The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105   361,700 15,021 SH   SOLE   0 0 15,021
AT&T INC COM 00206R102   1,502,237 78,038 SH   SOLE   0 0 78,038
ABBOTT LABS COM 002824100   4,335,213 42,813 SH   SOLE   0 0 42,813
ABBVIE INC COM 00287Y109   7,583,601 47,585 SH   SOLE   0 0 47,585
ABRDN ETFS BBRG ALL COMD K1 003261104   1,098,398 52,884 SH   SOLE   0 0 52,884
ADOBE SYSTEMS INCORPORATED COM 00724F101   272,457 707 SH   SOLE   0 0 707
AIR PRODS &CHEMS INC COM 009158106   918,135 3,197 SH   SOLE   0 0 3,197
ALPHABET INC CAP STK CL C 02079K107   3,253,120 31,280 SH   SOLE   0 0 31,280
ALPHABET INC CAP STK CL A 02079K305   1,385,833 13,360 SH   SOLE   0 0 13,360
AMAZON COM INC COM 023135106   2,538,145 24,573 SH   SOLE   0 0 24,573
AMERICAN CENTY ETF TR US SML CP VALU 025072877   596,469 8,054 SH   SOLE   0 0 8,054
AMERICAN ELEC PWR CO INC COM 025537101   512,570 5,633 SH   SOLE   0 0 5,633
AMERICAN EXPRESS CO COM 025816109   261,386 1,585 SH   SOLE   0 0 1,585
AMERICAN TOWER CORP NEW COM 03027X100   483,436 2,366 SH   SOLE   0 0 2,366
AMGEN INC COM 031162100   1,843,963 7,628 SH   SOLE   0 0 7,628
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   541,129 8,109 SH   SOLE   0 0 8,109
APPLE INC COM 037833100   18,015,434 109,251 SH   SOLE   0 0 109,251
APPLIED MATLS INC COM 038222105   367,821 2,995 SH   SOLE   0 0 2,995
ASTRAZENECA PLC SPONSORED ADR 046353108   609,628 8,783 SH   SOLE   0 0 8,783
ATMOS ENERGY CORP COM 049560105   202,248 1,800 SH   SOLE   0 0 1,800
AUTOMATIC DATA PROCESSING IN COM 053015103   929,480 4,175 SH   SOLE   0 0 4,175
BANK NEW YORK MELLON CORP COM 064058100   431,509 9,496 SH   SOLE   0 0 9,496
BERKSHIRE HATHAWAY INC DEL CL A 084670108   5,587,200 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,916,747 12,685 SH   SOLE   0 0 12,685
BIOGEN INC COM 09062X103   429,834 1,546 SH   SOLE   0 0 1,546
BIOSIG TECHNOLOGIES INC COM NEW 09073N201   70,241 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101   673,202 1,006 SH   SOLE   0 0 1,006
BOEING CO COM 097023105   320,354 1,508 SH   SOLE   0 0 1,508
BOOKING HOLDINGS INC COM 09857L108   798,375 301 SH   SOLE   0 0 301
BORGWARNER INC COM 099724106   905,082 18,430 SH   SOLE   0 0 18,430
BRISTOL-MYERS SQUIBB CO COM 110122108   894,832 12,911 SH   SOLE   0 0 12,911
BROWN FORMAN CORP CL B 115637209   274,754 4,275 SH   SOLE   0 0 4,275
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   679,518 29,302 SH   SOLE   0 0 29,302
CATERPILLAR INC COM 149123101   1,534,778 6,707 SH   SOLE   0 0 6,707
CHEVRON CORP NEW COM 166764100   1,902,978 11,663 SH   SOLE   0 0 11,663
CISCO SYS INC COM 17275R102   1,717,595 32,857 SH   SOLE   0 0 32,857
COCA COLA CO COM 191216100   1,067,869 17,215 SH   SOLE   0 0 17,215
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   311,284 4,885 SH   SOLE   0 0 4,885
COLGATE PALMOLIVE CO COM 194162103   685,006 9,115 SH   SOLE   0 0 9,115
COMMUNITY BK SYS INC COM 203607106   358,716 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104   751,351 7,854 SH   SOLE   0 0 7,854
CONSTELLATION BRANDS INC CL A 21036P108   1,334,754 5,909 SH   SOLE   0 0 5,909
