The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   986 5,334 SH   SOLE   5,334 0 0
INGERSOLL-RAND PLC SHS G47791101   332 2,618 SH   SOLE   2,618 0 0
CHUBB LIMITED COM H1467J104   309 2,097 SH   SOLE   2,097 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110   209 3,750 SH   OTR   3,750 0 0
AT&T INC COM 00206R102   1,831 54,655 SH   SOLE   54,655 0 0
AT&T INC COM 00206R102   45 1,335 SH   OTR   1,335 0 0
ABBOTT LABS COM 002824100   791 9,406 SH   SOLE   9,406 0 0
ABBOTT LABS COM 002824100   56 667 SH   OTR   0 0 667
ABBVIE INC COM 00287Y109   702 9,657 SH   SOLE   9,657 0 0
ABBVIE INC COM 00287Y109   78 1,079 SH   OTR   498 0 581
ADELPHIA RECOVERY TR CVV ACC-1 INT 00685R409   0 48,841 SH   OTR   48,841 0 0
ADOBE INC COM 00724F101   2,162 7,338 SH   SOLE   7,338 0 0
ADOBE INC COM 00724F101   81 275 SH   OTR   275 0 0
ALLIANT ENERGY CORP COM 018802108   515 10,500 SH   SOLE   10,500 0 0
ALPHABET INC CAP STK CL C 02079K107   475 439 SH   SOLE   439 0 0
ALPHABET INC CAP STK CL C 02079K107   109 101 SH   OTR   101 0 0
ALPHABET INC CAP STK CL A 02079K305   3,035 2,803 SH   SOLE   2,803 0 0
ALPHABET INC CAP STK CL A 02079K305   256 236 SH   OTR   236 0 0
ALTRIA GROUP INC COM 02209S103   524 11,075 SH   SOLE   11,075 0 0
ALTRIA GROUP INC COM 02209S103   9 180 SH   OTR   0 0 180
AMAZON COM INC COM 023135106   2,893 1,528 SH   SOLE   1,528 0 0
AMAZON COM INC COM 023135106   932 492 SH   OTR   492 0 0
AMERICAN EXPRESS CO COM 025816109   2,732 22,135 SH   SOLE   22,135 0 0
AMERICAN EXPRESS CO COM 025816109   191 1,551 SH   OTR   1,351 0 200
AMERICAN STS WTR CO COM 029899101   451 5,995 SH   SOLE   5,995 0 0
AMERICAN STS WTR CO COM 029899101   226 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   3,480 29,996 SH   SOLE   29,996 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   125 1,075 SH   OTR   775 0 300
AMERIPRISE FINL INC COM 03076C106   304 2,092 SH   SOLE   2,092 0 0
AMGEN INC COM 031162100   2,970 16,116 SH   SOLE   16,116 0 0
AMGEN INC COM 031162100   315 1,711 SH   OTR   1,511 0 200
APPLE INC COM 037833100   6,825 34,483 SH   SOLE   34,058 0 425
APPLE INC COM 037833100   1,023 5,169 SH   OTR   4,919 0 250
AUTOMATIC DATA PROCESSING IN COM 053015103   985 5,959 SH   SOLE   5,959 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   87 525 SH   OTR   525 0 0
AVISTA CORP COM 05379B107   555 12,434 SH   SOLE   12,434 0 0
BP PLC SPONSORED ADR 055622104   261 6,255 SH   SOLE   6,255 0 0
BP PLC SPONSORED ADR 055622104   93 2,230 SH   OTR   2,230 0 0
BANK AMER CORP COM 060505104   319 10,983 SH   SOLE   7,483 0 3,500
BANK NEW YORK MELLON CORP COM 064058100   1,270 28,756 SH   SOLE   28,615 0 141
BANK NEW YORK MELLON CORP COM 064058100   14 310 SH   OTR   310 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,592 5 SH   SOLE   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,228 7 SH   OTR   7 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   495 2,322 SH   SOLE   832 0 1,490
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   217 1,019 SH   OTR   614 0 405
BIG SCREEN ENTMT GROUP INC COM 08953T106   0 10,000 SH   SOLE   10,000 0 0
