The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   156,898 446 SH   SOLE   446 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   257,158 731 SH   OTR   138 593 0
EATON CORP PLC SHS G29183103   543,934 1,639 SH   SOLE   1,639 0 0
LINDE PLC SHS G54950103   93,363 223 SH   SOLE   223 0 0
LINDE PLC SHS G54950103   136,905 327 SH   OTR   0 327 0
TRANE TECHNOLOGIES PLC SHS G8994E103   936,671 2,536 SH   SOLE   2,536 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   369,411 533 SH   SOLE   507 0 26
ASML HOLDING N V N Y REGISTRY SHS N07059210   17,327 25 SH   OTR   25 0 0
WESTGOLD RESOURCES LTD SHS Q97159232   26,500 15,144 SH   SOLE   15,144 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   247,923 4,924 SH   SOLE   4,924 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   26,433 525 SH   OTR   498 0 27
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   781,034 31,304 SH   SOLE   16,418 0 14,886
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   39,620 1,588 SH   OTR   0 0 1,588
AGNC INVT CORP COM 00123Q104   123,073 13,363 SH   SOLE   13,363 0 0
AT&T INC COM 00206R102   935,892 41,102 SH   SOLE   39,065 0 2,037
AT&T INC COM 00206R102   69,676 3,060 SH   OTR   279 2,781 0
ABBOTT LABS COM 002824100   505,262 4,467 SH   SOLE   4,467 0 0
ABBOTT LABS COM 002824100   15,156 134 SH   OTR   0 0 134
ABBVIE INC COM 00287Y109   729,280 4,104 SH   SOLE   4,089 0 15
ABBVIE INC COM 00287Y109   24,522 138 SH   OTR   4 0 134
ADOBE INC COM 00724F101   4,668,250 10,498 SH   SOLE   10,457 0 41
ADOBE INC COM 00724F101   442,011 994 SH   OTR   342 577 75
ADVANCED MICRO DEVICES INC COM 007903107   466,611 3,863 SH   SOLE   3,847 0 16
ADVANCED MICRO DEVICES INC COM 007903107   845 7 SH   OTR   7 0 0
ATI INC COM 01741R102   650,958 11,827 SH   SOLE   11,827 0 0
ALLSTATE CORP COM 020002101   313,283 1,625 SH   SOLE   1,625 0 0
ALPHABET INC CAP STK CL C 02079K107   1,720,815 9,036 SH   SOLE   9,036 0 0
ALPHABET INC CAP STK CL C 02079K107   558,941 2,935 SH   OTR   660 2,040 235
ALPHABET INC CAP STK CL A 02079K305   9,968,727 52,661 SH   SOLE   52,371 0 290
ALPHABET INC CAP STK CL A 02079K305   1,354,441 7,155 SH   OTR   2,653 3,500 1,002
ALSTOM ADR 021244207   39,363 17,628 SH   SOLE   17,628 0 0
ALTRIA GROUP INC COM 02209S103   552,182 10,560 SH   SOLE   10,560 0 0
AMAZON COM INC COM 023135106   11,803,620 53,802 SH   SOLE   53,574 0 228
AMAZON COM INC COM 023135106   1,521,689 6,936 SH   OTR   2,856 3,640 440
AMERICAN BUSINESS BK LOS ANG COM 02475L105   405,372 9,213 SH   SOLE   9,213 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   308,702 3,198 SH   SOLE   3,198 0 0
AMERICAN EXPRESS CO COM 025816109   7,336,945 24,721 SH   SOLE   24,628 0 93
AMERICAN EXPRESS CO COM 025816109   631,569 2,128 SH   OTR   597 1,410 121
AMER STATES WTR CO COM 029899101   366,449 4,715 SH   SOLE   4,715 0 0
AMER STATES WTR CO COM 029899101   233,160 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   4,281,086 34,389 SH   SOLE   34,269 0 120
AMERICAN WTR WKS CO INC NEW COM 030420103   224,455 1,803 SH   OTR   634 969 200
AMERIPRISE FINL INC COM 03076C106   1,115,440 2,095 SH   SOLE   2,095 0 0
AMGEN INC COM 031162100   996,166 3,822 SH   SOLE   3,822 0 0
AMGEN INC COM 031162100   295,044 1,132 SH   OTR   0 1,132 0
