The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   315 2,438 SH   SOLE   0 0 2,438
ABBOTT LABS COM 002824100   619 5,468 SH   SOLE   0 0 5,468
ABBVIE INC COM 00287Y109   637 3,583 SH   SOLE   0 0 3,583
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   301 855 SH   SOLE   0 0 855
ALPHABET INC CAP STK CL A 02079K305   206 1,089 SH   SOLE   0 0 1,089
ALPHABET INC CAP STK CL C 02079K107   367 1,929 SH   SOLE   0 0 1,929
AMAZON COM INC COM 023135106   1,840 8,389 SH   SOLE   0 0 8,389
AMGEN INC COM 031162100   219 839 SH   SOLE   0 0 839
APPLE INC COM 037833100   5,712 22,810 SH   SOLE   0 0 22,810
AT&T INC COM 00206R102   290 12,723 SH   SOLE   0 0 12,723
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   729 1,609 SH   SOLE   0 0 1,609
BRISTOL-MYERS SQUIBB CO COM 110122108   1,135 20,066 SH   SOLE   0 0 20,066
BROADCOM INC COM 11135F101   810 3,493 SH   SOLE   0 0 3,493
CACI INTL INC CL A 127190304   541 1,338 SH   SOLE   0 0 1,338
CHEVRON CORP NEW COM 166764100   856 5,907 SH   SOLE   0 0 5,907
CONSOLIDATED EDISON INC COM 209115104   310 3,479 SH   SOLE   0 0 3,479
COSTCO WHSL CORP NEW COM 22160K105   255 278 SH   SOLE   0 0 278
DANAHER CORPORATION COM 235851102   265 1,155 SH   SOLE   0 0 1,155
DOMINION ENERGY INC COM 25746U109   652 12,111 SH   SOLE   0 0 12,111
EATON CORP PLC SHS G29183103   323 973 SH   SOLE   0 0 973
ELI LILLY & CO COM 532457108   1,907 2,470 SH   SOLE   0 0 2,470
EXXON MOBIL CORP COM 30231G102   4,796 44,587 SH   SOLE   0 0 44,587
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   220 1,188 SH   SOLE   0 0 1,188
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   503 4,222 SH   SOLE   0 0 4,222
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   441 2,655 SH   SOLE   0 0 2,655
GE AEROSPACE COM NEW 369604301   261 1,567 SH   SOLE   0 0 1,567
HOME DEPOT INC COM 437076102   798 2,051 SH   SOLE   0 0 2,051
INTERNATIONAL BUSINESS MACHS COM 459200101   1,217 5,537 SH   SOLE   0 0 5,537
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   25,334 1,226,816 SH   SOLE   0 0 1,226,816
ISHARES TR CORE S&P MCP ETF 464287507   2,075 33,297 SH   SOLE   0 0 33,297
ISHARES TR CORE S&P500 ETF 464287200   30,295 51,463 SH   SOLE   0 0 51,463
ISHARES TR 0-3 MNTH TREASRY 46436E718   8,517 84,902 SH   SOLE   0 0 84,902
ISHARES TR RUS 1000 GRW ETF 464287614   889 2,215 SH   SOLE   0 0 2,215
ISHARES TR RUS MID CAP ETF 464287499   431 4,877 SH   SOLE   0 0 4,877
ISHARES TR RUS 1000 VAL ETF 464287598   281 1,518 SH   SOLE   0 0 1,518
ISHARES TR CORE US AGGBD ET 464287226   132,942 1,371,949 SH   SOLE   0 0 1,371,949
ISHARES TR RUS 1000 ETF 464287622   16,703 51,848 SH   SOLE   0 0 51,848
ISHARES TR RUSSELL 2000 ETF 464287655   3,812 17,250 SH   SOLE   0 0 17,250
ISHARES TR RUSSELL 3000 ETF 464287689   20,799 62,225 SH   SOLE   0 0 62,225
JPMORGAN CHASE & CO. COM 46625H100   528 2,201 SH   SOLE   0 0 2,201
KLA CORP COM NEW 482480100   213 339 SH   SOLE   0 0 339
L3HARRIS TECHNOLOGIES INC COM 502431109   253 1,204 SH   SOLE   0 0 1,204
LOCKHEED MARTIN CORP COM 539830109   277 570 SH   SOLE   0 0 570
LOWES COS INC COM 548661107   231 937 SH   SOLE   0 0 937
MARRIOTT INTL INC NEW CL A 571903202   1,178 4,224 SH   SOLE   0 0 4,224
MASTERCARD INCORPORATED CL A 57636Q104   457 868 SH   SOLE   0 0 868
MATSON INC COM 57686G105   269 1,996 SH   SOLE   0 0 1,996
MCDONALDS CORP COM 580135101   424 1,461 SH   SOLE   0 0 1,461
MERCK & CO INC COM 58933Y105   286 2,879 SH   SOLE   0 0 2,879
