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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   40,868,345 72,732 SH   SOLE   0 0 72,732
AMAZON COM INC COM 023135106   1,258,189 6,613 SH   SOLE   0 0 6,613
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   242,324 455 SH   SOLE   0 0 455
INVESCO QQQ TR UNIT SER 1 46090E103   429,543 916 SH   SOLE   0 0 916
QUALCOMM INC COM 747525103   262,420 1,708 SH   SOLE   0 0 1,708
JOHNSON & JOHNSON COM 478160104   203,071 1,225 SH   SOLE   0 0 1,225
MICROSOFT CORP COM 594918104   684,180 1,823 SH   SOLE   0 0 1,823
UNITED PARCEL SERVICE INC CL B 911312106   1,495,204 13,594 SH   SOLE   0 0 13,594
COCA COLA CO COM 191216100   247,805 3,460 SH   SOLE   0 0 3,460
PPG INDS INC COM 693506107   1,384,808 12,664 SH   SOLE   0 0 12,664
STRYKER CORPORATION COM 863667101   273,604 735 SH   SOLE   0 0 735
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,691,778 47,089 SH   SOLE   0 0 47,089
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,246,877 39,119 SH   SOLE   0 0 39,119
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,579,570 81,866 SH   SOLE   0 0 81,866
SPDR SER TR PORTFOLI S&P1500 78464A805   1,147,653 16,875 SH   SOLE   0 0 16,875
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,518,240 28,446 SH   SOLE   0 0 28,446
EXXON MOBIL CORP COM 30231G102   569,744 4,791 SH   SOLE   0 0 4,791
WALMART INC COM 931142103   414,851 4,725 SH   SOLE   0 0 4,725
COSTCO WHSL CORP NEW COM 22160K105   281,367 297 SH   SOLE   0 0 297
PROCTER AND GAMBLE CO COM 742718109   1,991,699 11,687 SH   SOLE   0 0 11,687
JPMORGAN CHASE & CO. COM 46625H100   795,476 3,243 SH   SOLE   0 0 3,243
WELLS FARGO CO NEW COM 949746101   226,197 3,151 SH   SOLE   0 0 3,151
INTUIT COM 461202103   1,002,712 1,633 SH   SOLE   0 0 1,633
MARSH & MCLENNAN COS INC COM 571748102   784,237 3,214 SH   SOLE   0 0 3,214
APPLE INC COM 037833100   5,364,315 24,149 SH   SOLE   0 0 24,149
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,798,489 133,121 SH   SOLE   0 0 133,121
ISHARES TR S&P 100 ETF 464287101   213,956 790 SH   SOLE   0 0 790
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,018,644 22,507 SH   SOLE   0 0 22,507
NORTHROP GRUMMAN CORP COM 666807102   332,294 649 SH   SOLE   0 0 649
NETFLIX INC COM 64110L106   584,696 627 SH   SOLE   0 0 627
NVIDIA CORPORATION COM 67066G104   563,581 5,200 SH   SOLE   0 0 5,200
VANGUARD INDEX FDS VALUE ETF 922908744   601,234 3,481 SH   SOLE   0 0 3,481
VANGUARD INDEX FDS MID CAP ETF 922908629   7,236,905 27,983 SH   SOLE   0 0 27,983
VANGUARD INDEX FDS SM CP VAL ETF 922908611   758,760 4,073 SH   SOLE   0 0 4,073
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,818,072 42,170 SH   SOLE   0 0 42,170
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,035,462 31,727 SH   SOLE   0 0 31,727
VANGUARD INDEX FDS GROWTH ETF 922908736   897,176 2,419 SH   SOLE   0 0 2,419
VANGUARD INDEX FDS SML CP GRW ETF 922908595   691,556 2,747 SH   SOLE   0 0 2,747
ISHARES TR EAFE VALUE ETF 464288877   5,833,587 98,975 SH   SOLE   0 0 98,975
ISHARES TR EAFE GRWTH ETF 464288885   4,959,900 49,599 SH   SOLE   0 0 49,599
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,053,755 52,612 SH   SOLE   0 0 52,612
VANGUARD INDEX FDS LARGE CAP ETF 922908637   228,935 891 SH   SOLE   0 0 891
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   938,889 3,838 SH   SOLE   0 0 3,838
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   442,226 2,755 SH   SOLE   0 0 2,755
SPDR SER TR S&P 400 MDCP GRW 78464A821   3,318,011 41,757 SH   SOLE   0 0 41,757
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   291,896 4,812 SH   SOLE   0 0 4,812
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,450,449 18,529 SH   SOLE   0 0 18,529
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,672,523 34,903 SH   SOLE   0 0 34,903
SPDR SER TR PORTFOLIO S&P400 78464A847   28,844,255 563,585 SH   SOLE   0 0 563,585
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,031,620 26,203 SH   SOLE   0 0 26,203
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,639,651 169,971 SH   SOLE   0 0 169,971
ISHARES TR NATIONAL MUN ETF 464288414   2,806,075 26,613 SH   SOLE   0 0 26,613
PHILIP MORRIS INTL INC COM 718172109   388,889 2,450 SH   SOLE   0 0 2,450
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,162,170 40,664 SH   SOLE   0 0 40,664
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   33,435,662 918,310 SH   SOLE   0 0 918,310
SPDR SER TR PORTFOLIO AGRGTE 78464A649   22,031,486 862,627 SH   SOLE   0 0 862,627
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   252,483 2,178 SH   SOLE   0 0 2,178
ISHARES TR SHRT NAT MUN ETF 464288158   422,083 3,997 SH   SOLE   0 0 3,997
BROADCOM INC COM 11135F101   318,787 1,904 SH   SOLE   0 0 1,904
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   302,287 5,089 SH   SOLE   0 0 5,089
TESLA INC COM 88160R101   285,853 1,103 SH   SOLE   0 0 1,103
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,160,508 13,933 SH   SOLE   0 0 13,933
ISHARES TR FLTG RATE NT ETF 46429B655   2,015,957 39,490 SH   SOLE   0 0 39,490
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   16,119,465 576,519 SH   SOLE   0 0 576,519
META PLATFORMS INC CL A 30303M102   467,619 811 SH   SOLE   0 0 811
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   630,801 12,921 SH   SOLE   0 0 12,921
SPDR SER TR PORTFOLIO S&P600 78468R853   27,238,812 668,273 SH   SOLE   0 0 668,273
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   19,847,582 474,255 SH   SOLE   0 0 474,255
ISHARES TR INVESTMENT GRADE 46435G219   21,992,611 488,616 SH   SOLE   0 0 488,616
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   26,484,076 496,794 SH   SOLE   0 0 496,794
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   380,706 6,663 SH   SOLE   0 0 6,663
AMAZON COM INC COM 023135106   4,575 300 SH Call SOLE   0 0 300