The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   3,425 31,333 SH   SOLE   31,333 0 0
Alphabet Inc. COM 02079K305   615 4,405 SH   SOLE   4,405 0 0
Amazon.com, Inc. Com 023135106   604 3,980 SH   SOLE   3,980 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   328 5,820 SH   SOLE   5,820 0 0
Apple Inc. Com 037833100   894 4,645 SH   SOLE   4,645 0 0
Avantis US Equity ETF US Equity ETF 025072885   951 11,662 SH   SOLE   11,662 0 0
Avantis International Equity ETF International Equity ETF-AVDE 025072703   1,004 16,622 SH   SOLE   16,622 0 0
Avantis US Large Cap Value ETF Large Cap Value 025072349   1,303 22,575 SH   SOLE   22,575 0 0
Avantis US Small Cap Value ETF SMALL CAP ETF 025072877   4,579 50,996 SH   SOLE   50,996 0 0
Berkshire Hathaway Class B Com 084670702   728 2,038 SH   SOLE   2,038 0 0
CHARLES SCHWAB CORP (SCHW) CHARLES SCHWAB CORP 808513105   256 3,726 SH   SOLE   3,726 0 0
CIM REAL ESTATE FINANCE TRUST INC. 12558Q103 19326U100   91 14,532 SH   SOLE   14,532 0 0
COMCAST CORP CLASS A (CMCSA) COMCAST CORP CLASS A 20030N101   225 5,152 SH   SOLE   5,152 0 0
COSTCO WHOLESALE CO COM 22160K105   302 458 SH   SOLE   458 0 0
DIMENSIONAL ETF TR INTL CORE ETF INTL CORE EQT MK 25434V203   1,335 46,648 SH   SOLE   46,648 0 0
DIMENSIONAL ETF TR SHORT DURATION FX SHORT DURA CORE 25434V864   568 12,093 SH   SOLE   12,093 0 0
DIMENSIONAL ETF TR U S CORE EQUITY 2 US CORE EQUITY 2 25434V708   5,493 187,954 SH   SOLE   187,954 0 0
DIMENSIONAL ETF TR U S SMALL CAP ETF US SMALL CAP ETF 25434V500   939 15,760 SH   SOLE   15,760 0 0
DIMENSIONAL ETF TR US CORE ETF US CORE EQT MKT 25434V104   1,675 50,377 SH   SOLE   50,377 0 0
DIMENSIONAL ETF US TARGETED VALUE US TARGETED VALUE ETF (DFAT) 25434V609   207 3,963 SH   SOLE   3,963 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,120 86,846 SH   SOLE   86,846 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,527 36,030 SH   SOLE   36,030 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   459 19,078 SH   SOLE   19,078 0 0
DUKE ENERGY CORP FLORIDA DUKE ENERGY CORP 26441C204   8 10,000 SH   SOLE   10,000 0 0
ECOLAB INC COM 278865100   1,319 6,654 SH   SOLE   6,654 0 0
Eli Lilly & Co COM 532457108   247 424 SH   SOLE   424 0 0
ENERGY SELECT SECTOR SPDR ETF IV Industrial ETF 81369Y506   925 11,041 SH   SOLE   11,041 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   619 10,809 SH   SOLE   10,809 0 0
FIDELITY TOTAL BOND ETF TOTAL BD ETF 316188309   8,028 174,384 SH   SOLE   174,384 0 0
FIRST TR EX-TD VIII FT CBOE VEST FUN Cboe Vest Fund of Buffer ETF 33740F755   2,758 103,816 SH   SOLE   103,816 0 0
FIRST TRUST LRGE CAP CORE APADEX ETF COM SHS 33734K109   728 8,083 SH   SOLE   8,083 0 0
FIRST TRUST TCW OPPORTUNISTIC FI ETF TCW OPPORTUNIS 33740F805   4,819 108,050 SH   SOLE   108,050 0 0
FUBOTV INC. (FUBO) FUBOTV INC. 35953D104   63 20,000 SH   SOLE   20,000 0 0