BOEING CO COM 097023105   4,497 12,355 SH   SOLE   12,355 0 0
BOEING CO COM 097023105   146 400 SH   OTR   250 0 150
CIGNA CORP NEW COM 125523100   1,152 7,315 SH   SOLE   7,315 0 0
CIGNA CORP NEW COM 125523100   19 121 SH   OTR   121 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   796 15,718 SH   SOLE   15,718 0 0
CHEVRON CORP NEW COM 166764100   4,234 34,022 SH   SOLE   33,632 0 390
CHEVRON CORP NEW COM 166764100   1,048 8,424 SH   OTR   8,170 0 254
CHURCH & DWIGHT INC COM 171340102   222 3,043 SH   SOLE   3,043 0 0
CISCO SYS INC COM 17275R102   497 9,078 SH   SOLE   9,078 0 0
CISCO SYS INC COM 17275R102   85 1,550 SH   OTR   1,550 0 0
COCA COLA CO COM 191216100   2 36 SH   SOLE   36 0 0
COCA COLA CO COM 191216100   290 5,700 SH   OTR   5,700 0 0
COLGATE PALMOLIVE CO COM 194162103   356 4,961 SH   SOLE   4,666 0 295
COLGATE PALMOLIVE CO COM 194162103   38 534 SH   OTR   0 0 534
COMCAST CORP NEW CL A 20030N101   1,005 23,773 SH   SOLE   23,773 0 0
COMCAST CORP NEW CL A 20030N101   110 2,600 SH   OTR   2,600 0 0
CONOCOPHILLIPS COM 20825C104   1,803 29,554 SH   SOLE   29,419 0 135
CONOCOPHILLIPS COM 20825C104   24 390 SH   OTR   390 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,853 18,364 SH   SOLE   18,364 0 0
COSTCO WHSL CORP NEW COM 22160K105   135 510 SH   OTR   285 0 225
DANAHER CORPORATION COM 235851102   1,104 7,725 SH   SOLE   7,725 0 0
DANAHER CORPORATION COM 235851102   13 90 SH   OTR   90 0 0
DIAGEO P L C SPON ADR NEW 25243Q205   190 1,100 SH   SOLE   1,100 0 0
DIAGEO P L C SPON ADR NEW 25243Q205   26 150 SH   OTR   150 0 0
DISNEY WALT CO COM DISNEY 254687106   3,402 24,361 SH   SOLE   24,221 0 140
DISNEY WALT CO COM DISNEY 254687106   452 3,238 SH   OTR   2,908 0 330
EOG RES INC COM 26875P101   94 1,007 SH   SOLE   1,007 0 0
EOG RES INC COM 26875P101   164 1,760 SH   OTR   1,760 0 0
EASTMAN CHEMICAL CO COM 277432100   471 6,050 SH   SOLE   6,050 0 0
EDISON INTL COM 281020107   1,072 15,900 SH   SOLE   15,900 0 0
ENERGIZER HLDGS INC NEW COM 29272W109   786 20,340 SH   SOLE   20,340 0 0
EXELON CORP COM 30161N101   504 10,521 SH   SOLE   10,441 0 80
EXXON MOBIL CORP COM 30231G102   3,457 45,110 SH   SOLE   44,639 0 471
EXXON MOBIL CORP COM 30231G102   965 12,596 SH   OTR   5,556 0 7,040
FACEBOOK INC CL A 30303M102   467 2,422 SH   SOLE   2,422 0 0
FARMERS & MERCHANTS BK COM 308243104   42,637 5,137 SH   SOLE   5,136 0 1
FARMERS & MERCHANTS BK COM 308243104   10,898 1,313 SH   OTR   46 0 1,267
FORTIVE CORP COM 34959J108   680 8,346 SH   SOLE   8,346 0 0
FORTIVE CORP COM 34959J108   12 150 SH   OTR   150 0 0
GENERAL DYNAMICS CORP COM 369550108   198 1,087 SH   SOLE   1,087 0 0
GENERAL DYNAMICS CORP COM 369550108   165 907 SH   OTR   327 0 580
GENERAL ELECTRIC CO COM 369604103   261 24,871 SH   SOLE   24,871 0 0
GENERAL ELECTRIC CO COM 369604103   65 6,200 SH   OTR   5,800 0 400
GENERAL MLS INC COM 370334104   183 3,488 SH   SOLE   3,488 0 0
GENERAL MLS INC COM 370334104   26 500 SH   OTR   500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   610 2,983 SH   SOLE   2,983 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   23 110 SH   OTR   110 0 0
