The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   4,127,069 42,613 SH   SOLE   0 0 42,613
AIR PRODS &CHEMS INC COM 009158106   893,737 3,154 SH   SOLE   0 0 3,154
ALBEMARLE CORP COM 012653101   340,965 2,005 SH   SOLE   0 0 2,005
AMAZON COM INC COM 023135106   3,042,617 23,935 SH   SOLE   0 0 23,935
AMERICAN CENTY ETF TR US SML CP VALU 025072877   681,695 8,745 SH   SOLE   0 0 8,745
AMERICAN ELEC PWR CO INC COM 025537101   429,883 5,715 SH   SOLE   0 0 5,715
AMERICAN EXPRESS CO COM 025816109   243,088 1,629 SH   SOLE   0 0 1,629
AMGEN INC COM 031162100   2,048,938 7,624 SH   SOLE   0 0 7,624
APPLE INC COM 037833100   18,951,725 110,693 SH   SOLE   0 0 110,693
ASTRAZENECA PLC SPONSORED ADR 046353108   396,568 5,856 SH   SOLE   0 0 5,856
AUTOMATIC DATA PROCESSING IN COM 053015103   923,827 3,840 SH   SOLE   0 0 3,840
BANK NEW YORK MELLON CORP COM 064058100   331,561 7,774 SH   SOLE   0 0 7,774
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,377,724 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,471,930 12,766 SH   SOLE   0 0 12,766
BOEING CO COM 097023105   331,231 1,728 SH   SOLE   0 0 1,728
BORGWARNER INC COM 099724106   979,955 24,274 SH   SOLE   0 0 24,274
BRISTOL-MYERS SQUIBB CO COM 110122108   739,786 12,746 SH   SOLE   0 0 12,746
BROWN FORMAN CORP CL B 115637209   246,625 4,275 SH   SOLE   0 0 4,275
CATERPILLAR INC COM 149123101   2,258,799 8,274 SH   SOLE   0 0 8,274
CHEVRON CORP NEW COM 166764100   2,001,088 11,867 SH   SOLE   0 0 11,867
COCA COLA CO COM 191216100   939,981 16,791 SH   SOLE   0 0 16,791
COLGATE PALMOLIVE CO COM 194162103   634,997 8,930 SH   SOLE   0 0 8,930
COMMUNITY BK SYS INC COM 203607106   288,463 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104   642,771 7,515 SH   SOLE   0 0 7,515
CORNING INC COM 219350105   476,959 15,653 SH   SOLE   0 0 15,653
DEERE &CO COM 244199105   1,325,945 3,514 SH   SOLE   0 0 3,514
DISNEY WALT CO COM 254687106   540,476 6,668 SH   SOLE   0 0 6,668
EMERSON ELEC CO COM 291011104   2,756,844 28,548 SH   SOLE   0 0 28,548
ENTERPRISE PRODS PARTNERS L COM 293792107   441,380 16,126 SH   SOLE   0 0 16,126
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   212,461 1,728 SH   SOLE   0 0 1,728
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   840,960 19,306 SH   SOLE   0 0 19,306
FISERV INC COM 337738108   296,068 2,621 SH   SOLE   0 0 2,621
FIRSTENERGY CORP COM 337932107   609,295 17,826 SH   SOLE   0 0 17,826
GENERAL DYNAMICS CORP COM 369550108   337,002 1,525 SH   SOLE   0 0 1,525
GENERAL MLS INC COM 370334104   1,062,087 16,598 SH   SOLE   0 0 16,598
GILEAD SCIENCES INC COM 375558103   979,161 13,066 SH   SOLE   0 0 13,066
HERSHEY CO COM 427866108   275,110 1,375 SH   SOLE   0 0 1,375
HOME DEPOT INC COM 437076102   337,075 1,116 SH   SOLE   0 0 1,116
HONEYWELL INTL INC COM 438516106   815,162 4,412 SH   SOLE   0 0 4,412
INTEL CORP COM 458140100   1,490,595 41,930 SH   SOLE   0 0 41,930
INTERNATIONAL BUSINESS MACHS COM 459200101   1,559,920 11,118 SH   SOLE   0 0 11,118
ISHARES TR CORE S&P TTL STK 464287150   6,300,589 66,892 SH   SOLE   0 0 66,892