HARTFORD SCHRODERS TAX AWARE BND ETF (HTAB) TAX AWARE BND ETF 41653L404   288 14,610 SH   SOLE   14,610 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   609 45,838 SH   SOLE   45,838 0 0
INVESCO EXCHANGE-TRADED FD TR II INV Small Cap 600 Revenue 46138G664   2,391 57,718 SH   SOLE   57,718 0 0
INVESCO EXCHANGE-TRADED FD TR INVESC S&P MDCP QUALITY 46137V472   4,560 51,407 SH   SOLE   51,407 0 0
INVESCO QQQ TRUST Nasdaq 100 ETF 46090E103   18,935 46,237 SH   SOLE   46,237 0 0
INVESCO TOTAL RETURN BOND ETF TTL RETURN BND ETF (GTO) 46090A804   2,566 54,333 SH   SOLE   54,333 0 0
iShares 0-5 Year TIPS Bond ETF BOND ETF 46429B747   5,531 56,101 SH   SOLE   56,101 0 0
iShares 20 PLS YEAR TREASURY BND ETF TLT 464287432   3,421 34,606 SH   SOLE   34,606 0 0
iShares Broad USD HG YLD CRP BND Etf USHY 46435U853   352 9,706 SH   SOLE   9,706 0 0
ISHARES CORE CONSERVATIVE ALL ETF IV CONSER ALLOC ETF 464289883   256 7,106 SH   SOLE   7,106 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,660 30,857 SH   SOLE   30,857 0 0
iShares Core S&P Mid-Cap ETF GROWTH ETF 464287507   5,290 19,089 SH   SOLE   19,089 0 0
ISHARES CORE S&P US VALUE ETF CORE S&P USVLU 464287663   6,253 74,156 SH   SOLE   74,156 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226   695 7,011 SH   SOLE   7,011 0 0
ISHARES GLOBAL 100 ETF GLOBAL 100 ETF 464287572   4,004 49,735 SH   SOLE   49,735 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   4,992 49,053 SH   SOLE   49,053 0 0
ISHARES MSCI USA MOMNTUM FCT ETF USA MOMENTUM FCT 46432F396   224 1,431 SH   SOLE   1,431 0 0
ISHARES MSCI USA QUALITY FACTOR ETF USA QUALITY FCTR 46432F339   1,318 8,958 SH   SOLE   8,958 0 0
ISHARED PREFERRED INCOME SECURITIES ETF (PFF) INCOME SECURITIES ETF 464288687   292 9,379 SH   SOLE   9,379 0 0
ISHARES RUSSELL 1000 GROWTH ETF IV RUS 1000 GRW ETF 464287614   3,248 10,713 SH   SOLE   10,713 0 0
ISHARES RUSSELL 1000 VALUE ETF IV RUS 1000 VAL ETF 464287598   401 2,428 SH   SOLE   2,428 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   5,299 26,401 SH   SOLE   26,401 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499   956 12,302 SH   SOLE   12,302 0 0
ISHARES RUSSELL MID CAP GROWTH ETF MID CAP GROWTH ETF 464287481   2,597 24,868 SH   SOLE   24,868 0 0
ISHARES TR CORE S&P500 ETF 464287200   551 1,154 SH   SOLE   1,154 0 0
ISHARES TR RUSSELL 2500 ETF RUSEL 2500 ETF 46435G268   1,043 16,950 SH   SOLE   16,950 0 0
ISHARES US AEROSPACE DEFENSE ETF IV US AER DEF ETF 464288760   1,847 14,591 SH   SOLE   14,591 0 0
ISHARES US MEDICAL DEVICES ETF IV U.S. MED DVC ETF 464288810   981 18,177 SH   SOLE   18,177 0 0
ISHS MSCI INTL QUALITY FACT ETF INTL QLTY FACTOR 46434V456   6,862 182,711 SH   SOLE   182,711 0 0
JPMORGAN CHASE & CO JPM 46625H100   263 1,546 SH   SOLE   1,546 0 0
