The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 390 16,049 SH   SOLE   0 0 16,049
AT&T INC COM 00206R102 1,525 62,001 SH   SOLE   0 0 62,001
ABBOTT LABS COM 002824100 6,139 43,620 SH   SOLE   0 0 43,620
ABBVIE INC COM 00287Y109 6,739 49,772 SH   SOLE   0 0 49,772
ABRDN ETFS BBRG ALL COMD K1 003261104 999 43,470 SH   SOLE   0 0 43,470
ADOBE SYSTEMS INCORPORATED COM 00724F101 709 1,251 SH   SOLE   0 0 1,251
AIR PRODS &CHEMS INC COM 009158106 422 1,387 SH   SOLE   0 0 1,387
ALPHABET INC CAP STK CL C 02079K107 4,711 1,628 SH   SOLE   0 0 1,628
ALPHABET INC CAP STK CL A 02079K305 2,297 793 SH   SOLE   0 0 793
AMAZON COM INC COM 023135106 3,714 1,114 SH   SOLE   0 0 1,114
AMERICAN ELEC PWR CO INC COM 025537101 550 6,180 SH   SOLE   0 0 6,180
AMERICAN EXPRESS CO COM 025816109 371 2,265 SH   SOLE   0 0 2,265
AMERICAN TOWER CORP NEW COM 03027X100 691 2,363 SH   SOLE   0 0 2,363
AMGEN INC COM 031162100 1,839 8,175 SH   SOLE   0 0 8,175
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 507 8,368 SH   SOLE   0 0 8,368
APPLE INC COM 037833100 22,859 128,731 SH   SOLE   0 0 128,731
APPLIED MATLS INC COM 038222105 458 2,910 SH   SOLE   0 0 2,910
ASTRAZENECA PLC SPONSORED ADR 046353108 379 6,513 SH   SOLE   0 0 6,513
AUTOMATIC DATA PROCESSING IN COM 053015103 1,402 5,685 SH   SOLE   0 0 5,685
BANK NEW YORK MELLON CORP COM 064058100 515 8,863 SH   SOLE   0 0 8,863
BERKSHIRE HATHAWAY INC DEL CL A 084670108 5,408 12 SH   SOLE   0 0 12
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,269 10,933 SH   SOLE   0 0 10,933
BIOGEN INC COM 09062X103 368 1,534 SH   SOLE   0 0 1,534
BIOSIG TECHNOLOGIES INC COM NEW 09073N201 137 61,615 SH   SOLE   0 0 61,615
BLACKROCK INC COM 09247X101 905 988 SH   SOLE   0 0 988
BOOKING HOLDINGS INC COM 09857L108 756 315 SH   SOLE   0 0 315
BORGWARNER INC COM 099724106 694 15,388 SH   SOLE   0 0 15,388
BRISTOL-MYERS SQUIBB CO COM 110122108 1,128 18,092 SH   SOLE   0 0 18,092
BROWN FORMAN CORP CL B 115637209 311 4,275 SH   SOLE   0 0 4,275
CVS HEALTH CORP COM 126650100 200 1,940 SH   SOLE   0 0 1,940
CATERPILLAR INC COM 149123101 1,403 6,784 SH   SOLE   0 0 6,784
CHEVRON CORP NEW COM 166764100 1,315 11,202 SH   SOLE   0 0 11,202
CISCO SYS INC COM 17275R102 1,834 28,937 SH   SOLE   0 0 28,937
COCA COLA CO COM 191216100 1,081 18,260 SH   SOLE   0 0 18,260
COLGATE PALMOLIVE CO COM 194162103 837 9,804 SH   SOLE   0 0 9,804
COMMUNITY BK SYS INC COM 203607106 509 6,834 SH   SOLE   0 0 6,834
CONSOLIDATED EDISON INC COM 209115104 754 8,836 SH   SOLE   0 0 8,836
CONSTELLATION BRANDS INC CL A 21036P108 1,409 5,614 SH   SOLE   0 0 5,614
CORNING INC COM 219350105 548 14,712 SH   SOLE   0 0 14,712
COSTCO WHSL CORP NEW COM 22160K105 1,494 2,633 SH   SOLE   0 0 2,633
DEERE &CO COM 244199105 1,229 3,583 SH   SOLE   0 0 3,583
DISNEY WALT CO COM 254687106 1,097 7,083 SH   SOLE   0 0 7,083
