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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   18,147,735 42,260 SH   SOLE   0 0 42,260
AMAZON COM INC COM 023135106   777,085 6,113 SH   SOLE   0 0 6,113
INVESCO QQQ TR UNIT SER 1 46090E103   482,231 1,346 SH   SOLE   0 0 1,346
MICROSOFT CORP COM 594918104   337,221 1,068 SH   SOLE   0 0 1,068
UNITED PARCEL SERVICE INC CL B 911312106   2,118,897 13,594 SH   SOLE   0 0 13,594
PPG INDS INC COM 693506107   1,643,787 12,664 SH   SOLE   0 0 12,664
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,709,180 51,253 SH   SOLE   0 0 51,253
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,629,723 49,539 SH   SOLE   0 0 49,539
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,316,888 72,822 SH   SOLE   0 0 72,822
SPDR SER TR PORTFOLI S&P1500 78464A805   849,064 16,176 SH   SOLE   0 0 16,176
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,413,543 21,969 SH   SOLE   0 0 21,969
EXXON MOBIL CORP COM 30231G102   252,444 2,147 SH   SOLE   0 0 2,147
PROCTER AND GAMBLE CO COM 742718109   252,338 1,730 SH   SOLE   0 0 1,730
JPMORGAN CHASE & CO COM 46625H100   248,419 1,713 SH   SOLE   0 0 1,713
INTUIT COM 461202103   828,745 1,622 SH   SOLE   0 0 1,622
MARSH & MCLENNAN COS INC COM 571748102   598,606 3,146 SH   SOLE   0 0 3,146
APPLE INC COM 037833100   2,272,674 13,274 SH   SOLE   0 0 13,274
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,605,895 111,631 SH   SOLE   0 0 111,631
WORTHINGTON INDS INC COM 981811102   287,306 4,647 SH   SOLE   0 0 4,647
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,951,701 100,783 SH   SOLE   0 0 100,783
NORTHROP GRUMMAN CORP COM 666807102   253,990 577 SH   SOLE   0 0 577
VANGUARD INDEX FDS VALUE ETF 922908744   337,377 2,446 SH   SOLE   0 0 2,446
VANGUARD INDEX FDS MID CAP ETF 922908629   6,784,352 32,579 SH   SOLE   0 0 32,579
VANGUARD INDEX FDS SM CP VAL ETF 922908611   715,995 4,489 SH   SOLE   0 0 4,489
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,997,950 52,841 SH   SOLE   0 0 52,841
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,786,100 35,892 SH   SOLE   0 0 35,892
VANGUARD INDEX FDS GROWTH ETF 922908736   563,003 2,068 SH   SOLE   0 0 2,068
VANGUARD INDEX FDS SML CP GRW ETF 922908595   716,963 3,347 SH   SOLE   0 0 3,347
ISHARES TR EAFE VALUE ETF 464288877   6,542,137 133,704 SH   SOLE   0 0 133,704
ISHARES TR EAFE GRWTH ETF 464288885   5,000,395 57,942 SH   SOLE   0 0 57,942
SPDR SER TR S&P 400 MDCP VAL 78464A839   4,056,280 62,539 SH   SOLE   0 0 62,539
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   991,153 5,089 SH   SOLE   0 0 5,089
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   447,440 3,417 SH   SOLE   0 0 3,417
SPDR SER TR S&P 400 MDCP GRW 78464A821   3,831,117 55,411 SH   SOLE   0 0 55,411
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   256,030 4,936 SH   SOLE   0 0 4,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,758,053 23,388 SH   SOLE   0 0 23,388
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,941,381 40,677 SH   SOLE   0 0 40,677
SPDR SER TR PORTFOLIO S&P400 78464A847   30,012,007 685,362 SH   SOLE   0 0 685,362
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   15,736,313 468,761 SH   SOLE   0 0 468,761
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,682,777 221,472 SH   SOLE   0 0 221,472
ISHARES TR NATIONAL MUN ETF 464288414   3,268,052 31,871 SH   SOLE   0 0 31,871
PHILIP MORRIS INTL INC COM 718172109   306,440 3,310 SH   SOLE   0 0 3,310
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   37,747,497 1,217,269 SH   SOLE   0 0 1,217,269
SPDR SER TR PORTFOLIO AGRGTE 78464A649   22,807,156 937,024 SH   SOLE   0 0 937,024
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   201,501 2,162 SH   SOLE   0 0 2,162
ISHARES TR SHRT NAT MUN ETF 464288158   615,617 5,985 SH   SOLE   0 0 5,985
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,209,228 10,719 SH   SOLE   0 0 10,719
ISHARES TR FLTG RATE NT ETF 46429B655   2,801,907 55,058 SH   SOLE   0 0 55,058
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,229,994 186,970 SH   SOLE   0 0 186,970
META PLATFORMS INC CL A 30303M102   203,542 678 SH   SOLE   0 0 678
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,750,626 392,026 SH   SOLE   0 0 392,026
SPDR SER TR PORTFOLIO S&P600 78468R853   29,565,375 801,230 SH   SOLE   0 0 801,230
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   16,295,749 478,302 SH   SOLE   0 0 478,302
ISHARES TR INVESTMENT GRADE 46435G219   19,787,003 466,565 SH   SOLE   0 0 466,565
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   19,876,417 433,604 SH   SOLE   0 0 433,604