J P MORGAN EXCHANGE-TRADED FD TR ACT Active Growth 46654Q609   321 5,269 SH   SOLE   5,269 0 0
J P MORGAN EXCHANGE-TRADED FD TR COR BOND ETF 46641Q670   343 7,286 SH   SOLE   7,286 0 0
JANUS DETROIT STR TR HENDERSON AAA CL 47103U845   4,411 87,708 SH   SOLE   87,708 0 0
JP MORGAN EXCH-TRADED FD TR SHORT DU SHORT DURA CORE 46641Q274   339 7,299 SH   SOLE   7,299 0 0
JP MORGAN MUNICIPAL ETF (JMUB) Municipal ETG 46641Q647   371 7,295 SH   SOLE   7,295 0 0
JP MORGAN ULTRA SHORT MUN INCOME ETF ULTRA SHT MUNCPL 46641Q654   617 12,162 SH   SOLE   12,162 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837   2,381 47,410 SH   SOLE   47,410 0 0
MICROSOFT CORP COM 594918104   1,074 2,857 SH   SOLE   2,857 0 0
MEDTRONIC PLC F MDT G5960L103   632 7,680 SH   SOLE   7,680 0 0
ORACLE Corp (ORCL) ORACLE CORP 68389X105   238 2,259 SH   SOLE   2,259 0 0
PACER US CASH COWS 100 ETF GROWTH ETF 69374H881   4,862 93,525 SH   SOLE   93,525 0 0
PIMCO ACTIVE BOND ETF (BOND) Active Bond ETF 72201R775   1,692 18,308 SH   SOLE   18,308 0 0
PIMCO MULTI SECTOR BOND ACTV ETF (PYLD) MULTI SECTOR 72201R585   744 29,012 SH   SOLE   29,012 0 0
Procter & Gamble Co Com 742718109   424 2,893 SH   SOLE   2,893 0 0
SCHWAB INTERNATIONAL EQUITY ETF (SCHF) International Equity 808524805   333 9,018 SH   SOLE   9,018 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   7,902 103,796 SH   SOLE   103,796 0 0
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300   7,656 92,287 SH   SOLE   92,287 0 0
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409   8,327 118,789 SH   SOLE   118,789 0 0
SELECT SECTOR HEALTH CARE SPD ETF IV Health Care 81369Y209   932 6,835 SH   SOLE   6,835 0 0
SELECT SECTOR UTI SELECT SPDR ETF SBI INT-UTILS 81369Y886   945 14,923 SH   SOLE   14,923 0 0
Southern CO (SO) Sothern Co 842587107   222 3,167 SH   SOLE   3,167 0 0
SPDR AGGREGATE BOND ETF IV PORTFOLIO AGRGTE 78464A649   3,541 138,106 SH   SOLE   138,106 0 0
SPDR BLACKSTONE SENIOR LOAN ETF IV BLACKSTONE SENR 78467V608   3,136 74,814 SH   SOLE   74,814 0 0
SPDR BLMBRG BRCLY EMG MKT LCL ETF IV BLOMBRG BRC EMRG 78464A391   240 11,329 SH   SOLE   11,329 0 0
SPDR Bloomberg 1-10 Year TIPS TIPS ETF 78468R861   252 13,598 SH   SOLE   13,598 0 0
SPDR CONSUMER DISCRETIONARY SELECT ETF FUND (XLY) CONSUMER DISCR SELECT 81369Y407   266 1,492 SH   SOLE   1,492 0 0
SPDR DOUBLELINE TTL RTRNT RTCL ETF (TOTL) Total Return Tactical 78467V848   1,641 40,793 SH   SOLE   40,793 0 0
SPDR DOW JONE GLOBAL REAL EST ETF IV DJ GLB RL ES ETF 78463X749   387 8,873 SH   SOLE   8,873 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107   1,911 9,999 SH   SOLE   9,999 0 0
SPDR INDEX SHARES EMERG MARKT ETF IV PORTFOLIO EMG MK 78463X509   1,153 32,579 SH   SOLE   32,579 0 0
SPDR LONG TERM TREASURY ETF IV PORTFOLIO LN TSR 78464A664   651 22,439 SH   SOLE   22,439 0 0
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889   2,862 84,176 SH   SOLE   84,176 0 0
