The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   339,694 961 SH   SOLE   961 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   48,780 138 SH   OTR   138 0 0
EATON CORP PLC SHS G29183103   532,624 1,607 SH   SOLE   1,607 0 0
LINDE PLC SHS G54950103   268,949 564 SH   SOLE   564 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   244,470 2,232 SH   SOLE   2,232 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   985,819 2,536 SH   SOLE   2,536 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   379,962 456 SH   SOLE   442 0 14
ASML HOLDING N V N Y REGISTRY SHS N07059210   15,831 19 SH   OTR   19 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   250,360 4,924 SH   SOLE   4,924 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   26,693 525 SH   OTR   498 0 27
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   757,143 29,903 SH   SOLE   15,017 0 14,886
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   40,208 1,588 SH   OTR   0 0 1,588
AGNC INVT CORP COM 00123Q104   147,852 14,135 SH   SOLE   14,135 0 0
AT&T INC COM 00206R102   877,558 39,889 SH   SOLE   37,852 0 2,037
AT&T INC COM 00206R102   67,320 3,060 SH   OTR   279 2,781 0
ABBOTT LABS COM 002824100   484,314 4,248 SH   SOLE   4,248 0 0
ABBOTT LABS COM 002824100   15,277 134 SH   OTR   0 0 134
ABBVIE INC COM 00287Y109   767,604 3,887 SH   SOLE   3,872 0 15
ABBVIE INC COM 00287Y109   27,252 138 SH   OTR   4 0 134
ADOBE INC COM 00724F101   5,602,379 10,820 SH   SOLE   10,767 0 53
ADOBE INC COM 00724F101   529,171 1,022 SH   OTR   467 555 0
ADVANCED MICRO DEVICES INC COM 007903107   560,333 3,415 SH   SOLE   3,357 0 58
ADVANCED MICRO DEVICES INC COM 007903107   1,148 7 SH   OTR   7 0 0
ATI INC COM 01741R102   791,344 11,827 SH   SOLE   11,827 0 0
ALLSTATE CORP COM 020002101   308,181 1,625 SH   SOLE   1,625 0 0
ALPHABET INC CAP STK CL C 02079K107   1,734,261 10,373 SH   SOLE   10,373 0 0
ALPHABET INC CAP STK CL C 02079K107   264,996 1,585 SH   OTR   660 500 425
ALPHABET INC CAP STK CL A 02079K305   9,401,373 56,686 SH   SOLE   56,396 0 290
ALPHABET INC CAP STK CL A 02079K305   1,035,733 6,245 SH   OTR   3,013 1,960 1,272
ALTRIA GROUP INC COM 02209S103   516,626 10,122 SH   SOLE   10,122 0 0
AMAZON COM INC COM 023135106   10,620,623 56,999 SH   SOLE   56,771 0 228
AMAZON COM INC COM 023135106   1,042,702 5,596 SH   OTR   3,266 1,560 770
AMERICAN BUSINESS BK LOS ANG COM 02475L105   349,541 9,213 SH   SOLE   9,213 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   306,848 3,198 SH   SOLE   3,198 0 0
AMERICAN EXPRESS CO COM 025816109   6,805,221 25,093 SH   SOLE   25,000 0 93
AMERICAN EXPRESS CO COM 025816109   627,285 2,313 SH   OTR   782 1,410 121
AMER STATES WTR CO COM 029899101   392,712 4,715 SH   SOLE   4,715 0 0
AMER STATES WTR CO COM 029899101   249,870 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   5,233,783 35,789 SH   SOLE   35,669 0 120
AMERICAN WTR WKS CO INC NEW COM 030420103   288,092 1,970 SH   OTR   874 896 200
AMERIPRISE FINL INC COM 03076C106   984,251 2,095 SH   SOLE   2,095 0 0
AMGEN INC COM 031162100   1,303,339 4,045 SH   SOLE   4,045 0 0
AMGEN INC COM 031162100   329,943 1,024 SH   OTR   0 1,024 0
ELEVANCE HEALTH INC COM 036752103   202,800 390 SH   SOLE   303 0 87
