The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 331 15,759 SH   SOLE   0 0 15,759
AT&T INC COM 00206R102 1,500 71,577 SH   SOLE   0 0 71,577
ABBOTT LABS COM 002824100 4,678 43,054 SH   SOLE   0 0 43,054
ABBVIE INC COM 00287Y109 7,374 48,146 SH   SOLE   0 0 48,146
ABRDN ETFS BBRG ALL COMD K1 003261104 1,354 49,845 SH   SOLE   0 0 49,845
ADOBE SYSTEMS INCORPORATED COM 00724F101 597 1,631 SH   SOLE   0 0 1,631
AIR PRODS &CHEMS INC COM 009158106 665 2,764 SH   SOLE   0 0 2,764
ALPHABET INC CAP STK CL C 02079K107 3,660 1,673 SH   SOLE   0 0 1,673
ALPHABET INC CAP STK CL A 02079K305 1,661 762 SH   SOLE   0 0 762
AMAZON COM INC COM 023135106 2,689 25,321 SH   SOLE   0 0 25,321
AMERICAN ELEC PWR CO INC COM 025537101 581 6,054 SH   SOLE   0 0 6,054
AMERICAN EXPRESS CO COM 025816109 229 1,651 SH   SOLE   0 0 1,651
AMERICAN TOWER CORP NEW COM 03027X100 605 2,368 SH   SOLE   0 0 2,368
AMGEN INC COM 031162100 1,957 8,043 SH   SOLE   0 0 8,043
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 478 8,869 SH   SOLE   0 0 8,869
APPLE INC COM 037833100 15,787 115,470 SH   SOLE   0 0 115,470
APPLIED MATLS INC COM 038222105 311 3,420 SH   SOLE   0 0 3,420
ASTRAZENECA PLC SPONSORED ADR 046353108 580 8,783 SH   SOLE   0 0 8,783
ATMOS ENERGY CORP COM 049560105 202 1,800 SH   SOLE   0 0 1,800
AUTOMATIC DATA PROCESSING IN COM 053015103 1,046 4,981 SH   SOLE   0 0 4,981
BANK NEW YORK MELLON CORP COM 064058100 370 8,861 SH   SOLE   0 0 8,861
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,907 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,150 11,538 SH   SOLE   0 0 11,538
BIOGEN INC COM 09062X103 318 1,559 SH   SOLE   0 0 1,559
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 41 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101 714 1,173 SH   SOLE   0 0 1,173
BOOKING HOLDINGS INC COM 09857L108 556 318 SH   SOLE   0 0 318
BORGWARNER INC COM 099724106 561 16,800 SH   SOLE   0 0 16,800
BRISTOL-MYERS SQUIBB CO COM 110122108 1,418 18,412 SH   SOLE   0 0 18,412
BROWN FORMAN CORP CL B 115637209 300 4,275 SH   SOLE   0 0 4,275
CATERPILLAR INC COM 149123101 1,509 8,442 SH   SOLE   0 0 8,442
CHEVRON CORP NEW COM 166764100 1,638 11,317 SH   SOLE   0 0 11,317
CISCO SYS INC COM 17275R102 1,224 28,706 SH   SOLE   0 0 28,706
COCA COLA CO COM 191216100 1,116 17,733 SH   SOLE   0 0 17,733
COLGATE PALMOLIVE CO COM 194162103 730 9,108 SH   SOLE   0 0 9,108
COMMUNITY BK SYS INC COM 203607106 432 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104 815 8,571 SH   SOLE   0 0 8,571
CONSTELLATION BRANDS INC CL A 21036P108 1,323 5,677 SH   SOLE   0 0 5,677
CORNING INC COM 219350105 473 15,012 SH   SOLE   0 0 15,012
COSTCO WHSL CORP NEW COM 22160K105 1,341 2,798 SH   SOLE   0 0 2,798
DEERE &CO COM 244199105 1,047 3,495 SH   SOLE   0 0 3,495
DISNEY WALT CO COM 254687106 694 7,350 SH   SOLE   0 0 7,350
