The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,567,277 5,079 SH   SOLE   5,079 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   27,155 88 SH   OTR   88 0 0
LINDE PLC SHS G54950103   220,645 579 SH   SOLE   579 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   485,035 2,536 SH   SOLE   2,536 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   357,301 493 SH   SOLE   493 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   13,770 19 SH   OTR   19 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   364,434 7,264 SH   SOLE   7,264 0 0
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   26,339 525 SH   OTR   498 0 27
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   643,843 25,795 SH   SOLE   25,795 0 0
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   48,622 1,948 SH   OTR   1,948 0 0
AGNC INVT CORP COM 00123Q104   130,525 12,885 SH   SOLE   12,885 0 0
AT&T INC COM 00206R102   771,246 48,354 SH   SOLE   48,354 0 0
AT&T INC COM 00206R102   90,596 5,680 SH   OTR   609 5,071 0
ABBOTT LABS COM 002824100   840,871 7,713 SH   SOLE   7,713 0 0
ABBOTT LABS COM 002824100   30,089 276 SH   OTR   0 0 276
ABBVIE INC COM 00287Y109   1,196,806 8,883 SH   SOLE   8,883 0 0
ABBVIE INC COM 00287Y109   117,080 869 SH   OTR   602 0 267
ADOBE SYSTEMS INCORPORATED COM 00724F101   5,210,188 10,655 SH   SOLE   10,579 0 76
ADOBE SYSTEMS INCORPORATED COM 00724F101   470,897 963 SH   OTR   301 662 0
ADVANCED MICRO DEVICES INC COM 007903107   379,320 3,330 SH   SOLE   3,330 0 0
ADVANCED MICRO DEVICES INC COM 007903107   569 5 SH   OTR   5 0 0
ATI INC COM 01741R102   523,108 11,827 SH   SOLE   11,827 0 0
ALLIANT ENERGY CORP COM 018802108   341,120 6,500 SH   SOLE   6,500 0 0
ALPHABET INC CAP STK CL C 02079K107   1,613,739 13,340 SH   SOLE   13,340 0 0
ALPHABET INC CAP STK CL C 02079K107   140,325 1,160 SH   OTR   660 500 0
ALPHABET INC CAP STK CL A 02079K305   7,276,323 60,788 SH   SOLE   60,308 0 480
ALPHABET INC CAP STK CL A 02079K305   728,135 6,083 SH   OTR   3,743 2,340 0
ALTRIA GROUP INC COM 02209S103   400,723 8,846 SH   SOLE   8,846 0 0
ALTRIA GROUP INC COM 02209S103   4,530 100 SH   OTR   100 0 0
AMAZON COM INC COM 023135106   7,764,502 59,562 SH   SOLE   59,182 0 380
AMAZON COM INC COM 023135106   648,019 4,971 SH   OTR   3,082 1,889 0
AMERICAN BUSINESS BK LOS ANG COM 02475L105   248,751 9,213 SH   SOLE   9,213 0 0
AMERICAN EXPRESS CO COM 025816109   4,844,327 27,809 SH   SOLE   27,652 0 157
AMERICAN EXPRESS CO COM 025816109   442,990 2,543 SH   OTR   736 1,627 180
AMER STATES WTR CO COM 029899101   410,205 4,715 SH   SOLE   4,715 0 0
AMER STATES WTR CO COM 029899101   261,000 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   4,133,469 28,956 SH   SOLE   28,734 0 222
AMERICAN WTR WKS CO INC NEW COM 030420103   277,648 1,945 SH   OTR   621 1,124 200
AMERIPRISE FINL INC COM 03076C106   695,875 2,095 SH   SOLE   2,095 0 0
AMGEN INC COM 031162100   1,057,703 4,764 SH   SOLE   4,764 0 0
AMGEN INC COM 031162100   255,989 1,153 SH   OTR   129 1,024 0