ELEVANCE HEALTH INC COM 036752103   1,560 3 SH   OTR   3 0 0
APPLE INC COM 037833100   27,172,227 116,619 SH   SOLE   115,483 0 1,136
APPLE INC COM 037833100   3,245,923 13,931 SH   OTR   9,808 2,588 1,535
AVISTA CORP COM 05379B107   343,170 8,856 SH   SOLE   8,856 0 0
BP PLC SPONSORED ADR 055622104   216,088 6,884 SH   SOLE   6,884 0 0
BANK AMERICA CORP COM 060505104   537,584 13,548 SH   SOLE   10,148 0 3,400
BANK AMERICA CORP COM 060505104   119,040 3,000 SH   OTR   0 0 3,000
BANK NEW YORK MELLON CORP COM 064058100   1,904,505 26,503 SH   SOLE   26,197 0 306
BANK NEW YORK MELLON CORP COM 064058100   58,278 811 SH   OTR   811 0 0
BARINGS BDC INC COM 06759L103   172,107 17,562 SH   SOLE   17,562 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   7,602,980 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,912,713 36,746 SH   SOLE   35,183 0 1,563
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   384,317 835 SH   OTR   133 0 702
BLACKROCK INC COM 09247X101   558,311 588 SH   SOLE   588 0 0
BLACKSTONE INC COM 09260D107   7,962 52 SH   SOLE   52 0 0
BLACKSTONE INC COM 09260D107   214,382 1,400 SH   OTR   200 0 1,200
BOEING CO COM 097023105   2,737,176 18,003 SH   SOLE   17,923 0 80
BOEING CO COM 097023105   163,595 1,076 SH   OTR   508 383 185
BRISTOL-MYERS SQUIBB CO COM 110122108   222,895 4,308 SH   SOLE   4,123 0 185
BROADCOM INC COM 11135F101   2,168,152 12,569 SH   SOLE   12,457 0 112
BROADCOM INC COM 11135F101   234,600 1,360 SH   OTR   1,360 0 0
THE CIGNA GROUP COM 125523100   2,691,492 7,769 SH   SOLE   7,769 0 0
CNL HEALTHCARE PPTYS INC COM 12612C108   44,696 16,372 SH   SOLE   16,372 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   798,009 14,718 SH   SOLE   14,718 0 0
CANADIAN NATL RY CO COM 136375102   200,795 1,714 SH   SOLE   1,714 0 0
CHEVRON CORP NEW COM 166764100   4,275,542 29,032 SH   SOLE   28,525 0 507
CHEVRON CORP NEW COM 166764100   1,192,887 8,100 SH   OTR   5,655 2,191 254
CHIPOTLE MEXICAN GRILL INC COM 169656105   310,398 5,387 SH   SOLE   5,376 0 11
CHURCH & DWIGHT CO INC COM 171340102   287,142 2,742 SH   SOLE   2,742 0 0
CISCO SYS INC COM 17275R102   428,314 8,048 SH   SOLE   8,048 0 0
CISCO SYS INC COM 17275R102   21,288 400 SH   OTR   0 400 0
CITIGROUP INC COM NEW 172967424   181,540 2,900 SH   SOLE   1,990 0 910
CITIGROUP INC COM NEW 172967424   75,120 1,200 SH   OTR   0 0 1,200
COCA COLA CO COM 191216100   764,159 10,634 SH   SOLE   10,448 0 186
COCA COLA CO COM 191216100   34,995 487 SH   OTR   0 300 187
COLGATE PALMOLIVE CO COM 194162103   404,547 3,897 SH   SOLE   3,737 0 160
COLGATE PALMOLIVE CO COM 194162103   13,910 134 SH   OTR   0 0 134
COMCAST CORP NEW CL A 20030N101   962,422 23,041 SH   SOLE   23,041 0 0
CONOCOPHILLIPS COM 20825C104   1,977,474 18,783 SH   SOLE   18,651 0 132
CONOCOPHILLIPS COM 20825C104   84,224 800 SH   OTR   220 0 580
COSTCO WHSL CORP NEW COM 22160K105   11,765,893 13,272 SH   SOLE   13,194 0 78
COSTCO WHSL CORP NEW COM 22160K105   1,305,843 1,473 SH   OTR   657 644 172
CURTISS WRIGHT CORP COM 231561101   1,200,375 3,652 SH   SOLE   3,652 0 0
DANAHER CORPORATION COM 235851102   3,854,747 13,865 SH   SOLE   13,791 0 74
DANAHER CORPORATION COM 235851102   327,507 1,178 SH   OTR   518 660 0
DISNEY WALT CO COM 254687106   1,507,104 15,668 SH   SOLE   15,435 0 233