HOME DEPOT INC COM 437076102   396 1,902 SH   SOLE   1,902 0 0
HOME DEPOT INC COM 437076102   62 300 SH   OTR   300 0 0
HONEYWELL INTL INC COM 438516106   606 3,472 SH   SOLE   3,187 0 285
HONEYWELL INTL INC COM 438516106   927 5,312 SH   OTR   4,730 0 582
IDACORP INC COM 451107106   224 2,230 SH   SOLE   2,230 0 0
INTEL CORP COM 458140100   351 7,338 SH   SOLE   7,338 0 0
INTEL CORP COM 458140100   169 3,526 SH   OTR   3,526 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   346 2,511 SH   SOLE   2,511 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   14 100 SH   OTR   100 0 0
ISHARES TR SELECT DIVID ETF 464287168   735 7,384 SH   SOLE   7,384 0 0
ISHARES TR SELECT DIVID ETF 464287168   40 400 SH   OTR   400 0 0
ISHARES TR CORE S&P500 ETF 464287200   227 769 SH   SOLE   769 0 0
ISHARES TR CORE S&P500 ETF 464287200   118 400 SH   OTR   400 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,392 32,439 SH   SOLE   32,139 0 300
ISHARES TR MSCI EMG MKT ETF 464287234   11 250 SH   OTR   250 0 0
ISHARES TR S&P 500 VAL ETF 464287408   733 6,287 SH   SOLE   6,287 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,020 30,730 SH   SOLE   30,025 0 705
ISHARES TR MSCI EAFE ETF 464287465   238 3,620 SH   OTR   3,620 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   586 6,579 SH   SOLE   6,504 0 75
ISHARES TR RUS MID CAP ETF 464287499   560 10,016 SH   SOLE   9,596 0 420
ISHARES TR RUS 1000 VAL ETF 464287598   428 3,361 SH   SOLE   3,361 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,640 10,546 SH   SOLE   10,546 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   56 362 SH   OTR   362 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,378 17,060 SH   SOLE   17,060 0 0
ISHARES TR EAFE GRWTH ETF 464288885   27 340 SH   OTR   340 0 0
JPMORGAN CHASE & CO COM 46625H100   4,022 35,974 SH   SOLE   34,574 0 1,400
JPMORGAN CHASE & CO COM 46625H100   361 3,229 SH   OTR   3,025 0 204
JOHNSON & JOHNSON COM 478160104   2,020 14,506 SH   SOLE   14,356 0 150
JOHNSON & JOHNSON COM 478160104   649 4,660 SH   OTR   4,520 0 140
KIMBERLY CLARK CORP COM 494368103   424 3,178 SH   SOLE   3,022 0 156
KIMBERLY CLARK CORP COM 494368103   63 475 SH   OTR   475 0 0
LILLY ELI & CO COM 532457108   489 4,415 SH   SOLE   4,415 0 0
LOCKHEED MARTIN CORP COM 539830109   1,063 2,925 SH   SOLE   2,925 0 0
LOCKHEED MARTIN CORP COM 539830109   29 80 SH   OTR   80 0 0
MARATHON PETE CORP COM 56585A102   400 7,163 SH   SOLE   7,163 0 0
MARATHON PETE CORP COM 56585A102   572 10,232 SH   OTR   10,232 0 0
MASTERCARD INC CL A 57636Q104   580 2,192 SH   SOLE   2,192 0 0
MASTERCARD INC CL A 57636Q104   35 132 SH   OTR   132 0 0
MCCORMICK & CO INC COM NON VTG 579780206   214 1,382 SH   SOLE   1,382 0 0
MCDONALDS CORP COM 580135101   288 1,386 SH   SOLE   1,386 0 0
MCKESSON CORP COM 58155Q103   278 2,069 SH   SOLE   2,069 0 0
MERCK & CO INC COM 58933Y105   452 5,388 SH   SOLE   5,216 0 172
MICROSOFT CORP COM 594918104   6,363 47,499 SH   SOLE   46,599 0 900
MICROSOFT CORP COM 594918104   1,882 14,046 SH   OTR   13,616 0 430