ISHARES TR SELECT DIVID ETF 464287168   1,668,732 15,503 SH   SOLE   0 0 15,503
ISHARES TR CORE S&P500 ETF 464287200   3,303,000 7,692 SH   SOLE   0 0 7,692
ISHARES TR S&P 500 GRWT ETF 464287309   1,387,560 20,280 SH   SOLE   0 0 20,280
ISHARES TR S&P 500 VAL ETF 464287408   329,987 2,145 SH   SOLE   0 0 2,145
ISHARES TR CORE S&P MCP ETF 464287507   281,840 1,130 SH   SOLE   0 0 1,130
ISHARES TR RUS 1000 VAL ETF 464287598   437,242 2,880 SH   SOLE   0 0 2,880
ISHARES TR RUS 1000 GRW ETF 464287614   264,850 1,372 SH   SOLE   0 0 1,372
ISHARES TR CORE S&P US GWT 464287671   1,679,034 17,706 SH   SOLE   0 0 17,706
ISHARES TR CORE S&P SCP ETF 464287804   2,438,792 25,854 SH   SOLE   0 0 25,854
ISHARES TR PFD AND INCM SEC 464288687   280,714 9,311 SH   SOLE   0 0 9,311
JOHNSON &JOHNSON COM 478160104   3,436,904 22,067 SH   SOLE   0 0 22,067
KELLANOVA COM 487836108   547,819 9,205 SH   SOLE   0 0 9,205
KIMBERLY-CLARK CORP COM 494368103   733,680 6,071 SH   SOLE   0 0 6,071
KRAFT HEINZ CO COM 500754106   316,037 9,395 SH   SOLE   0 0 9,395
ELI LILLY &CO COM 532457108   712,633 1,327 SH   SOLE   0 0 1,327
LOCKHEED MARTIN CORP COM 539830109   1,214,893 2,971 SH   SOLE   0 0 2,971
LOWES COS INC COM 548661107   2,328,737 11,204 SH   SOLE   0 0 11,204
MCDONALDS CORP COM 580135101   1,395,840 5,299 SH   SOLE   0 0 5,299
MICROSOFT CORP COM 594918104   6,487,817 20,547 SH   SOLE   0 0 20,547
MONDELEZ INTL INC CL A 609207105   225,638 3,251 SH   SOLE   0 0 3,251
NBT BANCORP INC COM 628778102   211,961 6,689 SH   SOLE   0 0 6,689
NORFOLK SOUTHN CORP COM 655844108   416,581 2,115 SH   SOLE   0 0 2,115
NORTHROP GRUMMAN CORP COM 666807102   896,469 2,037 SH   SOLE   0 0 2,037
ONEOK INC NEW COM 682680103   410,659 6,474 SH   SOLE   0 0 6,474
PALO ALTO NETWORKS INC COM 697435105   1,675,308 7,146 SH   SOLE   0 0 7,146
PAYCHEX INC COM 704326107   1,778,955 15,425 SH   SOLE   0 0 15,425
PEPSICO INC COM 713448108   1,120,772 6,615 SH   SOLE   0 0 6,615
PFIZER INC COM 717081103   508,695 15,336 SH   SOLE   0 0 15,336
PROCTER AND GAMBLE CO COM 742718109   4,211,307 28,872 SH   SOLE   0 0 28,872
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   674,324 11,849 SH   SOLE   0 0 11,849
QUALCOMM INC COM 747525103   1,212,849 10,921 SH   SOLE   0 0 10,921
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   790,292 11,169 SH   SOLE   0 0 11,169
SMUCKER J M CO COM NEW 832696405   287,364 2,338 SH   SOLE   0 0 2,338
SOUTHERN CO COM 842587107   1,046,623 16,172 SH   SOLE   0 0 16,172
STARBUCKS CORP COM 855244109   907,734 9,946 SH   SOLE   0 0 9,946
SYSCO CORP COM 871829107   289,399 4,382 SH   SOLE   0 0 4,382
TJX COS INC NEW COM 872540109   283,197 3,186 SH   SOLE   0 0 3,186
TERADYNE INC COM 880770102   407,797 4,059 SH   SOLE   0 0 4,059
TEXAS INSTRS INC COM 882508104   212,278 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102   3,143,862 6,211 SH   SOLE   0 0 6,211
TOMPKINS FINL CORP COM 890110109   6,000,479 122,484 SH   SOLE   0 0 122,484
US BANCORP DEL COM NEW 902973304   566,322 17,130 SH   SOLE   0 0 17,130
UNION PAC CORP COM 907818108   1,759,160 8,639 SH   SOLE   0 0 8,639