CORNING INC COM 219350105   611,280 17,327 SH   SOLE   0 0 17,327
COSTCO WHSL CORP NEW COM 22160K105   1,439,011 2,896 SH   SOLE   0 0 2,896
DEERE &CO COM 244199105   1,430,076 3,464 SH   SOLE   0 0 3,464
DISNEY WALT CO COM 254687106   682,929 6,820 SH   SOLE   0 0 6,820
DOMINION ENERGY INC COM 25746U109   1,383,812 24,751 SH   SOLE   0 0 24,751
DUKE ENERGY CORP NEW COM NEW 26441C204   1,941,945 20,130 SH   SOLE   0 0 20,130
EMERSON ELEC CO COM 291011104   2,464,649 28,284 SH   SOLE   0 0 28,284
ENBRIDGE INC COM 29250N105   953,518 24,994 SH   SOLE   0 0 24,994
ENTERPRISE PRODS PARTNERS L COM 293792107   416,677 16,088 SH   SOLE   0 0 16,088
EVERGY INC COM 30034W106   214,898 3,516 SH   SOLE   0 0 3,516
EXXON MOBIL CORP COM 30231G102   5,383,178 49,090 SH   SOLE   0 0 49,090
META PLATFORMS INC CL A 30303M102   284,635 1,343 SH   SOLE   0 0 1,343
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   820,399 17,835 SH   SOLE   0 0 17,835
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   296,414 1,912 SH   SOLE   0 0 1,912
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   1,212,401 75,965 SH   SOLE   0 0 75,965
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   2,716,034 56,738 SH   SOLE   0 0 56,738
FISERV INC COM 337738108   277,489 2,455 SH   SOLE   0 0 2,455
FIRSTENERGY CORP COM 337932107   701,241 17,505 SH   SOLE   0 0 17,505
GENERAL DYNAMICS CORP COM 369550108   287,696 1,261 SH   SOLE   0 0 1,261
GENERAL MLS INC COM 370334104   1,424,911 16,673 SH   SOLE   0 0 16,673
GILEAD SCIENCES INC COM 375558103   1,059,404 12,769 SH   SOLE   0 0 12,769
HERSHEY CO COM 427866108   349,814 1,375 SH   SOLE   0 0 1,375
HOME DEPOT INC COM 437076102   307,989 1,044 SH   SOLE   0 0 1,044
HONEYWELL INTL INC COM 438516106   803,766 4,206 SH   SOLE   0 0 4,206
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   227,524 4,400 SH   SOLE   0 0 4,400
INTEL CORP COM 458140100   1,423,087 43,559 SH   SOLE   0 0 43,559
INTERNATIONAL BUSINESS MACHS COM 459200101   785,525 5,992 SH   SOLE   0 0 5,992
INVESCO QQQ TR UNIT SER 1 46090E103   3,393,718 10,575 SH   SOLE   0 0 10,575
ISHARES TR CORE S&P TTL STK 464287150   6,327,637 69,880 SH   SOLE   0 0 69,880
ISHARES TR SELECT DIVID ETF 464287168   2,210,521 18,864 SH   SOLE   0 0 18,864
ISHARES TR CORE S&P500 ETF 464287200   3,711,648 9,029 SH   SOLE   0 0 9,029
ISHARES TR S&P 500 GRWT ETF 464287309   1,773,370 27,757 SH   SOLE   0 0 27,757
ISHARES TR S&P 500 VAL ETF 464287408   325,525 2,145 SH   SOLE   0 0 2,145
ISHARES TR RUS 1000 VAL ETF 464287598   445,361 2,925 SH   SOLE   0 0 2,925
ISHARES TR RUS 1000 GRW ETF 464287614   333,894 1,367 SH   SOLE   0 0 1,367
ISHARES TR RUS 2000 GRW ETF 464287648   245,507 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671   1,505,147 16,956 SH   SOLE   0 0 16,956
ISHARES TR CORE S&P SCP ETF 464287804   2,385,544 24,670 SH   SOLE   0 0 24,670
ISHARES TR PFD AND INCM SEC 464288687   286,280 9,170 SH   SOLE   0 0 9,170
ISHARES TR CORE HIGH DV ETF 46429B663   1,210,503 11,907 SH   SOLE   0 0 11,907
ISHARES TR MSCI USA MIN VOL 46429B697   819,873 11,271 SH   SOLE   0 0 11,271