APPLE INC COM 037833100   26,429,964 136,258 SH   SOLE   134,880 0 1,378
APPLE INC COM 037833100   3,066,665 15,810 SH   OTR   11,955 3,255 600
AVISTA CORP COM 05379B107   387,045 9,856 SH   SOLE   9,856 0 0
BP PLC SPONSORED ADR 055622104   247,100 7,002 SH   SOLE   7,002 0 0
BANK AMERICA CORP COM 060505104   330,135 11,507 SH   SOLE   8,107 0 3,400
BANK NEW YORK MELLON CORP COM 064058100   1,130,095 25,384 SH   SOLE   24,993 0 391
BANK NEW YORK MELLON CORP COM 064058100   34,102 766 SH   OTR   766 0 0
BARINGS BDC INC COM 06759L103   128,497 16,390 SH   SOLE   16,390 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   5,695,910 11 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   12,376,254 36,294 SH   SOLE   30,219 0 6,075
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   322,586 946 SH   OTR   680 0 266
BLACKROCK INC COM 09247X101   427,124 618 SH   SOLE   618 0 0
BLACKROCK INC COM 09247X101   24,189 35 SH   OTR   35 0 0
BOEING CO COM 097023105   3,991,557 18,903 SH   SOLE   18,753 0 150
BOEING CO COM 097023105   276,830 1,311 SH   OTR   674 449 188
BRISTOL-MYERS SQUIBB CO COM 110122108   294,617 4,607 SH   SOLE   4,422 0 185
BROADCOM INC COM 11135F101   1,181,439 1,362 SH   SOLE   1,362 0 0
BROADCOM INC COM 11135F101   139,656 161 SH   OTR   161 0 0
THE CIGNA GROUP COM 125523100   2,081,771 7,419 SH   SOLE   7,419 0 0
CNL HEALTHCARE PPTYS INC COM 12612C108   75,477 16,372 SH   SOLE   16,372 0 0
CVS HEALTH CORP COM 126650100   221,354 3,202 SH   SOLE   3,202 0 0
CVS HEALTH CORP COM 126650100   6,913 100 SH   OTR   100 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   759,890 14,718 SH   SOLE   14,718 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   41,510 804 SH   OTR   804 0 0
CANADIAN NATL RY CO COM 136375102   207,513 1,714 SH   SOLE   1,714 0 0
CARTER VALIDUS MISSION CRITI CL A 146280102   185,907 29,985 SH   SOLE   29,985 0 0
CHEVRON CORP NEW COM 166764100   5,145,187 32,699 SH   SOLE   32,132 0 567
CHEVRON CORP NEW COM 166764100   1,288,224 8,187 SH   OTR   5,698 2,235 254
CHURCH & DWIGHT CO INC COM 171340102   261,299 2,607 SH   SOLE   2,607 0 0
CISCO SYS INC COM 17275R102   363,266 7,021 SH   SOLE   7,021 0 0
CISCO SYS INC COM 17275R102   27,422 530 SH   OTR   530 0 0
COCA COLA CO COM 191216100   623,397 10,352 SH   SOLE   10,352 0 0
COCA COLA CO COM 191216100   662 11 SH   OTR   0 0 11
COLGATE PALMOLIVE CO COM 194162103   234,509 3,044 SH   SOLE   2,884 0 160
COLGATE PALMOLIVE CO COM 194162103   20,569 267 SH   OTR   0 0 267
COMCAST CORP NEW CL A 20030N101   1,238,314 29,803 SH   SOLE   29,803 0 0
COMCAST CORP NEW CL A 20030N101   95,565 2,300 SH   OTR   2,300 0 0
CONOCOPHILLIPS COM 20825C104   1,927,871 18,607 SH   SOLE   18,355 0 252
CONOCOPHILLIPS COM 20825C104   39,786 384 SH   OTR   150 234 0
COSTCO WHSL CORP NEW COM 22160K105   9,265,519 17,210 SH   SOLE   17,065 0 145
COSTCO WHSL CORP NEW COM 22160K105   850,102 1,579 SH   OTR   674 784 121
CURTISS WRIGHT CORP COM 231561101   651,625 3,548 SH   SOLE   3,548 0 0