APPLE INC COM 037833100   27,383,427 109,350 SH   SOLE   108,214 0 1,136
APPLE INC COM 037833100   4,530,097 18,090 SH   OTR   9,114 7,316 1,660
AVISTA CORP COM 05379B107   306,080 8,356 SH   SOLE   8,356 0 0
BP PLC SPONSORED ADR 055622104   225,010 7,612 SH   SOLE   7,612 0 0
BANK AMERICA CORP COM 060505104   595,434 13,548 SH   SOLE   10,148 0 3,400
BANK NEW YORK MELLON CORP COM 064058100   1,926,896 25,080 SH   SOLE   24,774 0 306
BANK NEW YORK MELLON CORP COM 064058100   31,577 411 SH   OTR   411 0 0
BARINGS BDC INC COM 06759L103   170,317 17,797 SH   SOLE   17,797 0 0
BELLRING BRANDS INC COMMON STOCK 07831C103   226,020 3,000 SH   SOLE   3,000 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,490,120 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   680,920 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,097,332 35,513 SH   SOLE   33,950 0 1,563
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   295,085 651 SH   OTR   133 0 518
BLACKSTONE INC COM 09260D107   13,448 78 SH   SOLE   78 0 0
BLACKSTONE INC COM 09260D107   241,388 1,400 SH   OTR   200 0 1,200
BLACKROCK INC COM 09290D101   429,521 419 SH   SOLE   419 0 0
BLACKROCK INC COM 09290D101   182,469 178 SH   OTR   0 178 0
BOEING CO COM 097023105   2,916,252 16,476 SH   SOLE   16,396 0 80
BOEING CO COM 097023105   200,718 1,134 SH   OTR   328 621 185
BRISTOL-MYERS SQUIBB CO COM 110122108   272,788 4,823 SH   SOLE   4,638 0 185
BROADCOM INC COM 11135F101   3,072,343 13,252 SH   SOLE   13,140 0 112
BROADCOM INC COM 11135F101   287,481 1,240 SH   OTR   1,240 0 0
THE CIGNA GROUP COM 125523100   2,145,331 7,769 SH   SOLE   7,769 0 0
CME GROUP INC COM 12572Q105   121,224 522 SH   SOLE   522 0 0
CME GROUP INC COM 12572Q105   79,654 343 SH   OTR   0 343 0
CNL HEALTHCARE PPTYS INC COM 12612C108   45,842 16,372 SH   SOLE   16,372 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   611,955 13,500 SH   SOLE   13,500 0 0
CATERPILLAR INC COM 149123101   138,211 381 SH   SOLE   381 0 0
CATERPILLAR INC COM 149123101   72,552 200 SH   OTR   200 0 0
CHEVRON CORP NEW COM 166764100   4,091,295 28,247 SH   SOLE   27,740 0 507
CHEVRON CORP NEW COM 166764100   1,172,479 8,095 SH   OTR   5,575 2,266 254
CHIPOTLE MEXICAN GRILL INC COM 169656105   324,836 5,387 SH   SOLE   5,376 0 11
CHURCH & DWIGHT CO INC COM 171340102   287,114 2,742 SH   SOLE   2,742 0 0
CISCO SYS INC COM 17275R102   519,065 8,768 SH   SOLE   8,768 0 0
CISCO SYS INC COM 17275R102   23,680 400 SH   OTR   0 400 0
CITIGROUP INC COM NEW 172967424   250,658 3,561 SH   SOLE   2,651 0 910
COCA COLA CO COM 191216100   571,173 9,174 SH   SOLE   8,988 0 186
COCA COLA CO COM 191216100   82,619 1,327 SH   OTR   0 300 1,027
COLGATE PALMOLIVE CO COM 194162103   354,276 3,897 SH   SOLE   3,737 0 160
COLGATE PALMOLIVE CO COM 194162103   12,181 134 SH   OTR   0 0 134
COMCAST CORP NEW CL A 20030N101   841,535 22,423 SH   SOLE   22,423 0 0
COMCAST CORP NEW CL A 20030N101   47,550 1,267 SH   OTR   0 1,267 0
CONOCOPHILLIPS COM 20825C104   1,867,866 18,835 SH   SOLE   18,703 0 132
CONOCOPHILLIPS COM 20825C104   61,981 625 SH   OTR   45 0 580
COSTCO WHSL CORP NEW COM 22160K105   11,497,355 12,548 SH   SOLE   12,470 0 78
COSTCO WHSL CORP NEW COM 22160K105   1,559,491 1,702 SH   OTR   540 1,015 147