SPDR PORTFOLIO HIGH YIELD BND ETF IV PORTFLI HIGH YLD 78468R606   671 29,964 SH   SOLE   29,964 0 0
SPDR PORTFOLIO SHORT TERM TREASURY ETF (SPTS) SHORT TERM TREASURY 78468R101   454 15,636 SH   SOLE   15,636 0 0
SPDR PORTFOLIO S&P 400 MID CP ETF IV PORTFOLIO S&P400 78464A847   810 16,628 SH   SOLE   16,628 0 0
SPDR PORTFOLIO S&P 500 ETF IV PORTFOLIO S&P500 78464A854   5,750 102,873 SH   SOLE   102,873 0 0
SPDR PORTFOLIO S&P 500 HIGH DIVID ET PRTFLO S&P500 HI 78468R788   228 5,837 SH   SOLE   5,837 0 0
SPDR PORTFOLIO S&P 600 SML CP ETF IV PORTFOLIO S&P600 78468R853   714 16,939 SH   SOLE   16,939 0 0
SPDR SHORT TERM CORPORATE BOND ETF SPSB SHORT TERM CRP BND ETF 78464A474   315 10,602 SH   SOLE   10,602 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   2,982 6,274 SH   SOLE   6,274 0 0
SPDR S&P 500 GROWTH ETF Growth ETF(SPYG) 78464A409   4,826 74,180 SH   SOLE   74,180 0 0
SPDR S&P 500 VALUE ETF VALUE ETF (SPYV) 78464A508   310 6,652 SH   SOLE   6,652 0 0
SPDR S&P INTERNATIONAL SMALL ETF IV S&P INTL SMLCP 78463X871   407 12,834 SH   SOLE   12,834 0 0
SPDR S&P KENSHO CLEAN POWER ETF IV S&P KENSHO CLEAN 78468R655   457 6,377 SH   SOLE   6,377 0 0
SPDR SSGA U S SECTOR ROTATION ETF SPDR SSGA US SCT 78470P408   284 6,207 SH   SOLE   6,207 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF IV TECHNOLOGY 81369Y803   5,022 26,093 SH   SOLE   26,093 0 0
TESLA (TSLA) TESLA INC. 88160R101   228 921 SH   SOLE   921 0 0
VANECK HIGH YIELD MUNI ETF HIGH YLD MUNI ETF 92189H409   333 6,458 SH   SOLE   6,458 0 0
VANECK MORNINGSTAR WIDE MOAT ETF MOAT 92189F643   4,966 58,513 SH   SOLE   58,513 0 0
VANGUARD EXTENDED MARKET ETF IV EXTEND MKT ETF 922908652   413 2,516 SH   SOLE   2,516 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   207 4,340 SH   SOLE   4,340 0 0
VANGUARD INDUSTRIALS ETF IV INDUSTRIAL ETF 92204A603   1,576 7,150 SH   SOLE   7,150 0 0
VANGUARD MEGA CAP ETF IV MEGA CAP INDEX 921910873   2,535 14,980 SH   SOLE   14,980 0 0
VANGUARD MEGA CAP GROWTH ETF IV MEGA GRWTH IND 921910816   2,466 9,503 SH   SOLE   9,503 0 0
Vanguard Russell 1000 Growth Index Growth ETF 92206C680   347 4,454 SH   SOLE   4,454 0 0
VANGUARD S&P 500 ETF (VOO) S&P 500 ETF 922908363   266 610 SH   SOLE   610 0 0
VANGUARD SMALL CAP ETF IV SMALL CP ETF 922908751   1,366 6,404 SH   SOLE   6,404 0 0
VANGUARD SMALL CAP GROWTH ETF IV SML CP GRW ETF 922908595   1,661 6,872 SH   SOLE   6,872 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   540 7,354 SH   SOLE   7,354 0 0
VISA INC CLASS A (V) VISA INC CLASS A 92826C839   201 774 SH   SOLE   774 0 0
Walmart Inc COM 931142103   515 3,272 SH   SOLE   3,272 0 0
XCEL ENERGY INC MINN COM 98389B100   249 4,023 SH   SOLE   4,023 0 0
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF XTRACK MSCI EMRG 233051101   2,124 92,102 SH   SOLE   92,102 0 0