DANAHER CORPORATION COM 235851102   2,772,960 11,554 SH   SOLE   11,420 0 134
DANAHER CORPORATION COM 235851102   275,520 1,148 SH   OTR   320 828 0
DEERE & CO COM 244199105   325,367 803 SH   SOLE   803 0 0
DISNEY WALT CO COM 254687106   2,771,340 31,041 SH   SOLE   30,757 0 284
DISNEY WALT CO COM 254687106   465,416 5,213 SH   OTR   2,895 2,018 300
DUKE ENERGY CORP NEW COM NEW 26441C204   194,556 2,168 SH   SOLE   2,168 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   17,948 200 SH   OTR   200 0 0
DYNEX CAP INC COM 26817Q886   131,691 10,460 SH   SOLE   10,460 0 0
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   197,071 6,883 SH   SOLE   6,145 0 738
ETF SER SOLUTIONS AAM TRANSFORMERS 26922B683   8,560 299 SH   OTR   56 0 243
EAGLE MATLS INC COM 26969P108   267,326 1,434 SH   SOLE   1,434 0 0
EASTMAN CHEM CO COM 277432100   234,416 2,800 SH   SOLE   2,800 0 0
EDISON INTL COM 281020107   619,910 8,926 SH   SOLE   8,926 0 0
EXXON MOBIL CORP COM 30231G102   5,603,812 52,250 SH   SOLE   51,800 0 450
EXXON MOBIL CORP COM 30231G102   970,934 9,053 SH   OTR   4,597 936 3,520
META PLATFORMS INC CL A 30303M102   889,351 3,099 SH   SOLE   3,099 0 0
META PLATFORMS INC CL A 30303M102   45,916 160 SH   OTR   160 0 0
FARMERS & MERCHANTS BK LONG COM 308243104   39,362,070 7,249 SH   SOLE   4,969 0 2,280
FARMERS & MERCHANTS BK LONG COM 308243104   7,411,950 1,365 SH   OTR   11 87 1,267
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   349,033 5,875 SH   SOLE   5,875 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   518,827 8,733 SH   OTR   8,733 0 0
FORD MTR CO DEL COM 345370860   387,297 25,598 SH   SOLE   25,598 0 0
FORD MTR CO DEL COM 345370860   16,552 1,094 SH   OTR   1,094 0 0
FORTIVE CORP COM 34959J108   1,316,624 17,609 SH   SOLE   17,440 0 169
FORTIVE CORP COM 34959J108   203,150 2,717 SH   OTR   330 2,387 0
FRANKLIN RESOURCES INC COM 354613101   706,853 26,464 SH   SOLE   26,464 0 0
GENERAL DYNAMICS CORP COM 369550108   228,919 1,064 SH   SOLE   1,064 0 0
GENERAL DYNAMICS CORP COM 369550108   154,047 716 SH   OTR   377 0 339
GENERAL ELECTRIC CO COM NEW 369604301   321,970 2,931 SH   SOLE   2,931 0 0
GENERAL MLS INC COM 370334104   321,219 4,188 SH   SOLE   4,188 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   2,571,611 7,973 SH   SOLE   7,878 0 95
GOLDMAN SACHS GROUP INC COM 38141G104   152,561 473 SH   OTR   362 111 0
HOME DEPOT INC COM 437076102   1,195,964 3,850 SH   SOLE   3,850 0 0
HOME DEPOT INC COM 437076102   191,043 615 SH   OTR   417 198 0
HONEYWELL INTL INC COM 438516106   4,691,990 22,612 SH   SOLE   22,306 0 306
HONEYWELL INTL INC COM 438516106   519,372 2,503 SH   OTR   2,158 0 345
HUNTINGTON INGALLS INDS INC COM 446413106   377,360 1,658 SH   SOLE   1,658 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   34,367 151 SH   OTR   151 0 0
IDACORP INC COM 451107106   228,798 2,230 SH   SOLE   2,230 0 0
IDEXX LABS INC COM 45168D104   758,367 1,510 SH   SOLE   1,510 0 0
ILLINOIS TOOL WKS INC COM 452308109   218,139 872 SH   SOLE   872 0 0