CURTISS WRIGHT CORP COM 231561101   1,295,985 3,652 SH   SOLE   3,652 0 0
DANAHER CORPORATION COM 235851102   3,167,560 13,799 SH   SOLE   13,725 0 74
DANAHER CORPORATION COM 235851102   244,929 1,067 SH   OTR   348 719 0
DISNEY WALT CO COM 254687106   1,601,769 14,385 SH   SOLE   14,152 0 233
DISNEY WALT CO COM 254687106   480,363 4,314 SH   OTR   1,736 2,578 0
DRUG FREE SOLUTION INC COM 262194103   2 10,000 SH   SOLE   10,000 0 0
DYNEX CAP INC COM 26817Q886   145,652 11,514 SH   SOLE   11,514 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   658,186 17,342 SH   SOLE   16,455 0 887
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   25,808 680 SH   OTR   56 0 624
EAGLE MATLS INC COM 26969P108   353,853 1,434 SH   SOLE   1,434 0 0
EDISON INTL COM 281020107   552,971 6,926 SH   SOLE   6,926 0 0
EDISON INTL COM 281020107   23,952 300 SH   OTR   300 0 0
EXTRA SPACE STORAGE INC COM 30225T102   261,052 1,745 SH   SOLE   1,745 0 0
EXXON MOBIL CORP COM 30231G102   5,027,176 46,734 SH   SOLE   46,334 0 400
EXXON MOBIL CORP COM 30231G102   978,994 9,101 SH   OTR   4,645 936 3,520
META PLATFORMS INC CL A 30303M102   1,810,396 3,092 SH   SOLE   3,082 0 10
META PLATFORMS INC CL A 30303M102   53,866 92 SH   OTR   92 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   28,614,000 5,020 SH   SOLE   5,020 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   7,740,600 1,358 SH   OTR   431 87 840
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   821,695 16,883 SH   SOLE   1,605 0 15,278
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   41,612 855 SH   OTR   0 0 855
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   748,260 12,519 SH   SOLE   9,832 0 2,687
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   419,525 7,019 SH   OTR   6,199 0 820
FISERV INC COM 337738108   76,827 374 SH   SOLE   374 0 0
FISERV INC COM 337738108   224,524 1,093 SH   OTR   0 1,093 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   274,584 11,805 SH   SOLE   11,805 0 0
FORTIVE CORP COM 34959J108   1,455,975 19,413 SH   SOLE   19,319 0 94
FORTIVE CORP COM 34959J108   189,000 2,520 SH   OTR   400 2,120 0
FRANKLIN RESOURCES INC COM 354613101   536,954 26,464 SH   SOLE   26,464 0 0
GENERAL DYNAMICS CORP COM 369550108   294,054 1,116 SH   SOLE   1,116 0 0
GENERAL DYNAMICS CORP COM 369550108   128,319 487 SH   OTR   327 0 160
GE AEROSPACE COM NEW 369604301   374,443 2,245 SH   SOLE   2,245 0 0
GENERAL MLS INC COM 370334104   236,012 3,701 SH   SOLE   3,701 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   4,350,194 7,597 SH   SOLE   7,547 0 50
GOLDMAN SACHS GROUP INC COM 38141G104   209,578 366 SH   OTR   315 51 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   290,907 1,177 SH   SOLE   1,177 0 0
HOME DEPOT INC COM 437076102   1,671,490 4,297 SH   SOLE   4,290 0 7
HOME DEPOT INC COM 437076102   325,973 838 SH   OTR   394 198 246
HONEYWELL INTL INC COM 438516106   5,173,332 22,902 SH   SOLE   22,636 0 266
HONEYWELL INTL INC COM 438516106   344,256 1,524 SH   OTR   1,370 0 154
IDACORP INC COM 451107106   243,694 2,230 SH   SOLE   2,230 0 0
IDEXX LABS INC COM 45168D104   587,084 1,420 SH   SOLE   1,420 0 0
ILLINOIS TOOL WKS INC COM 452308109   359,294 1,417 SH   SOLE   1,417 0 0