MIDDLESEX WATER CO COM 596680108   331 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105   1,152 21,366 SH   SOLE   21,366 0 0
MONDELEZ INTL INC CL A 609207105   46 860 SH   OTR   860 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,327 7,961 SH   SOLE   7,961 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   58 350 SH   OTR   350 0 0
NATIONAL WESTN LIFE GROUP IN CL A 638517102   375 1,460 SH   OTR   1,460 0 0
NESTLE S A SPONSORED ADR 641069406   2,102 20,279 SH   SOLE   20,279 0 0
NESTLE S A SPONSORED ADR 641069406   73 705 SH   OTR   405 0 300
NEW JERSEY RES COM 646025106   1,110 22,301 SH   SOLE   22,301 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106   1,771 46,025 SH   SOLE   46,025 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106   99 2,565 SH   OTR   2,565 0 0
NEXTERA ENERGY INC COM 65339F101   300 1,465 SH   SOLE   1,465 0 0
NEXTERA ENERGY INC COM 65339F101   11 56 SH   OTR   56 0 0
NIKE INC CL B 654106103   2,057 24,505 SH   SOLE   24,505 0 0
NIKE INC CL B 654106103   75 893 SH   OTR   513 0 380
NORDSTROM INC COM 655664100   256 8,037 SH   SOLE   8,037 0 0
NORDSTROM INC COM 655664100   18 564 SH   OTR   464 0 100
NORTHROP GRUMMAN CORP COM 666807102   2,378 7,361 SH   SOLE   7,361 0 0
NORTHROP GRUMMAN CORP COM 666807102   66 205 SH   OTR   205 0 0
ORACLE CORP COM 68389X105   2,342 41,104 SH   SOLE   41,104 0 0
ORACLE CORP COM 68389X105   139 2,441 SH   OTR   1,741 0 700
PARKER HANNIFIN CORP COM 701094104   274 1,610 SH   SOLE   1,610 0 0
PARKER HANNIFIN CORP COM 701094104   17 100 SH   OTR   100 0 0
PAYPAL HLDGS INC COM 70450Y103   320 2,792 SH   SOLE   2,792 0 0
PEPSICO INC COM 713448108   1,379 10,515 SH   SOLE   10,515 0 0
PEPSICO INC COM 713448108   71 540 SH   OTR   540 0 0
PFIZER INC COM 717081103   1,653 38,155 SH   SOLE   38,155 0 0
PFIZER INC COM 717081103   152 3,501 SH   OTR   1,500 0 2,001
PHILIP MORRIS INTL INC COM 718172109   624 7,952 SH   SOLE   7,952 0 0
PHILIP MORRIS INTL INC COM 718172109   8 107 SH   OTR   0 0 107
PHILLIPS 66 COM 718546104   418 4,470 SH   SOLE   4,470 0 0
PHILLIPS 66 COM 718546104   21 225 SH   OTR   225 0 0
POST HLDGS INC COM 737446104   469 4,510 SH   SOLE   4,510 0 0
PROCTER AND GAMBLE CO COM 742718109   1,867 17,030 SH   SOLE   17,030 0 0
PROCTER AND GAMBLE CO COM 742718109   33 300 SH   OTR   300 0 0
QUEEN CITY INVTS INC CAP STK 74823W109   4,142 3,765 SH   SOLE   3,765 0 0
RAYTHEON CO COM NEW 755111507   90 518 SH   SOLE   268 0 250
RAYTHEON CO COM NEW 755111507   122 700 SH   OTR   700 0 0
REPUBLIC SVCS INC COM 760759100   983 11,350 SH   SOLE   11,350 0 0
ROCKWELL AUTOMATION INC COM 773903109   262 1,600 SH   SOLE   1,600 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107   346 5,263 SH   SOLE   5,263 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206   323 4,968 SH   SOLE   4,968 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206   117 1,800 SH   OTR   1,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   407 1,389 SH   SOLE   1,389 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   489 5,000 SH   SOLE   5,000 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,735 4,892 SH   SOLE   4,892 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   46 130 SH   OTR   130 0 0
