 169
WASTE MGMT INC DEL COM 94106L109   40,501 177 SH   OTR   177 0 0
WELLS FARGO CO NEW COM 949746101   1,350,743 16,859 SH   SOLE   15,503 0 1,356
WISDOMTREE TR INDIA ERNGS FD 97717W422   482,200 10,158 SH   SOLE   0 0 10,158
WISDOMTREE TR US MIDCAP DIVID 97717W505   209,702 4,184 SH   SOLE   4,184 0 0
YUM BRANDS INC COM 988498101   57,049 385 SH   SOLE   361 0 24
YUM BRANDS INC COM 988498101   174,852 1,180 SH   OTR   1,180 0 0
ZOETIS INC CL A 98978V103   109,632 703 SH   SOLE   672 0 31
ZOETIS INC CL A 98978V103   144,097 924 SH   OTR   284 640 0