ILLINOIS TOOL WKS INC COM 452308109   50,712 200 SH   OTR   200 0 0
INTEL CORP COM 458140100   334,073 16,662 SH   SOLE   16,662 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   511,764 2,328 SH   SOLE   2,228 0 100
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   822,505 16,414 SH   SOLE   1,327 0 15,087
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   51,362 1,025 SH   OTR   26 0 999
INVESCO QQQ TR UNIT SER 1 46090E103   1,143,110 2,236 SH   SOLE   2,236 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   456,193 874 SH   SOLE   874 0 0
INTUIT COM 461202103   208,033 331 SH   SOLE   331 0 0
ISHARES GOLD TR ISHARES NEW 464285204   251,411 5,078 SH   SOLE   5,078 0 0
ISHARES TR SELECT DIVID ETF 464287168   818,067 6,231 SH   SOLE   6,231 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,074,929 1,826 SH   SOLE   1,826 0 0
ISHARES TR CORE S&P500 ETF 464287200   268,438 456 SH   OTR   407 49 0
ISHARES TR MSCI EMG MKT ETF 464287234   615,674 14,722 SH   SOLE   12,798 0 1,924
ISHARES TR MSCI EMG MKT ETF 464287234   961 23 SH   OTR   0 0 23
ISHARES TR S&P 500 GRWT ETF 464287309   192,907 1,900 SH   SOLE   1,900 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   545,216 5,370 SH   OTR   0 0 5,370
ISHARES TR S&P 500 VAL ETF 464287408   181,336 950 SH   SOLE   950 0 0
ISHARES TR S&P 500 VAL ETF 464287408   792,915 4,154 SH   OTR   0 0 4,154
ISHARES TR MSCI EAFE ETF 464287465   9,431,137 124,734 SH   SOLE   124,284 0 450
ISHARES TR MSCI EAFE ETF 464287465   303,649 4,016 SH   OTR   3,200 816 0
ISHARES TR RUS MDCP VAL ETF 464287473   854,808 6,609 SH   SOLE   6,609 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,925,086 21,777 SH   SOLE   21,357 0 420
ISHARES TR RUS MID CAP ETF 464287499   35,360 400 SH   OTR   0 400 0
ISHARES TR CORE S&P MCP ETF 464287507   40,501 650 SH   SOLE   650 0 0
ISHARES TR CORE S&P MCP ETF 464287507   264,505 4,245 SH   OTR   0 0 4,245
ISHARES TR RUS 1000 VAL ETF 464287598   462,825 2,500 SH   SOLE   2,500 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   269,460 671 SH   SOLE   671 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   216,853 540 SH   OTR   540 0 0
ISHARES TR RUS 1000 ETF 464287622   516,422 1,603 SH   SOLE   1,603 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   4,025,007 18,216 SH   SOLE   18,216 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   490,531 2,220 SH   OTR   155 2,065 0
ISHARES TR U.S. TECH ETF 464287721   349,827 2,193 SH   SOLE   0 0 2,193
ISHARES TR CORE S&P SCP ETF 464287804   161,308 1,400 SH   SOLE   1,400 0 0
ISHARES TR CORE S&P SCP ETF 464287804   426,544 3,702 SH   OTR   3,702 0 0
ISHARES TR CALIF MUN BD ETF 464288356   728,028 12,710 SH   SOLE   4,436 0 8,274
ISHARES TR EAFE GRWTH ETF 464288885   1,665,476 17,200 SH   SOLE   17,200 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507   339,562 6,724 SH   SOLE   849 0 5,875
ISHARES U S ETF TR SHORT DURATION B 46431W507   48,985 970 SH   OTR   0 0 970
ISHARES TR ESG AW MSCI EAFE 46435G516   233,216 3,063 SH   SOLE   3,063 0 0
JPMORGAN CHASE & CO. COM 46625H100   9,628,431 40,167 SH   SOLE   38,808 0 1,359
JPMORGAN CHASE & CO. COM 46625H100   820,287 3,422 SH   OTR   902 1,819 701
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   542,118 11,084 SH   SOLE   6,589 0 4,495