ILLINOIS TOOL WKS INC COM 452308109   50,032 200 SH   OTR   200 0 0
INTEL CORP COM 458140100   314,202 9,396 SH   SOLE   9,396 0 0
INTEL CORP COM 458140100   26,651 797 SH   OTR   797 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   487,737 3,645 SH   SOLE   3,645 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   13,381 100 SH   OTR   100 0 0
INTERNATIONAL DISPENSING COR COM 459407102   404 14,000 SH   SOLE   14,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   430,374 1,165 SH   SOLE   1,165 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   324,501 949 SH   SOLE   949 0 0
ISHARES TR SELECT DIVID ETF 464287168   935,178 8,254 SH   SOLE   8,254 0 0
ISHARES TR SELECT DIVID ETF 464287168   45,320 400 SH   OTR   400 0 0
ISHARES TR CORE S&P500 ETF 464287200   662,770 1,487 SH   SOLE   1,487 0 0
ISHARES TR CORE S&P500 ETF 464287200   396,236 889 SH   OTR   889 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,290,170 32,613 SH   SOLE   32,429 0 184
ISHARES TR IBOXX INV CP ETF 464287242   430,829 3,984 SH   SOLE   3,984 0 0
ISHARES TR S&P 500 VAL ETF 464287408   741,474 4,600 SH   SOLE   4,600 0 0
ISHARES TR MSCI EAFE ETF 464287465   12,830,252 176,969 SH   SOLE   174,219 0 2,750
ISHARES TR MSCI EAFE ETF 464287465   851,585 11,746 SH   OTR   9,050 2,696 0
ISHARES TR RUS MDCP VAL ETF 464287473   722,637 6,579 SH   SOLE   6,504 0 75
ISHARES TR RUS MID CAP ETF 464287499   1,919,739 26,287 SH   SOLE   25,867 0 420
ISHARES TR RUS 1000 VAL ETF 464287598   484,380 3,069 SH   SOLE   3,069 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   236,654 860 SH   SOLE   860 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   148,597 540 SH   OTR   540 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,158,683 16,867 SH   SOLE   16,867 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   476,976 2,547 SH   OTR   482 2,065 0
ISHARES TR U.S. TECH ETF 464287721   246,046 2,260 SH   SOLE   0 0 2,260
ISHARES TR CORE S&P SCP ETF 464287804   65,968 662 SH   SOLE   662 0 0
ISHARES TR CORE S&P SCP ETF 464287804   344,490 3,457 SH   OTR   3,457 0 0
ISHARES TR CALIF MUN BD ETF 464288356   487,036 8,552 SH   SOLE   8,552 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,621,970 17,000 SH   SOLE   17,000 0 0
ISHARES TR EAFE GRWTH ETF 464288885   19,082 200 SH   OTR   200 0 0
JPMORGAN CHASE & CO COM 46625H100   5,624,019 38,669 SH   SOLE   37,141 0 1,528
JPMORGAN CHASE & CO COM 46625H100   536,528 3,689 SH   OTR   1,924 1,722 43
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   209,718 9,154 SH   SOLE   9,154 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   28,981 1,265 SH   OTR   1,265 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   199,332 4,171 SH   SOLE   4,171 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   27,335 572 SH   OTR   572 0 0
JOHNSON & JOHNSON COM 478160104   4,183,021 25,272 SH   SOLE   25,067 0 205
JOHNSON & JOHNSON COM 478160104   431,014 2,604 SH   OTR   2,342 142 120
KEMPER CORP COM 488401100   664,829 13,776 SH   SOLE   13,776 0 0