UNITED PARCEL SERVICE INC CL B 911312106   334,169 2,144 SH   SOLE   0 0 2,144
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,844,211 11,869 SH   SOLE   0 0 11,869
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,599,628 34,840 SH   SOLE   0 0 34,840
VEEVA SYS INC CL A COM 922475108   819,904 4,030 SH   SOLE   0 0 4,030
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   885,043 2,254 SH   SOLE   0 0 2,254
VANGUARD INDEX FDS GROWTH ETF 922908736   777,475 2,855 SH   SOLE   0 0 2,855
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,361,387 6,409 SH   SOLE   0 0 6,409
WALMART INC COM 931142103   234,446 1,466 SH   SOLE   0 0 1,466
RTX CORPORATION COM 75513E101   972,305 13,510 SH   SOLE   0 0 13,510
INVESCO QQQ TR UNIT SER 1 46090E103   3,407,487 9,511 SH   SOLE   0 0 9,511
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   1,108,151 69,390 SH   SOLE   0 0 69,390
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   250,550 1,712 SH   SOLE   0 0 1,712
ISHARES TR IBONDS DEC 29 46436E205   901,158 41,149 SH   SOLE   0 0 41,149
AES CORP COM 00130H105   211,922 13,942 SH   SOLE   0 0 13,942
AT&T INC COM 00206R102   1,092,117 72,711 SH   SOLE   0 0 72,711
ABBVIE INC COM 00287Y109   7,088,628 47,556 SH   SOLE   0 0 47,556
ADOBE INC COM 00724F101   376,816 739 SH   SOLE   0 0 739
ALPHABET INC CAP STK CL C 02079K107   4,197,577 31,836 SH   SOLE   0 0 31,836
ALPHABET INC CAP STK CL A 02079K305   1,795,661 13,722 SH   SOLE   0 0 13,722
AMERICAN TOWER CORP NEW COM 03027X100   502,477 3,056 SH   SOLE   0 0 3,056
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   439,787 7,953 SH   SOLE   0 0 7,953
BIOGEN INC COM 09062X103   397,337 1,546 SH   SOLE   0 0 1,546
BIOSIG TECHNOLOGIES INC COM NEW 09073N201   30,148 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101   626,371 969 SH   SOLE   0 0 969
BOOKING HOLDINGS INC COM 09857L108   912,849 296 SH   SOLE   0 0 296
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   925,659 42,579 SH   SOLE   0 0 42,579
CHART INDS INC COM 16115Q308   210,554 1,245 SH   SOLE   0 0 1,245
CISCO SYS INC COM 17275R102   1,774,227 33,003 SH   SOLE   0 0 33,003
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   331,468 5,355 SH   SOLE   0 0 5,355
CONSTELLATION BRANDS INC CL A 21036P108   1,415,874 5,634 SH   SOLE   0 0 5,634
COSTCO WHSL CORP NEW COM 22160K105   1,704,688 3,017 SH   SOLE   0 0 3,017
DOMINION ENERGY INC COM 25746U109   623,738 13,963 SH   SOLE   0 0 13,963
DUKE ENERGY CORP NEW COM NEW 26441C204   1,666,290 18,879 SH   SOLE   0 0 18,879
ENBRIDGE INC COM 29250N105   729,236 21,972 SH   SOLE   0 0 21,972
ENTERGY CORP NEW COM 29364G103   231,048 2,498 SH   SOLE   0 0 2,498
EXXON MOBIL CORP COM 30231G102   5,707,504 48,541 SH   SOLE   0 0 48,541
META PLATFORMS INC CL A 30303M102   441,008 1,469 SH   SOLE   0 0 1,469
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,898,787 40,195 SH   SOLE   0 0 40,195
ISHARES TR CORE HIGH DV ETF 46429B663   1,121,948 11,345 SH   SOLE   0 0 11,345
ISHARES TR MSCI USA MIN VOL 46429B697   783,309 10,822 SH   SOLE   0 0 10,822
ISHARES INC CORE MSCI EMKT 46434G103   432,717 9,093 SH   SOLE   0 0 9,093