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,271 26 SH   OTR   26 0 0
JOHNSON & JOHNSON COM 478160104   3,874,948 26,794 SH   SOLE   26,557 0 237
JOHNSON & JOHNSON COM 478160104   253,085 1,750 SH   OTR   1,383 0 367
KEMPER CORP COM 488401100   915,277 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   479,737 3,661 SH   SOLE   3,586 0 75
KIMBERLY-CLARK CORP COM 494368103   67,878 518 SH   OTR   0 518 0
ELI LILLY & CO COM 532457108   2,192,480 2,840 SH   SOLE   2,459 0 381
ELI LILLY & CO COM 532457108   46,320 60 SH   OTR   0 0 60
LOCKHEED MARTIN CORP COM 539830109   1,077,328 2,217 SH   SOLE   2,210 0 7
LOCKHEED MARTIN CORP COM 539830109   138,978 286 SH   OTR   43 243 0
LOWES COS INC COM 548661107   2,428,018 9,838 SH   SOLE   9,758 0 80
LOWES COS INC COM 548661107   292,211 1,184 SH   OTR   548 636 0
MARATHON PETE CORP COM 56585A102   1,514,412 10,856 SH   SOLE   10,856 0 0
MARATHON PETE CORP COM 56585A102   583,110 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   213,668 766 SH   SOLE   766 0 0
MARRIOTT INTL INC NEW CL A 571903202   174,616 626 SH   OTR   50 576 0
MASTERCARD INCORPORATED CL A 57636Q104   1,973,057 3,747 SH   SOLE   3,736 0 11
MASTERCARD INCORPORATED CL A 57636Q104   282,241 536 SH   OTR   247 0 289
MCDONALDS CORP COM 580135101   727,044 2,508 SH   SOLE   2,200 0 308
MCDONALDS CORP COM 580135101   39,135 135 SH   OTR   5 90 40
MERCK & CO INC COM 58933Y105   705,810 7,095 SH   SOLE   6,876 0 219
MERCK & CO INC COM 58933Y105   87,641 881 SH   OTR   0 881 0
MICROSOFT CORP COM 594918104   23,436,664 55,603 SH   SOLE   54,813 0 790
MICROSOFT CORP COM 594918104   3,154,084 7,483 SH   OTR   5,352 1,271 860
MIDDLESEX WTR CO COM 596680108   293,622 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,059,191 34,475 SH   SOLE   34,354 0 121
MONDELEZ INTL INC CL A 609207105   74,662 1,250 SH   OTR   1,235 0 15
MORGAN STANLEY COM NEW 617446448   243,016 1,933 SH   SOLE   1,933 0 0
MORGAN STANLEY COM NEW 617446448   93,661 745 SH   OTR   52 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   5,940,579 12,852 SH   SOLE   12,764 0 88
MOTOROLA SOLUTIONS INC COM NEW 620076307   692,420 1,498 SH   OTR   498 1,000 0
NESTLE S A SPONSORED ADR 641069406   408,502 4,944 SH   SOLE   4,944 0 0
NESTLE S A SPONSORED ADR 641069406   9,915 120 SH   OTR   120 0 0
NETFLIX INC COM 64110L106   570,444 640 SH   SOLE   640 0 0
NETFLIX INC COM 64110L106   1,782 2 SH   OTR   0 0 2
NEW JERSEY RES CORP COM 646025106   1,002,975 21,500 SH   SOLE   21,500 0 0
NEWMONT CORP COM 651639106   1,246,646 33,494 SH   SOLE   33,224 0 270
NEWMONT CORP COM 651639106   141,882 3,812 SH   OTR   1,332 2,480 0
NEXTERA ENERGY INC COM 65339F101   432,219 6,029 SH   SOLE   6,029 0 0
NEXTERA ENERGY INC COM 65339F101   138,218 1,928 SH   OTR   36 1,892 0
NIKE INC CL B 654106103   1,351,390 17,859 SH   SOLE   17,705 0 154
NIKE INC CL B 654106103   171,392 2,265 SH   OTR   283 1,749 233
NON INVASIVE MONITORING SYS COM NEW 655366508   443 192,818 SH   SOLE   192,818 0 0
NORTHROP GRUMMAN CORP COM 666807102   2,890,826 6,160 SH   SOLE   6,139 0 21
NORTHROP GRUMMAN CORP COM 666807102   105,120 224 SH   OTR   224 0 0
NVIDIA CORPORATION COM 67066G104   1,620,343 12,066 SH   SOLE   10,648 0 1,418
