The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MARRIOTT INTL INC NEW CL A 571903202 564 4,507 SH   SOLE   0 0 4,507
MASTERCARD INC CL A 57636Q104 228 969 SH   SOLE   0 0 969
3M CO COM 88579Y101 538 2,590 SH   SOLE   0 0 2,590
APPLE INC COM 037833100 1,111 5,847 SH   SOLE   0 0 5,847
ARES CAP CORP COM 04010L103 184 10,749 SH   SOLE   0 0 10,749
AT&T INC COM 00206R102 476 15,192 SH   SOLE   0 0 15,192
BANK AMER CORP COM 060505104 249 9,022 SH   SOLE   0 0 9,022
BOEING CO COM 097023105 410 1,076 SH   SOLE   0 0 1,076
BRISTOL MYERS SQUIBB CO COM 110122108 1,291 27,060 SH   SOLE   0 0 27,060
CHEVRON CORP NEW COM 166764100 389 3,158 SH   SOLE   0 0 3,158
CONSOLIDATED EDISON INC COM 209115104 289 3,408 SH   SOLE   0 0 3,408
DOMINION ENERGY INC COM 25746U109 839 10,949 SH   SOLE   0 0 10,949
ENTERPRISE PRODS PARTNERS L COM 293792107 303 10,420 SH   SOLE   0 0 10,420
EXXON MOBIL CORP COM 30231G102 2,313 28,626 SH   SOLE   0 0 28,626
FS KKR CAPITAL CORP COM 302635107 415 68,596 SH   SOLE   0 0 68,596
HOME DEPOT INC COM 437076102 231 1,206 SH   SOLE   0 0 1,206
INTEL CORP COM 458140100 284 5,286 SH   SOLE   0 0 5,286
INTERNATIONAL BUSINESS MACHS COM 459200101 279 1,975 SH   SOLE   0 0 1,975
JOHNSON & JOHNSON COM 478160104 296 2,114 SH   SOLE   0 0 2,114
JPMORGAN CHASE & CO COM 46625H100 278 2,745 SH   SOLE   0 0 2,745
LOCKHEED MARTIN CORP COM 539830109 246 819 SH   SOLE   0 0 819
MCDONALDS CORP COM 580135101 257 1,354 SH   SOLE   0 0 1,354
MERCK & CO INC COM 58933Y105 209 2,517 SH   SOLE   0 0 2,517
METTLER TOLEDO INTERNATIONAL COM 592688105 414 572 SH   SOLE   0 0 572
MICROSOFT CORP COM 594918104 991 8,401 SH   SOLE   0 0 8,401
ONEOK INC NEW COM 682680103 294 4,203 SH   SOLE   0 0 4,203
PAYCHEX INC COM 704326107 222 2,765 SH   SOLE   0 0 2,765
PEPSICO INC COM 713448108 348 2,843 SH   SOLE   0 0 2,843
PFIZER INC COM 717081103 350 8,239 SH   SOLE   0 0 8,239
PHILIP MORRIS INTL INC COM 718172109 383 4,332 SH   SOLE   0 0 4,332
SCIENCE APPLICATNS INTL CP N COM 808625107 352 4,571 SH   SOLE   0 0 4,571
SYSCO CORP COM 871829107 207 3,101 SH   SOLE   0 0 3,101
TEXAS INSTRS INC COM 882508104 284 2,679 SH   SOLE   0 0 2,679
UNION PACIFIC CORP COM 907818108 246 1,469 SH   SOLE   0 0 1,469
VERIZON COMMUNICATIONS INC COM 92343V104 407 6,879 SH   SOLE   0 0 6,879
W P CAREY INC COM 92936U109 368 4,704 SH   SOLE   0 0 4,704
WASTE MGMT INC DEL COM 94106L109 214 2,056 SH   SOLE   0 0 2,056
WELLTOWER INC COM 95040Q104 322 4,147 SH   SOLE   0 0 4,147
ISHARES TR CORE 1 5 YR USD 46432F859 1,865 37,401 SH   SOLE   0 0 37,401
ISHARES TR CORE S&P MCP ETF 464287507 1,845 9,740 SH   SOLE   0 0 9,740
ISHARES TR CORE S&P500 ETF 464287200 13,970 49,092 SH   SOLE   0 0 49,092
ISHARES TR CORE US AGGBD ET 464287226 68,194 625,227 SH   SOLE   0 0 625,227
VANGUARD INDEX FDS GROWTH ETF 922908736 33,222 212,391 SH   SOLE   0 0 212,391
ISHARES TR INTRM TR CRP ETF 464288638 33,275 603,459 SH   SOLE   0 0 603,459
ISHARES TR RUS 1000 ETF 464287622 27,283 173,432 SH   SOLE   0 0 173,432
ISHARES TR RUS 1000 GRW ETF 464287614 201 1,328 SH   SOLE   0 0 1,328
ISHARES TR RUS 1000 VAL ETF 464287598 216 1,748 SH   SOLE   0 0 1,748
ISHARES TR RUSSELL 3000 ETF 464287689 6,030 36,175 SH   SOLE   0 0 36,175
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 9,562 371,907 SH   SOLE   0 0 371,907
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 10,214 136,131 SH   SOLE   0 0 136,131
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 18,446 227,222 SH   SOLE   0 0 227,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769 438 3,028 SH   SOLE   0 0 3,028
INVESCO QQQ TR UNIT SER 1 46090E103 19,927 110,913 SH   SOLE   0 0 110,913
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 94,103 1,391,850 SH   SOLE   0 0 1,391,850
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,296 221,987 SH   SOLE   0 0 221,987
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 7,679 29,636 SH   SOLE   0 0 29,636
VANGUARD WORLD FDS UTILITIES ETF 92204A876 248 1,916 SH   SOLE   0 0 1,916