SALESFORCE COM INC COM 79466L302   266 1,750 SH   SOLE   1,750 0 0
SALESFORCE COM INC COM 79466L302   18 120 SH   OTR   120 0 0
SEMPRA ENERGY COM 816851109   458 3,332 SH   SOLE   3,332 0 0
SOUTHERN CO COM 842587107   983 17,788 SH   SOLE   17,563 0 225
SOUTHERN CO COM 842587107   11 200 SH   OTR   200 0 0
STARBUCKS CORP COM 855244109   776 9,255 SH   SOLE   9,255 0 0
STARBUCKS CORP COM 855244109   34 401 SH   OTR   401 0 0
TJX COS INC NEW COM 872540109   1,325 25,056 SH   SOLE   25,056 0 0
TARGET CORP COM 87612E106   326 3,765 SH   SOLE   3,765 0 0
TARGET CORP COM 87612E106   5 54 SH   OTR   54 0 0
TC ENERGY CORP COM 87807B107   331 6,690 SH   SOLE   6,690 0 0
3M CO COM 88579Y101   501 2,890 SH   SOLE   2,820 0 70
3M CO COM 88579Y101   78 450 SH   OTR   450 0 0
TRAVELERS COMPANIES INC COM 89417E109   422 2,825 SH   SOLE   2,825 0 0
TRAVELERS COMPANIES INC COM 89417E109   163 1,088 SH   OTR   1,088 0 0
US BANCORP DEL COM NEW 902973304   1,294 24,704 SH   SOLE   24,704 0 0
US BANCORP DEL COM NEW 902973304   54 1,035 SH   OTR   1,035 0 0
UNION PACIFIC CORP COM 907818108   303 1,791 SH   SOLE   1,791 0 0
UNION PACIFIC CORP COM 907818108   31 184 SH   OTR   184 0 0
UNITED PARCEL SERVICE INC CL B 911312106   223 2,163 SH   SOLE   2,163 0 0
UNITED PARCEL SERVICE INC CL B 911312106   58 566 SH   OTR   566 0 0
UNITED TECHNOLOGIES CORP COM 913017109   1,365 10,485 SH   SOLE   10,485 0 0
UNITED TECHNOLOGIES CORP COM 913017109   109 840 SH   OTR   640 0 200
UNITEDHEALTH GROUP INC COM 91324P102   4,791 19,634 SH   SOLE   19,634 0 0
UNITEDHEALTH GROUP INC COM 91324P102   102 420 SH   OTR   270 0 150
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   538 2,000 SH   SOLE   2,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,891 33,103 SH   SOLE   33,103 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   100 1,752 SH   OTR   1,188 0 564
VIRCO MFG CO COM 927651109   47 10,000 SH   SOLE   10,000 0 0
VISA INC COM CL A 92826C839   1,453 8,374 SH   SOLE   8,374 0 0
VISA INC COM CL A 92826C839   108 620 SH   OTR   620 0 0
WEC ENERGY GROUP INC COM 92939U106   283 3,400 SH   SOLE   3,400 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   366 6,700 SH   SOLE   6,700 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   28 512 SH   OTR   512 0 0
WASTE MGMT INC DEL COM 94106L109   1,517 13,150 SH   SOLE   13,150 0 0
WELLS FARGO CO NEW COM 949746101   1,644 34,741 SH   SOLE   33,806 0 935
WELLS FARGO CO NEW COM 949746101   28 600 SH   OTR   600 0 0
WENDYS CO COM 95058W100   217 11,066 SH   OTR   11,066 0 0
YUM BRANDS INC COM 988498101   289 2,608 SH   SOLE   2,608 0 0
YUM BRANDS INC COM 988498101   679 6,135 SH   OTR   6,135 0 0
YUM CHINA HLDGS INC COM 98850P109   120 2,600 SH   SOLE   2,600 0 0
YUM CHINA HLDGS INC COM 98850P109   279 6,035 SH   OTR   6,035 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102   788 6,692 SH   SOLE   6,632 0 60
ZIMMER BIOMET HLDGS INC COM 98956P102   32 270 SH   OTR   120 0 150