DISNEY WALT CO COM 254687106   333,586 3,468 SH   OTR   1,736 1,732 0
DRUG FREE SOLUTION INC COM 262194103   2 10,000 SH   SOLE   10,000 0 0
DYNEX CAP INC COM 26817Q886   144,545 11,328 SH   SOLE   11,328 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   524,205 15,040 SH   SOLE   14,153 0 887
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   23,700 680 SH   OTR   56 0 624
EAGLE MATLS INC COM 26969P108   412,490 1,434 SH   SOLE   1,434 0 0
ECOLAB INC COM 278865100   205,029 803 SH   SOLE   803 0 0
EDISON INTL COM 281020107   603,185 6,926 SH   SOLE   6,926 0 0
EDISON INTL COM 281020107   26,127 300 SH   OTR   300 0 0
EXTRA SPACE STORAGE INC COM 30225T102   314,431 1,745 SH   SOLE   1,745 0 0
EXXON MOBIL CORP COM 30231G102   5,573,107 47,544 SH   SOLE   47,144 0 400
EXXON MOBIL CORP COM 30231G102   1,089,091 9,291 SH   OTR   4,835 936 3,520
META PLATFORMS INC CL A 30303M102   1,625,729 2,840 SH   SOLE   2,830 0 10
META PLATFORMS INC CL A 30303M102   52,664 92 SH   OTR   92 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   26,857,000 5,020 SH   SOLE   5,020 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   7,265,300 1,358 SH   OTR   431 87 840
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   798,416 16,159 SH   SOLE   946 0 15,213
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   42,245 855 SH   OTR   0 0 855
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   556,970 9,303 SH   SOLE   6,616 0 2,687
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   401,069 6,699 SH   OTR   6,699 0 0
FISERV INC COM 337738108   263,546 1,467 SH   SOLE   1,467 0 0
FORTIVE CORP COM 34959J108   1,582,467 20,049 SH   SOLE   19,955 0 94
FORTIVE CORP COM 34959J108   218,636 2,770 SH   OTR   650 2,120 0
FRANKLIN RESOURCES INC COM 354613101   533,249 26,464 SH   SOLE   26,464 0 0
GENERAL DYNAMICS CORP COM 369550108   337,255 1,116 SH   SOLE   1,116 0 0
GENERAL DYNAMICS CORP COM 369550108   147,171 487 SH   OTR   327 0 160
GE AEROSPACE COM NEW 369604301   472,392 2,505 SH   SOLE   2,505 0 0
GENERAL MLS INC COM 370334104   273,318 3,701 SH   SOLE   3,701 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   4,053,465 8,187 SH   SOLE   8,137 0 50
GOLDMAN SACHS GROUP INC COM 38141G104   202,995 410 SH   OTR   410 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   262,770 1,140 SH   SOLE   1,140 0 0
HOME DEPOT INC COM 437076102   1,709,944 4,220 SH   SOLE   4,213 0 7
HOME DEPOT INC COM 437076102   339,557 838 SH   OTR   394 198 246
HONEYWELL INTL INC COM 438516106   4,759,084 23,023 SH   SOLE   22,757 0 266
HONEYWELL INTL INC COM 438516106   340,864 1,649 SH   OTR   1,495 0 154
IDACORP INC COM 451107106   229,890 2,230 SH   SOLE   2,230 0 0
IDEXX LABS INC COM 45168D104   717,412 1,420 SH   SOLE   1,420 0 0
ILLINOIS TOOL WKS INC COM 452308109   371,353 1,417 SH   SOLE   1,417 0 0
ILLINOIS TOOL WKS INC COM 452308109   52,414 200 SH   OTR   200 0 0
INTEL CORP COM 458140100   415,359 17,705 SH   SOLE   17,705 0 0
INTEL CORP COM 458140100   1,947 83 SH   OTR   83 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   503,399 2,277 SH   SOLE   2,177 0 100
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   637,888 12,712 SH   SOLE   690 0 12,022