KIMBERLY-CLARK CORP COM 494368103   556,105 4,028 SH   SOLE   3,953 0 75
KIMBERLY-CLARK CORP COM 494368103   137,093 993 SH   OTR   475 518 0
LAUDER ESTEE COS INC CL A 518439104   212,090 1,080 SH   SOLE   1,080 0 0
LIFE STORAGE INC COM COM 53223X107   259,272 1,950 SH   SOLE   1,950 0 0
LILLY ELI & CO COM 532457108   1,568,269 3,344 SH   SOLE   3,344 0 0
LOCKHEED MARTIN CORP COM 539830109   1,723,662 3,744 SH   SOLE   3,744 0 0
LOCKHEED MARTIN CORP COM 539830109   33,607 73 SH   OTR   73 0 0
LOWES COS INC COM 548661107   2,458,098 10,891 SH   SOLE   10,751 0 140
LOWES COS INC COM 548661107   320,042 1,418 SH   OTR   878 540 0
MARATHON PETE CORP COM 56585A102   1,487,816 12,760 SH   SOLE   12,760 0 0
MARATHON PETE CORP COM 56585A102   487,388 4,180 SH   OTR   4,180 0 0
MARRIOTT INTL INC NEW CL A 571903202   282,882 1,540 SH   SOLE   1,540 0 0
MARRIOTT INTL INC NEW CL A 571903202   9,919 54 SH   OTR   54 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,476,841 3,755 SH   SOLE   3,755 0 0
MASTERCARD INCORPORATED CL A 57636Q104   134,901 343 SH   OTR   343 0 0
MCDONALDS CORP COM 580135101   443,735 1,487 SH   SOLE   1,487 0 0
MCDONALDS CORP COM 580135101   49,536 166 SH   OTR   166 0 0
MCKESSON CORP COM 58155Q103   691,814 1,619 SH   SOLE   1,619 0 0
MERCK & CO INC COM 58933Y105   911,004 7,895 SH   SOLE   7,723 0 172
MERCK & CO INC COM 58933Y105   128,313 1,112 SH   OTR   231 881 0
MICROSOFT CORP COM 594918104   20,901,664 61,378 SH   SOLE   60,426 0 952
MICROSOFT CORP COM 594918104   2,265,612 6,653 SH   OTR   4,922 1,451 280
MIDDLESEX WTR CO COM 596680108   450,002 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   2,357,274 32,318 SH   SOLE   32,077 0 241
MONDELEZ INTL INC CL A 609207105   96,280 1,320 SH   OTR   947 364 9
MORGAN STANLEY COM NEW 617446448   186,684 2,186 SH   SOLE   2,186 0 0
MORGAN STANLEY COM NEW 617446448   68,661 804 SH   OTR   111 693 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   3,528,158 12,030 SH   SOLE   11,878 0 152
MOTOROLA SOLUTIONS INC COM NEW 620076307   495,643 1,690 SH   OTR   476 1,214 0
MUSCLEPHARM CORP COM NEW 627335201   51 17,320 SH   SOLE   17,320 0 0
NESTLE S A SPONSORED ADR 641069406   2,683,606 22,313 SH   SOLE   22,082 0 231
NESTLE S A SPONSORED ADR 641069406   113,656 945 SH   OTR   420 275 250
NETFLIX INC COM 64110L106   282,354 641 SH   SOLE   641 0 0
NEW JERSEY RES CORP COM 646025106   1,052,607 22,301 SH   SOLE   22,301 0 0
NEWMONT CORP COM 651639106   1,575,647 36,935 SH   SOLE   36,435 0 500
NEWMONT CORP COM 651639106   176,185 4,130 SH   OTR   1,222 2,908 0
NEXTERA ENERGY INC COM 65339F101   680,859 9,176 SH   SOLE   9,176 0 0
NEXTERA ENERGY INC COM 65339F101   2,671 36 SH   OTR   36 0 0
NIKE INC CL B 654106103   2,619,190 23,731 SH   SOLE   23,382 0 349
NIKE INC CL B 654106103   103,527 938 SH   OTR   425 274 239
NON INVASIVE MONITORING SYS COM NEW 655366508   3,374 192,818 SH   SOLE   192,818 0 0
NORTHROP GRUMMAN CORP COM 666807102   7,137,372 15,659 SH   SOLE   15,630 0 29