META PLATFORMS INC CL A 30303M102   203 347 SH   SOLE   0 0 347
METTLER TOLEDO INTERNATIONAL COM 592688105   608 497 SH   SOLE   0 0 497
MICROSOFT CORP COM 594918104   4,520 10,724 SH   SOLE   0 0 10,724
NETFLIX INC COM 64110L106   450 505 SH   SOLE   0 0 505
NEXTERA ENERGY INC COM 65339F101   988 13,775 SH   SOLE   0 0 13,775
NVIDIA CORPORATION COM 67066G104   1,177 8,766 SH   SOLE   0 0 8,766
ORACLE CORP COM 68389X105   476 2,858 SH   SOLE   0 0 2,858
PALO ALTO NETWORKS INC COM 697435105   211 1,158 SH   SOLE   0 0 1,158
PEPSICO INC COM 713448108   346 2,274 SH   SOLE   0 0 2,274
PHILIP MORRIS INTL INC COM 718172109   314 2,608 SH   SOLE   0 0 2,608
PROCTER AND GAMBLE CO COM 742718109   436 2,599 SH   SOLE   0 0 2,599
ROCKWELL AUTOMATION INC COM 773903109   203 711 SH   SOLE   0 0 711
RTX CORPORATION COM 75513E101   325 2,808 SH   SOLE   0 0 2,808
S&P GLOBAL INC COM 78409V104   314 630 SH   SOLE   0 0 630
SALESFORCE INC COM 79466L302   258 771 SH   SOLE   0 0 771
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,971 153,540 SH   SOLE   0 0 153,540
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   125,397 5,681,777 SH   SOLE   0 0 5,681,777
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   25,574 922,911 SH   SOLE   0 0 922,911
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   365,778 15,779,897 SH   SOLE   0 0 15,779,897
SCIENCE APPLICATIONS INTL CO COM 808625107   562 5,026 SH   SOLE   0 0 5,026
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   689 3,071 SH   SOLE   0 0 3,071
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   496 2,134 SH   SOLE   0 0 2,134
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   36,553 756,328 SH   SOLE   0 0 756,328
SELECT SECTOR SPDR TR INDL 81369Y704   41,632 315,965 SH   SOLE   0 0 315,965
SERVICENOW INC COM 81762P102   218 206 SH   SOLE   0 0 206
SOUTHERN CO COM 842587107   221 2,688 SH   SOLE   0 0 2,688
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   71,833 168,821 SH   SOLE   0 0 168,821
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,151 3,671 SH   SOLE   0 0 3,671
SPDR SER TR PORTFOLIO S&P500 78464A854   481 6,981 SH   SOLE   0 0 6,981
STARBUCKS CORP COM 855244109   219 2,399 SH   SOLE   0 0 2,399
TELOS CORP MD COM 87969B101   156 45,704 SH   SOLE   0 0 45,704
TESLA INC COM 88160R101   372 921 SH   SOLE   0 0 921
TEXAS INSTRS INC COM 882508104   495 2,640 SH   SOLE   0 0 2,640
UNION PAC CORP COM 907818108   320 1,402 SH   SOLE   0 0 1,402
UNITEDHEALTH GROUP INC COM 91324P102   254 502 SH   SOLE   0 0 502
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   750 10,425 SH   SOLE   0 0 10,425
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   66,706 863,284 SH   SOLE   0 0 863,284
VANGUARD INDEX FDS SMALL CP ETF 922908751   281 1,168 SH   SOLE   0 0 1,168
VANGUARD INDEX FDS TOTAL STK MKT 922908769   207 714 SH   SOLE   0 0 714
VANGUARD INDEX FDS MID CAP ETF 922908629   208 788 SH   SOLE   0 0 788
VANGUARD INDEX FDS GROWTH ETF 922908736   79,223 193,020 SH   SOLE   0 0 193,020
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   358 1,830 SH   SOLE   0 0 1,830
VANGUARD WORLD FD MEGA GRWTH IND 921910816   677 1,973 SH   SOLE   0 0 1,973
VANGUARD WORLD FD INF TECH ETF 92204A702   524 843 SH   SOLE   0 0 843
VERIZON COMMUNICATIONS INC COM 92343V104   229 5,732 SH   SOLE   0 0 5,732
VISA INC COM CL A 92826C839   272 861 SH   SOLE   0 0 861
WALMART INC COM 931142103   359 3,977 SH   SOLE   0 0 3,977
WP CAREY INC COM 92936U109   428 7,856 SH   SOLE   0 0 7,856