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   1,304 26 SH   OTR   26 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,102,062 2,258 SH   SOLE   2,258 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   429,369 874 SH   SOLE   874 0 0
ISHARES GOLD TR ISHARES NEW 464285204   220,071 4,428 SH   SOLE   4,428 0 0
ISHARES TR SELECT DIVID ETF 464287168   841,621 6,231 SH   SOLE   6,231 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,053,273 1,826 SH   SOLE   1,826 0 0
ISHARES TR CORE S&P500 ETF 464287200   263,029 456 SH   OTR   407 49 0
ISHARES TR MSCI EMG MKT ETF 464287234   638,279 13,918 SH   SOLE   11,994 0 1,924
ISHARES TR MSCI EMG MKT ETF 464287234   1,054 23 SH   OTR   0 0 23
ISHARES TR S&P 500 GRWT ETF 464287309   181,925 1,900 SH   SOLE   1,900 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   599,395 6,260 SH   OTR   0 0 6,260
ISHARES TR S&P 500 VAL ETF 464287408   187,311 950 SH   SOLE   950 0 0
ISHARES TR S&P 500 VAL ETF 464287408   735,246 3,729 SH   OTR   0 0 3,729
ISHARES TR MSCI EAFE ETF 464287465   10,292,093 123,067 SH   SOLE   122,617 0 450
ISHARES TR MSCI EAFE ETF 464287465   402,762 4,816 SH   OTR   4,000 816 0
ISHARES TR RUS MDCP VAL ETF 464287473   874,040 6,609 SH   SOLE   6,609 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,919,424 21,777 SH   SOLE   21,357 0 420
ISHARES TR RUS MID CAP ETF 464287499   17,628 200 SH   OTR   0 200 0
ISHARES TR CORE S&P MCP ETF 464287507   40,508 650 SH   SOLE   650 0 0
ISHARES TR CORE S&P MCP ETF 464287507   432,500 6,940 SH   OTR   0 0 6,940
ISHARES TR RUS 1000 VAL ETF 464287598   474,500 2,500 SH   SOLE   2,500 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   251,879 671 SH   SOLE   671 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   202,705 540 SH   OTR   540 0 0
ISHARES TR RUS 1000 ETF 464287622   503,967 1,603 SH   SOLE   1,603 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,808,806 17,243 SH   SOLE   17,243 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   480,435 2,175 SH   OTR   110 2,065 0
ISHARES TR U.S. TECH ETF 464287721   332,502 2,193 SH   SOLE   0 0 2,193
ISHARES TR CORE S&P SCP ETF 464287804   163,744 1,400 SH   SOLE   1,400 0 0
ISHARES TR CORE S&P SCP ETF 464287804   456,377 3,902 SH   OTR   3,902 0 0
ISHARES TR CALIF MUN BD ETF 464288356   703,189 12,101 SH   SOLE   3,827 0 8,274
ISHARES TR EAFE GRWTH ETF 464288885   1,851,580 17,200 SH   SOLE   17,200 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   242,518 4,733 SH   SOLE   219 0 4,514
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   81,984 1,600 SH   OTR   0 0 1,600
JPMORGAN CHASE & CO. COM 46625H100   8,696,288 41,242 SH   SOLE   39,883 0 1,359
JPMORGAN CHASE & CO. COM 46625H100   656,618 3,114 SH   OTR   1,162 1,558 394
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   518,843 10,580 SH   SOLE   6,085 0 4,495
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,275 26 SH   OTR   26 0 0
JOHNSON & JOHNSON COM 478160104   4,404,628 27,179 SH   SOLE   26,942 0 237
JOHNSON & JOHNSON COM 478160104   307,914 1,900 SH   OTR   1,533 0 367
KEMPER CORP COM 488401100   843,780 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   506,659 3,561 SH   SOLE   3,486 0 75
KIMBERLY-CLARK CORP COM 494368103   87,929 618 SH   OTR   100 518 0