DOMINION ENERGY INC COM 25746U109 2,390 30,421 SH   SOLE   0 0 30,421
DUKE ENERGY CORP NEW COM NEW 26441C204 2,017 19,232 SH   SOLE   0 0 19,232
EMERSON ELEC CO COM 291011104 2,639 28,390 SH   SOLE   0 0 28,390
ENBRIDGE INC COM 29250N105 816 20,873 SH   SOLE   0 0 20,873
ENTERPRISE PRODS PARTNERS L COM 293792107 352 16,025 SH   SOLE   0 0 16,025
EVERGY INC COM 30034W106 234 3,416 SH   SOLE   0 0 3,416
EXXON MOBIL CORP COM 30231G102 2,716 44,379 SH   SOLE   0 0 44,379
META PLATFORMS INC CL A 30303M102 743 2,209 SH   SOLE   0 0 2,209
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 253 1,865 SH   SOLE   0 0 1,865
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,410 26,593 SH   SOLE   0 0 26,593
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 343 2,117 SH   SOLE   0 0 2,117
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,870 92,032 SH   SOLE   0 0 92,032
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 4,623 92,476 SH   SOLE   0 0 92,476
FIRSTENERGY CORP COM 337932107 696 16,739 SH   SOLE   0 0 16,739
FORD MTR CO DEL COM 345370860 208 10,035 SH   SOLE   0 0 10,035
GENERAL DYNAMICS CORP COM 369550108 311 1,494 SH   SOLE   0 0 1,494
GENERAL MLS INC COM 370334104 1,170 17,368 SH   SOLE   0 0 17,368
GILEAD SCIENCES INC COM 375558103 450 6,203 SH   SOLE   0 0 6,203
HANESBRANDS INC COM 410345102 245 14,663 SH   SOLE   0 0 14,663
HERSHEY CO COM 427866108 329 1,700 SH   SOLE   0 0 1,700
HOME DEPOT INC COM 437076102 414 998 SH   SOLE   0 0 998
HONEYWELL INTL INC COM 438516106 710 3,406 SH   SOLE   0 0 3,406
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 203 4,090 SH   SOLE   0 0 4,090
INTEL CORP COM 458140100 2,564 49,794 SH   SOLE   0 0 49,794
INTERNATIONAL BUSINESS MACHS COM 459200101 780 5,835 SH   SOLE   0 0 5,835
INVESCO QQQ TR UNIT SER 1 46090E103 4,180 10,506 SH   SOLE   0 0 10,506
ISHARES TR CORE S&P TTL STK 464287150 6,718 62,798 SH   SOLE   0 0 62,798
ISHARES TR SELECT DIVID ETF 464287168 2,273 18,543 SH   SOLE   0 0 18,543
ISHARES TR CORE S&P500 ETF 464287200 3,999 8,384 SH   SOLE   0 0 8,384
ISHARES TR S&P 500 GRWT ETF 464287309 2,476 29,598 SH   SOLE   0 0 29,598
ISHARES TR S&P 500 VAL ETF 464287408 268 1,710 SH   SOLE   0 0 1,710
ISHARES TR CORE S&P MCP ETF 464287507 268 946 SH   SOLE   0 0 946
ISHARES TR ISHARES BIOTECH 464287556 215 1,409 SH   SOLE   0 0 1,409
ISHARES TR RUS 1000 VAL ETF 464287598 407 2,425 SH   SOLE   0 0 2,425
ISHARES TR RUS 1000 GRW ETF 464287614 427 1,396 SH   SOLE   0 0 1,396
ISHARES TR RUS 2000 GRW ETF 464287648 317 1,082 SH   SOLE   0 0 1,082
ISHARES TR CORE S&P US GWT 464287671 1,125 9,730 SH   SOLE   0 0 9,730
ISHARES TR CORE S&P SCP ETF 464287804 2,925 25,541 SH   SOLE   0 0 25,541
ISHARES TR S&P SML 600 GWT 464287887 410 2,952 SH   SOLE   0 0 2,952
