The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 413 16,054 SH   SOLE   0 0 16,054
AT&T INC COM 00206R102 1,529 64,725 SH   SOLE   0 0 64,725
ABBOTT LABS COM 002824100 5,085 42,960 SH   SOLE   0 0 42,960
ABBVIE INC COM 00287Y109 7,879 48,602 SH   SOLE   0 0 48,602
ABRDN ETFS BBRG ALL COMD K1 003261104 1,319 45,921 SH   SOLE   0 0 45,921
ADOBE SYSTEMS INCORPORATED COM 00724F101 645 1,415 SH   SOLE   0 0 1,415
AIR PRODS &CHEMS INC COM 009158106 568 2,272 SH   SOLE   0 0 2,272
ALPHABET INC CAP STK CL C 02079K107 4,558 1,632 SH   SOLE   0 0 1,632
ALPHABET INC CAP STK CL A 02079K305 2,119 762 SH   SOLE   0 0 762
AMAZON COM INC COM 023135106 3,909 1,199 SH   SOLE   0 0 1,199
AMERICAN ELEC PWR CO INC COM 025537101 618 6,192 SH   SOLE   0 0 6,192
AMERICAN EXPRESS CO COM 025816109 308 1,648 SH   SOLE   0 0 1,648
AMERICAN TOWER CORP NEW COM 03027X100 594 2,365 SH   SOLE   0 0 2,365
AMGEN INC COM 031162100 1,969 8,142 SH   SOLE   0 0 8,142
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 532 8,863 SH   SOLE   0 0 8,863
APPLE INC COM 037833100 20,153 115,416 SH   SOLE   0 0 115,416
APPLIED MATLS INC COM 038222105 400 3,037 SH   SOLE   0 0 3,037
ASTRAZENECA PLC SPONSORED ADR 046353108 583 8,783 SH   SOLE   0 0 8,783
ATMOS ENERGY CORP COM 049560105 215 1,800 SH   SOLE   0 0 1,800
AUTOMATIC DATA PROCESSING IN COM 053015103 1,240 5,450 SH   SOLE   0 0 5,450
BANK NEW YORK MELLON CORP COM 064058100 439 8,850 SH   SOLE   0 0 8,850
BERKSHIRE HATHAWAY INC DEL CL A 084670108 6,347 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,945 11,178 SH   SOLE   0 0 11,178
BIOGEN INC COM 09062X103 326 1,549 SH   SOLE   0 0 1,549
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 71 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101 875 1,145 SH   SOLE   0 0 1,145
BOOKING HOLDINGS INC COM 09857L108 716 305 SH   SOLE   0 0 305
BORGWARNER INC COM 099724106 650 16,709 SH   SOLE   0 0 16,709
BRISTOL-MYERS SQUIBB CO COM 110122108 1,372 18,790 SH   SOLE   0 0 18,790
CATERPILLAR INC COM 149123101 1,878 8,428 SH   SOLE   0 0 8,428
CHEVRON CORP NEW COM 166764100 1,812 11,128 SH   SOLE   0 0 11,128
CISCO SYS INC COM 17275R102 1,605 28,788 SH   SOLE   0 0 28,788
COCA COLA CO COM 191216100 1,114 17,967 SH   SOLE   0 0 17,967
COLGATE PALMOLIVE CO COM 194162103 691 9,106 SH   SOLE   0 0 9,106
COMMUNITY BK SYS INC COM 203607106 479 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104 828 8,744 SH   SOLE   0 0 8,744
CONSTELLATION BRANDS INC CL A 21036P108 1,286 5,582 SH   SOLE   0 0 5,582
CORNING INC COM 219350105 554 15,012 SH   SOLE   0 0 15,012
COSTCO WHSL CORP NEW COM 22160K105 1,478 2,567 SH   SOLE   0 0 2,567
DEERE &CO COM 244199105 1,472 3,544 SH   SOLE   0 0 3,544
DISNEY WALT CO COM 254687106 964 7,026 SH   SOLE   0 0 7,026
DOMINION ENERGY INC COM 25746U109 2,528 29,757 SH   SOLE   0 0 29,757
DUKE ENERGY CORP NEW COM NEW 26441C204 2,188 19,593 SH   SOLE   0 0 19,593