ISHARES TR 0-5YR INVT GR CP 46434V100   370,707 7,724 SH   SOLE   0 0 7,724
ISHARES TR CORE DIV GRWTH 46434V621   3,556,699 71,809 SH   SOLE   0 0 71,809
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,903,611 78,113 SH   SOLE   0 0 78,113
ISHARES TR IBONDS DEC24 ETF 46434VBG4   511,263 20,674 SH   SOLE   0 0 20,674
ISHARES TR IBONDS DEC2026 46435GAA0   1,565,374 67,083 SH   SOLE   0 0 67,083
ISHARES TR IBONDS DEC 26 46435U259   469,061 18,906 SH   SOLE   0 0 18,906
ISHARES TR IBONDS DEC 27 46435U283   464,707 18,983 SH   SOLE   0 0 18,983
ISHARES TR IBONDS DEC 28 46435U325   460,555 18,867 SH   SOLE   0 0 18,867
ISHARES TR IBONDS DEC 25 46435U432   474,000 18,175 SH   SOLE   0 0 18,175
ISHARES TR IBDS DEC28 ETF 46435U515   1,229,845 51,180 SH   SOLE   0 0 51,180
ISHARES TR IBONDS DEC 46435U697   480,982 18,723 SH   SOLE   0 0 18,723
ISHARES TR IBONDS 27 ETF 46435UAA9   1,290,542 55,771 SH   SOLE   0 0 55,771
JPMORGAN CHASE &CO COM 46625H100   2,298,393 15,849 SH   SOLE   0 0 15,849
LABORATORY CORP AMER HLDGS COM NEW 50540R409   568,980 2,830 SH   SOLE   0 0 2,830
MASTERCARD INCORPORATED CL A 57636Q104   206,269 521 SH   SOLE   0 0 521
MERCK &CO INC COM 58933Y105   1,309,847 12,723 SH   SOLE   0 0 12,723
NEXTERA ENERGY INC COM 65339F101   522,367 9,118 SH   SOLE   0 0 9,118
NVIDIA CORPORATION COM 67066G104   4,105,836 9,439 SH   SOLE   0 0 9,439
ORACLE CORP COM 68389X105   370,720 3,500 SH   SOLE   0 0 3,500
PROSHARES TR S&P 500 DV ARIST 74348A467   255,560 2,886 SH   SOLE   0 0 2,886
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,442,924 17,411 SH   SOLE   0 0 17,411
SPDR GOLD TR GOLD SHS 78463V107   206,940 1,207 SH   SOLE   0 0 1,207
SPDR SER TR PORTFOLIO INTRMD 78464A375   274,213 8,719 SH   SOLE   0 0 8,719
SPDR SER TR PORT MTG BK ETF 78464A383   320,819 15,424 SH   SOLE   0 0 15,424
SPDR SER TR PRTFLO S&P500 GW 78464A409   224,730 3,791 SH   SOLE   0 0 3,791
SPDR SER TR PORTFLI INTRMDIT 78464A672   302,830 11,000 SH   SOLE   0 0 11,000
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   461,884 11,950 SH   SOLE   0 0 11,950
SABRE CORP COM 78573M104   63,085 14,050 SH   SOLE   0 0 14,050
SALESFORCE INC COM 79466L302   1,125,835 5,552 SH   SOLE   0 0 5,552
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   487,666 2,975 SH   SOLE   0 0 2,975
TESLA INC COM 88160R101   877,146 3,506 SH   SOLE   0 0 3,506
3M CO COM 88579Y101   349,497 3,733 SH   SOLE   0 0 3,733
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,694,495 22,343 SH   SOLE   0 0 22,343
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   305,612 4,067 SH   SOLE   0 0 4,067
VERIZON COMMUNICATIONS INC COM 92343V104   1,494,109 46,100 SH   SOLE   0 0 46,100
VISA INC COM CL A 92826C839   1,529,976 6,652 SH   SOLE   0 0 6,652
WEC ENERGY GROUP INC COM 92939U106   660,268 8,197 SH   SOLE   0 0 8,197
WELLTOWER INC COM 95040Q104   981,419 11,980 SH   SOLE   0 0 11,980
WESCO INTL INC COM 95082P105   1,497,267 10,411 SH   SOLE   0 0 10,411
ZIMMER BIOMET HOLDINGS INC COM 98956P102   886,357 7,898 SH   SOLE   0 0 7,898
MEDTRONIC PLC SHS G5960L103   485,323 6,194 SH   SOLE   0 0 6,194