ISHARES TR PFD AND INCM SEC 464288687 392 9,950 SH   SOLE   0 0 9,950
ISHARES TR CORE HIGH DV ETF 46429B663 996 9,861 SH   SOLE   0 0 9,861
ISHARES TR MSCI USA MIN VOL 46429B697 519 6,418 SH   SOLE   0 0 6,418
ISHARES TR CORE 1 5 YR USD 46432F859 420 8,323 SH   SOLE   0 0 8,323
ISHARES INC CORE MSCI EMKT 46434G103 502 8,378 SH   SOLE   0 0 8,378
ISHARES TR 0-5YR INVT GR CP 46434V100 526 10,299 SH   SOLE   0 0 10,299
ISHARES TR CORE DIV GRWTH 46434V621 3,113 56 SH   SOLE   0 0 56
ISHARES TR BLACKROCK ULTRA 46434V878 415 8,232 SH   SOLE   0 0 8,232
JPMORGAN CHASE &CO COM 46625H100 1,929 12,181 SH   SOLE   0 0 12,181
JOHNSON &JOHNSON COM 478160104 3,370 19,700 SH   SOLE   0 0 19,700
KELLOGG CO COM 487836108 566 8,793 SH   SOLE   0 0 8,793
KIMBERLY-CLARK CORP COM 494368103 957 6,699 SH   SOLE   0 0 6,699
KRAFT HEINZ CO COM 500754106 231 6,422 SH   SOLE   0 0 6,422
L3HARRIS TECHNOLOGIES INC COM 502431109 463 2,170 SH   SOLE   0 0 2,170
LABORATORY CORP AMER HLDGS COM NEW 50540R409 791 2,516 SH   SOLE   0 0 2,516
LILLY ELI &CO COM 532457108 367 1,328 SH   SOLE   0 0 1,328
LOCKHEED MARTIN CORP COM 539830109 1,351 3,801 SH   SOLE   0 0 3,801
LOWES COS INC COM 548661107 2,964 11,469 SH   SOLE   0 0 11,469
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 441 9,501 SH   SOLE   0 0 9,501
MASTERCARD INCORPORATED CL A 57636Q104 210 585 SH   SOLE   0 0 585
MCDONALDS CORP COM 580135101 1,710 6,378 SH   SOLE   0 0 6,378
MERCK &CO INC COM 58933Y105 1,149 14,990 SH   SOLE   0 0 14,990
MICROSOFT CORP COM 594918104 6,580 19,565 SH   SOLE   0 0 19,565
MONDELEZ INTL INC CL A 609207105 263 3,963 SH   SOLE   0 0 3,963
NBT BANCORP INC COM 628778102 571 14,833 SH   SOLE   0 0 14,833
NETFLIX INC COM 64110L106 272 451 SH   SOLE   0 0 451
NEXTERA ENERGY INC COM 65339F101 491 5,260 SH   SOLE   0 0 5,260
NIKE INC CL B 654106103 250 1,501 SH   SOLE   0 0 1,501
NORFOLK SOUTHN CORP COM 655844108 835 2,803 SH   SOLE   0 0 2,803
NORTHROP GRUMMAN CORP COM 666807102 670 1,730 SH   SOLE   0 0 1,730
NOVARTIS AG SPONSORED ADR 66987V109 245 2,801 SH   SOLE   0 0 2,801
NUCOR CORP COM 670346105 204 1,783 SH   SOLE   0 0 1,783
NVIDIA CORPORATION COM 67066G104 2,486 8,454 SH   SOLE   0 0 8,454
ORACLE CORP COM 68389X105 364 4,175 SH   SOLE   0 0 4,175
PALO ALTO NETWORKS INC COM 697435105 901 1,619 SH   SOLE   0 0 1,619
PAYCHEX INC COM 704326107 2,405 17,617 SH   SOLE   0 0 17,617
PEPSICO INC COM 713448108 1,119 6,443 SH   SOLE   0 0 6,443
PFIZER INC COM 717081103 1,194 20,224 SH   SOLE   0 0 20,224
PRICE T ROWE GROUP INC COM 74144T108 341 1,733 SH   SOLE   0 0 1,733
PROCTER AND GAMBLE CO COM 742718109 4,899 29,950 SH   SOLE   0 0 29,950
PROSHARES TR S&P 500 DV ARIST 74348A467 316 3,224 SH   SOLE   0 0 3,224
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 786 11,780 SH   SOLE   0 0 11,780
QUALCOMM INC COM 747525103 2,096 11,462 SH   SOLE   0 0 11,462