NORTHROP GRUMMAN CORP COM 666807102   260,261 571 SH   OTR   571 0 0
NOVO-NORDISK A S ADR 670100205   236,109 1,459 SH   SOLE   1,459 0 0
OPKO HEALTH INC COM 68375N103   43,400 20,000 SH   SOLE   20,000 0 0
ORACLE CORP COM 68389X105   5,571,387 46,783 SH   SOLE   46,263 0 520
ORACLE CORP COM 68389X105   802,904 6,742 SH   OTR   1,805 4,337 600
PPG INDS INC COM 693506107   165,057 1,113 SH   SOLE   1,113 0 0
PPG INDS INC COM 693506107   66,735 450 SH   OTR   450 0 0
PALO ALTO NETWORKS INC COM 697435105   536,571 2,100 SH   SOLE   2,100 0 0
PARKER-HANNIFIN CORP COM 701094104   512,122 1,313 SH   SOLE   1,313 0 0
PARKER-HANNIFIN CORP COM 701094104   29,253 75 SH   OTR   75 0 0
PEPSICO INC COM 713448108   1,008,337 5,444 SH   SOLE   5,444 0 0
PEPSICO INC COM 713448108   147,990 799 SH   OTR   796 0 3
PFIZER INC COM 717081103   1,769,553 48,243 SH   SOLE   47,984 0 259
PFIZER INC COM 717081103   264,829 7,220 SH   OTR   1,685 4,101 1,434
PHILIP MORRIS INTL INC COM 718172109   814,443 8,343 SH   SOLE   8,343 0 0
PHILIP MORRIS INTL INC COM 718172109   10,445 107 SH   OTR   0 0 107
PHILLIPS 66 COM 718546104   239,308 2,509 SH   SOLE   2,509 0 0
PHILLIPS 66 COM 718546104   12,685 133 SH   OTR   133 0 0
POST HLDGS INC COM 737446104   242,620 2,800 SH   SOLE   2,800 0 0
PROCTER AND GAMBLE CO COM 742718109   2,743,003 18,077 SH   SOLE   18,077 0 0
PROCTER AND GAMBLE CO COM 742718109   89,374 589 SH   OTR   589 0 0
QUEEN CITY INVTS INC CAP STK 74823W109   5,398,608 4,185 SH   SOLE   4,185 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,082,751 11,053 SH   SOLE   11,053 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   150,956 1,541 SH   OTR   1,541 0 0
REPUBLIC SVCS INC COM 760759100   1,632,792 10,660 SH   SOLE   10,660 0 0
ROCKWELL AUTOMATION INC COM 773903109   231,273 702 SH   SOLE   702 0 0
ROPER TECHNOLOGIES INC COM 776696106   589,941 1,227 SH   SOLE   1,227 0 0
SHELL PLC SPON ADS 780259305   574,576 9,516 SH   SOLE   9,516 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,126,374 2,541 SH   SOLE   2,541 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   513,318 1,158 SH   OTR   810 348 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,495,635 3,123 SH   SOLE   3,123 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   54,595 114 SH   OTR   114 0 0
SALESFORCE INC COM 79466L302   1,134,043 5,368 SH   SOLE   5,368 0 0
SALESFORCE INC COM 79466L302   93,799 444 SH   OTR   124 320 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,552,034 30,020 SH   SOLE   30,020 0 0
SEMPRA COM 816851109   426,287 2,928 SH   SOLE   2,928 0 0
SHERWIN WILLIAMS CO COM 824348106   249,854 941 SH   SOLE   941 0 0
SOUTHERN CO COM 842587107   1,153,996 16,427 SH   SOLE   16,202 0 225
SOUTHERN CO COM 842587107   19,318 275 SH   OTR   275 0 0
STARBUCKS CORP COM 855244109   1,029,530 10,393 SH   SOLE   10,393 0 0
STARBUCKS CORP COM 855244109   76,078 768 SH   OTR   57 711 0
TJX COS INC NEW COM 872540109   2,097,535 24,738 SH   SOLE   24,738 0 0
TARGET CORP COM 87612E106   380,531 2,885 SH   SOLE   2,885 0 0
