The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 304 2,224 SH   SOLE   0 0 2,224
AMAZON COM INC COM 023135106 439 225 SH   SOLE   0 0 225
APPLE INC COM 037833100 1,767 6,949 SH   SOLE   0 0 6,949
AT&T INC COM 00206R102 289 9,900 SH   SOLE   0 0 9,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 230 1,259 SH   SOLE   0 0 1,259
BRISTOL-MYERS SQUIBB CO COM 110122108 1,363 24,453 SH   SOLE   0 0 24,453
CACI INTL INC CL A 127190304 203 961 SH   SOLE   0 0 961
CONSOLIDATED EDISON INC COM 209115104 267 3,419 SH   SOLE   0 0 3,419
DOMINION ENERGY INC COM 25746U109 926 12,832 SH   SOLE   0 0 12,832
EXXON MOBIL CORP COM 30231G102 987 25,997 SH   SOLE   0 0 25,997
HOME DEPOT INC COM 437076102 204 1,093 SH   SOLE   0 0 1,093
INTERNATIONAL BUSINESS MACHS COM 459200101 292 2,633 SH   SOLE   0 0 2,633
INVESCO QQQ TR UNIT SER 1 46090E103 24,177 126,981 SH   SOLE   0 0 126,981
ISHARES TR CORE US AGGBD ET 464287226 104,984 909,985 SH   SOLE   0 0 909,985
ISHARES TR CONV BD ETF 46435G102 318 5,844 SH   SOLE   0 0 5,844
ISHARES TR INTRM TR CRP ETF 464288638 38,137 694,414 SH   SOLE   0 0 694,414
ISHARES TR CORE S&P MCP ETF 464287507 1,044 7,258 SH   SOLE   0 0 7,258
ISHARES TR CORE 1 5 YR USD 46432F859 2,590 51,284 SH   SOLE   0 0 51,284
ISHARES TR CORE S&P500 ETF 464287200 13,088 50,651 SH   SOLE   0 0 50,651
ISHARES TR RUS 1000 ETF 464287622 26,350 186,179 SH   SOLE   0 0 186,179
ISHARES TR RUSSELL 3000 ETF 464287689 7,122 48,016 SH   SOLE   0 0 48,016
L3HARRIS TECHNOLOGIES INC COM 502431109 245 1,359 SH   SOLE   0 0 1,359
LEIDOS HOLDINGS INC COM 525327102 397 4,332 SH   SOLE   0 0 4,332
LOCKHEED MARTIN CORP COM 539830109 490 1,446 SH   SOLE   0 0 1,446
MAINSTREET BANCSHARES INC COM 56064Y100 195 11,638 SH   SOLE   0 0 11,638
MARRIOTT INTL INC NEW CL A 571903202 310 4,139 SH   SOLE   0 0 4,139
MASTERCARD INC CL A 57636Q104 238 987 SH   SOLE   0 0 987
MERCK & CO. INC COM 58933Y105 220 2,864 SH   SOLE   0 0 2,864
METTLER TOLEDO INTERNATIONAL COM 592688105 395 572 SH   SOLE   0 0 572
MICROSOFT CORP COM 594918104 1,369 8,677 SH   SOLE   0 0 8,677
NEXTERA ENERGY INC COM 65339F101 634 2,633 SH   SOLE   0 0 2,633
PEPSICO INC COM 713448108 214 1,780 SH   SOLE   0 0 1,780
PFIZER INC COM 717081103 209 6,418 SH   SOLE   0 0 6,418
PHILIP MORRIS INTL INC COM 718172109 203 2,776 SH   SOLE   0 0 2,776
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 263 5,104 SH   SOLE   0 0 5,104
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,350 198,048 SH   SOLE   0 0 198,048
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 104,054 1,698,837 SH   SOLE   0 0 1,698,837
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 10,122 486,188 SH   SOLE   0 0 486,188
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 10,680 180,984 SH   SOLE   0 0 180,984
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 8,331 38,000 SH   SOLE   0 0 38,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 661 2,650 SH   SOLE   0 0 2,650
TEXAS INSTRS INC COM 882508104 265 2,651 SH   SOLE   0 0 2,651
UNION PAC CORP COM 907818108 200 1,419 SH   SOLE   0 0 1,419
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 50,409 590,616 SH   SOLE   0 0 590,616
VANGUARD INDEX FDS TOTAL STK MKT 922908769 645 5,002 SH   SOLE   0 0 5,002
VANGUARD INDEX FDS GROWTH ETF 922908736 33,331 212,718 SH   SOLE   0 0 212,718
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 392 2,359 SH   SOLE   0 0 2,359
VERIZON COMMUNICATIONS INC COM 92343V104 328 6,109 SH   SOLE   0 0 6,109
WP CAREY INC COM 92936U109 212 3,654 SH   SOLE   0 0 3,654