EMERSON ELEC CO COM 291011104 2,770 28,247 SH   SOLE   0 0 28,247
ENTERPRISE PRODS PARTNERS L COM 293792107 413 16,017 SH   SOLE   0 0 16,017
EVERGY INC COM 30034W106 233 3,416 SH   SOLE   0 0 3,416
EXXON MOBIL CORP COM 30231G102 3,916 47,418 SH   SOLE   0 0 47,418
META PLATFORMS INC CL A 30303M102 458 2,058 SH   SOLE   0 0 2,058
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 305 3,006 SH   SOLE   0 0 3,006
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,282 25,763 SH   SOLE   0 0 25,763
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 294 1,972 SH   SOLE   0 0 1,972
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,638 86,096 SH   SOLE   0 0 86,096
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 3,724 76,083 SH   SOLE   0 0 76,083
FISERV INC COM 337738108 229 2,255 SH   SOLE   0 0 2,255
FIRSTENERGY CORP COM 337932107 775 16,902 SH   SOLE   0 0 16,902
GENERAL DYNAMICS CORP COM 369550108 324 1,345 SH   SOLE   0 0 1,345
GENERAL MLS INC COM 370334104 1,160 17,127 SH   SOLE   0 0 17,127
GILEAD SCIENCES INC COM 375558103 390 6,554 SH   SOLE   0 0 6,554
HANESBRANDS INC COM 410345102 194 13,013 SH   SOLE   0 0 13,013
HERSHEY CO COM 427866108 368 1,700 SH   SOLE   0 0 1,700
HOME DEPOT INC COM 437076102 299 998 SH   SOLE   0 0 998
HONEYWELL INTL INC COM 438516106 763 3,924 SH   SOLE   0 0 3,924
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 212 4,090 SH   SOLE   0 0 4,090
INTEL CORP COM 458140100 2,483 50,105 SH   SOLE   0 0 50,105
INTERNATIONAL BUSINESS MACHS COM 459200101 1,405 10,808 SH   SOLE   0 0 10,808
INVESCO QQQ TR UNIT SER 1 46090E103 3,842 10,599 SH   SOLE   0 0 10,599
ISHARES TR CORE S&P TTL STK 464287150 6,673 66,109 SH   SOLE   0 0 66,109
ISHARES TR SELECT DIVID ETF 464287168 2,375 18,534 SH   SOLE   0 0 18,534
ISHARES TR CORE S&P500 ETF 464287200 4,157 9,162 SH   SOLE   0 0 9,162
ISHARES TR S&P 500 GRWT ETF 464287309 2,705 35,410 SH   SOLE   0 0 35,410
ISHARES TR S&P 500 VAL ETF 464287408 266 1,710 SH   SOLE   0 0 1,710
ISHARES TR CORE S&P MCP ETF 464287507 254 947 SH   SOLE   0 0 947
ISHARES TR RUS 1000 VAL ETF 464287598 403 2,425 SH   SOLE   0 0 2,425
ISHARES TR RUS 1000 GRW ETF 464287614 388 1,396 SH   SOLE   0 0 1,396
ISHARES TR RUS 2000 GRW ETF 464287648 277 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671 1,070 10,127 SH   SOLE   0 0 10,127
ISHARES TR CORE S&P SCP ETF 464287804 3,096 28,695 SH   SOLE   0 0 28,695
ISHARES TR S&P SML 600 GWT 464287887 348 2,783 SH   SOLE   0 0 2,783
ISHARES TR PFD AND INCM SEC 464288687 378 10,389 SH   SOLE   0 0 10,389
ISHARES TR CORE HIGH DV ETF 46429B663 1,200 11,229 SH   SOLE   0 0 11,229
ISHARES TR MSCI USA MIN VOL 46429B697 487 6,277 SH   SOLE   0 0 6,277
ISHARES TR CORE 1 5 YR USD 46432F859 350 7,218 SH   SOLE   0 0 7,218
ISHARES INC CORE MSCI EMKT 46434G103 506 9,101 SH   SOLE   0 0 9,101