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,033 11,999 SH   SOLE   0 0 11,999
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,847 22,837 SH   SOLE   0 0 22,837
SPDR GOLD TR GOLD SHS 78463V107 223 1,302 SH   SOLE   0 0 1,302
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,215 25,676 SH   SOLE   0 0 25,676
SALESFORCE COM INC COM 79466L302 1,235 4,861 SH   SOLE   0 0 4,861
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 617 7,638 SH   SOLE   0 0 7,638
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 660 3,794 SH   SOLE   0 0 3,794
SMUCKER J M CO COM NEW 832696405 453 3,332 SH   SOLE   0 0 3,332
SOUTHERN CO COM 842587107 1,200 17,495 SH   SOLE   0 0 17,495
BLOCK INC CL A 852234103 237 1,470 SH   SOLE   0 0 1,470
STARBUCKS CORP COM 855244109 1,053 9,001 SH   SOLE   0 0 9,001
SYSCO CORP COM 871829107 403 5,135 SH   SOLE   0 0 5,135
TJX COS INC NEW COM 872540109 343 4,522 SH   SOLE   0 0 4,522
TESLA INC COM 88160R101 1,739 1,646 SH   SOLE   0 0 1,646
TEXAS INSTRS INC COM 882508104 317 1,682 SH   SOLE   0 0 1,682
THERMO FISHER SCIENTIFIC INC COM 883556102 4,238 6,351 SH   SOLE   0 0 6,351
3M CO COM 88579Y101 1,858 10,460 SH   SOLE   0 0 10,460
TOMPKINS FINL CORP COM 890110109 8,692 103,999 SH   SOLE   0 0 103,999
TRAVELERS COMPANIES INC COM 89417E109 209 1,339 SH   SOLE   0 0 1,339
US BANCORP DEL COM NEW 902973304 1,226 21,824 SH   SOLE   0 0 21,824
UNION PAC CORP COM 907818108 2,475 9,823 SH   SOLE   0 0 9,823
UNITED PARCEL SERVICE INC CL B 911312106 439 2,047 SH   SOLE   0 0 2,047
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,586 20,838 SH   SOLE   0 0 20,838
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,553 14,867 SH   SOLE   0 0 14,867
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,308 16,181 SH   SOLE   0 0 16,181
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,759 33,533 SH   SOLE   0 0 33,533
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,766 34,034 SH   SOLE   0 0 34,034
VEEVA SYS INC CL A COM 922475108 635 2,484 SH   SOLE   0 0 2,484
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,215 2,784 SH   SOLE   0 0 2,784
VANGUARD INDEX FDS GROWTH ETF 922908736 984 3,067 SH   SOLE   0 0 3,067
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,085 12,777 SH   SOLE   0 0 12,777
VERIZON COMMUNICATIONS INC COM 92343V104 3,384 65,121 SH   SOLE   0 0 65,121
VISA INC COM CL A 92826C839 1,301 6,002 SH   SOLE   0 0 6,002
VMWARE INC CL A COM 928563402 263 2,274 SH   SOLE   0 0 2,274
WEC ENERGY GROUP INC COM 92939U106 867 8,932 SH   SOLE   0 0 8,932
WELLTOWER INC COM 95040Q104 923 10,758 SH   SOLE   0 0 10,758
WESCO INTL INC COM 95082P105 997 7,580 SH   SOLE   0 0 7,580
ZIMMER BIOMET HOLDINGS INC COM 98956P102 751 5,909 SH   SOLE   0 0 5,909
MEDTRONIC PLC SHS G5960L103 716 6,918 SH   SOLE   0 0 6,918