ELI LILLY & CO COM 532457108   2,501,008 2,823 SH   SOLE   2,442 0 381
ELI LILLY & CO COM 532457108   31,007 35 SH   OTR   0 0 35
LOCKHEED MARTIN CORP COM 539830109   1,386,576 2,372 SH   SOLE   2,365 0 7
LOCKHEED MARTIN CORP COM 539830109   25,136 43 SH   OTR   43 0 0
LOWES COS INC COM 548661107   2,800,859 10,341 SH   SOLE   10,261 0 80
LOWES COS INC COM 548661107   335,312 1,238 SH   OTR   698 540 0
MARATHON PETE CORP COM 56585A102   1,752,911 10,760 SH   SOLE   10,760 0 0
MARATHON PETE CORP COM 56585A102   680,963 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   333,621 1,342 SH   SOLE   1,342 0 0
MARRIOTT INTL INC NEW CL A 571903202   12,430 50 SH   OTR   50 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,807,308 3,660 SH   SOLE   3,649 0 11
MASTERCARD INCORPORATED CL A 57636Q104   336,771 682 SH   OTR   343 0 339
MCDONALDS CORP COM 580135101   738,741 2,426 SH   SOLE   2,118 0 308
MCDONALDS CORP COM 580135101   41,108 135 SH   OTR   5 90 40
MERCK & CO INC COM 58933Y105   1,033,509 9,101 SH   SOLE   8,882 0 219
MERCK & CO INC COM 58933Y105   100,046 881 SH   OTR   0 881 0
MICROSOFT CORP COM 594918104   23,945,334 55,648 SH   SOLE   54,858 0 790
MICROSOFT CORP COM 594918104   3,311,588 7,696 SH   OTR   5,682 1,154 860
MIDDLESEX WTR CO COM 596680108   363,973 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,622,578 35,599 SH   SOLE   35,478 0 121
MONDELEZ INTL INC CL A 609207105   128,922 1,750 SH   OTR   1,735 0 15
MORGAN STANLEY COM NEW 617446448   201,495 1,933 SH   SOLE   1,933 0 0
MORGAN STANLEY COM NEW 617446448   91,210 875 SH   OTR   182 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   6,084,393 13,532 SH   SOLE   13,444 0 88
MOTOROLA SOLUTIONS INC COM NEW 620076307   760,773 1,692 SH   OTR   692 1,000 0
MUSCLEPHARM CORP COM NEW 627335201   0 17,320 SH   SOLE   17,320 0 0
NESTLE S A SPONSORED ADR 641069406   595,237 5,910 SH   SOLE   5,910 0 0
NESTLE S A SPONSORED ADR 641069406   12,086 120 SH   OTR   120 0 0
NETFLIX INC COM 64110L106   446,130 629 SH   SOLE   629 0 0
NETFLIX INC COM 64110L106   1,418 2 SH   OTR   0 0 2
NEW JERSEY RES CORP COM 646025106   1,052,607 22,301 SH   SOLE   22,301 0 0
NEWMONT CORP COM 651639106   1,951,352 36,508 SH   SOLE   36,238 0 270
NEWMONT CORP COM 651639106   226,200 4,232 SH   OTR   1,752 2,480 0
NEXTERA ENERGY INC COM 65339F101   669,562 7,921 SH   SOLE   7,921 0 0
NEXTERA ENERGY INC COM 65339F101   3,043 36 SH   OTR   36 0 0
NIKE INC CL B 654106103   2,036,028 23,032 SH   SOLE   22,878 0 154
NIKE INC CL B 654106103   85,394 966 SH   OTR   583 150 233
NON INVASIVE MONITORING SYS COM NEW 655366508   1,079 192,818 SH   SOLE   192,818 0 0
NORFOLK SOUTHN CORP COM 655844108   202,030 813 SH   SOLE   773 0 40
NORTHROP GRUMMAN CORP COM 666807102   3,475,228 6,581 SH   SOLE   6,560 0 21
NORTHROP GRUMMAN CORP COM 666807102   137,298 260 SH   OTR   260 0 0
NOVO-NORDISK A S ADR 670100205   403,290 3,387 SH   SOLE   2,947 0 440
NOVO-NORDISK A S ADR 670100205   714 6 SH   OTR   0 0 6
NVIDIA CORPORATION COM 67066G104   1,323,331 10,897 SH   SOLE   9,479 0 1,418
NVIDIA CORPORATION COM 67066G104   25,988 214 SH   OTR   0 0 214
ORACLE CORP COM 68389X105   7,458,067 43,768 SH   SOLE   43,488 0 280