NVIDIA CORPORATION COM 67066G104   28,738 214 SH   OTR   0 0 214
ORACLE CORP COM 68389X105   6,956,553 41,746 SH   SOLE   41,466 0 280
ORACLE CORP COM 68389X105   918,186 5,510 SH   OTR   1,124 3,896 490
PALO ALTO NETWORKS INC COM 697435105   788,250 4,332 SH   SOLE   4,236 0 96
PAYPAL HLDGS INC COM 70450Y103   199,719 2,340 SH   SOLE   2,340 0 0
PAYPAL HLDGS INC COM 70450Y103   41,053 481 SH   OTR   0 481 0
PEPSICO INC COM 713448108   748,743 4,924 SH   SOLE   4,924 0 0
PEPSICO INC COM 713448108   105,529 694 SH   OTR   214 474 6
PFIZER INC COM 717081103   933,670 35,193 SH   SOLE   33,370 0 1,823
PFIZER INC COM 717081103   146,498 5,522 SH   OTR   700 3,835 987
PHILIP MORRIS INTL INC COM 718172109   1,059,681 8,805 SH   SOLE   8,805 0 0
PHILIP MORRIS INTL INC COM 718172109   6,498 54 SH   OTR   0 0 54
PHILLIPS 66 COM 718546104   284,597 2,498 SH   SOLE   2,498 0 0
PHILLIPS 66 COM 718546104   14,241 125 SH   OTR   125 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   545,949 5,441 SH   SOLE   342 0 5,099
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   56,491 563 SH   OTR   13 0 550
POST HLDGS INC COM 737446104   320,488 2,800 SH   SOLE   2,800 0 0
PROCTER AND GAMBLE CO COM 742718109   2,919,121 17,412 SH   SOLE   17,226 0 186
PROCTER AND GAMBLE CO COM 742718109   207,718 1,239 SH   OTR   600 633 6
QUEEN CITY INVTS INC CAP STK 74823W109   5,795,550 4,293 SH   SOLE   4,293 0 0
RTX CORPORATION COM 75513E101   841,863 7,275 SH   SOLE   6,915 0 360
RTX CORPORATION COM 75513E101   128,912 1,114 SH   OTR   479 635 0
REPUBLIC SVCS INC COM 760759100   2,025,279 10,067 SH   SOLE   10,010 0 57
ROPER TECHNOLOGIES INC COM 776696106   642,534 1,236 SH   SOLE   1,236 0 0
SHELL PLC SPON ADS 780259305   598,370 9,551 SH   SOLE   9,551 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   952,380 1,625 SH   SOLE   1,625 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   678,680 1,158 SH   OTR   810 348 0
SPDR GOLD TR GOLD SHS 78463V107   611,378 2,525 SH   SOLE   2,260 0 265
SPDR GOLD TR GOLD SHS 78463V107   37,772 156 SH   OTR   156 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,684,817 2,958 SH   SOLE   2,958 0 0
SALESFORCE INC COM 79466L302   1,114,990 3,335 SH   SOLE   3,335 0 0
SALESFORCE INC COM 79466L302   505,172 1,511 SH   OTR   124 1,327 60
SEMPRA COM 816851109   443,512 5,056 SH   SOLE   5,056 0 0
SERVICENOW INC COM 81762P102   209,903 198 SH   SOLE   198 0 0
SERVICENOW INC COM 81762P102   2,120 2 SH   OTR   2 0 0
SHERWIN WILLIAMS CO COM 824348106   319,874 941 SH   SOLE   941 0 0
SOUTHERN CO COM 842587107   1,175,611 14,281 SH   SOLE   14,056 0 225
SOUTHERN CO COM 842587107   16,464 200 SH   OTR   200 0 0
STARBUCKS CORP COM 855244109   996,541 10,921 SH   SOLE   10,896 0 25
STARBUCKS CORP COM 855244109   112,785 1,236 SH   OTR   57 1,179 0
STRYKER CORPORATION COM 863667101   201,628 560 SH   SOLE   560 0 0
STRYKER CORPORATION COM 863667101   54,367 151 SH   OTR   0 0 151
TJX COS INC NEW COM 872540109   263,728 2,183 SH   SOLE   2,183 0 0
TJX COS INC NEW COM 872540109   127,454 1,055 SH   OTR   0 1,055 0
TARGET CORP COM 87612E106   377,152 2,790 SH   SOLE   2,790 0 0
TC ENERGY CORP COM 87807B107   311,285 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,104,165 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   1,081,079 2,677 SH   SOLE   2,181 0 496