ISHARES TR 0-5YR INVT GR CP 46434V100 501 10,140 SH   SOLE   0 0 10,140
ISHARES TR CORE DIV GRWTH 46434V621 3,348 62,691 SH   SOLE   0 0 62,691
ISHARES TR BLACKROCK ULTRA 46434V878 303 6,043 SH   SOLE   0 0 6,043
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,207 47,800 SH   SOLE   0 0 47,800
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,235 49,204 SH   SOLE   0 0 49,204
ISHARES TR IBONDS DEC2026 46435GAA0 1,228 49,824 SH   SOLE   0 0 49,824
ISHARES TR IBDS DEC28 ETF 46435U515 1,147 43,544 SH   SOLE   0 0 43,544
ISHARES TR IBONDS 27 ETF 46435UAA9 1,149 46,052 SH   SOLE   0 0 46,052
JPMORGAN CHASE &CO COM 46625H100 1,720 12,620 SH   SOLE   0 0 12,620
JOHNSON &JOHNSON COM 478160104 3,763 21,235 SH   SOLE   0 0 21,235
KELLOGG CO COM 487836108 643 9,975 SH   SOLE   0 0 9,975
KIMBERLY-CLARK CORP COM 494368103 736 5,978 SH   SOLE   0 0 5,978
KRAFT HEINZ CO COM 500754106 253 6,427 SH   SOLE   0 0 6,427
L3HARRIS TECHNOLOGIES INC COM 502431109 539 2,170 SH   SOLE   0 0 2,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409 658 2,496 SH   SOLE   0 0 2,496
LILLY ELI &CO COM 532457108 386 1,348 SH   SOLE   0 0 1,348
LOCKHEED MARTIN CORP COM 539830109 1,570 3,556 SH   SOLE   0 0 3,556
LOWES COS INC COM 548661107 2,301 11,380 SH   SOLE   0 0 11,380
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 468 9,530 SH   SOLE   0 0 9,530
MASTERCARD INCORPORATED CL A 57636Q104 236 660 SH   SOLE   0 0 660
MCDONALDS CORP COM 580135101 1,556 6,292 SH   SOLE   0 0 6,292
MERCK &CO INC COM 58933Y105 1,296 15,795 SH   SOLE   0 0 15,795
MICROSOFT CORP COM 594918104 6,066 19,675 SH   SOLE   0 0 19,675
MONDELEZ INTL INC CL A 609207105 243 3,864 SH   SOLE   0 0 3,864
NBT BANCORP INC COM 628778102 493 13,631 SH   SOLE   0 0 13,631
NEXTERA ENERGY INC COM 65339F101 469 5,536 SH   SOLE   0 0 5,536
NIKE INC CL B 654106103 202 1,501 SH   SOLE   0 0 1,501
NORFOLK SOUTHN CORP COM 655844108 800 2,804 SH   SOLE   0 0 2,804
NORTHROP GRUMMAN CORP COM 666807102 819 1,830 SH   SOLE   0 0 1,830
NOVARTIS AG SPONSORED ADR 66987V109 241 2,751 SH   SOLE   0 0 2,751
NUCOR CORP COM 670346105 270 1,813 SH   SOLE   0 0 1,813
NVIDIA CORPORATION COM 67066G104 2,366 8,672 SH   SOLE   0 0 8,672
ORACLE CORP COM 68389X105 343 4,150 SH   SOLE   0 0 4,150
PALO ALTO NETWORKS INC COM 697435105 1,178 1,892 SH   SOLE   0 0 1,892
PAYCHEX INC COM 704326107 2,415 17,695 SH   SOLE   0 0 17,695
PEPSICO INC COM 713448108 1,065 6,365 SH   SOLE   0 0 6,365
PFIZER INC COM 717081103 1,030 19,904 SH   SOLE   0 0 19,904
PIONEER NAT RES CO COM 723787107 244 976 SH   SOLE   0 0 976
PRICE T ROWE GROUP INC COM 74144T108 262 1,734 SH   SOLE   0 0 1,734
PROCTER AND GAMBLE CO COM 742718109 4,504 29,474 SH   SOLE   0 0 29,474
PROSHARES TR S&P 500 DV ARIST 74348A467 315 3,324 SH   SOLE   0 0 3,324
PRUDENTIAL FINL INC COM 744320102 203 1,714 SH   SOLE   0 0 1,714
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 825 11,788 SH   SOLE   0 0 11,788