ORACLE CORP COM 68389X105   1,031,090 6,051 SH   OTR   1,665 3,896 490
PALO ALTO NETWORKS INC COM 697435105   740,338 2,166 SH   SOLE   2,118 0 48
PAYPAL HLDGS INC COM 70450Y103   216,533 2,775 SH   SOLE   2,775 0 0
PEPSICO INC COM 713448108   957,721 5,632 SH   SOLE   5,432 0 200
PEPSICO INC COM 713448108   59,857 352 SH   OTR   346 0 6
PFIZER INC COM 717081103   1,363,189 47,104 SH   SOLE   44,281 0 2,823
PFIZER INC COM 717081103   180,932 6,252 SH   OTR   1,430 3,835 987
PHILIP MORRIS INTL INC COM 718172109   1,032,264 8,503 SH   SOLE   8,503 0 0
PHILIP MORRIS INTL INC COM 718172109   6,555 54 SH   OTR   0 0 54
PHILLIPS 66 COM 718546104   328,362 2,498 SH   SOLE   2,498 0 0
PHILLIPS 66 COM 718546104   16,431 125 SH   OTR   125 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   315,461 3,133 SH   SOLE   24 0 3,109
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   96,964 963 SH   OTR   13 0 950
POST HLDGS INC COM 737446104   324,100 2,800 SH   SOLE   2,800 0 0
PROCTER AND GAMBLE CO COM 742718109   3,070,143 17,726 SH   SOLE   17,688 0 38
PROCTER AND GAMBLE CO COM 742718109   155,533 898 SH   OTR   772 120 6
QUEEN CITY INVTS INC CAP STK 74823W109   6,013,883 4,242 SH   SOLE   4,242 0 0
RTX CORPORATION COM 75513E101   923,845 7,625 SH   SOLE   7,265 0 360
RTX CORPORATION COM 75513E101   75,967 627 SH   OTR   627 0 0
REPUBLIC SVCS INC COM 760759100   2,132,318 10,617 SH   SOLE   10,560 0 57
ROCKWELL AUTOMATION INC COM 773903109   286,178 1,066 SH   SOLE   1,066 0 0
ROPER TECHNOLOGIES INC COM 776696106   687,759 1,236 SH   SOLE   1,236 0 0
SHELL PLC SPON ADS 780259305   628,173 9,525 SH   SOLE   9,525 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,333,992 2,325 SH   SOLE   2,325 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   664,414 1,158 SH   OTR   810 348 0
SPDR GOLD TR GOLD SHS 78463V107   613,726 2,525 SH   SOLE   2,260 0 265
SPDR GOLD TR GOLD SHS 78463V107   37,917 156 SH   OTR   156 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,685,054 2,958 SH   SOLE   2,958 0 0
SALESFORCE INC COM 79466L302   1,153,687 4,215 SH   SOLE   4,215 0 0
SALESFORCE INC COM 79466L302   295,606 1,080 SH   OTR   124 320 636
SEMPRA COM 816851109   441,733 5,282 SH   SOLE   5,282 0 0
SHERWIN WILLIAMS CO COM 824348106   359,151 941 SH   SOLE   941 0 0
SOLVENTUM CORP COM SHS 83444M101   195,006 2,797 SH   SOLE   2,797 0 0
SOLVENTUM CORP COM SHS 83444M101   10,458 150 SH   OTR   150 0 0
SOUTHERN CO COM 842587107   1,367,218 15,161 SH   SOLE   14,936 0 225
SOUTHERN CO COM 842587107   18,036 200 SH   OTR   200 0 0
STARBUCKS CORP COM 855244109   1,095,690 11,239 SH   SOLE   11,214 0 25
STARBUCKS CORP COM 855244109   74,872 768 SH   OTR   57 711 0
STRYKER CORPORATION COM 863667101   205,918 570 SH   SOLE   570 0 0
STRYKER CORPORATION COM 863667101   54,550 151 SH   OTR   0 0 151
TJX COS INC NEW COM 872540109   380,594 3,238 SH   SOLE   3,238 0 0
TARGET CORP COM 87612E106   430,329 2,761 SH   SOLE   2,761 0 0
TARGET CORP COM 87612E106   16,832 108 SH   OTR   108 0 0
TC ENERGY CORP COM 87807B107   318,109 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   1,041,193 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   687,302 2,627 SH   SOLE   2,181 0 446
TESLA INC COM 88160R101   784 3 SH   OTR   0 0 3