ISHARES INC CORE MSCI EMKT 46434G103   383,656 7,863 SH   SOLE   0 0 7,863
ISHARES TR 0-5YR INVT GR CP 46434V100   375,525 7,746 SH   SOLE   0 0 7,746
ISHARES TR CORE DIV GRWTH 46434V621   3,398,589 67,985 SH   SOLE   0 0 67,985
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,666,076 67,920 SH   SOLE   0 0 67,920
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,353,094 55,026 SH   SOLE   0 0 55,026
ISHARES TR IBONDS DEC2026 46435GAA0   1,233,900 51,997 SH   SOLE   0 0 51,997
ISHARES TR IBONDS DEC 26 46435U259   479,730 18,791 SH   SOLE   0 0 18,791
ISHARES TR IBONDS DEC 27 46435U283   479,545 18,835 SH   SOLE   0 0 18,835
ISHARES TR IBONDS DEC 28 46435U325   479,532 18,732 SH   SOLE   0 0 18,732
ISHARES TR IBONDS DEC 25 46435U432   480,581 18,060 SH   SOLE   0 0 18,060
ISHARES TR IBDS DEC28 ETF 46435U515   1,017,029 40,779 SH   SOLE   0 0 40,779
ISHARES TR IBONDS DEC 46435U697   481,203 18,601 SH   SOLE   0 0 18,601
ISHARES TR IBONDS 27 ETF 46435UAA9   1,042,041 43,746 SH   SOLE   0 0 43,746
JPMORGAN CHASE &CO COM 46625H100   2,049,486 15,728 SH   SOLE   0 0 15,728
JOHNSON &JOHNSON COM 478160104   3,204,833 20,676 SH   SOLE   0 0 20,676
KELLOGG CO COM 487836108   626,758 9,360 SH   SOLE   0 0 9,360
KIMBERLY-CLARK CORP COM 494368103   835,922 6,228 SH   SOLE   0 0 6,228
KRAFT HEINZ CO COM 500754106   267,955 6,929 SH   SOLE   0 0 6,929
L3HARRIS TECHNOLOGIES INC COM 502431109   425,841 2,170 SH   SOLE   0 0 2,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409   584,606 2,548 SH   SOLE   0 0 2,548
LILLY ELI &CO COM 532457108   516,502 1,504 SH   SOLE   0 0 1,504
LOCKHEED MARTIN CORP COM 539830109   1,380,398 2,920 SH   SOLE   0 0 2,920
LOWES COS INC COM 548661107   2,243,305 11,218 SH   SOLE   0 0 11,218
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   501,562 9,244 SH   SOLE   0 0 9,244
MCDONALDS CORP COM 580135101   1,497,209 5,355 SH   SOLE   0 0 5,355
MERCK &CO INC COM 58933Y105   1,633,636 15,355 SH   SOLE   0 0 15,355
MICROSOFT CORP COM 594918104   5,968,129 20,701 SH   SOLE   0 0 20,701
MONDELEZ INTL INC CL A 609207105   247,864 3,555 SH   SOLE   0 0 3,555
NBT BANCORP INC COM 628778102   224,744 6,667 SH   SOLE   0 0 6,667
NEXTERA ENERGY INC COM 65339F101   702,239 9,111 SH   SOLE   0 0 9,111
NORFOLK SOUTHN CORP COM 655844108   447,963 2,113 SH   SOLE   0 0 2,113
NORTHROP GRUMMAN CORP COM 666807102   912,429 1,976 SH   SOLE   0 0 1,976
NOVARTIS AG SPONSORED ADR 66987V109   230,092 2,501 SH   SOLE   0 0 2,501
NUCOR CORP COM 670346105   280,263 1,814 SH   SOLE   0 0 1,814
NVIDIA CORPORATION COM 67066G104   2,642,247 9,512 SH   SOLE   0 0 9,512
ORACLE CORP COM 68389X105   390,264 4,200 SH   SOLE   0 0 4,200
PALO ALTO NETWORKS INC COM 697435105   1,329,070 6,654 SH   SOLE   0 0 6,654
PAYCHEX INC COM 704326107   1,756,041 15,325 SH   SOLE   0 0 15,325
PEPSICO INC COM 713448108   1,263,649 6,932 SH   SOLE   0 0 6,932
PFIZER INC COM 717081103   674,546 16,533 SH   SOLE   0 0 16,533
PIONEER NAT RES CO COM 723787107   230,090 1,127 SH   SOLE   0 0 1,127
PROCTER AND GAMBLE CO COM 742718109   4,415,179 29,694 SH   SOLE   0 0 29,694