DOMINION ENERGY INC COM 25746U109 2,362 29,601 SH   SOLE   0 0 29,601
DUKE ENERGY CORP NEW COM NEW 26441C204 2,100 19,586 SH   SOLE   0 0 19,586
EMERSON ELEC CO COM 291011104 2,247 28,254 SH   SOLE   0 0 28,254
ENBRIDGE INC COM 29250N105 971 22,978 SH   SOLE   0 0 22,978
ENTERPRISE PRODS PARTNERS L COM 293792107 391 16,034 SH   SOLE   0 0 16,034
EVERGY INC COM 30034W106 223 3,416 SH   SOLE   0 0 3,416
EXXON MOBIL CORP COM 30231G102 4,246 49,574 SH   SOLE   0 0 49,574
META PLATFORMS INC CL A 30303M102 372 2,307 SH   SOLE   0 0 2,307
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 898 19,292 SH   SOLE   0 0 19,292
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 267 1,972 SH   SOLE   0 0 1,972
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,475 85,631 SH   SOLE   0 0 85,631
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 3,300 68,331 SH   SOLE   0 0 68,331
FISERV INC COM 337738108 218 2,455 SH   SOLE   0 0 2,455
FIRSTENERGY CORP COM 337932107 653 17,018 SH   SOLE   0 0 17,018
GENERAL DYNAMICS CORP COM 369550108 286 1,293 SH   SOLE   0 0 1,293
GENERAL MLS INC COM 370334104 1,293 17,132 SH   SOLE   0 0 17,132
GILEAD SCIENCES INC COM 375558103 428 6,916 SH   SOLE   0 0 6,916
HANESBRANDS INC COM 410345102 134 13,027 SH   SOLE   0 0 13,027
HERSHEY CO COM 427866108 339 1,575 SH   SOLE   0 0 1,575
HOME DEPOT INC COM 437076102 285 1,038 SH   SOLE   0 0 1,038
HONEYWELL INTL INC COM 438516106 695 3,997 SH   SOLE   0 0 3,997
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 202 4,200 SH   SOLE   0 0 4,200
INTEL CORP COM 458140100 1,831 48,939 SH   SOLE   0 0 48,939
INTERNATIONAL BUSINESS MACHS COM 459200101 1,525 10,798 SH   SOLE   0 0 10,798
INVESCO QQQ TR UNIT SER 1 46090E103 2,971 10,601 SH   SOLE   0 0 10,601
ISHARES TR CORE S&P TTL STK 464287150 5,781 69,000 SH   SOLE   0 0 69,000
ISHARES TR SELECT DIVID ETF 464287168 2,182 18,541 SH   SOLE   0 0 18,541
ISHARES TR CORE S&P500 ETF 464287200 3,357 8,854 SH   SOLE   0 0 8,854
ISHARES TR S&P 500 GRWT ETF 464287309 1,787 29,602 SH   SOLE   0 0 29,602
ISHARES TR S&P 500 VAL ETF 464287408 282 2,055 SH   SOLE   0 0 2,055
ISHARES TR RUS 1000 VAL ETF 464287598 352 2,425 SH   SOLE   0 0 2,425
ISHARES TR RUS 1000 GRW ETF 464287614 301 1,376 SH   SOLE   0 0 1,376
ISHARES TR RUS 2000 GRW ETF 464287648 223 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671 1,278 15,266 SH   SOLE   0 0 15,266
ISHARES TR CORE S&P SCP ETF 464287804 2,668 28,875 SH   SOLE   0 0 28,875
ISHARES TR S&P SML 600 GWT 464287887 246 2,337 SH   SOLE   0 0 2,337
ISHARES TR PFD AND INCM SEC 464288687 331 10,063 SH   SOLE   0 0 10,063
ISHARES TR CORE HIGH DV ETF 46429B663 1,158 11,532 SH   SOLE   0 0 11,532
ISHARES TR MSCI USA MIN VOL 46429B697 735 10,464 SH   SOLE   0 0 10,464
ISHARES INC CORE MSCI EMKT 46434G103 412 8,392 SH   SOLE   0 0 8,392
ISHARES TR 0-5YR INVT GR CP 46434V100 405 8,367 SH   SOLE   0 0 8,367