TEXAS ROADHOUSE INC COM 882681109   238,410 1,350 SH   SOLE   1,350 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   474,443 767 SH   SOLE   767 0 0
3M CO COM 88579Y101   1,659,811 12,142 SH   SOLE   12,072 0 70
3M CO COM 88579Y101   88,034 644 SH   OTR   644 0 0
TRAVELERS COMPANIES INC COM 89417E109   304,356 1,300 SH   SOLE   1,300 0 0
TRAVELERS COMPANIES INC COM 89417E109   22,007 94 SH   OTR   94 0 0
US BANCORP DEL COM NEW 902973304   277,352 6,065 SH   SOLE   6,065 0 0
UNION PAC CORP COM 907818108   750,285 3,044 SH   SOLE   3,034 0 10
UNION PAC CORP COM 907818108   37,218 151 SH   OTR   151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   314,945 2,310 SH   SOLE   2,310 0 0
UNITED PARCEL SERVICE INC CL B 911312106   47,173 346 SH   OTR   4 342 0
UNITEDHEALTH GROUP INC COM 91324P102   9,803,914 16,768 SH   SOLE   16,550 0 218
UNITEDHEALTH GROUP INC COM 91324P102   721,495 1,234 SH   OTR   483 606 145
VANGUARD WORLD FD MEGA GRWTH IND 921910816   320,340 995 SH   SOLE   995 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   172,371 3,264 SH   SOLE   3,264 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   29,890 566 SH   OTR   0 566 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   293,990 2,334 SH   SOLE   2,334 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   955,206 15,162 SH   SOLE   14,912 0 250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   239,441 5,004 SH   SOLE   5,004 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,289,097 2,443 SH   SOLE   2,443 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   771,566 7,920 SH   SOLE   7,920 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   377,064 1,878 SH   SOLE   1,878 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,841,955 6,505 SH   SOLE   6,505 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,006,298 22,407 SH   SOLE   22,303 0 104
VERIZON COMMUNICATIONS INC COM 92343V104   113,307 2,523 SH   OTR   35 2,428 60
VISA INC COM CL A 92826C839   5,070,627 18,442 SH   SOLE   18,357 0 85
VISA INC COM CL A 92826C839   838,597 3,050 SH   OTR   1,179 1,131 740
WEC ENERGY GROUP INC COM 92939U106   255,742 2,659 SH   SOLE   2,659 0 0
WEC ENERGY GROUP INC COM 92939U106   16,831 175 SH   OTR   0 175 0
WALMART INC COM 931142103   3,436,800 42,561 SH   SOLE   42,492 0 69
WALMART INC COM 931142103   87,371 1,082 SH   OTR   902 0 180
WARNER BROS DISCOVERY INC COM SER A 934423104   125,367 15,196 SH   SOLE   15,196 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   10,098 1,224 SH   OTR   0 1,224 0
WASTE MGMT INC DEL COM 94106L109   2,198,691 10,591 SH   SOLE   10,591 0 0
WASTE MGMT INC DEL COM 94106L109   61,034 294 SH   OTR   294 0 0
WELLS FARGO CO NEW COM 949746101   571,509 10,117 SH   SOLE   9,317 0 800
WISDOMTREE TR US MIDCAP DIVID 97717W505   213,927 4,184 SH   SOLE   4,184 0 0
YUM BRANDS INC COM 988498101   54,347 389 SH   SOLE   389 0 0
YUM BRANDS INC COM 988498101   164,857 1,180 SH   OTR   1,180 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   235,438 2,181 SH   SOLE   2,181 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   61,963 574 SH   OTR   0 574 0
ZOETIS INC CL A 98978V103   200,069 1,024 SH   SOLE   1,024 0 0
ZOETIS INC CL A 98978V103   55,487 284 SH   OTR   284 0 0