PROSHARES TR S&P 500 DV ARIST 74348A467   289,783 3,176 SH   SOLE   0 0 3,176
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   738,623 11,827 SH   SOLE   0 0 11,827
QUALCOMM INC COM 747525103   1,424,688 11,167 SH   SOLE   0 0 11,167
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,400,299 14,299 SH   SOLE   0 0 14,299
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,141,175 19,886 SH   SOLE   0 0 19,886
SPDR GOLD TR GOLD SHS 78463V107   221,147 1,207 SH   SOLE   0 0 1,207
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   502,486 12,247 SH   SOLE   0 0 12,247
SALESFORCE INC COM 79466L302   1,115,172 5,582 SH   SOLE   0 0 5,582
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   879,696 12,024 SH   SOLE   0 0 12,024
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   489,796 3,224 SH   SOLE   0 0 3,224
SMUCKER J M CO COM NEW 832696405   435,128 2,765 SH   SOLE   0 0 2,765
SOUTHERN CO COM 842587107   1,142,197 16,416 SH   SOLE   0 0 16,416
STARBUCKS CORP COM 855244109   1,057,467 10,155 SH   SOLE   0 0 10,155
SYSCO CORP COM 871829107   333,991 4,325 SH   SOLE   0 0 4,325
TJX COS INC NEW COM 872540109   274,464 3,503 SH   SOLE   0 0 3,503
TESLA INC COM 88160R101   744,470 3,589 SH   SOLE   0 0 3,589
TEXAS INSTRS INC COM 882508104   248,323 1,335 SH   SOLE   0 0 1,335
THERMO FISHER SCIENTIFIC INC COM 883556102   3,472,057 6,024 SH   SOLE   0 0 6,024
3M CO COM 88579Y101   763,801 7,267 SH   SOLE   0 0 7,267
TOMPKINS FINL CORP COM 890110109   7,398,790 111,747 SH   SOLE   0 0 111,747
TRAVELERS COMPANIES INC COM 89417E109   203,806 1,189 SH   SOLE   0 0 1,189
US BANCORP DEL COM NEW 902973304   748,454 20,762 SH   SOLE   0 0 20,762
UNION PAC CORP COM 907818108   1,828,447 9,085 SH   SOLE   0 0 9,085
UNITED PARCEL SERVICE INC CL B 911312106   414,089 2,135 SH   SOLE   0 0 2,135
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,634,859 22,144 SH   SOLE   0 0 22,144
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,238,587 14,535 SH   SOLE   0 0 14,535
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,219,198 39,992 SH   SOLE   0 0 39,992
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   353,319 4,635 SH   SOLE   0 0 4,635
VEEVA SYS INC CL A COM 922475108   480,427 2,614 SH   SOLE   0 0 2,614
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,185,785 3,153 SH   SOLE   0 0 3,153
VANGUARD INDEX FDS GROWTH ETF 922908736   716,625 2,873 SH   SOLE   0 0 2,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,455,577 12,031 SH   SOLE   0 0 12,031
VERIZON COMMUNICATIONS INC COM 92343V104   1,903,468 48,945 SH   SOLE   0 0 48,945
VISA INC COM CL A 92826C839   1,454,968 6,453 SH   SOLE   0 0 6,453
VMWARE INC CL A COM 928563402   234,317 1,877 SH   SOLE   0 0 1,877
WEC ENERGY GROUP INC COM 92939U106   786,567 8,298 SH   SOLE   0 0 8,298
WALMART INC COM 931142103   214,688 1,456 SH   SOLE   0 0 1,456
WELLTOWER INC COM 95040Q104   829,807 11,575 SH   SOLE   0 0 11,575
WESCO INTL INC COM 95082P105   1,606,150 10,393 SH   SOLE   0 0 10,393
ZIMMER BIOMET HOLDINGS INC COM 98956P102   918,411 7,108 SH   SOLE   0 0 7,108
MEDTRONIC PLC SHS G5960L103   510,117 6,327 SH   SOLE   0 0 6,327