ISHARES TR CORE DIV GRWTH 46434V621 3,013 63,247 SH   SOLE   0 0 63,247
ISHARES TR BLACKROCK ULTRA 46434V878 301 3,015 SH   SOLE   0 0 3,015
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,271 51,451 SH   SOLE   0 0 51,451
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,368 55,259 SH   SOLE   0 0 55,259
ISHARES TR IBONDS DEC2026 46435GAA0 606 38,068 SH   SOLE   0 0 38,068
ISHARES TR IBONDS DEC 26 46435U259 454 17,918 SH   SOLE   0 0 17,918
ISHARES TR IBONDS DEC 27 46435U283 452 17,973 SH   SOLE   0 0 17,973
ISHARES TR IBONDS DEC 28 46435U325 446 17,829 SH   SOLE   0 0 17,829
ISHARES TR IBONDS DEC 25 46435U432 459 17,218 SH   SOLE   0 0 17,218
ISHARES TR IBDS DEC28 ETF 46435U515 773 30,986 SH   SOLE   0 0 30,986
ISHARES TR IBONDS DEC 46435U697 461 17,722 SH   SOLE   0 0 17,722
ISHARES TR IBONDS 27 ETF 46435UAA9 779 32,653 SH   SOLE   0 0 32,653
JPMORGAN CHASE &CO COM 46625H100 1,564 13,887 SH   SOLE   0 0 13,887
JOHNSON &JOHNSON COM 478160104 3,828 21,564 SH   SOLE   0 0 21,564
KELLOGG CO COM 487836108 689 9,655 SH   SOLE   0 0 9,655
KIMBERLY-CLARK CORP COM 494368103 842 6,228 SH   SOLE   0 0 6,228
KRAFT HEINZ CO COM 500754106 261 6,834 SH   SOLE   0 0 6,834
L3HARRIS TECHNOLOGIES INC COM 502431109 524 2,170 SH   SOLE   0 0 2,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409 585 2,497 SH   SOLE   0 0 2,497
LILLY ELI &CO COM 532457108 437 1,348 SH   SOLE   0 0 1,348
LOCKHEED MARTIN CORP COM 539830109 1,532 3,563 SH   SOLE   0 0 3,563
LOWES COS INC COM 548661107 1,974 11,303 SH   SOLE   0 0 11,303
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 457 9,559 SH   SOLE   0 0 9,559
MASTERCARD INCORPORATED CL A 57636Q104 223 708 SH   SOLE   0 0 708
MCDONALDS CORP COM 580135101 1,570 6,360 SH   SOLE   0 0 6,360
MERCK &CO INC COM 58933Y105 1,453 15,941 SH   SOLE   0 0 15,941
MICROSOFT CORP COM 594918104 5,121 19,939 SH   SOLE   0 0 19,939
MONDELEZ INTL INC CL A 609207105 240 3,866 SH   SOLE   0 0 3,866
NBT BANCORP INC COM 628778102 513 13,640 SH   SOLE   0 0 13,640
NEXTERA ENERGY INC COM 65339F101 699 9,025 SH   SOLE   0 0 9,025
NORFOLK SOUTHN CORP COM 655844108 638 2,805 SH   SOLE   0 0 2,805
NORTHROP GRUMMAN CORP COM 666807102 895 1,871 SH   SOLE   0 0 1,871
NOVARTIS AG SPONSORED ADR 66987V109 233 2,751 SH   SOLE   0 0 2,751
NVIDIA CORPORATION COM 67066G104 1,441 9,508 SH   SOLE   0 0 9,508
ORACLE CORP COM 68389X105 290 4,150 SH   SOLE   0 0 4,150
PALO ALTO NETWORKS INC COM 697435105 1,060 2,146 SH   SOLE   0 0 2,146
PAYCHEX INC COM 704326107 1,966 17,269 SH   SOLE   0 0 17,269
PEPSICO INC COM 713448108 1,112 6,672 SH   SOLE   0 0 6,672
PFIZER INC COM 717081103 1,044 19,904 SH   SOLE   0 0 19,904
PIONEER NAT RES CO COM 723787107 251 1,123 SH   SOLE   0 0 1,123
PROCTER AND GAMBLE CO COM 742718109 4,267 29,673 SH   SOLE   0 0 29,673