TESLA INC COM 88160R101   1,211 3 SH   OTR   0 0 3
TEXAS ROADHOUSE INC COM 882681109   243,580 1,350 SH   SOLE   1,350 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   312,138 600 SH   SOLE   600 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   93,121 179 SH   OTR   0 179 0
3M CO COM 88579Y101   1,575,285 12,203 SH   SOLE   12,133 0 70
3M CO COM 88579Y101   83,133 644 SH   OTR   644 0 0
TRAVELERS COMPANIES INC COM 89417E109   313,157 1,300 SH   SOLE   1,300 0 0
TRAVELERS COMPANIES INC COM 89417E109   22,643 94 SH   OTR   94 0 0
US BANCORP DEL COM NEW 902973304   290,088 6,065 SH   SOLE   6,065 0 0
UNION PAC CORP COM 907818108   733,604 3,217 SH   SOLE   3,093 0 124
UNION PAC CORP COM 907818108   34,434 151 SH   OTR   151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   390,783 3,099 SH   SOLE   3,099 0 0
UNITED PARCEL SERVICE INC CL B 911312106   43,630 346 SH   OTR   4 342 0
UNITEDHEALTH GROUP INC COM 91324P102   8,295,598 16,399 SH   SOLE   16,183 0 216
UNITEDHEALTH GROUP INC COM 91324P102   533,682 1,055 SH   OTR   244 666 145
VANGUARD WORLD FD MEGA GRWTH IND 921910816   341,692 995 SH   SOLE   995 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   267,196 2,334 SH   SOLE   2,334 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   870,450 15,162 SH   SOLE   14,912 0 250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   695,215 15,786 SH   SOLE   15,786 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,316,312 2,443 SH   SOLE   2,443 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   705,513 7,920 SH   SOLE   7,920 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   372,182 1,878 SH   SOLE   1,878 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,895,647 6,541 SH   SOLE   6,541 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   817,115 20,433 SH   SOLE   19,907 0 526
VERIZON COMMUNICATIONS INC COM 92343V104   117,930 2,949 SH   OTR   35 2,428 486
VISA INC COM CL A 92826C839   5,756,668 18,215 SH   SOLE   18,130 0 85
VISA INC COM CL A 92826C839   916,516 2,900 SH   OTR   1,029 1,131 740
WEC ENERGY GROUP INC COM 92939U106   232,466 2,472 SH   SOLE   2,472 0 0
WEC ENERGY GROUP INC COM 92939U106   16,457 175 SH   OTR   0 175 0
WALMART INC COM 931142103   3,857,493 42,695 SH   SOLE   42,628 0 67
WALMART INC COM 931142103   61,618 682 SH   OTR   502 0 180
WARNER BROS DISCOVERY INC COM SER A 934423104   157,503 14,901 SH   SOLE   14,901 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   7,103 672 SH   OTR   0 672 0
WASTE MGMT INC DEL COM 94106L109   2,044,132 10,130 SH   SOLE   10,130 0 0
WASTE MGMT INC DEL COM 94106L109   59,326 294 SH   OTR   294 0 0
WELLS FARGO CO NEW COM 949746101   359,418 5,117 SH   SOLE   4,317 0 800
WISDOMTREE TR US MIDCAP DIVID 97717W505   213,258 4,184 SH   SOLE   4,184 0 0
YUM BRANDS INC COM 988498101   52,188 389 SH   SOLE   389 0 0
YUM BRANDS INC COM 988498101   158,308 1,180 SH   OTR   1,180 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   174,500 1,652 SH   SOLE   1,652 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   60,631 574 SH   OTR   0 574 0
ZOETIS INC CL A 98978V103   42,687 262 SH   SOLE   262 0 0
ZOETIS INC CL A 98978V103   170,424 1,046 SH   OTR   284 762 0