TARGET CORP COM 87612E106   22,159 168 SH   OTR   168 0 0
TC ENERGY CORP COM 87807B107   270,342 6,690 SH   SOLE   6,690 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   978,030 2,379 SH   SOLE   2,379 0 0
TESLA INC COM 88160R101   514,378 1,965 SH   SOLE   1,965 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   406,443 779 SH   SOLE   779 0 0
3M CO COM 88579Y101   1,475,726 14,744 SH   SOLE   14,674 0 70
3M CO COM 88579Y101   9,408 94 SH   OTR   94 0 0
TRAVELERS COMPANIES INC COM 89417E109   268,304 1,545 SH   SOLE   1,545 0 0
TRAVELERS COMPANIES INC COM 89417E109   120,520 694 SH   OTR   694 0 0
US BANCORP DEL COM NEW 902973304   240,861 7,290 SH   SOLE   7,290 0 0
US BANCORP DEL COM NEW 902973304   3,304 100 SH   OTR   100 0 0
UNION PAC CORP COM 907818108   618,157 3,021 SH   SOLE   3,021 0 0
UNION PAC CORP COM 907818108   30,897 151 SH   OTR   151 0 0
UNITED PARCEL SERVICE INC CL B 911312106   455,474 2,541 SH   SOLE   2,541 0 0
UNITED PARCEL SERVICE INC CL B 911312106   126,012 703 SH   OTR   361 342 0
UNITEDHEALTH GROUP INC COM 91324P102   7,970,933 16,584 SH   SOLE   16,464 0 120
UNITEDHEALTH GROUP INC COM 91324P102   558,503 1,162 SH   OTR   362 680 120
VALERO ENERGY CORP COM 91913Y100   224,043 1,910 SH   SOLE   1,910 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   379,335 1,612 SH   SOLE   1,612 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   289,659 3,833 SH   SOLE   3,833 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   875,652 2,150 SH   SOLE   2,150 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   756,114 5,321 SH   SOLE   5,321 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   972,072 26,138 SH   SOLE   26,138 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   106,995 2,877 SH   OTR   267 2,428 182
VISA INC COM CL A 92826C839   4,298,862 18,102 SH   SOLE   17,983 0 119
VISA INC COM CL A 92826C839   714,102 3,007 SH   OTR   1,706 1,301 0
WEC ENERGY GROUP INC COM 92939U106   234,630 2,659 SH   SOLE   2,659 0 0
WALMART INC COM 931142103   1,056,878 6,724 SH   SOLE   6,724 0 0
WALMART INC COM 931142103   64,286 409 SH   OTR   409 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   212,314 16,931 SH   SOLE   16,931 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   15,348 1,224 SH   OTR   0 1,224 0
WASTE MGMT INC DEL COM 94106L109   2,124,568 12,251 SH   SOLE   12,251 0 0
WASTE MGMT INC DEL COM 94106L109   59,656 344 SH   OTR   344 0 0
WELLS FARGO CO NEW COM 949746101   981,853 23,005 SH   SOLE   22,205 0 800
WIRELESS TELECOM GROUP INC COM 976524108   52,500 25,000 SH   SOLE   25,000 0 0
YUM BRANDS INC COM 988498101   42,534 307 SH   SOLE   307 0 0
YUM BRANDS INC COM 988498101   214,752 1,550 SH   OTR   1,550 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,309,672 8,995 SH   SOLE   8,995 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   138,611 952 SH   OTR   278 574 100
ZOETIS INC CL A 98978V103   176,343 1,024 SH   SOLE   1,024 0 0
ZOETIS INC CL A 98978V103   78,527 456 SH   OTR   456 0 0