PROSHARES TR S&P 500 DV ARIST 74348A467 292 3,424 SH   SOLE   0 0 3,424
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 747 11,797 SH   SOLE   0 0 11,797
QUALCOMM INC COM 747525103 1,440 11,277 SH   SOLE   0 0 11,277
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,155 12,023 SH   SOLE   0 0 12,023
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,861 20,837 SH   SOLE   0 0 20,837
SPDR GOLD TR GOLD SHS 78463V107 240 1,422 SH   SOLE   0 0 1,422
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 728 17,268 SH   SOLE   0 0 17,268
SALESFORCE INC COM 79466L302 950 5,754 SH   SOLE   0 0 5,754
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 677 9,450 SH   SOLE   0 0 9,450
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 419 3,296 SH   SOLE   0 0 3,296
SMUCKER J M CO COM NEW 832696405 407 3,177 SH   SOLE   0 0 3,177
SOUTHERN CO COM 842587107 1,210 16,966 SH   SOLE   0 0 16,966
STARBUCKS CORP COM 855244109 793 10,380 SH   SOLE   0 0 10,380
SYSCO CORP COM 871829107 427 5,041 SH   SOLE   0 0 5,041
TJX COS INC NEW COM 872540109 264 4,722 SH   SOLE   0 0 4,722
TESLA INC COM 88160R101 814 1,209 SH   SOLE   0 0 1,209
TEXAS INSTRS INC COM 882508104 258 1,682 SH   SOLE   0 0 1,682
THERMO FISHER SCIENTIFIC INC COM 883556102 3,332 6,134 SH   SOLE   0 0 6,134
3M CO COM 88579Y101 1,246 9,625 SH   SOLE   0 0 9,625
TOMPKINS FINL CORP COM 890110109 7,568 104,966 SH   SOLE   0 0 104,966
TRAVELERS COMPANIES INC COM 89417E109 222 1,314 SH   SOLE   0 0 1,314
US BANCORP DEL COM NEW 902973304 1,020 22,155 SH   SOLE   0 0 22,155
UNION PAC CORP COM 907818108 1,978 9,275 SH   SOLE   0 0 9,275
UNITED PARCEL SERVICE INC CL B 911312106 387 2,121 SH   SOLE   0 0 2,121
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,382 21,683 SH   SOLE   0 0 21,683
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,124 14,802 SH   SOLE   0 0 14,802
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,864 37,998 SH   SOLE   0 0 37,998
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 371 4,861 SH   SOLE   0 0 4,861
VEEVA SYS INC CL A COM 922475108 483 2,439 SH   SOLE   0 0 2,439
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 963 2,777 SH   SOLE   0 0 2,777
VANGUARD INDEX FDS GROWTH ETF 922908736 648 2,909 SH   SOLE   0 0 2,909
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,343 12,419 SH   SOLE   0 0 12,419
VERIZON COMMUNICATIONS INC COM 92343V104 3,557 70,087 SH   SOLE   0 0 70,087
VISA INC COM CL A 92826C839 1,254 6,367 SH   SOLE   0 0 6,367
VMWARE INC CL A COM 928563402 220 1,932 SH   SOLE   0 0 1,932
WEC ENERGY GROUP INC COM 92939U106 871 8,650 SH   SOLE   0 0 8,650
WELLTOWER INC COM 95040Q104 899 10,918 SH   SOLE   0 0 10,918
WESCO INTL INC COM 95082P105 1,132 10,572 SH   SOLE   0 0 10,572
ZIMMER BIOMET HOLDINGS INC COM 98956P102 642 6,113 SH   SOLE   0 0 6,113
MEDTRONIC PLC SHS G5960L103 666 7,417 SH   SOLE   0 0 7,417