QUALCOMM INC COM 747525103 1,725 11,288 SH   SOLE   0 0 11,288
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,199 12,102 SH   SOLE   0 0 12,102
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,890 21,897 SH   SOLE   0 0 21,897
SPDR GOLD TR GOLD SHS 78463V107 257 1,422 SH   SOLE   0 0 1,422
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 879 19,633 SH   SOLE   0 0 19,633
SALESFORCE COM INC COM 79466L302 1,214 5,719 SH   SOLE   0 0 5,719
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 604 7,661 SH   SOLE   0 0 7,661
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 603 3,795 SH   SOLE   0 0 3,795
SMUCKER J M CO COM NEW 832696405 437 3,227 SH   SOLE   0 0 3,227
SOUTHERN CO COM 842587107 1,261 17,386 SH   SOLE   0 0 17,386
BLOCK INC CL A 852234103 213 1,570 SH   SOLE   0 0 1,570
STARBUCKS CORP COM 855244109 880 9,671 SH   SOLE   0 0 9,671
SYSCO CORP COM 871829107 420 5,138 SH   SOLE   0 0 5,138
TJX COS INC NEW COM 872540109 274 4,526 SH   SOLE   0 0 4,526
TESLA INC COM 88160R101 1,329 1,234 SH   SOLE   0 0 1,234
TEXAS INSTRS INC COM 882508104 309 1,682 SH   SOLE   0 0 1,682
THERMO FISHER SCIENTIFIC INC COM 883556102 3,629 6,144 SH   SOLE   0 0 6,144
3M CO COM 88579Y101 1,538 10,328 SH   SOLE   0 0 10,328
TOMPKINS FINL CORP COM 890110109 8,098 103,466 SH   SOLE   0 0 103,466
TRAVELERS COMPANIES INC COM 89417E109 240 1,314 SH   SOLE   0 0 1,314
US BANCORP DEL COM NEW 902973304 1,211 22,781 SH   SOLE   0 0 22,781
UNION PAC CORP COM 907818108 2,525 9,242 SH   SOLE   0 0 9,242
UNITED PARCEL SERVICE INC CL B 911312106 440 2,051 SH   SOLE   0 0 2,051
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,970 26,368 SH   SOLE   0 0 26,368
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,787 17,187 SH   SOLE   0 0 17,187
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 777 9,975 SH   SOLE   0 0 9,975
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,210 37,504 SH   SOLE   0 0 37,504
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,376 17,623 SH   SOLE   0 0 17,623
VEEVA SYS INC CL A COM 922475108 605 2,849 SH   SOLE   0 0 2,849
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,155 2,781 SH   SOLE   0 0 2,781
VANGUARD INDEX FDS GROWTH ETF 922908736 867 3,013 SH   SOLE   0 0 3,013
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,892 12,702 SH   SOLE   0 0 12,702
VERIZON COMMUNICATIONS INC COM 92343V104 3,324 65,249 SH   SOLE   0 0 65,249
VISA INC COM CL A 92826C839 1,405 6,335 SH   SOLE   0 0 6,335
VMWARE INC CL A COM 928563402 252 2,217 SH   SOLE   0 0 2,217
WEC ENERGY GROUP INC COM 92939U106 875 8,762 SH   SOLE   0 0 8,762
WELLTOWER INC COM 95040Q104 1,035 10,763 SH   SOLE   0 0 10,763
WESCO INTL INC COM 95082P105 1,364 10,482 SH   SOLE   0 0 10,482
ZIMMER BIOMET HOLDINGS INC COM 98956P102 789 6,171 SH   SOLE   0 0 6,171
MEDTRONIC PLC SHS G5960L103 796 7,178 SH   SOLE   0 0 7,178